Sicredi

Full-stack Engineer

• Apoiar o Manager de Engenharia na organização horizontal dessa competência, e na estruturação das estratégias/direcionadores e na condução destes junto às equipes, juntamente com os demais *Chapter Leads* e *Specialists *da horizontal;
• Liderar estratégias de atração e desenvolvimento de profissionais de desenvolvimento de software (1:1, PDI, Contratação / Desligamento);
• Dentro da vertical que está inserido, você será um líder, onde irá apoiar as lideranças de produto na estruturação das equipes e na base técnica para o bom funcionamento do produto;
• Executar atividades de gestão e desenvolvimento de pessoas;
• Apoiar na condução da horizontal para que processos, ferramentas e *capacity* estejam adequados para que os desenvolvedores conduzam suas atividades em conjunto com as verticais para realizarem entregas de produto com qualidade;
• Conduzir o tema de engenharia de software com líderes das demais horizontais técnicas, buscando entender a estratégia de negócio e o *roadmap* de produto, garantindo o avanço das entregas através dos direcionadores estabelecidos;
• Parear com GPMs e PMs para entender os principais desafios do negócio;
• Fomentar movimentos de novas tecnologias alinhado ao modelo arquitetônico para resolver problemas de negócio.
• Fazer a conexão das demais áreas de tecnologia para viabilizar as demandas e necessidades de negócio;

Coordenação de Engenharia de Software – Foco em Seguros

Operations

• Provide specialized technical support to entities within the Sicredi system and partner companies, aiming to resolve requests related to products and services (with a focus on negotiation and contracting of insurance).
• Assist in implementing action plans aimed at adopting corrective measures.
• Prepare technical analyses and opinions, including development of technical manuals and documentation in the Online Support system.
• Create support materials.

Junior Operations Analyst, Products

• Provide support to cooperatives and members on products involving Foreign Exchange and International Trade operations;
• Support internal bank areas (Risk, Accounting, Tax, Finance, Treasury, etc.);
• Good judgment and flexibility to handle urgent requests, ensuring clarity and security with speed;
• High capacity to adapt to regulatory updates;
• Daily reconciliation of foreign currency statements;
• Review of the accounting trial balance and daily reconciliations, ensuring accuracy;
• Proper handling of the Area’s Internal Controls demands (legal documents, summaries, audit support, accounting reports, etc.);
• Ability to connect accounting knowledge to FX routines, reconciliations, internal controls and the resolution of operational discrepancies.

Junior Foreign Exchange Operations Analyst – Middle Office Focus

Analyst

• Perform fraud analysis for the Card products area;
• Propose improvements to processes related to fraud prevention;
• Work with internal teams to implement anti-fraud measures;
• Monitor fraud trends in the market.

Mid-Level Fraud Prevention Analyst – Card Products Focus

Risk

• Conduct portfolio projection, provisioning and risk indicator routines, ensuring consistency with official datasets and approved assumptions;
• Design and perform sensitivity and scenario analyses (base/stressed/mitigated), translating impacts into provisioning and financial results;
• Develop and maintain projection and simulation models and artifacts (e.g., ECL, migration, vintage, delinquency/stage transitions, portfolio behavior);
• Support the bank's budgeting cycle and inputs for cooperatives/central entities, aligning risk assumptions with financial projections;
• Plan and operationalize stress testing exercises (scenarios and simulations), in coordination with RAS/ICAAP teams and internal governance;
• Advance segmentation/cluster analyses and underlying datasets, supporting profiling of cooperatives and targeted action plans;
• Produce executive materials and analyses for committees and management meetings (previews, closings, management reports), with clear and actionable narratives;
• Ensure technical governance of figures (reproducibility, traceability, documentation, version control and controls);
• Serve as the team's quantitative reference, supporting peers in methodological discussions, data quality and continuous process improvement;
• Interact with partner areas (modeling, credit, product, finance, central/cooperatives) to align assumptions, interpret results and propose courses of action.

Mid-level Credit Risk Analyst – Portfolio and Credit Risk Analysis

• Analyze balance sheets and financial statements of financial institutions, identifying trends, risks and key points of attention.
• Assess prudential indicators, capital structure, liquidity, loan portfolio quality and other metrics relevant to understanding the risk profile of financial institutions.
• Connect macroeconomic movements — such as interest rates, exchange rates and economic activity — to potential impacts on financial institutions' balance sheets.
• Monitor news, events and relevant information that could affect the financial health or risk profile of the institutions analyzed.
• Prepare technical reports and communications for different audiences and credit committees, ensuring clarity, accuracy and objectivity.
• Deliver presentations to Committees, Risk areas, other business units and Cooperatives, structuring analyses and recommendations clearly and with solid justification.

Credit Risk Analyst – Focus on Financial Institutions Analysis

• Validate various types of models: Fraud, Anti-Money Laundering (AML), and Generative AI (other model types may be requested over time);
• Assess the compliance of Sicredi's models with regulations issued by supervisory authorities;
• Contribute to the development and implementation of a validation framework for Generative AI;
• Design and execute statistical tests across different model types;