Santander

Financial Planning and Analysis

• Support Directors, Associate Directors and Senior Associates in the origination, execution and ongoing management of structured finance transactions.
• Contribute to deal administration, financial analysis, credit submissions, stakeholder coordination and portfolio handovers, while building the technical, legal and credit structuring capability needed to develop into a broader deal team role over time.
• Support deal execution and administration across structured finance transactions, working with the wider deal team to deliver quality output within target timelines.
• Assist with financial analysis, credit risk assessment and the preparation of credit committee submissions, presentations and related materials.
• Help to identify, assess and escalate transaction and portfolio risks, while operating within approved credit processes, appetite frameworks and wider bank controls.
• Co-ordinate effectively with internal stakeholders including Coverage, Risk, Portfolio and product teams, as well as external advisers and customer stakeholders where appropriate.
• Support relationship development with existing and prospective clients, management teams and key business introducers as part of a broader deal team.
• Maintain high standards of data integrity, customer confidentiality, regulatory compliance and accurate recording of origination and customer activity in key systems.
• Contribute to post-completion portfolio handovers, ongoing relationship support, team initiatives and continuous improvement in procedures, reporting and ways of working.
• Take ownership of your professional development, learning technical, legal and credit structuring skills, and contributing positively to team culture and Santander behaviours.

Associate, Specialised & Project Finance, Structured Finance

Product Designer

• Support Santander’s retail experience strategy across the U.S. branch network
• Assist with the development and delivery of new branch formats and renovation programs
• Help ensure our physical locations deliver a consistent, customer-centered, and operationally effective experience aligned to Santander’s omni-channel strategy
• Support the Retail Design & Experience team, cross-functional partners, and external vendors through design development, documentation, coordination, and implementation activities across new builds, renovations, and format initiatives
• Track project scope, timelines, key milestones, risks, decisions, and dependencies with guidance from senior team members
• Contribute to continuous improvement of design standards based on pilot learnings and rollout feedback
• Coordinate with architecture/design firms, agencies, and contractors to support high-quality deliverables
• Partner with Network Planning, Real Estate/Delivery, Construction, Marketing, and Operations

Retail Design Associate

Vice President

• Support Team Head in providing structured solutions to blue-chip clients for managing working capital needs.
• Oversee and co-ordinate the preparation of marketing materials and take the lead in commercial activities, structuring and execution.
• Monitor and help foster facilities utilization of existing deals.
• Work closely with corporate sales and coverage team to pitch, initiate and realize business opportunities within Asia Pacific and between regions.
• Participate in product development and design/structure tailor-made solutions.
• Achieve quantitative and qualitative performance objectives of the regional team in terms of origination, execution and maintenance of clients’ activities with the bank.
• Responsible for the whole life cycle of the deal, from marketing material and pitch book preparation to deal execution including preparation of credit application, profitability measurement and negotiation in the legal documentation process.
• Follow pipelines and lead in commercial activity, including analysis of client working capital needs and their evolution.
• Work with Banking & Corporate Finance team, Global Structure Trade team, Middle Office and Back Office to ensure smooth deal execution and coordinate with other geographies.
• Participate in product framework development and necessary infrastructure support.
• Support Global Transaction Banking (GTB) Department head initiatives.

Vice President, Senior Vice President, Structured Trade, Global Transaction Banking

Associate

• Lead all Fraud related projects
• Ensure clear business and technical requirements are documented
• Develop and manage comprehensive end-to-end testing plans
• Assist in determining timeframe and resources for implementations
• Perform fraud systems and control analysis

