Flagstar Bank

Financial Crime

• Serves as the examiner in charge of Compliance Testing reviews assigned.
• Work with the Senior Manager and Department Head to establish the objectives, scope, testing approach and sampling techniques to be utilized during testing.
• Schedule and participate in any commencement and exit meetings with business/stakeholders for compliance reviews.
• Develop and distribute Announcement and Documentation Request Memos for scheduled reviews.
• Perform and oversee compliance tests conducted by Compliance Testing team members.
• Meet with the business/stakeholders to ensure the factual accuracy of issues raised.
• Prepare “Compliance Draft Review Reports” that summarize results, findings, and recommendations for proposed enhancements for issues noted.
• Obtain adequate management action plans with respect to any findings.
• Document findings and management responses/action plans in Archer.
• Perform follow-up to ensure timely completion of corrective actions and validate closure of issues.
• Perform Quality Assurance review of testing conducted by the Compliance Testing Team members.
• Assist with the creation and maintenance of departmental Key Performance Indicators and Key Risk Indicators.
• Assist with the development of the Annual Compliance Testing Plan.
• Assist in the Annual Performance Evaluation of Team Members.
• Provide thoughts on continued process improvements and updates to the Compliance Testing Methodology, Procedures and workpaper templates.
• Stay informed of changing regulatory requirements and the firm’s business model that might impact the firm’s compliance framework and the Compliance Testing plan.
• Complete all required compliance and other firm required training.
• Maintain knowledge of and adhere to all applicable internal compliance policies and procedures and other internal policies and procedures applicable to the role.

Senior BSA/AML Testing Specialist

Consultant

• Deliver exceptional sales and service experience to bank clients
• Manage client interactions via calls and video chats
• Resolve client concerns and provide financial guidance

Client Consultant – Phone Channel

Architect

• Acts as the business architect for assigned business lines and product delivery teams
• Partners with Technology Lead, Product Security Leader, and BURM to translate business strategy
• Drives Technology Review Board gate approvals to ensure alignment with target-state business architecture
• Elicits, documents, and manages business architecture artifacts including business capabilities
• Facilitates cross-stakeholder alignment to ensure business process design and compliance are embedded throughout the delivery lifecycle

Business Architect

Call Center Representative

• Serve as the first point of contact for our Private Bank clients
• Support requests from clients and third parties
• Create detailed documentation to resolve inquiries
• Conduct telephone activities and reply to emails
• Troubleshoot Internet Banking profiles

Private & Commercial Client Services Call Center Associate

Analyst

• Organizes and manages projects for the leadership team
• Translates leadership team priorities to executable plans
• Creates content to support executive presentations and board materials
• Maintains Teams / SharePoint site and content
• Analyzes data and makes recommendations based on results

Senior Commercial Real Estate Banking Analyst

Financial Planning and Analysis

• Collaborate with Credit Product Specialists with financial analysis for complex commercial loan portfolios.
• Lead in the preparation of financial projections, repayment analyses and/or enterprise value analysis as appropriate.
• Assist with the preparation of periodic client reviews (quarterly as required and annually).
• Conduct detailed market and collateral analysis.
• Generate and review risk ratings, ensuring alignment with credit policies.
• Monitor financial trends and make portfolio recommendations based on client, microeconomic, and macroeconomic factors.
• Evaluate covenant compliance and loan performance.
• Provide expert support in structuring complex credit facilities.
• Partner with Credit Products Specialists and Sales in negotiating deal terms with clients.
• Assist with the preparation and presentation of credit approval memoranda to senior management.
• Assist with credit due diligence and ensure loan documentation accuracy.
• Work closely with legal counsel to review and assist with the negotiation of credit agreements.
• Act as a mentor to junior analysts, sharing expertise in financial analysis, credit structuring, and risk assessment.
• Lead credit training sessions and workshops.
• Drive improvements in underwriting processes and portfolio management strategies.
• Support regulatory compliance efforts and contribute to credit policy enhancements.
• Implement data-driven improvements to credit risk assessment tools.

Senior Credit Analyst – Franchise Finance

• Collaborate with Credit Product Specialists with financial analysis for complex commercial loan portfolios.
• Lead in the preparation of financial projections, repayment analyses and/or enterprise value analysis as appropriate.
• Conduct detailed market and collateral analysis.
• Generate and review risk ratings, ensuring alignment with credit policies.
• Assist with the preparation and presentation of credit approval memoranda to senior management.
• Drive improvements in underwriting processes and portfolio management strategies.

Senior Credit Analyst – Energy & Renewables

Product Specialist

• Assist sales in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages within assigned specialized vertical or region.
• Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions.
• Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs.
• Act as a mentor to analysts, sharing expertise in financial analysis, credit structuring, and risk assessment.
• Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in commercial lending.
• Uses independent judgement and discretion to make decisions regarding assigned portfolio.
• Analyzes and resolves problems pertaining to the assigned portfolio.

