Nium

Consultant

• Analyze and tell a story from large volumes of complex data using appropriate tools and data analysis techniques
• Define, measure, and monitor KPIs, with a focus on experimentation and incremental improvements
• Build dashboards and self-service analytical tools that enable non analysts to explore data independently
• Develop new dashboards and maintain existing reporting suites to ensure quality, accuracy, and alignment with evolving business requirements
• Support strategic planning by building analytical models to forecast different operational scenarios and assess business impact
• Interface with cross-functional teams to gather requirements, prepare reports, and track performance metrics
• Undertake strategic finance and analytics projects aimed at improving overall company performance
• Support ad-hoc reporting, analysis, and data troubleshooting requests as required

Consultant – Data & Analytics

Financial Planning and Analysis

• Compliance Strategy & Framework Development: Work with MLROs for various licensed entities to design and operate a comprehensive compliance framework for FIs, covering AML/CTF, sanctions, KYC/KYB, and transaction monitoring, tailored to platform businesses.
• Commercial & Product Advisory: Proactively partner with sales, marketing, and product teams to embed compliance-by-design into new products, services, and expansion initiatives.
• Regulatory Commercialization: Translate global regulatory changes (e.g., stablecoin settlement, AI-driven payments) into actionable commercial opportunities for the FI vertical.
• Risk Assessments: Conduct regular risk assessments and internal audits of commercial activities to identify vulnerabilities.
• Due Diligence: Strengthen due diligence processes for third-party relationships.
• Contractual Review: Support legal teams in reviewing high-risk commercial contracts to ensure compliance with trade controls and anti-bribery laws.
• Monitoring & Surveillance: Implement automated monitoring, trade surveillance, or reporting systems to detect potential violations.

Global Head of Commercial Compliance – Financial Institutions

Financial Crime

• Manage and maintain a high calibre Financial Crime Compliance within the 1st Line of Defence, supporting and protecting the business against Financial Crime.
• Work alongside the Head of Compliance Operations to manage and set department and individual goals and targets for all Compliance Operations tasks.
• Responsibility for the further development, implementation and maintenance of an effective tactical and strategic FCC programme.
• Monitoring regulatory FCC developments and notifying relevant changes and ensure the design and implementation of new/amended FCC controls are effective.
• Maintenance of Financial Crime Systems, driving continuous validity testing and optimization.
• Delivering FCC regular training programme to embed a culture of awareness.
• With the help of MLROs and the 2nd Line Compliance Team, understand and have continuing knowledge of FCC requirements to ensure that the AML programme is consistent with all applicable local laws, regulations and rules and that the FCC programme is updated, as required, in light of changes to local laws, regulations and rules.
• Develop and manage a regular monitoring and reporting process to inform senior management, the audit committee and the board.
• Manage remediation activities across Financial Crime, being the central conduit between Operations, Technology, and Compliance.
• Establish and maintain liaison with local financial industry representatives to proactively identify current financial crime trends, criminal activity and the identification of organised criminal groups and influence security best practises.
• Where applicable, liaison with national and international law enforcement entities and liaison with local financial industry representatives to proactively identify financial crime trends/criminal activity and organised criminal attacks.

Global Head of Financial Crime Strategy

Business Development Rep

• Lead, scale, and optimize the Business Development Representative (BDR) and Inside Sales function.
• Responsible for building a high-performing inbound and outbound sales engine.
• Deliver qualified pipeline to the sales organization while driving revenue through inside-led deals.
• Build, lead, and mentor a regional BDR / Inside Sales team based in Singapore, with coverage across Asia-Pacific and global markets.
• Define team structure, roles, hiring plans, onboarding, and career progression frameworks.
• Establish a high-performance culture focused on accountability, coaching, skill development, and results.
• Own the top-of-funnel and inside sales strategy, aligning with overall revenue and growth objectives.
• Drive consistent pipeline generation, qualification standards, and handoff processes to Field Sales / Account Executives.
• Implement best-in-class sales processes, cadences, and qualification methodologies.

