General

• Acts as the final decision authority on commercial loan applications
• Follows sound lending practices, policies and procedures
• Responsible for financial analysis of complex loans/industries/Customers
• Contributes to team responsibility for ensuring satisfactory audit, loan review, and other loan quality metrics
• Supports Credit Management strategic initiatives
• Ensures compliance with established underwriting guidelines, quality and production guidelines, and Federal Banking Regulations
• Renders final credit decision within individual lending authority limits
• Determines necessary conditions of lending and closing
• Acts as a mentor and participates in the ongoing development of the Underwriting Staff
• Performs historical business financial analysis and cash flows
• Contributes to discussions of policy and standards adjustments

Commercial Credit Approval Officer I

Research Analyst

• Provides market research support in compiling and publishing high quality, comprehensive analysis
• Integrates the broader organizational and industry context into advice and solutions
• Solves complex problems requiring analysis of multiple variables
• Uses advanced methods to contribute to new solutions
• Develops and maintains contact with market participants
• Conducts meaningful analysis at the functional or enterprise level

Equity Research Associate – Enterprise Software

Business Analyst

• Manage, lead and oversee the end-to-end delivery of requirements throughout the lifecycle of the project
• Provides leadership and collaborates with stakeholders including business, technology and finance partners
• Support project benefits and changes to business processes, policies and systems across single or multiple Lines of Business
• Works independently but receives assistance from more senior levels
• Coaches other team members as appropriate within area of expertise
• Identifies, develops, and maintains key linkages with business partners
• Helps senior management by giving insightful and pro-active reporting and analysis

Business Analyst III

Banker

• Proficient in products, services and routine transactions in order to identify opportunities to educate on Bank products and services to Customers and/or refer them to appropriate team member or internal Bank partners, while ensuring a positive Customer experience
• Requires a broad knowledge and understanding of the full product suite, services and processes of business area, and could be characterized by low to moderate complexity/risk
• Establishes and nurtures Customer relationships by consistently displaying product knowledge, actively listening to Customer needs while engaging in additional conversation to identify any additional needs and offer a solution or partner referral
• Makes product recommendations based on Customer needs and highlights product features and benefits that ultimately support Customers through challenging times and life events, save time and money, and exceed their needs
• Utilizes Customer relationship management tools to proactively play a key role in customer assessments, proactively identifies Customer solutions and lead-focused outbound sales activities
• Independently resolves customer issues, errors and problems, escalating when necessary
• Builds working relationships with customers and explains detailed and/or complicated information
• Participates in Customer outreach, servicing and advice activities to deliver on our unexpectedly human promise
• Engages in conversations with customers about loan products, facilitates the application intake

Retail Banker I – Hamilton Square

Software Engineer

• Provide system support of IBM's Customer Information Control System (CICS) on z/OS
• Participate in planning, analysis, design, building, testing, consulting and implementation on CICS related projects
• Maintain CICS infrastructure on the z/OS platform
• Support CICS related products
• Support CICS application developers
• Mentor less experienced CICS Systems Programmers

Senior IT Build, CICS Programmer

Business Intelligence Developer

• Design, build, and optimize end-to-end Power BI solutions
• Own the development of scalable, governed reporting frameworks
• Lead the modernization of reporting processes
• Ensure data integrity, validation, and alignment across reporting outputs and source systems
• Translate complex data into clear, actionable insights

Senior Business Analyst, Performance Intelligence – Reporting

Support Engineer

• Provide pipeline management support to the pipeline swim lanes
• Review pipeline reporting and provide loan stage analysis
• Field sales partner inquiries and alert management to loan progression issues
• Oversee the day to day management of all assigned pipelines and/or loans
• Provide daily leadership to processors/underwriters/closers regarding all process, reporting and workflow items
• Identify and escalate breaks in process, procedure or policy
• Support the commitment to WOW! Service by meeting or exceeding established Operational Metrics
• Ensure accurate and timely loan delivery
• Provide training and/or guidance to team members and sales staff
• Adhere to all audit, regulatory, and compliance requirements
• Develop and maintain strong business relationships with Retail, Product, and other business partners
• Serve as escalation point for customer complaint resolution
• Review all required documents for loan journey
• Validate all documents required by underwriting are present and meet the stated requirements
• Ensure all data fields required by each stage in the loan journey are complete
• Interact with vendors providing service on the loan transaction

Pipeline Support Analyst – Home Equity

Solutions Engineer

• Manage a group of high level analysts
• Oversee enterprise solution design and development
• Maintain and administer systems business functions
• Coach and train less experienced staff
• Manage the requirements development process
• Design and validate new Solutions strategies

