Fifth Third Bank

Full-stack Engineer

• Design and implement new features while continuously improving the quality of technical products and applications
• Provide technical knowledge and leadership as a developer on an agile squad
• Participate in all agile ceremonies and drive activities from design to delivery
• Collaborate with software engineers to define system architectures and design solutions
• Develop software meeting code quality standards and metrics
• Practice test-driven development
• Contribute to and follow standards, review others' code, and share knowledge in communities of practice
• Automate processes and write maintainable, supportable, and testable code
• Partner with operations and engineering teams to drive service improvement
• Remain current on IT trends related to the area of practice
• Assist with problem resolution for end users and customers
• Contribute to operational procedures for software development
• Maintain controls and documentation for audit compliance
• Identify, assess, manage, monitor, and report risks within the Bank's risk appetite
• Perform other duties as assigned

Lead Software Engineer

Analyst

• Perform independent business valuations to support credit and risk decisions
• Provide research support on industry analysis and valuation trends across the bank
• Support Commercial Credit with portfolio projects
• Perform complex analytical, valuation, and financial modeling analysis for leveraged-loan credit underwriting
• Use S&P Capital IQ for relative valuation analysis with guideline public companies and precedent M&A transactions
• Calculate enterprise value using discounted cash flow models, including assessment of projected performance, WACC, terminal growth rate, and other assumptions
• Build projection models in Microsoft Excel using the Bank’s advanced Leveraged Finance model
• Analyze projections using industry data, historical performance, quality of earnings reports, and add-backs
• Communicate with deal teams to obtain comparable companies and review projection assumptions
• Conduct industry research using S&P Capital IQ, IBISWorld, Kroll, and daily publications
• Maintain a valuation database and compare year-over-year changes in metrics
• Report enterprise value for the bank portfolio and assess aggregate metrics
• Identify, assess, manage, monitor, and report risks within the Bank’s risk appetite

Enterprise Valuation Analyst

Manager

• Manage a portfolio of commercial loans and underwrite transactions
• Review and analyze financial statements and proactively monitor the portfolio to understand borrower performance and risk profile
• Partner with Relationship Managers and Credit Risk throughout the deal lifecycle
• Structure and analyze covenants, evaluate collateral, assess risk ratings, and prepare supported credit recommendations
• Maintain current and forward-looking views on client creditworthiness and communicate them to business and risk partners
• Conduct monitoring actions and periodic deal reviews; execute decisions to renew or modify deals
• Manage the bank’s exposure to portfolio clients with Credit Risk and Relationship Managers
• Analyze historical financials and projections for accurate risk ratings and early identification of emerging credit problems
• Manage underwriting, approval, and documentation for new money, loan extensions, amendments, waivers, and ancillary products
• Review and recommend credit decisions; perform final risk rating analysis; interpret credit lending policies for business partners
• Ensure compliance with internal policies and regulatory guidelines
• Recruit, train, and mentor junior team members
• Meet with prospects and clients as needed
• Create and deliver portfolio performance reports and presentations for senior management
• Maintain accurate system records and electronic files in support of compliance and data governance initiatives
• Provide performance feedback, develop employees, support career growth, and contribute to succession planning

Commercial Portfolio Manager – II

Associate

• Support the Regional Trust Real Estate Manager in servicing the client base
• Assist with preparation of Regulation 9 real estate reviews
• Obtain title insurance and appraisals
• Participate in client sales and service calls
• Interact with Trust and Bank departments
• Provide backup client communication and problem-solving support
• Foster professional and customer relationships
• Support transitions among client service models
• Process real-estate-related bills with the Administrative Service Group
• Maintain interfaces for trust and real estate accounting systems
• Balance priorities across multiple managers
• Assist with property inspections and meetings with third-party vendors
• Provide oversight for a geographically dispersed portfolio of 130+ residential, commercial farmland and vacant land properties
• Identify, assess, manage, monitor and report risks while following bank policies and procedures

Unique Asset Associate

Team Lead

• Oversee Relationship Managers and ensure adherence to corporate policy
• Provide credit and underwriting review and over-limit credit approval
• Support and direct cross-selling efforts
• Solicit participations in clients' public debt issuance when permitted by credit ratings
• Manage the sales process in a specific geographic marketing area
• Maintain primary relationship contact for an existing customer portfolio
• Facilitate cross-selling of the bank's services and primary banking relationships
• Provide outstanding customer service
• Meet or exceed compensation-plan goals
• Monitor customer performance, abilities, industry, documentation and reporting to assess loan risk
• Participate in community affairs and projects promoting the bank
• Provide employee feedback, development opportunities, talent-pool development, succession planning, recognition and rewards
• Identify, assess, manage, monitor and report risks within the Bank's risk appetite

