Flagstar Bank

Manager

• Oversee first-line credit underwriting and portfolio management within assigned business lines
• Manage underwriters and credit professionals, including Credit Products Specialists and Credit Products Analysts
• Ensure accurate risk ratings, loan evaluation, underwriting, and ongoing portfolio management
• Identify emerging credit risks and opportunities using data-driven insights and portfolio analytics
• Provide recommendations to leadership supporting sound credit decisions
• Collaborate with sales, risk, technology, legal, and compliance teams
• Maintain credit quality across assigned portfolios and lending verticals
• Establish consistent credit decisioning and risk management practices across regions and verticals
• Recruit, develop, coach, and retain credit underwriting and portfolio management talent
• Serve as a point of contact for deal-flow assignment, credit-risk reviews, and escalations
• Ensure compliance with regulatory requirements, internal policies, and risk frameworks
• Provide credit-risk reporting and portfolio analysis to senior leadership
• Support continuous improvement, transformation initiatives, and strategic decision-making
• Interact with legal counsel and negotiate credit-agreement terms directly with clients

Credit Products Manager

Financial Planning and Analysis

• Prepare and review Flagstar Approval Memos, loan modifications, and portfolio reviews with Relationship Managers
• Conduct credit analysis, industry research, and company research to recommend appropriate credit structures
• Review, approve, or decline credit requests and escalate recommendations as appropriate
• Serve as a voting member on credit committees for loan approvals
• Monitor credit portfolios and lead credit risk review activities
• Assist in developing loan-level strategies and oversee asset management reporting
• Identify portfolio trends and support effective portfolio management strategies
• Participate in weekly deal screening meetings
• Ensure compliance with federal, state, and local regulations and internal policies
• Collaborate with lines of business to develop and refine credit policies and procedures
• Attend client meetings and conduct on-site project visits as needed
• Develop and monitor key risk indicators for the Bank
• Review departmental reports to track portfolio performance and identify emerging risks
• Lead or contribute to special projects
• Collaborate with peer managers to share best practices and improve team performance
• Improve templates, analytical tools, and procedures for the credit analysis process
• Exercise independent judgment and discretion in decision-making
• Analyze and resolve problems

Credit Officer – Equipment Finance

Analyst

• Conduct market research and analysis to assist Special Assets Officers and Team Leads in remediating classified commercial real estate and multifamily loans
• Re-underwrite actionable credits, focusing on borrower liquidity, cash flow sustainability, underperformance drivers, corrective actions, and recovery prospects
• Develop, maintain, and update financial models and analyses for restructuring, loan modification, and other recovery alternatives
• Support the development, execution, and monitoring of workout strategies
• Act as a liaison with internal and external stakeholders when needed
• Prepare detailed credit approval memos covering financial analysis, relationship overview, cash flow analysis, collateral assessments, and risk evaluations
• Review internal loan bookings and collateral positions
• Maintain team files and records
• Interact with borrowers, advisors, and internal and outside counsel
• Perform special projects and additional duties as required
• Complete required compliance training and maintain compliance with applicable policies, standards, and laws

Loan Workout, Special Assets Analyst – Commercial Real Estate

System Administrator

• Assist in administering daily operations and maintenance processes for Blackline, Fintrac, Oracle Cloud EPM, and Prologue
• Oversee user management, security roles, and system monitoring
• Provide support to end users navigating and utilizing financial systems
• Maintain documentation of system configurations, processes, and procedures
• Support daily reconciliation efforts and Blackline data needs
• Support monthly forecasting by loading and reconciling data, assisting end users, and maintaining planning forms and reporting templates
• Manage team documents and SmartView templates on SharePoint and shared drives
• Liaise between Finance and IT to support the Finance Reporting environment, including problem analysis and solution development
• Perform special projects and additional duties as required
• Complete required compliance training and maintain compliance with applicable laws and regulations

Financial Systems Administrator I

• Lead credit approval for equipment finance transactions, including financial analysis, collateral evaluation, and credit structuring
• Assess credit risk for new and existing equipment finance customers
• Develop and maintain Equipment Finance credit policies and procedures
• Monitor portfolio performance and identify problem credits
• Serve as credit authority for equipment finance deals within assigned limits
• Conduct borrower cash flow, industry trend, and equipment value analyses
• Collaborate with business development and sales teams on pricing, structure, and transaction terms
• Present credit analyses, portfolio metrics, and risk assessments to senior management and regulators
• Mentor and develop underwriting and credit support staff; manage performance reviews, workflow, and employee relations
• Maintain compliance with federal, state, and local regulations, fair lending laws, and examination requirements
• Participate in regulator meetings as an equipment finance credit subject matter expert
• Perform special projects and additional duties as required
• Complete required compliance training

Senior Credit Officer – Equipment Finance

General

• Support underwriting, structuring, and management of commercial credit relationships
• Assist Relationship Managers in analyzing financial statements and assessing borrower creditworthiness
• Prepare credit approval packages
• Monitor financial trends, covenant compliance, and borrowing bases
• Identify potential credit risks and recommend actions
• Collaborate with sales and credit teams to structure deals, address underwriting inquiries, and support client needs
• Mentor analysts in financial analysis, credit structuring, and risk assessment
• Stay informed on market trends, credit policies, and risk mitigation techniques
• Make decisions regarding the assigned portfolio using independent judgment and discretion
• Analyze and resolve problems pertaining to the assigned portfolio
• Perform special projects and additional duties as required
• Complete required compliance training and maintain compliance with applicable laws and regulations

