Group Risk Specialist – Credit Risk Management

Group Risk Specialist governing credit-risk controls at TD, a global financial institution. Leading RCSAs, control testing, risk reporting, and remediation across Credit Risk Management.

Posted 8/7/2026full-timeRemote • Maine, New Jersey, South Carolina • 🇺🇸 United StatesSeniorLead💰 $91,000 - $136,240 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates advanced knowledge of risk management governance, including Risk and Control Self-Assessments (RCSAs), control testing, and regulatory compliance. Proven ability to lead cross-functional teams, analyze operational risks, and implement effective risk frameworks to mitigate exposures.

Highest-signal resume keywords

Risk And Control Self-Assessment (RCSA) ExperienceAdvanced Knowledge Of Risk Management GovernanceAnalytical Software Tools ProficiencyEffective Oral And Written Communication SkillsMentoring And Coaching Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk Management GovernanceControl TestingOperational Risk AnalysisKey Risk Indicator DevelopmentData Analysis MethodsRegulatory ComplianceProgram EvaluationControl Weakness IdentificationChange GovernanceIssues Management

Soft Skills

CollaborationRelationship BuildingSound JudgmentDecision-MakingOrganizational Skills

Tools & Technologies

MS OfficeAnalytical Software Tools

Industry Keywords

Operational RiskRegulatory RequirementsBusiness ContinuityVendor ManagementEmerging Issues Monitoring

About the role

Key responsibilities & impact

Execute Risk and Control Self-Assessments (RCSAs), control testing, issues management, Key Indicator creation and monitoring, and change governance
Work with 1A Credit Risk Management teams, Operational Risk 2A Partners, and other risk partners to complete timely deliverables
Prepare for and lead RCSA meetings with stakeholders
Review RCSA documents, procedures, operational risk reporting, audit and regulatory findings, standards, guidelines, and training materials
Assign inherent risk ratings and identify and write control statements
Respond to risk partner challenge and provide program guidance
Lead walkthrough meetings to assess the design effectiveness of controls
Establish testing criteria and steps; perform control testing
Identify control weaknesses and gaps and monitor remediation through closure
Provide risk management expertise and implement risk frameworks to mitigate enterprise and business-wide risk exposures
Lead cross-functional teams and independently manage end-to-end functional programs
Develop and implement standards, policies, and processes to identify, report, and mitigate operational risk exposures
Analyze potential risks, escalate key risks, and present findings and action plans to business executives
Provide ongoing operational risk analysis and reporting and review findings with business leaders
Coordinate or guide operational risk disciplines, including RCSA, business continuity, outsourcing and vendor management, regulatory compliance, and related programs
Develop and monitor Key Risk Indicators and facilitate risk issue resolution
Support operational, market, credit, reputational, and regulatory risk areas
Provide commentary and oversight for policies, procedures, and practices
Conduct research and support presentations and communications to management
Analyze program and policy effectiveness and recommend improvements
Lead or implement remediation plans for performance, risk, and governance issues
Maintain relationships across business lines and oversight functions
Monitor emerging issues, trends, and regulatory requirements
Participate as a subject matter expert in enterprise initiatives
Support knowledge transfer, team development, mentoring, and stakeholder relationships
Promote a positive, diverse, and equitable work environment

Requirements

What you’ll need

Undergraduate degree or technical certificate and/or 7+ years of relevant experience
Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks, and reporting
Knowledge of risk management environments, standards, regulations, and mitigation
Knowledge of current and emerging competitor and market trends
Ability to establish goals and objectives supporting the strategic plan
Ability to lead, plan, implement, and evaluate program and project activities
Skill in mentoring and coaching
Advanced skill using analytical software tools, data analysis methods, and reporting techniques
Skill using computer applications, including MS Office
Effective oral and written communication skills
Ability to collaborate and build relationships across teams and functions
Ability to work successfully both independently and as a team member
Sound judgment and decision-making ability
Ability to analyze, organize, and prioritize work while meeting multiple deadlines
Ability to handle confidential information with discretion
Risk and Control Self-Assessment (RCSA) experience highly preferred
Occasional domestic travel required; no international travel
Continuous sedentary work, multitasking, office-equipment operation, concentration, reading, writing, comprehension, and basic arithmetic
Occasional sitting-related movement, lifting/carrying under 25 lbs., squatting, bending, reaching forward, and walking

Benefits

Comp & perks

Base salary of $91,000 - $136,240 USD
Variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards
Health and well-being benefits
Savings and retirement programs
Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
Banking benefits and discounts
Career development
Reward and recognition
Regular career, development, and performance conversations with manager
Online learning platform
Mentoring programs
Training and onboarding sessions
Accommodations to complete the application process
Equal opportunity employment
Diverse and inclusive workplace