Credit Product Specialist I – Entertainment Vertical

• Lead underwriting efforts for complex loan requests, assessing creditworthiness and recommending risk-mitigating structures within the assigned specialized vertical or region.
• Continuously monitor assigned portfolio to proactively identify credit risks, trends, and financial performance concerns.
• Partner with sales in negotiations and client discussions, ensuring alignment between client needs and risk appetite.
• Collaborate with legal teams to review and negotiate credit agreements, ensuring compliance with bank policies and risk management frameworks.
• Provide guidance to junior credit professionals, enhancing team capabilities and fostering a strong credit culture.
• Identifies and raises to leadership improvement areas in credit processes and procedures.
• Uses independent judgement and discretion to make decisions regarding assigned portfolio.
• Analyzes and resolves problems pertaining to the assigned portfolio.

Credit Products Specialist II – Franchise Finance

Auditor

• Conducts field work, testing and workpapers so that they are completed in a timely manner with high quality
• Supports the Senior Auditor in determining scoping decisions, audit opinions, and issue identification
• Ensures clear verbal and written communication with the Senior Auditor and AIC
• Executes the audit by conducting audit planning, risk identification, scoping, and field testing are completed in a timely manner with high quality supporting the Senior Auditor
• Learning and supporting the drafting of audit workpapers across the audit lifecycle

Project Manager

• Provide critical coaching, mentoring, and auditing functions on IT portfolio projects
• Ensure review and quality of the project artifacts, deliverables, and process adherence
• Mentor IT Delivery Analysts on auditing functions on projects and processes
• Audit and provide quality assurance of high or multiple medium rigor projects
• Advise PM on accurate project team, tasks, and financial information in Clarity
• Support scope of project with budget reconciliation in Clarity
• Facilitate cross functional agile collaborative teams
• Remove impediments that hinder project progress
• Monitor the progress of the sprint
• Manage development tracking system to include product and sprint backlogs
• Document and submit project change requests on behalf of the Project Manager

Technology Project Analyst – Lead

Account Manager

• Develop close relationships with clients and cross sell the various bank capabilities
• Develop prospects from current commercial clients, referral leads, and other sources
• In coordination with the Sponsor Finance team, develop and maintain relationships with private equity firms with healthcare practices
• Cultivate relationships with other Bank’s Capital Markets / Syndications teams to enable participation opportunities in the various Healthcare industry sectors
• Responsible for the efficient and team-oriented service of clients including timely processing of operations such as opening of new accounts and funding of loans
• Manage and lead ongoing portfolio/asset management for all assigned credits to ensure compliance in all areas
• Uses independent judgement and discretion to make decisions based on a deep understanding and experience lending to the Healthcare industry
• Accountable to maintain compliance with applicable federal, state and local laws and regulations

Senior Relationship Manager – Healthcare

Manager

• Support the Fraud Manager in daily operations of fraud detection, investigation, and prevention.
• Communicate performance expectations and team updates clearly and consistently.
• Foster a high-performance, motivated work environment and drive target achievement.
• Coach and mentor team members through 1:1s, performance evaluations, and policy briefings to promote best practices and ensure operational alignment.
• Collaborate with management to develop and implement departmental strategic plans aligned with fraud prevention goals.
• Maintain hands-on expertise with fraud detection platforms to support team inquiries and ensure accurate guidance.
• Track and report fraud metrics, outcomes, and losses.
• Identify and communicate emerging fraud trends with mitigation recommendations.
• Develop and maintain early warning indicators and trend reports.
• Investigate fraud scenarios and escalate complex cases with proper documentation.
• Respond to inquiries from customers, law enforcement, and regulators.
• Refine business rules and detection strategies balancing risk, cost, and customer experience.
• Conduct root cause analysis and recommend process improvements.

Fraud Assistant Manager

• Originate, structure, and distribute lease transactions through bank and non-bank investors
• Grow the bank’s leasing portfolio by identifying market opportunities
• Build relationships with institutional buyers
• Execute transactions that optimize risk-adjusted returns
• Lead syndication and secondary market sale of lease assets
• Collaborate with credit, legal, and operations teams to facilitate smooth deal execution
• Stay informed on trends in the leasing and structured finance markets

Capital Markets Sales Officer

Risk

• Support the implementation of the 1st Line of Defense (1st LOD) risk management framework
• Conduct reviews of incidents and issues and support identification of root-cause analysis
• Conduct risk management assessment of new products and services
• Provide risk advisory and guidance on new policies and procedures
• Produce and gather document requests to support interactions with the Bank’s regulators