Sicredi

Software Engineer

• Design and develop scalable, secure AI solutions that meet user needs and address complex business problems.
• Collaborate with software development teams, data engineers, data scientists and other stakeholders to implement AI solutions across multiple projects.
• Identify opportunities to apply AI across different business areas and drive AI adoption.
• Analyze data and business processes to identify improvement opportunities and develop AI solutions that optimize processes and increase efficiency.
• Define AI standards and guidelines and ensure AI solutions comply with data security and privacy policies.
• Provide technical guidance and leadership to software development teams, data engineers and data scientists to ensure delivery of high-quality AI solutions.
• Stay up to date with AI trends and emerging technologies and evaluate their relevance for current and future AI solutions.

AI Engineer – Focus on Foundational Platforms

Systems Engineer

• Traduzir necessidades do negócio em requisitos e casos de uso de IA, avaliando viabilidade, riscos, custos/benefícios e impacto, e definindo critérios de sucesso (KPIs) para soluções escaláveis e seguras.
• Atuar como ponte entre negócio e tecnologia, alinhando expectativas e prioridades com times de desenvolvimento, dados, ciência de dados e stakeholders, garantindo entendimento comum de escopo, premissas e restrições.
• Mapear e priorizar oportunidades de aplicação de IA nas áreas de negócio, identificando dores, ganhos potenciais e dependências (dados, processos, integrações), e apoiando a gestão da mudança para adoção.
• Analisar processos e dados do negócio (AS-IS / TO-BE) para identificar melhorias, propor jornadas e regras de negócio, e especificar como a IA pode otimizar o processo e elevar eficiência/qualidade.
• Definir e manter diretrizes funcionais para uso de IA (ex.: governança, privacidade, explicabilidade, auditoria, consentimento e retenção), assegurando aderência a políticas de segurança e requisitos regulatórios junto às áreas responsáveis.
• Orientar tecnicamente no nível de análise e especificação, garantindo qualidade da entrega por meio de documentação funcional, critérios de aceite, planos de teste (incluindo vieses, performance e monitoramento) e validação com usuários e áreas de negócio.
• Acompanhar tendências e tecnologias de IA sob a ótica de valor para o negócio, avaliando aplicabilidade, riscos e oportunidades, e recomendando evoluções no portfólio e roadmap de soluções.

Analista de Sistemas de Negócio SR – Foco em Plataformas Estruturantes

Analyst

• Lead Sicredi's Education Programs in schools.
• Liaise with Centrals, Cooperatives, and internal departments of the Sicredi Administrative Center.
• Disseminate the Foundation's strategic direction.
• Provide technical guidance both internally and externally.
• Propose and lead actions for expansion, activation, and maintenance of all activities encompassed by the School Education Programs.
• Propose strategies for the development, implementation, and maintenance of the Education Programs.
• Organize processes to achieve delivery objectives, focusing on continuous improvement.
• Develop and maintain program-related activities and materials.

Cooperative Development Analyst – Education in Schools

• Prepare technical reports, opinions, and analytical reports to provide technical support for legal defenses, always focusing on legal compliance, risk mitigation, fraud prevention, and preservation of institutional reputation.
• Identify fraud patterns, process vulnerabilities, and opportunities to improve prevention workflows;
• Contribute to the design, review, and optimization of fraud prevention flows and processes for digital channels;
• Collaborate with internal teams to promote technical and institutional alignment;
• Support initiatives to mitigate operational, regulatory, and reputational risks.

Mid-level Fraud Prevention Analyst

Full-stack Engineer

• Apoiar o Manager de Engenharia na organização horizontal dessa competência, e na estruturação das estratégias/direcionadores e na condução destes junto às equipes, juntamente com os demais *Chapter Leads* e *Specialists *da horizontal;
• Liderar estratégias de atração e desenvolvimento de profissionais de desenvolvimento de software (1:1, PDI, Contratação / Desligamento);
• Dentro da vertical que está inserido, você será um líder, onde irá apoiar as lideranças de produto na estruturação das equipes e na base técnica para o bom funcionamento do produto;
• Executar atividades de gestão e desenvolvimento de pessoas;
• Apoiar na condução da horizontal para que processos, ferramentas e *capacity* estejam adequados para que os desenvolvedores conduzam suas atividades em conjunto com as verticais para realizarem entregas de produto com qualidade;
• Conduzir o tema de engenharia de software com líderes das demais horizontais técnicas, buscando entender a estratégia de negócio e o *roadmap* de produto, garantindo o avanço das entregas através dos direcionadores estabelecidos;
• Parear com GPMs e PMs para entender os principais desafios do negócio;
• Fomentar movimentos de novas tecnologias alinhado ao modelo arquitetônico para resolver problemas de negócio.
• Fazer a conexão das demais áreas de tecnologia para viabilizar as demandas e necessidades de negócio;

Coordenação de Engenharia de Software – Foco em Seguros

Operations

• Provide specialized technical support to entities within the Sicredi system and partner companies, aiming to resolve requests related to products and services (with a focus on negotiation and contracting of insurance).
• Assist in implementing action plans aimed at adopting corrective measures.
• Prepare technical analyses and opinions, including development of technical manuals and documentation in the Online Support system.
• Create support materials.