Director – Head of Business Development Representatives

Compliance

• Compliance Strategy & Framework Development: Work with MLROs for various licensed entities to design and operate a comprehensive compliance framework covering AML/CTF, sanctions, KYC/KYB, and transaction monitoring, tailored to platform businesses.
• Commercial & Product Advisory: Proactively partner with sales, marketing, and product teams to embed compliance-by-design into new products, services, and expansion initiatives.
• Regulatory Commercialization: Translate global regulatory changes (e.g., stablecoin settlement, AI-driven payments) into actionable commercial opportunities for the Platforms segment.
• Risk Assessments: Conduct regular risk assessments and internal audits of commercial activities to identify vulnerabilities.
• Due Diligence: Strengthen due diligence processes for third-party relationships.
• Contractual Review: Support legal teams in reviewing high-risk commercial contracts to ensure compliance with trade controls and anti-bribery laws.
• Monitoring & Surveillance: Implement automated monitoring, trade surveillance, or reporting systems to detect potential violations.

Global Head of Commercial Compliance – Platforms

• Demonstrate an entrepreneurial mindset and the highest degree of effectiveness across Nium’s travel B2B market leading virtual card and payment solutions.
• Identify, secure, and manage relationships with prospects across the United States, effectively negotiating and persuading potential clients the value that Nium can add to their business.
• Have a constant drive to go beyond past performance and visibly demonstrate track record beating performance when it comes achieving financial targets, and ability to generate sales leads, effectively negotiate, and close transactions.
• Generate revenue from clients, and achieve pre-agreed targets on customer flows, revenues, and profitability.
• Demonstrate business development and consultative selling skills with results-orientation to meet/exceed assigned financial and customer satisfaction goals.
• Pro-actively hunt for opportunities in the marketplace through direct contact as well as partners. The job will involve building relationships with key players in the travel ecosystem to generate qualified opportunities, mapping the account, influencing key decision-makers, convincing the client about the value proposition and closing the deal.

Director – Business Development, Travel B2B

• Demonstrate an entrepreneurial mindset and the highest degree of effectiveness across Nium’s travel B2B market leading virtual card and payment solutions.
• Identify, secure, and manage relationships with prospects across Europe, effectively negotiating and persuading potential clients the value that Nium can add to their business.
• Have a constant drive to go beyond past performance and visibly demonstrate track record beating performance when it comes achieving financial targets, and ability to generate sales leads, effectively negotiate, and close transactions.
• Generate revenue from clients, and achieve pre-agreed targets on customer flows, revenues, and profitability.
• Demonstrate business development and consultative selling skills with results-orientation to meet/exceed assigned financial and customer satisfaction goals.
• Proactively hunt for opportunities in the marketplace through direct contact as well as partners. The job will involve building relationships with key players in the travel ecosystem to generate qualified opportunities, mapping the account, influencing key decision-makers, convincing the client about the value proposition and closing the deal.

Director – Business Development, Travel

Full-stack Engineer

• Help evolve our fast-prototyping culture to foster innovation and quick market validation
• Take ownership of the entire application stack and take us through the entire discovery & validation to the customer revenue cycle
• Be a self-starter and work independently with guidance from Technical mentors and management
• Strong learning aptitude with demonstrated ability to learn technologies fast and adapt
• Build user-facing features using React, TypeScript, and Next.js
• Develop and integrate REST APIs using Java Springboot or Nodejs based technologies
• Maintain clean, modular, and well-tested code across the stack
• Contribute to architectural decisions, code reviews, and shared components
• Optimize for performance, accessibility, and responsiveness

