Manager

• Gathers financial and general business information pertaining to customer and prospect loan requests
• Performs financial analyses needed to make credit decisions
• Contributes and provides input to group loan decision process based on evaluation of credit risk
• Supports commercial banking team and recommends credit solutions that add value to the Customer
• Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
• Acts as a consultant to business lines regarding credit issues, processes and procedures
• Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms.

Credit Portfolio Manager I – Education, Not for Profit

Product Manager

• Partner with management to support the delivery of a product vision
• Create and maintain a product backlog and continuously re-prioritize user stories
• Align with senior management on the product delivery roadmap
• Review performance analytics; recommend strategies to enhance product experience
• Participate in scrum or Kanban events and express new ideas for improvement
• Engage business process partners to ensure customer preparation for changes
• Create a value-focused product backlog and ensure user stories are prioritized
• Manage delivery initiatives and development team backlogs
• Proactively raise issues impacting customer-focused delivery
• Adhere to enterprise frameworks or methodologies related to business area

Product Owner I

Actuary

• Design solutions using advanced techniques (predictive modeling, text-mining, etc.) for marketing and digital strategies
• Perform numerous analyses to support targeted profitable growth and customer experience improvement
• Act as a subject matter expert in projects involving numerous departments such as DAI, Marketing, Digital, Pricing, Product, etc.
• Work with 3rd party vendors to explore new data/process opportunities
• Identify areas of opportunity that could help TDI achieve its growth objectives
• Remain accountable for the success of acquisition, marketing and digital initiatives and drive results to achieve expected benefits and outcomes

Senior Actuarial Analyst, Acquisition & Marketing Analytics

Customer Support

• Deliver exceptional, end-to-end client service and act as trusted points of contact for customers
• Support Relationship Managers and Account Managers in day-to-day portfolio management
• Contribute to business growth through referrals, cross-selling, and deepening client relationships
• Partner closely with internal teams across TD to deliver seamless solutions
• Ensure all products, services, and activities are delivered in a compliant, risk-aware manner

Customer Service Officer, Cash Management Officer

Risk

• The Governance & Control Specialist - Centralized 1B Risk Trending & Reporting will report to the 1B Centralized G&C Risk Identification & Aggregation team.
• The individual will support the overall process of the creation of the Risk Profiles and reporting.
• In addition, the G&C Specialist - Centralized 1B Risk Trending & Reporting will review and analyze key data sources across Major Risk Categories to assist with identification of risk trends, emerging risks and control gaps across business units and legal entities.
• The role contributes to the preparation of risk profile related materials and supports routine monitoring activities.

Governance & Control Specialist – Centralized 1B Risk Trending & Reporting

• Manages the end to end development, design, and implementation of long term business strategy and roadmaps
• Drives achievement of Digital business strategies
• Responsible for development of Digital business strategy and results by working closely with a large LOB or business pillar
• Anticipates emerging business trends and regulatory/risk issues

Senior Digital Onboarding Product Manager

• Supports their Line of Business in the development and execution of work projects to support the Business' goals & objectives
• Embodies TD's Shared Commitments and customer-focused culture
• Risk Management protects TD Bank as well as our customers, colleagues, and communities
• Works together with teams specializing in different types of risk to ensure holistic understanding of the risk landscape

Summer Internship Program – Risk

Chief Operating Officer

• Supports their Line of Business in the development and execution of work projects
• Embodies TD's Shared Commitments and customer-focused culture
• Provides hands-on involvement in day-to-day tasks, projects, and initiatives
• Aims at deepening understanding of the business and exposure to various leadership styles and skills

Summer Internship Program – Chief Operating Officer Group

Financial Crime

• Conducts end to end investigations of various higher complexity and sensitivity through analysis of evidence gathered for both internal and external investigations
• Reviews client relationships and assess risks related to Sanctions, Anti-Bribery and Anti-Corruption, Fraud, and Insider Threat
• Analyzes complex data sets to proactively identify leads
• Prepares suspicious activity reports (SARs) and recommends demarketing clients if appropriate