Middle Market Team Lead

• Partner with Portfolio Managers on credit and underwriting activities
• Perform analytical tasks and identify credit risks or issues
• Draft documentation and prepare for credit reviews
• Complete indicative credit information in banking systems
• Prepare risk-rating scorecards and tickler event analyses
• Develop risk models and advise Portfolio Managers of obstacles
• Identify monitoring analysis activities and verify covenant updates
• Monitor covenant completion and recommend actions for past-due or noncompliant covenants
• Assess covenant compliance reporting and review compliance certificates
• Update financial covenants and calculations
• Run Probability of Default, risk, projection, and other models with oversight
• Evaluate completed spreads and recommend portfolio management actions
• Prepare ALSR reports
• Complete underwriting processes and CAMs with limited oversight
• Review and rewrite renewals for deals of limited complexity
• Conduct portfolio analysis and develop Portfolio Reviews for client meetings
• Support Portfolio Managers and special projects
• Resolve deficiencies and escalate questions or disputes
• Assist with training new employees as needed

Credit Analyst II – Healthcare, G&I

Banker

• Complete a 4-8 week onboarding and education program with rotations in operations and Sales & Service
• Use the consultative sales process and Financial Needs Assessment to build customer profiles and identify financial needs
• Recommend appropriate Retail consumer and small business products and services
• Proactively contact customers and set appointments for periodic financial reviews using CAMP and approved marketing tools
• Cross-sell to existing customers and conduct directed outside sales activities
• Establish relationships with Mortgage, Small Business, Commercial and Investment business partners and refer customers when appropriate
• Meet or exceed customer experience and individual/team production goals and support revenue growth
• Provide guidance to CSRs on sales and referral processes
• Promote customer satisfaction and resolve customer issues
• Open and service Retail products while following policies and procedures
• Participate in consumer loan and bankcard processes from application through closing
• Participate in Financial Center or Bank Mart opening and closing processes
• Maintain confidentiality and mitigate fraud and risk
• Travel within the affiliate for training and attend classroom training outside the affiliate

Retail Personal Banker Associate I

• Build and understand complex financial models
• Perform complex financial analysis with minimal oversight
• Create presentation materials using PowerPoint, Excel, Word, and other relevant software
• Develop working relationships with peers and senior professionals in Credit, Capital Markets, and the organization
• Manage multiple high-priority opportunities simultaneously
• Complete basic credit and corporate finance analysis independently
• Support Managing Directors
• Assess whether securities products and capital markets services are appropriate for clients
• Partner with business teams to provide products and services to clients
• Perform other duties as assigned and adapt to changing priorities

Corporate Client Coverage Analyst

Financial Planning and Analysis

• Perform complex financial analysis, financial modeling, and transaction due diligence supporting underwriting, execution, and idea generation for capital markets financing solutions
• Support underwriting, execution, and portfolio management across loan, investment grade bond, and high yield bond products
• Build detailed financial models to analyze performance and credit trends and structure financing for acquisitions and dividend recaps
• Perform transaction due diligence, credit research, comparable debt and ratings analysis, and assess capital structure alternatives
• Prepare presentation materials for client meetings and internal deal approvals
• Manage multiple competing priorities and high-priority opportunities under senior banker oversight
• Gain familiarity with legal documentation for leveraged and investment grade transactions
• Prepare and distribute market commentary, economic updates, and pricing information
• Communicate deal status and project prioritization to team members
• Develop relationships with peers, senior Capital Markets members, other bank divisions, and credit partners
• Gain exposure to capital market solutions and their application to client situations and market conditions

Syndicated Leveraged Finance Analyst I

• Implement new features while continuously improving the quality of technical products and applications
• Provide technical knowledge as a developer on an agile squad
• Participate in agile ceremonies and drive activities from design to delivery
• Develop software meeting code quality standards and metrics
• Practice test-driven development
• Participate in communities of practice by following standards, reviewing others' code, and sharing knowledge
• Remain current on IT trends related to the area of practice
• Assist with problem resolution for end users and customers
• Identify, assess, manage, monitor, and report risks while operating within the Bank's risk appetite

Senior Software Engineer

• Perform complex financial analysis, financial modeling, and transaction due diligence supporting underwriting, execution, and idea generation
• Complete training and support obtaining required securities licenses within policy guidelines
• Develop accounting, corporate finance, credit, and capital markets concepts for transactions
• Build financial models analyzing performance and credit trends
• Perform transaction due diligence, including credit research, comparable debt, and ratings analysis
• Conduct accounting, business, and legal due diligence for new and existing clients
• Research and assess financial information
• Prepare pitch materials, market updates, economic updates, pricing information, and client meeting materials
• Synthesize information to help senior deal-team members develop client solutions
• Develop proficiency in third-party platforms and assist with database maintenance
• Manage multiple high-priority opportunities under oversight from associates and senior bankers
• Communicate project status and prioritization with deal team members
• Perform other duties as assigned