Senior Fullstack Engineer

• Develop and manage Financial Crime and AML methodology to manage all sources of regulatory risk to ensure adherence to CNBV and SHCP regulations.
• Monitor any changes to Mexican AML/CTF laws and the Fintech Law, ensuring the organization promptly adapts its policies and procedures accordingly.
• Act as the primary point of contact with CNBV, SHCP/UIF, and other regulatory bodies for AML/CTF matters.
• Identify control gaps and lead the implementation of control enhancements to include AML, OFAC, and Mexican Regulatory Compliance.
• Develop country-specific risk assessments highlighting control gaps, specifically aligned with the National Risk Assessment (Evaluación Nacional de Riesgos).
• Build up compliance oversight and testing activities as per regulatory and governance requirements and issue internal reports to Senior Management and the Compliance Committee (AML/CTF internal control report, Fraud, periodic internal reports, etc.).
• Act as a subject matter expert for the business and management on compliance-related matters in Mexico and the wider LATAM region.
• Review and approve high-risk business for institutional clients from the Americas Region (including financial institutions and Banking as a Service Clients).
• Lead AML external audits (including the mandatory annual Independent Audit/Dictamen de Auditoría) and support on bank partner requests.
• Lead the risk assessment process to identify, assess, and manage the organization’s AML/CTF risks, including assessing product, service, customer, and geographic risk factors.
• Ensure timely and accurate filing of SITI (Sistema Interinstitucional de Transferencia de Información) reports, such as Suspicious Operation Reports (Reportes de Operaciones Inusuales), Relevant Operation Reports, and Internal Worrying Operations.
• Provide advisory support to improve and streamline end-to-end compliance operational processes and systems through automation and technology.
• Lead the roll-out and ongoing management of the Compliance Training Framework.
• Manage and contribute to the Communication and Control Committee (Comité de Comunicación y Control).
• Participating in Compliance or business-driven projects, including regulatory developments and strategic initiatives.
• Own, build, and maintain the Institución de Tecnología Financiera (ITF) compliance program, including end-to-end program development, regulatory reporting obligations, and ongoing ownership of regulatory requirement updates under the Fintech Law.
• Own, build, and maintain the Electronic Payment Funds Institution (IFPE) compliance program, including program infrastructure, regulatory reporting, and full lifecycle ownership of evolving regulatory obligations and supervisory expectations.
• Lead the operationalization of Virtual Asset (Cryptocurrency/Stablecoin) related compliance requirements, including development of policies, controls, and reporting frameworks aligned with Banco de México (Banxico) and CNBV circulars.
• Oversee and manage significant regulatory and independent program audits, including examination preparation, response coordination, findings remediation, and validation of corrective action plans to closure.

Senior Manager – Regulatory Compliance, Money Laundering Reporting Officer

• Develop and manage Financial Crime and AML methodology to manage all sources of regulatory risk to ensure adherence to FINTRAC regulations
• Monitor changes to FINTRAC regulations and AML/CTF laws
• Act as the primary point of contact with FINTRAC and regulatory bodies
• Identify control gaps and lead the implementation of control enhancements
• Develop country specific risk assessment highlighting control gaps
• Act as a subject matter expert for Canadian, US, and Latin America compliance-related matters
• Review and approve high risk business for institutional clients from the Americas Region
• Ensure timely and accurate filing of FINTRAC reports