Senior AML Financial Crime Risk Investigator – Specialized Investigations

• Manage a diverse portfolio of business management activities for complex or high-risk functional areas
• Provide dedicated support for meetings of the Board of Directors and its committees
• Oversee and/or independently perform tasks from end to end

Business Management Specialist – Corporate and Subsidiary Governance

Project Manager

• Manage projects with a high level of regulatory oversight and/or high risk profiles
• Engage Sr. Executive/Leadership for day-to-day status reporting, escalations, etc.
• Plan, manage and deliver distinct projects through all specific phases
• Provide leadership, direction and coaching to teams while partnering with business and executive stakeholders

Senior Project Manager, AML Remediation

• Support the 1B Centralized G&C Risk Identification & Aggregation team in overall process and maintenance of Risk Profiles and reporting
• Assist with the review and analysis of key data sources across Major Risk Categories to identify risk trends, emerging risks, and control gaps
• Provide essential governance and administrative support, including updating procedures, maintaining process maps, organizing documentation, tracking changes, and assisting with report preparation and coordination activities

Senior Governance & Control Analyst – Centralized Risk Trending & Reporting

General Counsel

• May manage paralegal and administrative staff, assigning responsibilities and evaluating results
• Provides leadership, coaching, counseling and guidance to staff
• Supervises external counsel providing advice or other legal services of the Company
• Works closely with General Counsel, department attorneys and external legal counsel on specific legal issues related to the Company's business
• Gives practical support and assistance to contemporaries, junior attorneys and staff
• Volunteers expert advice and experience
• Verifies the information has been understood
• Serves in one or more permanent or ad hoc practice groups or cross-practice teams of attorneys and staff
• Assists in the management of expenditures for external counsel
• Advises lines of business on best practices that help minimize legal and litigation risk
• May assist General Counsel in developing and managing departmental budget for both internal and external legal spend
• Anticipates client needs
• Deals with complex legal issues
• Clearly delivers difficult messages without jeopardizing client relationships
• Gives pragmatic legal opinions with reasons and rationale
• Provides advice in ambiguous situations; identifies and prevents future legal risks
• Identifies and takes action on future opportunities
• Resolves most situations where conflicts arise between the needs and desires of specific business units and the interests of the Company without requiring intervention of more senior attorneys
• Demonstrates highest professional ethical and behavioral standards and complies with all applicable Bar Rules and Codes of Professional Responsibility, and corporate ethical and behavioral standards
• Participates in special projects and performs additional duties as required

Senior Counsel – Wealth Management

Analyst

• Conducting in-depth industry and financial analysis of existing and potential borrowers
• Responsible for basic financial analysis of less complex loans/industries/Customers
• May research industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet
• May participate in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times)
• Integral part of loan origination process.
• Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition
• Supports the lending function by providing analytical support
• May prepare insightful and timely approval memorandums for presentation to appropriate lending and credit authorities
• May analyze financial statements, management profiles, business and product cycles, cash flow ability, collateral, agings, etc. of future and existing Customers to identify trends, measure performance, assess financial strength and develop an assessment of credit risk
• May maintain credit files, monitor data such as updated financial statements and prepare updated analysis memos
• Monitors compliance with regulatory requirements
• May provide written analysis that identifies any deviations from the Company Commercial Loan Policy and becomes familiar with alternative structures in order to reduce credit risk
• Achieves operational performance standards in quality and timeliness

Credit Analyst I – Loan Review

• Manages a team of Business Insights & Analytics specialists
• Works closely with various internal stakeholders/partners to understand business objectives
• Identifies data/information needs, opportunities for improvement
• Helps inform and support business decisions and strategies
• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions
• Facilitates key strategic discussions and provides thought leadership to executive audience
• Collaborates with others to execute on common goals