Santander

Financial Planning and Analysis

• Manages one or more processes, projects, or procedures within the Financial Planning & Analysis functionality.
• Provides well-analyzed and defined recommendations on process improvements.
• Enhances the financial understanding of business lines, products and segments.
• Recommends industry and peer data sources to enhance reporting with benchmarks.
• Acts as subject matter expert providing functional and technical guidance to the team.

Financial Planning & Analysis Associate

Data Scientist

• Maintain and enhance Credit Risk Review’s applications
• Ensure smooth operation of CRR-specific applications
• Build new applications to advance CRR’s analytical capabilities

VP, Credit Risk Review Data Scientist

Program Manager

• Lead the technical delivery, integration, and adoption of Campus Digital across US universities.
• Own the end-to-end integration lifecycle, from technical assessment to warranty phase.
• Lead team of outsourced implementation teams by vendor and Universia holding; Coordinate all key components: API validation, SDK configuration, and release management.
• Ensure full compliance with data and accessibility regulations.
• Lead testing strategy, defect triage, and integration dashboards to track blockers, ownership, and release status.
• Act as single point of contact (SPOC) between Santander, Campus Global, and university IT teams.
• Guide, persuade, and align stakeholders through a clear, confident and value-driven delivery narrative.
• Present project status, risks, and mitigation plans to CIOs and university steering groups.
• Build strong, trust-based relationships that drive long-term adoption and satisfaction.
• Translate technical dependencies into business impact and adoption value.
• Establish a clear governance model per university (roles, and scope control).
• Manage risk, trace decisions, and maintain transparency on scope, change, and timeline.
• Serve as the accountable lead for integration outcomes, escalating gaps when needed.
• Oversee post-launch operations, incident triage, and transition to the Business-as-Usual (BAU) support model.
• Drive lessons learned documentation and feed insights into future deployments.
• Promote continuous optimization of performance, stability, and user experience.

Senior Associate, Program Management

Collections

• The Dealer Collections Representative is responsible for inbound/outbound communications with dealers related to receivable balances, reconciling billing discrepancies, payment and refund validations, ancillary product cancellations, missing equipment claims, participation chargebacks, and unwinds/flat cancels.
• Execute and receive communications with Dealers, via phone, mail, or e-mail, regarding statements, payment instructions, cancellation requests, missing equipment claims, participation chargebacks, unwinds, inquiries, and any other related items.
• Maintain a clear understanding of other departments processes including Payments, Dealer Management, and Titles teams.
• Supporting our dealer partners with customized solutions including the negotiating of settlements, payment plans and/or other arrangements.
• Provide exceptional service while handling complaints, inquires, and requests via incoming Dealer e-mails, phone calls, and chat.
• Effectively handle difficult dealer conversations by utilizing conflict resolution techniques and word tracks.
• Properly escalate complaints and issues from dealers and internal partners.
• Analyze data and partner with administrators to insure customer deficiency balances and refunds are properly collected and distributed to mitigate negative customer impact.
• Build relationships with Dealerships and work closely with sales to support new business.
• Work cohesively with Payment Services, Sales Partners, Dealer Management, Titles and other Santander teams to provide best in class service for our dealer customers, remain compliant and to mitigate potential customer harm.
• Perform other tasks related to the SC receivables, including analyzing data on reports and spreadsheets, data entry or correction, and collaboration with other departments.
• Properly document communication activity within the system of record.
• Perform required functional processes in a timely manner, ensuring deadlines are met.

Representative, Dealer Operations and Collections

Vice President

• Support Team Head in providing structured solutions to our blue-chip clients for managing their working capital needs.
• Oversee and co-ordinate the preparation of marketing materials as well as take the lead in commercial activities, structuring and execution.
• Monitor and help foster facilities utilisation of existing deals.
• Work closely with corporate sales and coverage team to pitch, initiate and realise business opportunities, both within Asia Pacific as well as between regions.
• Participate, along with the global team, in product development and designing/structuring tailor made solutions.
• Achieve quantitative and qualitative performance objectives of the regional team, in terms of origination, execution and maintenance of clients’ activities with the bank.
• Responsible in the whole life cycle of the deal, from the preparation of the marketing material and pitch book to the client to the deal execution including preparation of credit application, profitability measurement and negotiation in legal documentation process.
• Follow pipelines and lead in commercial activity, including the analysis of the client working capital needs and their evolution.
• Work with Banking & Corporate Finance team, Global Structure Trade team, Middle Office and Back Office team to ensure the smooth deal execution and coordinate with other geographies.
• Participate in the product framework development and the necessary infrastructure support.
• Support Global Transaction Banking (GTB) Department head initiatives.

Vice President / Senior Vice President, Structured Trade, Global Transaction Banking

Risk

• Assist the Interest Rate Risk (IRR) team in managing analytical processes
• Own and execute the monthly Internal Rate of Return (IRR) calculation process
• Review and validate accuracy of data inputs
• Prepare and present IRR analysis and key findings to management
• Conduct monthly variance and trend analyses to identify performance drivers

Associate, Treasury Risk

• Oversee the Metrics and Reporting Center of Excellence and lead the Business Control Metrics and Reporting team.
• Evaluate and improve the control environment and support risk evaluation across business components.
• Identify, assess, and action various risks throughout the business.
• Prepare aggregated Executive and Management level reporting of enterprise Business Control metrics.
• Coordinate with Second Line of Defense teams for Committee level reporting.
• Facilitate discussions on behalf of the FLoD with key stakeholders across the organization.