Director – Regulatory Compliance, Money Laundering Reporting Officer

• Support the lifecycle management of US Money Transmitter Licenses (MTLs), including renewals, amendments, maintenance filings, and change management notifications. Similar support will be required for Canada, Brazil, and Mexico.
• Support the annual renewal requirements of Nium, Inc. as a Money Service Business (MSB) with FinCEN (US) and other similar obligations throughout the Americas.
• Assist with new license applications and regulatory approvals across US and other Americas jurisdictions.
• Coordinate with external counsel, regulators, and internal stakeholders to compile and submit required documentation.
• Maintain licensing trackers, documentation repositories, and regulatory calendars to ensure deadlines are met.
• Monitor regulatory changes impacting licensing requirements and escalate implications to Compliance leadership.
• Coordinate preparation and submission of periodic regulatory reports across US and Americas jurisdictions (e.g., financial statements, transaction volume reports, compliance certifications).
• Partner with Finance, Legal, Operations, and local MLROs to gather and validate data inputs.
• Ensure timely and accurate filings in accordance with jurisdictional requirements.
• Maintain organized records of submissions to support audit and examination readiness.
• Track and escalate reporting risks or delays.
• Support build, execution, and administration of the Ongoing Due Diligence Program across the Americas Regulatory Compliance region.
• Coordinate periodic reviews of regulated counterparties, partners, and other in-scope entities.
• Track review cycles, documentation collection, and risk assessment updates.
• Identify gaps or incomplete documentation and follow up with internal stakeholders.
• Assist with reporting on ODD metrics and trends to Compliance leadership.
• Contribute to enhancements of ODD procedures and controls to ensure regulatory alignment.
• Assist in responding to regulatory inquiries, examinations, and information requests related to licensing, reporting, and ODD.
• Prepare supporting documentation and maintain evidence of compliance with regulatory obligations.
• Support internal audits and compliance testing related to licensing and reporting activities.
• Identify opportunities to streamline licensing, reporting, and ODD workflows.
• Enhance documentation standards and control mechanisms to improve transparency and audit readiness.
• Contribute to development and maintenance of policies and procedures related to regulatory licensing, reporting, and ongoing due diligence.

Senior Licensing and Reporting Analyst – Regulatory Compliance

• Acquire new Travel B2B clients in the United States.
• Generate incremental revenues for the company.
• Understand new clients and regularly analyze key clients’ business, operations, and performance.
• Collaborate with management team and peers to leverage best practices.

Marketing

• Define and lead Instarem’s global B2C marketing strategy, aligned with our consumer business priorities and regional growth plans
• Establish clear positioning, value propositions, and messaging frameworks that resonate with cross-border, value-conscious consumers
• Translate company and product strategy into actionable marketing roadmaps with clear investment logic and ROI expectations.
• Own key consumer growth levers: acquisition, activation, engagement, retention, and reactivation
• Lead integrated marketing programs across performance marketing, lifecycle/CRM, affiliate partnerships, referrals, content, and brand initiatives
• Partner with Product and Commercial teams on go-to-market strategy for new features, pricing changes, corridors, and propositions
• Act as a trusted advisor to the Consumer GM and leadership team on growth strategy, market prioritization, and customer insight.
• Bring a strong point of view backed by data — influencing investment decisions and strategic trade-offs.
• Clearly connect marketing activity to revenue, customer value, and long-term business performance.
• Build an effective partnership strategy.
• Lead, mentor, and grow a global consumer marketing team, including in-house talent and agency partners
• Set clear goals, success metrics, and operating rhythms across regions and functions
• Foster a culture of ownership, accountability, and continuous improvement
• Define and own marketing success metrics that matter (e.g. CAC, LTV, conversion, engagement, cohort and segment health)
• Implement dashboards and reporting that connect marketing activity to business outcomes
• Champion experimentation and structured learning to unlock scalable growth.
• Strengthen Instarem’s brand clarity and consistency across markets and channels
• Balance performance-driven growth with long-term brand trust and customer loyalty
• Ensure a cohesive customer narrative across product, marketing, and communications

Consultant – Data & Analytics

Global Head of Commercial Compliance – Financial Institutions

Global Head of Financial Crime Strategy

Director – Head of Business Development Representatives

Global Head of Commercial Compliance – Platforms

Director – Business Development, Travel B2B

Director – Business Development, Travel

Senior Fullstack Engineer

Senior Manager – Regulatory Compliance, Money Laundering Reporting Officer

Director – Regulatory Compliance, Money Laundering Reporting Officer

Senior Licensing and Reporting Analyst – Regulatory Compliance

Director – Business Development, Travel B2B

Head of Consumer Marketing