Investment Banking Analyst I – M&A

• Manage the entire transaction documentation and closing process for Equipment Finance transactions
• Participate actively on deal teams with clients, relationship managers, portfolio managers, asset managers and pricing managers
• Manage and prioritize work queues for new lease/loan transactions
• Manage work-in-progress within the closing calendar and coordinate internal and external stakeholders
• Ensure transactions are documented and closed according to credit and asset management approval conditions
• Determine, obtain and analyze due diligence items, including KYC requirements, UCC searches, insurance, corporate documents, assignments, UCC filings, invoices, proof of payment, MSO/titles and wire instructions
• Prepare documentation in compliance with transaction terms
• Obtain accounting, tax, pricing and legal approvals
• Determine whether legal counsel is needed for transaction issues and unresolved legal matters
• Confirm underwriting, pricing and equipment management approval conditions are satisfied before funding
• Resolve deficiencies and escalate disputes when necessary
• Prepare ACE transaction and funding communications for wire, deposit account and check payments
• Ensure lien and ownership perfection filings and obtain applicable subordinations/releases
• Coordinate interim draws
• Board lease/loan transactions into the accounting system
• Follow up on outstanding items and meet departmental goals and service standards
• Escalate issues, participate in assigned projects and suggest efficiency improvements
• Handle loans, finance leases, tax leases, synthetic leases, interim financing, municipal transactions, leverage leases, rail financing and syndicated transactions

Equipment Finance Document Specialist

Accountant

• Prepare timely and accurate fiduciary tax returns, including Forms 1099, 1041, and 5227
• Prepare ancillary charitable entity returns, individual returns, and gift tax returns, including Forms 990, 990PF, 1040, and 709
• Retrieve and assimilate data required for income tax return preparation
• Review trust documents and ensure accurate taxation of assigned accounts
• Monitor and analyze transactions for tax consequences
• Advise investment officers and account administrators on tax concerns
• Calculate estimated taxes and generate tax projections for individual income clients
• Answer questions about tax liabilities, deductions, and related issues, including correspondence with tax authorities
• Interact with personal trust, Private Bank, and other Investment Advisors teams
• Participate in new business development
• Research federal, state, and local tax law issues
• Research and present internal training on relevant tax topics
• Support trust officers and assistants in the Investment Advisors division with tax information needs
• Identify, assess, manage, monitor, and report risks within the Bank’s risk appetite

Trust Tax Accountant

Sales

• Serve as a trusted advisor for key clients on market trends, risk management strategies, and derivative solutions
• Structure and execute complex trades while ensuring regulatory and internal compliance
• Oversee pre-execution requirements, documentation, and approvals for Interest Rate Derivatives and related products
• Deliver market research and scenario modeling for client decision-making
• Prepare and present client materials, including interest rate sensitivity analyses and valuation scenarios
• Identify pricing anomalies and trading opportunities through technical trend analysis and forecasting
• Support cross-sell initiatives with Relationship Managers, Capital Markets, and Treasury Management teams
• Contribute to product innovation and lead go-to-market strategies for new offerings
• Assist senior leadership with strategic opportunity memos and client proposals
• Mentor junior team members and guide Analysts and Associate I staff
• Lead process improvement initiatives using technology, analytics, and automation
• Build internal Capital Markets networks and external relationships to expand business opportunities

FRM Sales & Trading Associate I

Account Manager

• Develop qualified client prospects through referral sources, existing clients and centers of influence
• Build, retain and grow long-term profitable business banking relationships
• Consult business owners on personal and business financial goals
• Provide loans, deposits, treasury management and other applicable banking services
• Cross-sell products and services to business customers and owners or senior management
• Collaborate with product partners to analyze client needs and develop tailored relationship strategies
• Participate in community and industry forums, conferences and meetings
• Plan and conduct relationship strategy and review meetings
• Coordinate client-facing activities, credit support and product partners
• Conduct pre-call planning, consultative sales and post-call follow-up
• Use CRM systems for activity tracking, call reports and pipeline management
• Partner with Portfolio Managers and Credit Officers on credit requests
• Monitor customer financial performance, condition, industry trends and credit exposure
• Meet asset quality, credit administration and RAROC standards
• Provide coaching, leadership and guidance to Relationship Managers I and II
• Complete administrative responsibilities in a timely manner
• Represent the Sales Manager as needed and manage risk according to bank policies