Director, Business Control & Risk Management – Metrics and Reporting

Insurance

• Support FLOD Third Party Risk Management in interacting with business units
• Perform due diligence activities, including data governance, cyber security, and operational risk
• Implement various risk management processes and strategies
• Analyze and develop requirements for enhancements to application functionality
• Conduct third party risk assessments, applying established criteria
• Collaborate with colleagues to streamline processes
• Provide monitoring and assessment of vendor management compliance

Associate, Third Party Assurance

Security Engineer

• Overseeing physical security and life safety programs for assigned facilities.
• Ensuring compliance with Santander policies, regulatory standards, and local fire and life safety codes.
• Managing contract security staff and critical security systems (access control, CCTV, alarms).
• Developing emergency response and security plans for corporate buildings, branches, and ATMs.
• Conducting risk assessments, inspections, and investigations related to threats, incidents, and criminal activity.
• Driving continuous improvement of security and safety initiatives to ensure a safe environment for employees, customers, and visitors.

Physical Security Manager

Product Manager

• Leads product development and marketing processes for one large-sized product or two or more medium-sized products
• Liaises with cross-functional teams to provide products that address client needs
• Allocates work within a team/project
• Leads sessions on the design and development of product marketing strategies
• Analyzes and defines the product's business case based on team and industry reports

Senior Associate, Product Management

• Originate, structure, and execute Export & Agency Finance transactions
• Develop relationships with key stakeholders at main MLAs
• Prepare pitching materials, transaction proposals, and Term Sheets
• Negotiate loan documentation and liaise with relevant departments
• Provide support to product and coverage teams in Santander Asia.

Vice President, Export & Agency Finance, Global Transaction Banking – Asia Pacific

Auditor

• Contributing to the delivery of IT, payments, and cyber audits by leading defined sections under the direction of an Audit Lead, applying curiosity, analytical thinking, and professional scepticism to understand key risks, identify root causes, challenge constructively, and support the development of practical recommendations that drive meaningful improvement.
• Use digital tools, artificial intelligence, automation, and analytics to drive assurance outcomes quality, efficiency, and insight — enabling a smarter, data-driven approach to auditing.
• Building trusted relationships through clear communication, collaboration, and empathy — both across the business and within Internal Audit teams, ensuring insight is understood, shared, and acted upon.
• Demonstrating strong personal standards of quality, collaboration, and accountability, fostering an inclusive and supportive audit culture where diverse perspectives are valued, learning is shared, and audit approaches are adapted with flexibility and agility to meet evolving business models and emerging technologies.

Senior Auditor – Internal Audit

• Monitor activities to minimize the company's exposure to information security risks.
• Support the preservation of digital trust and compliance with legal/regulatory standards.
• Establish expertise in managing cybersecurity and technology risks across operating entities.
• Analyze information security/cyber risk data to identify and measure levels of risk.
• Collaborate across relevant functional stakeholders in managing cybersecurity risks.

Senior Associate, Cyber and Digital Risk Management

Chief Marketing Officer

• Lead the end-to-end marketing analytics and effectiveness strategy for Openbank and Santander US
• Build and develop a high-performing team of analytics leaders, data scientists, and analysts
• Serve as a trusted strategic partner to the CMO, Head of Media & Growth, and broader Marketing leadership
• Design and own a comprehensive marketing effectiveness framework linking marketing activity to outcomes
• Establish best-in-class incrementality measurement, including experimentation, geo and holdout testing, and Marketing Mix Modeling
• Partner with Media, Growth, and Channel Marketing teams to optimize performance
• Own and lead the marketing test-and-learn roadmap, setting clear hypotheses, learning priorities, and experimentation standards across channels
• Build, lead, and mentor a high-performing analytics and measurement team

Senior Director, Head of Marketing Analytics and Effectiveness

Compliance

• The Senior Advisor serves as a subject matter expert to ensure documents, projects, processes or product initiatives comply with regulatory and legal requirements and enterprise policy.
• Advises management on current issues regarding compliance with federal regulations.
• Serves as a subject matter expert to ensure documents, projects, processes or product initiatives comply with regulatory and legal requirements and enterprise policies.
• Partners with managers in assigned business unit(s) to respond to reports or findings issued by regulatory agencies or audit.
• Identifies systemic procedural weaknesses and additional training requirements needed to ensure compliance.
• Assists management with responding to regulatory inquiries and third party examiners.
• Collaborates across business units within the organization to ensure consistency in policies and procedures.
• Identifies compliance opportunities and potential solutions.
• Performs risk assessments, analyzes transactional data, identifies root cause(s) of issues, and provides recommendations to management.
• Provides compliance input on business action plans, projects, or operational requests.
• Provides insight and guides management on issues.
• Leads and influence cross functional enterprise projects or compliance teams.
• Leads efforts to improve standardization and efficiency of responses to regulators.
• Offers recommendations and makes project related decisions within scope of work assignment.
• Serves as a resource to team members on escalated issues of unusual nature.
• Mentors and enhances compliance staff knowledge competencies.
• Ensures proper implementation of business requirements and identifies outstanding compliance issues.
• Maintains and promotes awareness of relevant regulatory requirements, industry enforcement actions, and regulatory changes.