Senior Associate, Fraud Transformation – Platform Enablement

General

• Responsible for developing and maintaining sophisticated empirical models - including credit scoring models - for a nonprime auto lender
• Summary and reporting of information to a variety of internal and external clients
• Interact with many other departments to achieve overall company objectives
• Participate in the construction of complex mathematical models – including credit origination, pricing and customer behavior scorecards
• Develop underlying assumptions, theory, empirical evidence, and conceptual soundness of statistical and mathematical models
• Apply statistical techniques to analyze trends and uncover risks and opportunities
• Use internal and external data sources to create robust model development datasets
• Ensure modeling projects are conducted in accordance with established company policies and mathematical modeling practices
• Identify modeling needs and communicate them to the Director Quantitative Modeling
• Assess department procedures for accuracy and completeness
• Utilize data mining and statistical techniques to develop analytic insights, sound hypotheses, and informed recommendations
• Encapsulate analytic findings into executive-level summary documents for senior management decision-making
• Liaison with IT and other internal teams to define requirements and ensure timely and accurate delivery of data elements
• Provide requisite information in support of independent model validation activities
• Develop understanding of the firm’s operations and business practices
• Support Model Validation and documentation of models in accordance with internal policies and U.S. Federal Reserve regulations

Senior Specialist, Model Development

Procurement

• Leading the end-to-end design, migration and implementation of procurement systems and processes within SAP Ariba and SAP Business Network as part of an M&A integration programme
• Drive the migration of supplier, contract and procurement data from legacy systems into SAP environments, ensuring accuracy, completeness and auditability
• Ensure data quality, governance and compliance standards are maintained across procurement systems, aligned to regulatory and audit requirements
• Lead and support testing activities (SIT/UAT), configuration validation and go-live readiness, ensuring successful system deployment
• Identify, manage and resolve system, process and data-related issues, ensuring stability and effectiveness of procurement workflows post-migration
• Support and oversee contract and procurement process migration activities, ensuring continuity and minimal disruption to BAU operations
• Lead supplier enablement and process harmonisation activities within SAP Ariba and SAP Business Network, supporting delivery of the broader M&A integration programme

Procurement Process Transformation Manager – Cost & Procurement

• Manage end-to-end supplier enablement and harmonisation activities within SAP Ariba as part of an M&A integration programme.
• Support supplier registration, onboarding, and activation processes.
• Coordinate with suppliers to ensure completion of required documentation and compliance requirements.
• Monitor supplier onboarding and resolve onboarding issues in a timely manner.
• Act as a point of contact for supplier enablement queries and escalations, providing guidance and training to suppliers on SAP Ariba functionality and processes.
• Maintain supplier records and procurement data within SAP Ariba to ensure data is accurate, complete and compliant with internal standards.
• Support contract migration of TSB suppliers.
• Support catalogue enablement and supplier content management.
• Assist with testing, configuration validation and user acceptance activities for Ariba enhancements.
• Troubleshoot supplier and user issues relating to Ariba transactions and workflows.

Procurement Analyst – Supplier Enablement

General Counsel

• Provide legal counsel on investment products and services, including regulatory and contractual requirements
• Serve as the legal subject matter expert for broker-dealer and registered investment advisor matters
• Advise on corporate governance matters, including governance processes, policies, board and committee practices
• Analyze legislative, regulatory, legal, and policy developments impacting the business and provide practical guidance
• Conduct legal research on complex legal, regulatory, and industry-specific matters
• Monitor emerging legal and regulatory developments and prepare complex legal analyses
• Partner with business, compliance, and leadership teams to identify, assess, and mitigate legal and regulatory risks

Senior Legal Counsel – Retail, Private Banking

Analyst

• Responsible for undertaking detailed analysis on the corporate and commercial risk portfolio.
• Undertake management and regulatory reporting, provide ad hoc analysis to the CRO and monitor the bank’s risk appetite limits.
• Enhance packs and reports used at senior risk committees and the wider business.
• Ensure all Credit Risk MI is produced with a high level of accuracy and to agreed timescales.
• Contribute to PRA (and other regulator) requests relating to Credit Risk, across Front Office and Risk.
• Challenge and seek to generate actionable insights through analysis performed, informing decisions on policy, pricing, strategy, etc.
• Solve complex business problems using data analytics tools and providing practical value-based solutions.
• Identify key portfolio issues requiring further investigation using in-depth knowledge of credit portfolio performance.
• Enhance the digital data proposition to allow improved visualisation and analysis of portfolio trends by utilising the data and tools available including SAS and PowerBI.
• Foster great links between Risk and other key business areas.

