Credit Analyst II – Healthcare, G&I

Fifth Third Bank

Credit Analyst II underwriting healthcare and government banking portfolios for Fifth Third Bank. Supporting risk analysis, covenant monitoring, financial modeling, and Portfolio Manager credit reviews.

Posted 8/11/2026full-timeRemote • Ohio • 🇺🇸 United StatesJuniorMid-Level💰 $54,400 - $111,500 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit analysis, risk modeling, and compliance reporting, with a strong foundation in financial analysis and commercial banking practices. Proficient in developing financial models and conducting portfolio reviews to support effective decision-making.

Highest-signal resume keywords

Credit AnalysisRisk ModelingFinancial ModelingCommercial Banking ExperienceCompliance Reporting

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisRisk AnalysisCovenant ComplianceProbability of Default ModelingPortfolio ManagementUnderwriting ProcessesBanking Products KnowledgeDocumentation DraftingAnalytical TasksCredit Risk Identification

Soft Skills

Verbal CommunicationWritten CommunicationProblem-SolvingAnalytical SkillsTask Prioritization

Tools & Technologies

Internal Banking ApplicationsMicrosoft Office

Industry Keywords

Commercial BankingFinancial CovenantsCovenant MonitoringPortfolio ReviewsU.S. Government Regulations

About the role

Key responsibilities & impact

Partner with Portfolio Managers on credit and underwriting activities
Perform analytical tasks and identify credit risks or issues
Draft documentation and prepare for credit reviews
Complete indicative credit information in banking systems
Prepare risk-rating scorecards and tickler event analyses
Develop risk models and advise Portfolio Managers of obstacles
Identify monitoring analysis activities and verify covenant updates
Monitor covenant completion and recommend actions for past-due or noncompliant covenants
Assess covenant compliance reporting and review compliance certificates
Update financial covenants and calculations
Run Probability of Default, risk, projection, and other models with oversight
Evaluate completed spreads and recommend portfolio management actions
Prepare ALSR reports
Complete underwriting processes and CAMs with limited oversight
Review and rewrite renewals for deals of limited complexity
Conduct portfolio analysis and develop Portfolio Reviews for client meetings
Support Portfolio Managers and special projects
Resolve deficiencies and escalate questions or disputes
Assist with training new employees as needed

Requirements

What you’ll need

Bachelor's degree in Business, such as Business Administration, Finance, or Accounting
2+ years of Commercial Banking experience
Sound understanding of financial and risk analysis
Ability to develop financial models
Extensive knowledge of banking products and services
Knowledge of corporate business structures and legal documents
General knowledge of U.S. government and regulations
Proficiency in internal banking applications
Strong verbal and written communication skills
Effective problem-solving and analytical skills
Ability to handle and prioritize multiple tasks
Proficiency in all Microsoft Office software
Knowledge of the local or regional market preferred, but not required
Minimal travel required

Benefits

Comp & perks

Comprehensive medical coverage
Dental coverage
Vision coverage
401(k) plan with generous employer match
Employee stock purchase plan with generous employer match
Flexible paid time off
Comprehensive leave programs
Mental and physical wellness benefits
Differentiated compensation offerings
Incentive compensation plan eligibility
Inclusive culture and equal employment opportunity