Regions Bank

Product Manager

• Represent business stakeholders to elicit, understand, analyze, document, refine and communicate business needs
• Partner with sponsors, stakeholders, and Information Technology to define and document business processes, needs, measures, risks and controls
• Work with management and stakeholders to understand and validate business strategy, vision and customer needs
• Assist with project-level plans related to schedule, scope and resources
• Work independently on small to medium complexity efforts or support Senior/Lead staff on larger efforts
• Identify, assess, track and mitigate issues and risks
• Participate in validation and testing of features before end-user acceptance
• Provide just-in-time story elaboration to designers, business analysts, developers, testers and others
• Maintain a prioritized backlog of stories and provide business guidance to the execution team
• Review, accept and prioritize stakeholder feedback and new requirements
• Review and accept or decline development output against acceptance criteria
• Manage and track benefits, adoption and operational risks with business process owners
• Lead intake and prioritization of development work aligned to business and technology goals

Agile Product Owner – BSA/AML

Analyst

• Collaborate with finance and technology teams to establish cloud budgets and forecasts
• Develop and maintain financial models and forecasts to track cloud spending and cost-saving initiatives
• Analyze billing data and cloud usage metrics to identify trends and optimization opportunities
• Develop and implement strategies to optimize cloud costs
• Create reports and dashboards to track and communicate cloud cost optimization efforts
• Provide guidance to engineering teams on optimization recommendations
• Present financial analysis to influence management decisions
• Stay current on industry trends, tools, and technologies related to cloud cost management and FinOps practices
• Prepare and maintain documentation of processes and procedures
• Assist management with complex projects and initiatives
• Offer guidance and advice to junior analysts
• Ensure compliance with risk management programs, rules and regulations, and cybersecurity practices
• Identify and support process improvements
• Apply disciplined change management practices

Cloud FinOps Analyst

Risk

• Lead management of data as a corporate asset to generate company value and enable appropriate risk management
• Partner with Business Units, Risk Management, and Internal Audit to develop, promote, and enforce data management standards and best practices
• Manage matrixed data steward teams across multiple business units or functional areas
• Partner with GDO data councils to manage and govern data
• Coach and guide GDOs and senior leaders on managing data risks while delivering value
• Define, communicate, and implement data management roadmaps with GDOs
• Drive data management automation by directing teams to design, develop, and implement software solutions
• Prioritize needs and lead the data management portion of data product development
• Partner with data scientists using data and business domain expertise
• Develop business requirements and lead implementation of data quality, metadata management, data catalog, and integration platforms
• Assist management with Matters Requiring Attention and regulatory reporting related to the Fed and other external agencies
• Leverage emerging technologies to improve efficiency, pilot new data management capabilities, and scale successful pilots
• Participate in build-versus-buy decisions and vendor selection
• Help leadership create success criteria and measurement approaches for data management and governance
• Act as the company’s thought and execution leader for data management and governance
• Ensure compliance with risk management programs, regulations, and cybersecurity practices; support process improvements and disciplined change management

Data Management and Governance Partner

Full-stack Engineer

• Oversee application development, modification, and maintenance
• Oversee development and installation of new hardware and software
• Install and configure systems and software
• Test installed software to detect malfunctions
• Identify and resolve business systems issues
• Design and deploy new applications and enhancements to existing applications, software, and operating systems
• Measure the effectiveness and efficiency of existing systems
• Develop and implement strategies to improve systems
• Monitor and test system performance
• Maintain full ownership of a process
• Ensure compliance with risk management programs, rules, regulations, and cybersecurity practices
• Identify and support process improvements
• Apply disciplined change management practices
• Act as a procedural expert when needed
• May lead the work of junior-level associates
• Work within Regions' Technology department

Software Engineer – Full Stack, .NET

• Manage risk related to commercial construction loan projects across the Bank’s footprint
• Review construction contracts and related documents for policy compliance and outstanding issues
• Review construction loan requirements with field teams and ensure adherence to policies and procedures
• Advise field teams as a subject matter expert on commercial construction projects
• Obtain, review, and approve preliminary construction documentation before loan closing
• Evaluate and approve draw requests and verify required documentation
• Support senior analysts in resolving construction-related field issues
• Create and maintain balanced sources and uses worksheets, including costs, reallocations, and change orders
• Reconcile contractor draw requests with available loan funds
• Partner with lenders on agent and non-agent projects
• Assign and manage third-party construction consulting inspection firms
• Maintain third-party partner relationships and complete post-project scorecards as needed
• Secure final construction completion documents and verify resolution of outstanding issues
• Assist with training and mentoring new construction loan monitoring analysts
• Partner with Commercial Banking, Real Estate Banking, Real Estate Corporate Banking, Regions Equipment Finance, Specialized and Diversified Industries, Commercial Banking Credit Services, Capital Markets, and Problem Asset Management segments

