Credit Products Manager

Flagstar Bank

Manager of Credit Products responsible for first-line credit underwriting and portfolio management. Leading a team to ensure compliance with the bank’s risk appetite in the United States.

Posted 7/17/2026full-timeRemote • Missouri • 🇺🇸 United StatesSeniorLead💰 $123,243 - $204,783 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in credit underwriting, portfolio management, and risk management within the financial industry, with a strong focus on compliance and credit strategy implementation. Proven ability to lead teams of credit analysts and underwriters while ensuring adherence to regulatory requirements and internal policies.

Highest-signal resume keywords

Credit UnderwritingPortfolio ManagementRisk ManagementTeam LeadershipCredit Strategy

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalyticsRisk GradingLoan EvaluationCredit Decision EnginesCredit ModelingCash Flow ModelingIncome VerificationIdentity VerificationLoss Forecasting

Soft Skills

CollaborationCommunicationProblem-Solving

Tools & Technologies

Credit Bureaus

Industry Keywords

Financial IndustrySpecialized Commercial IndustriesCapital MarketsCorporate Commercial Banking

About the role

Key responsibilities & impact

Supports first-line credit underwriting and portfolio management within the assigned specialized vertical
Supervises a team of underwriters and credit analysts
Oversees risk grading, loan evaluation, and portfolio monitoring to maintain credit quality
Identifies potential risks and trends, escalating key findings and recommendations to senior leadership
Collaborates with sales, risk, and credit teams to implement credit strategies
Ensures compliance with internal policies, regulatory requirements, and risk frameworks

Requirements

What you’ll need

Undergraduate Degree (4 years or equivalent) in Business, Economics or related field
10+ Years of 1st line of defense credit underwriting, portfolio management, and risk management experience within the Financial Industry including credit strategy and credit analytics
3+ years of experience in managing teams of credit analysts, underwriters in the specialty vertical
3+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.)
Experience and expertise in credit bureaus, credit decision engines, credit and cash flow modeling for underwriting and portfolio management decisions, income/identity verification and loss forecasting.

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Comprehensive leave program