Junior Operations Analyst, Products

• Provide support to cooperatives and members on products involving Foreign Exchange and International Trade operations;
• Support internal bank areas (Risk, Accounting, Tax, Finance, Treasury, etc.);
• Good judgment and flexibility to handle urgent requests, ensuring clarity and security with speed;
• High capacity to adapt to regulatory updates;
• Daily reconciliation of foreign currency statements;
• Review of the accounting trial balance and daily reconciliations, ensuring accuracy;
• Proper handling of the Area’s Internal Controls demands (legal documents, summaries, audit support, accounting reports, etc.);
• Ability to connect accounting knowledge to FX routines, reconciliations, internal controls and the resolution of operational discrepancies.

Junior Foreign Exchange Operations Analyst – Middle Office Focus

• Perform fraud analysis for the Card products area;
• Propose improvements to processes related to fraud prevention;
• Work with internal teams to implement anti-fraud measures;
• Monitor fraud trends in the market.

Mid-Level Fraud Prevention Analyst – Card Products Focus

Risk

• Conduct portfolio projection, provisioning and risk indicator routines, ensuring consistency with official datasets and approved assumptions;
• Design and perform sensitivity and scenario analyses (base/stressed/mitigated), translating impacts into provisioning and financial results;
• Develop and maintain projection and simulation models and artifacts (e.g., ECL, migration, vintage, delinquency/stage transitions, portfolio behavior);
• Support the bank's budgeting cycle and inputs for cooperatives/central entities, aligning risk assumptions with financial projections;
• Plan and operationalize stress testing exercises (scenarios and simulations), in coordination with RAS/ICAAP teams and internal governance;
• Advance segmentation/cluster analyses and underlying datasets, supporting profiling of cooperatives and targeted action plans;
• Produce executive materials and analyses for committees and management meetings (previews, closings, management reports), with clear and actionable narratives;
• Ensure technical governance of figures (reproducibility, traceability, documentation, version control and controls);
• Serve as the team's quantitative reference, supporting peers in methodological discussions, data quality and continuous process improvement;
• Interact with partner areas (modeling, credit, product, finance, central/cooperatives) to align assumptions, interpret results and propose courses of action.

Mid-level Credit Risk Analyst – Portfolio and Credit Risk Analysis

• Analyze balance sheets and financial statements of financial institutions, identifying trends, risks and key points of attention.
• Assess prudential indicators, capital structure, liquidity, loan portfolio quality and other metrics relevant to understanding the risk profile of financial institutions.
• Connect macroeconomic movements — such as interest rates, exchange rates and economic activity — to potential impacts on financial institutions' balance sheets.
• Monitor news, events and relevant information that could affect the financial health or risk profile of the institutions analyzed.
• Prepare technical reports and communications for different audiences and credit committees, ensuring clarity, accuracy and objectivity.
• Deliver presentations to Committees, Risk areas, other business units and Cooperatives, structuring analyses and recommendations clearly and with solid justification.

Credit Risk Analyst – Focus on Financial Institutions Analysis

• Validate various types of models: Fraud, Anti-Money Laundering (AML), and Generative AI (other model types may be requested over time);
• Assess the compliance of Sicredi's models with regulations issued by supervisory authorities;
• Contribute to the development and implementation of a validation framework for Generative AI;
• Design and execute statistical tests across different model types;

Model Risk Analyst PL – Validation of AML, Fraud, and Generative AI models

Marketing

• Lead internal marketing content and campaigns focused on corporate/institutional and brand, responsible for briefing, debriefing, aligning expectations with stakeholders, and overseeing execution by the partner agency;
• Develop solutions that support the execution of internal marketing and internal communications for centers and cooperatives, with a business focus;
• Support the implementation and maintenance of new internal marketing flows and processes, ideating, prototyping, and proposing improvements;
• Monitor and analyze data, contributing to the development of action plans;

Senior Internal Marketing Analyst, Preferably for Black Candidates

Business Analyst

• Atuar nos processos de governança e avaliação de riscos de novos produtos e serviços;
• Atuar na organização do Comitê de Avaliação de Produtos;
• Desenvolver políticas, normas e manuais sobre estratégias, metodologias e processos de gerenciamento de riscos;
• Promover a disseminação da cultura de riscos a partir de ações de comunicação e treinamentos;
• Acompanhar e analisar os impactos de novas de regulações prudenciais e normativos legais;

Analista de Gestão Integrada de Riscos PL

• Calculate, monitor and publish reports on risk exposures and compliance with alert levels and limits;
• Assist in the development of methodologies for calculating indices and other risk measures;
• Support the development of policies, standards and manuals on strategies, methodologies and risk management processes;
• Monitor and support the analysis of impacts from legal and regulatory requirements.

Junior Market and Liquidity Risk Analyst

• Improve fraud-prevention customer service processes;
• Provide inbound support via phone;
• Investigate suspected fraud cases;
• Contact members through our customer service channels;
• Feed back information into controls and preventive systems;
• Analyze and respond to inquiries from other departments;
• Review documents and processes.