Senior Credit Risk Analyst

Director

• Leading a portfolio of Sector focused corporate clients, driving growth through acquisition, relationship management, and retention in line with Santander’s strategic priorities.
• Developing tailored funding and lending solutions that meet client needs, collaborating with internal teams including Credit Risk, Portfolio Management, Product Teams and Treasury.
• Acting as a trusted adviser, building deep, long-term relationships with clients and business introducers while enhancing Santander’s profile in the marketplace.
• Managing risk effectively, ensuring compliance with credit policies, regulatory frameworks, and financial crime standards while maintaining the quality of the portfolio.
• Driving business development activity, proactively identifying new opportunities and supporting the delivery of sustainable revenue growth and profitability targets.
• Providing coaching, performance management, and mentoring to Relationship Managers to build capability and share best practice.
• Championing digital adoption, using platforms such as Salesforce and nCino to deliver efficient onboarding, maintain data integrity, and improve client experience.
• Promoting Santander’s values and culture, acting as an ambassador for the bank and contributing to our goal of being the best bank for clients, colleagues, and communities.

Relationship Director – Corporate Clients

Administrative Assistant

• Lead the end-to-end delivery of complex change initiatives across Treasury and Corporate Risk, ensuring scope, timelines, and budgets are effectively managed.
• Establish and maintain robust programme governance, including reporting, risk management, and stakeholder oversight aligned to regulatory expectations.
• Manage and develop a small team of Business Analysts, setting clear objectives and ensuring high-quality requirements and documentation.
• Oversee the identification, assessment, and mitigation of programme risks, issues, and dependencies.
• Drive business case development, benefits realisation tracking, and financial governance across assigned initiatives.
• Ensure all change activity complies with internal control frameworks and external regulatory requirements.
• Coordinate cross-functional delivery teams, including Technology, Operations, and third-party vendors.
• Facilitate steering committees and executive forums, providing clear, concise updates and recommendations.

Senior Project Manager – Treasury, Corporate Risk

• Providing independent oversight and challenge of Technology & Operations risk, ensuring alignment with Operational Risk Management frameworks.
• Reviewing and challenging Risk & Control Self-Assessments (RCSA), ensuring completeness, accuracy, and robust control design.
• Ensuring quality and integrity of Risk & Control Profiles (RCPs), including risk identification, control mapping, and residual risk assessment.
• Overseeing risk data within tooling (e.g. Heracles), ensuring alignment across risks, issues, events, and risk appetite statements.
• Monitoring adherence to Risk Appetite Statements (RAS), supporting breach management, root cause analysis, and remediation tracking.
• Challenging control effectiveness, thematic reviews, and testing outcomes to identify systemic weaknesses.
• Producing and analysing risk MI and reporting, identifying emerging risks, trends, and control gaps.
• Driving continuous improvement of governance artefacts, processes, and risk engagement models across T&O.

Technology & Operations Risk Manager

Auditor

• Contributing to the delivery of IT, payments, and cyber audits by leading defined sections under the direction of an Audit Lead.
• Applying curiosity, analytical thinking, and professional scepticism to understand key risks, identify root causes.
• Use digital tools, artificial intelligence, automation, and analytics to drive assurance outcomes quality, efficiency, and insight.
• Building trusted relationships through clear communication, collaboration, and empathy.
• Demonstrating strong personal standards of quality, collaboration, and accountability.

Senior Auditor – Internal Audit

• Learning complex lending products, process, and various lending platforms on the job.
• Delivering excellent customer service to a wide range of external customers as part of a diverse team comprised of lending experts.
• Reporting to a Team Manager within Lending Services as part of your line management structure.
• Providing invaluable support to internal stakeholders like Relationship teams, Finance and Control plus others daily.
• Ensuring strict adherence to all internal policies and procedures which are in place for our lending products.
• Innovating towards an improved customer and colleague experience.

Loan Agency Analyst – Lending Services

Manager

• Develop innovative credit risk automation initiatives.
• Drive continuous improvements to portfolio monitoring and early warning strategies.
• Develop portfolio alerts strategy for CCB.
• Automation of credit decisioning including ratings, serviceability and other credit processes.
• Portfolio screening and credit worthiness pre-selection.
• Identify and deliver strategic tools and data solutions.
• Manage a team of experienced credit risk analysts.