Solutions Manager

Data Analyst

• Reporting to the Senior Manager, CFM Performance Reporting & Insights within the FCPO Performance Reporting and Data Strategy centre of excellence team, the Manager, Analytics and Insights provides value-added support to effectively and efficiently measure and report CFM's monthly fraud loss performance
• Lead monthly and weekly fraud loss reporting and portfolio insights, providing quality assurance oversight and guidance to Senior Business Insights & Analysis team members
• Manage automated reporting, dashboards, and data pipelines through building, maintaining and enhancing data and reporting processes using SQL, Python, Tableau/Power BI, DSAP/Rahona and other analytic and business intelligence tools
• Develop actionable insights to support fraud loss mitigation, strategic initiatives and fraud rules opportunities
• Provide stakeholder management and executive-level reporting support, preparing commentaries, performance summaries and insights for CFM senior leadership and other key stakeholders

Manager, Analytics and Insights

Call Center Representative

• Responsible for the 3rd line of defence audit coverage for TD Bank Group's first line of defence in NACO, Corporate Functions, HR and 1st line Fraud
• Develop a risk-based Audit Plan for their portfolio
• Provide periodic reporting to governance committees including Audit Committees
• Deliver the plan evenly over the course of the year
• Adhere to audit standards
• Recommend, support & maintain appropriate resources to execute the plan
• Identify all significant control gaps in coverage areas
• Provide clear, comprehensive and timely reporting on significant control matters
• Stay current on evolving regulatory expectations and industry practices
• Maintain strong relationships with clients, regulators and external auditors
• Attract, develop and retain talent and maintain active pipeline for SMEs

Associate Vice President, Audit, Corporate Functions, Fraud

Security Engineer

• Plan and execute full‑scope red team engagements, including reconnaissance, initial access, lateral movement, privilege escalation, command-and-control, and objective completion
• Emulate real-world threat actors using established TTPs (e.g., MITRE ATT&CK)
• Conduct phishing and social engineering campaigns within defined legal and ethical constraints
• Develop and maintain custom tooling, payloads, and infrastructure to support operations
• Collaborate closely with Blue Team, Purple Team, Threat Intelligence, and Incident Response partners
• Produce clear, technically accurate engagement reports and executive-ready summaries
• Contribute to detection engineering by identifying gaps in controls, telemetry, and response processes
• Support continuous improvement of red team methodologies, playbooks, and governance processes
• Mentor junior operators and contribute to team knowledge sharing

Information Security Specialist – Red Team Operator

Affiliate Manager

• Day to day management of a team of IT professionals in supporting assigned business clients / internal partners / stakeholder needs
• Involved in negotiating technology costs and scope in forecasting, planning process
• Managing multiple teams and/or projects with increasing complexity
• Manages system enhancements, new releases or projects typically focused on a specific product/application of moderate scope and complexity
• Leads a group of IT professionals

Mgr Tech Delivery, Partner Management

Manager

• Gathers financial and general business information pertaining to customer and prospect loan requests
• Performs financial analyses needed to make credit decisions
• Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors
• Supports commercial banking team and recommends credit solutions that add value to the Customer
• Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
• May manage overall analytical support and workflow production needs for a department
• Works on larger, more complex deals, mainly focused on Middle Market
• May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives
• Acts as a consultant to business lines regarding credit issues, processes and procedures
• Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
• Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
• Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms; Takes appropriate action as necessary to correct deficiencies
• Coordinates with Account and Relationship Managers to perform routine financial analyses and credit investigations
• May communicate credit decisions to Relationship Managers and Account Managers
• Manages and oversees workflow and adherence to policy for department
• Participates in organizational cost benefit analysis and implementation
• Manages activities by creating and maintaining quantifiable service level standards against business performance
• Ensures timeliness of information and efficiency in process and workflow
• Maintains confidentiality of credit and customer information at all times
• May lead a team of Credit Analysts within a region or market

Credit Portfolio Manager I

Commercial Underwriter

• Analyze, underwrite and act as the final decision authority on commercial loan applications
• Ensure compliance with established underwriting guidelines, quality and production guidelines
• Conduct credit investigations and analyze financial information pertaining to relationships with Commercial Credit exposure
• Underwrite loans and perform historical business financial analysis and cash flows
• Identify credit applications that require credit enhancements and decision respective applications
• Render final credit decision within individual lending authority limits

Commercial Credit Underwriter III – New Money CRE

• The Commercial Credit Underwriter III analyzes, underwrites and may act as the final decision authority on commercial loan applications
• Ensures compliance with established underwriting guidelines, quality and production guidelines, as well as Federal Banking Regulations and Government Reporting requirements
• Responsible for basic financial analysis of less complex loans/industries/Customers
• May possess loan decision authority up to position authority limits as defined in credit policy
• Expected to attain exception and high-risk authority
• Acts as a mentor and participates in the on-going development of the Underwriting Staff
• Conducts credit investigations and analyzes financial information pertaining to relationships with Commercial Credit exposure up to highest authority limits
• Underwrites loans and performs historical business financial analysis and cash flows
• Investigate available sources of credit and financial information