Credit Products Construction Loan Monitoring Analyst

Affiliate Manager

• Act as a consultant regarding business needs and requirements
• Support transformational strategy development and translate strategies into initiatives and business capabilities
• Identify business unit issues, perform root cause analysis, and recommend solutions
• Support strategic projects from inception to execution
• Conduct customer and market research, monitor industry and economic trends, and perform competitive analysis
• Build and execute technical and non-technical initiatives, execution plans, and growth strategies
• Lead business-group communications around changes impacting the business
• Own deliverables communicating segment performance for continuous improvement and management reporting
• Develop business unit and market research, client profiling and segmentation, performance reporting, and industry/economic overviews
• Support annual strategic planning through meeting organization, materials, facilitation, insights, plan co-authorship, and progress reporting
• Evaluate processes, procedures, and people to identify continuous improvement opportunities
• Contribute to workflow/process redesign and risk and control identification
• May supervise the day-to-day work of professional-level associates

Corporate Banking Business Optimization Partner

• Manage all aspects of system design, development, deployment, acquisition, and ongoing maintenance for application systems
• Develop technology solutions that improve internal business efficiency, resolve business problems, and support business opportunities
• Create and refine operational processes and systems for regulatory and audit compliance
• Plan, design, develop, and verify lifecycle-balanced system solutions using an interdisciplinary collaborative approach
• Evaluate customer and operational needs, define system performance requirements, integrate technical parameters, and assure interface compatibility
• Support planning, organization, implementation, and monitoring of requirements through management processes
• Partner across Technology, Operations, Digital, and Data to strengthen risk management, compliance, and cybersecurity controls
• Evaluate risk and control impacts when designing or implementing process, system, product, or service changes
• Manage at least two Fraud AD Agile teams and provide technical guidance on design, technology standards, and guidelines
• Work with business stakeholders, Scrum Masters, Product Owners, and Architects to translate business requests into technical requirements
• Lead intake and prioritization of development work aligned with business and technology goals
• Own product lifecycle and delivery for enterprise software platforms
• Provide status reporting on key initiatives, timelines, and team productivity
• Coach, teach, and mentor teams

Software Engineer Manager

Compliance

• Advise leadership on business and product decisions to ensure alignment with organizational risk standards
• Design, implement, and oversee risk programs, including monitoring, testing, and control assessments
• Review organizational initiatives for risk impact
• Lead initiatives to identify and proactively mitigate emerging risks, including cybersecurity and artificial intelligence
• Assist with regulatory exams and internal audits by compiling requested information and preparing supporting materials
• Develop and deliver training materials and workshops to increase risk awareness and compliance
• Monitor applicable laws, regulations, internal policies, and trends; communicate impacts appropriately
• Lead efforts to resolve highly critical issues, findings, and regulator matters
• Supervise junior analysts when appropriate and provide technical guidance
• Serve as a liaison to internal and external auditors and enterprise support units

Enterprise Compliance and Operational Risk Manager

Banker

• Meet with customers and prospects in person and by phone to determine financial needs
• Proactively offer appropriate products, services, and guidance to help customers achieve financial goals
• Achieve branch targets and goals by identifying customer needs and providing guidance on Regions’ solutions
• Conduct outbound calls from customer and prospect lead lists to expand relationships and acquire new customers
• Educate and advise customers on Regions’ consumer and business products and services, including loans and deposits
• Educate customers on mobile, online, ATM, and other digital banking solutions
• Provide an optimal customer experience, including greeting customers and processing transactions
• Own and resolve customer issues
• Refer customers to internal experts when complex financial needs are identified
• Follow banking processes, procedures, laws, and regulations
• Complete duties delegated and assigned by the Branch Manager
• Help ensure sound banking practices and manage, identify, and report operational risks

