Flagstar Bank

Account Manager

• Develops and maintains relationships to generate direct deal flow
• Coordinates the team approach to approving and closing new deals to grow assets and revenues while optimizing profitability (ROE)
• Works with assigned portfolio managers, engage with sponsors and borrowers on idea generation and relevant opportunities to expand our relationship
• Works with assigned portfolio managers to ensure pro-active monitoring of the credit quality of the portfolio through timely financial statement gathering
• Monitoring client’s compliance with ongoing required reporting, properly analyzing financial information
• Taking or recommending appropriate corrective actions based on acceptable levels
• Ultimately responsible for managing the banks risk exposure to acceptable levels
• Collaborating with Credit team and outside counsel as needed to prepare credit approval documents and managing onboarding process to ensure transactions are booked appropriately
• Stays abreast of industry trends and market conditions that could impact the assigned portfolio of relationships and borrowers
• Uses independent judgement and discretion to make decisions
• Analyzes and resolves problems
• May be responsible for talent management functions including: employment, performance evaluations, staff development/training, disciplinary actions, succession planning and ensuring all staff comply with compliance requirements
• Performs special projects, and additional duties and responsibilities as required
• Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings
• Accountable to maintain compliance with applicable federal, state and local laws and regulations

Senior Relationship Manager – CRE

Financial Planning and Analysis

• Oversee monthly-close and forecast updates to ensure accuracy and transparency around variance to budget by financial statement line item.
• Partner with business leaders to help streamline firm processes that provide more transparency on the financials, including ownership of headcount projections and profitability analysis down to the product level.
• Collaborate with business and corporate finance team on forward-looking forecasts, business assumptions, and financial report production while establishing a more robust risk and control framework.
• Performs special projects, and additional duties and responsibilities as required.
• Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance training.

Senior Financial Planning & Analysis Associate

• Assist sales in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages within assigned specialized vertical or region
• Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions
• Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs
• Act as a mentor to analysts, sharing expertise in financial analysis, credit structuring, and risk assessment
• Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in commercial lending

Credit Products Specialist I – Specialized, Equipment Finance

• Lead the strategy, execution, and growth of the bank’s leasing acquisition, syndications and distribution platform
• Build, lead, and mentor a team of capital markets professionals
• Oversee lease syndication and secondary market distribution ensuring alignment with risk and regulatory standards
• Monitor industry trends, regulatory developments, and competitive dynamics to inform business strategy

Capital Markets Sales Manager

• The Senior Relationship Manager will be part of the Specialized Industries team, focusing on managing commercial loan relationships of all levels of complexity within the Leisure, Hospitality & Gaming vertical.
• Generates new business and relationships that will produce revenue from companies, sponsors, developers and businesses.
• Generates deal flow directly from these clients/prospects and orchestrating a team approach to the relationship.
• Responsible for the origination, negotiation, structuring, pricing, underwriting, and closing of loans.
• Manages a complex commercial loan portfolio ensuring the highest loan quality for the organization with minimal risk.
• Manages the on-going monitoring of portfolio quality and ensures compliance with applicable laws, regulations and guidelines.
• May mentor and assist less experienced Relationship Managers.

Senior Relationship Manager – CRE

Senior Financial Planning & Analysis Associate

Credit Products Specialist I – Specialized, Equipment Finance

Capital Markets Sales Manager

Senior Relationship Manager – Leisure, Hospitality & Gaming