Regulatory Compliance Analyst

Nium

Regulatory Compliance Analyst managing client onboarding and transaction monitoring. Ensuring US regulatory compliance and collaborating with various stakeholders across the company.

Posted 6/6/2026full-timeSan Francisco • California • 🇺🇸 United StatesMid-LevelSenior💰 $70,000 - $90,000 per yearWebsite

About the role

Key responsibilities & impact

Support the US Regulatory Compliance function with a primary focus on client and customer onboarding and Level 2 transaction monitoring escalations
Work closely with L1 team leads and managers to triage and resolve escalations, ensure regulatory adherence, and support broader compliance initiatives across the US entity and, as needed, other Americas jurisdictions
Contribute to a wide range of regulatory compliance activities that support both licensing protection and business growth
Communicate complex regulatory requirements to a wide range of audiences

Requirements

What you’ll need

Bachelor’s degree or equivalent experience
4 - 6 years of experience in regulatory compliance, AML, BSA, financial crimes, enterprise risk, operational risk, or audit within a fintech, payments company, regulated financial institution, or regulatory agency
Strong experience with US AML regulations, transaction monitoring, screening, and KYC and KYB processes
Strong understanding of AML risk typologies, escalation criteria, and how regulatory expectations are applied in practice
Experience reviewing and decisioning escalated or high-risk cases
Strong understanding of payment flows, money transmission, banking partnerships, and regulatory requirements applicable to financial institutions and fintech companies
Familiarity with financial regulatory laws, rules, regulations, and industry best practices across the United States and, preferably, the Americas region
Strong analytical, investigative, and documentation skills
Strong data proficiency, including the ability to work with data and leverage insights for strategic decision making
Excellent verbal and written communication skills, with the ability to clearly explain complex issues to front line teams, senior management, and other stakeholders
Strong project management, critical thinking, and time management skills
Inquisitive and proactive mindset, with the ability to think strategically and propose practical, effective solutions
Strong curiosity about fintech, payments, and consumer financial protections

Benefits

Comp & perks

We offer medical coverage along with 24/7 employee assistance program
Generous vacation programs including our year-end shut down
Flexible hybrid working environment (3 days per week in the office)
Role-specific training, internal workshops, and a learning stipend
Company-wide social events, team bonding activities, happy hours, team offsites

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

regulatory complianceAMLBSAfinancial crimesenterprise riskoperational risktransaction monitoringKYCKYBdata proficiency

Soft Skills

analytical skillsinvestigative skillsdocumentation skillsverbal communicationwritten communicationproject managementcritical thinkingtime managementinquisitive mindsetstrategic thinking

Certifications

Bachelor's degree