Relationship Banker II

Consultant

• Supports the client sales experience by conducting client consultations and developing solutions
• Facilitates discussions and counsels and implements technical solutions with commercial clients
• Provides guidance and feedback on technology changes that require integration with Regions
• Creates customer recommendations for clients with the goal of assisting clients to gain operating efficiencies through the use of banking services
• Coordinates and facilitates discussions between internal departments, clients, and external vendors to ensure service functionality meets the clients' requirements
• Partners with the sales team to create project plans and identify system requirements
• May partner with the application development team and other technology partners to define business and functional requirements

Commercial Card Technology Consultant

Systems Engineer

• Conduct business process analysis, needs assessments and preliminary cost/benefits analysis
• Work with minimal supervision with a high attention to detail
• Formulates and defines specifications for moderately complex operating software programming applications
• Analyzes and evaluates existing or proposed systems and devises computer programs
• Prepares charts and diagrams to assist in problem analysis and submits recommendations for solution
• Prepares program specifications and diagrams and develops coding logic flowcharts
• Encodes, tests, debugs and installs the operating programs and procedures
• Reviews progress and evaluates results

Real Estate Capital Markets Business Systems Analyst – Agency Multifamily

Financial Planning and Analysis

• Provides operational support within the Investment Services division to advisors, clients, and internal partners
• Collects, logs, and ensures filing accuracy of Financial Advisor account transaction packages on a monthly basis
• Acts as a resource to Financial Advisors, coordinating support and coaching for ad hoc requests and questions in platforms such as Marketing Central, Bridge, Portfolio Access, DocuSign, etc.
• Pulls routine and ad hoc reports such as performance and production reports
• Facilitates marketing campaigns by compiling new and relevant content in Marketing Central at the direction of Financial Advisors
• Partners with AIE to host team training seminars, virtual meetings, and operational best practices classes as needed
• Participates in semi-annual audits of Financial Advisors’ Book of Business to ensure both internal and external compliance guidelines are met
• Participates in annual branch audits by compiling State, Federal, and Cetera Audit requirements as well as running audit demonstration classes to prepare Financial Advisors
• Updates and reviews operational task procedures approved by compliance

RIS Investment Operations Specialist

Mortgage Loan Officer

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
• Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
• Structures loan to comply with acceptable lending practices and Federal regulations
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc. and frequency of contact
• Answers customer calls and walk-in customers to discuss various loan products and qualification information
• Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
• Cross-sells other bank products and services
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
• May participate in networking through professional, business and community organizations and activities to promote and market loan products

• Leads the development of and the conduction of compliance reviews and provides oversight of legal entities, business units, and processes
• Maintains documentation and reports to management regarding compliance and potential issues
• Provides requested information to regulatory agencies and monitors compliance with applicable laws and regulations
• Serves as senior subject-matter expert in providing guidance to first line, second line, and enterprise support units on the effective execution of operational risk management framework including risk and control self-assessments, new initiative risk assessments, operational risk/loss events, scenario analysis, emerging risk identification, and front line risk assessments
• Manages several compliance processes, comparing current process with identified process and policy
• Reports to management and provides recommendations for error prevention
• Leads the monitoring, evaluation, remediation of operations risk/loss events including root cause analysis and process improvement recommendations
• Analyzes new business initiatives and projects and manages risk-related changes
• Coordinates business continuity plans and conducts annual training and business impact analysis testing
• Conducts quality control audits, working with business line operations departments
• Serves as liaison to internal and external auditors and Regions Data Foundation
• Works with business unit to understand business, drivers, concerns, future plans, and offer support to mitigate risk
• Conducts presentations and workshop sessions on risk identification and mitigation
• Ensures continuous improvement in operating procedures to avoid risks
• Ensures compliance with vendor risk management policy and regulations, reviewing and analyzing contracts, agreements, and statements of work
• May maintain business unit Responsible, Accountable, Consulted, and Informed (RACI) chart

Digital Risk & Controls Leader

Manager

• Provides thorough reviews of environmental data supplied in connection with loan transactions and property management
• Provides guidance to other departments on specific transactions and environmental compliance costs
• Certifies extent of known environmental liability for bank reporting purposes
• Approves credits of non-R/E secured transactions in high risk industries
• Manages costs attributable to loan loss and excessive environmental consulting costs
• Develops critical reviews of qualifications of environmental consultants
• Conducts training sessions for all areas of the bank affected by environmental issues
• Serves as Vendor Relationship Owner (VRO) for the environmental risk function
• Collaborates with senior management in developing auditing procedures