Credit Products Specialist I – Corporate Banking

• Lead underwriting efforts for complex loan requests by assessing creditworthiness and recommending risk-mitigating structures
• Continuously monitor the assigned loan portfolio to identify credit risks, trends, and financial performance concerns
• Partner with relationship managers in negotiations and client discussions
• Review and negotiate credit agreements with legal teams
• Provide guidance and training to junior credit professionals
• Identify and raise improvement areas in credit processes and procedures
• Use independent judgment and discretion for assigned portfolio decisions
• Analyze and resolve portfolio-related problems
• Perform special projects and additional duties as required
• Adhere to regulatory, compliance, and applicable legal requirements
• Complete required compliance training

Credit Products Specialist II – Power & Renewables

• Deliver personalized financial guidance and investment solutions to mass affluent clients
• Grow and deepen client relationships by providing holistic financial planning
• Recommend suitable investment products and connect clients to the broader Flagstar enterprise
• Assess financial needs through virtual channels and deliver tailored financial guidance
• Build a book of business through referrals and proactive outreach
• Develop and present comprehensive financial plans and ensure compliance with regulatory requirements
• Maintain accurate records of client interactions and participate in compliance training

Financial Consultant

Engineer

• Manage systems, configurations, and system stability
• Maintain an inventory and renewal of digital certificates across the organization, including SSL/TLS, code signing, and authentication certificates leveraging tools such as Cyberark and Venafi.
• Monitor certificate expiration dates and initiate timely renewal workflows to prevent service disruptions.
• Coordinate with internal teams to leverage automated certificate renewal processes to implement renewals, and revocations timely renewal workflows to prevent service disruptions.
• Assist in documenting certificate management procedures and maintaining up-to-date records in the certificate management system.
• Monitor compliance dashboards and generate reports on data loss prevention (DLP) policies and alerts.
• Assist senior engineers in onboarding data sources and managing data assets within the Purview data map.
• Help troubleshoot and resolve issues related to Purview scanning, classification, and policy enforcement.
• Provides oversight on high-risk platform upgrades and migrations.
• Assist in owning overall compliance posture for backend systems, ensuring full adherence to FFIEC guidelines, audit requirements, and IT risk management policies.
• Coordinate with internal audit, risk, and compliance teams to deliver accurate evidence and remediation plans.
• Drive continuous improvement of compliance processes to reduce audit findings and enhance security posture.
• Support workload metrics for operational requests, system builds, migrations, and decommissions are met.
• Act as escalation point for major incidents and coordinate with leadership during crisis events.
• Deliver and collaborate with architecture, application, and infrastructure teams to ensure technology decisions align with enterprise goals.
• Champion disaster recovery planning, test execution, and after-action review improvements.
• Ensure all backend system documentation is accurate, current, and meets audit standards.
• Review and approve daily/weekly/monthly operational and compliance reports before submission to leadership.
• Promote documentation as a core operational discipline across the team, setting expectations and accountability for quality.
• Report team performance metrics and operational health to IT leadership.
• Ensure we are aligning IT solutions with the needs of the business.

Technology Engineer

• Manage systems, configurations, and system stability
• Maintain an inventory and renewal of digital certificates across the organization, including SSL/TLS, code signing, and authentication certificates leveraging tools such as Cyberark and Venafi.
• Monitor certificate expiration dates and initiate timely renewal workflows to prevent service disruptions.
• Coordinate with internal teams to leverage automated certificate renewal processes to implement renewals, and revocations timely renewal workflows to prevent service disruptions.
• Assist in documenting certificate management procedures and maintaining up-to-date records in the certificate management system.
• Monitor compliance dashboards and generate reports on data loss prevention (DLP) policies and alerts.
• Assist senior engineers in onboarding data sources and managing data assets within the Purview data map.
• Help troubleshoot and resolve issues related to Purview scanning, classification, and policy enforcement.
• Provides oversight on high-risk platform upgrades and migrations.
• Compliance and audit Assists in owning overall compliance posture for backend systems, ensuring full adherence to FFIEC guidelines, audit requirements, and IT risk management policies.
• Coordinate with internal audit, risk, and compliance teams to deliver accurate evidence and remediation plans.
• Drive continuous improvement of compliance processes to reduce audit findings and enhance security posture.
• Daily requests, new builds, cross-team collaboration Ensures to support workload metrics for operational requests, system builds, migrations, and decommissions are met.
• Act as escalation point for major incidents and coordinate with leadership during crisis events.
• Delivers and collaborates with architecture, application, and infrastructure teams to ensure technology decisions align with enterprise goals.
• Champion disaster recovery planning, test execution, and after-action review improvements.
• Documentation and Reporting Ensure all backend system documentation is accurate, current, and meets audit standards.
• Review and approve daily/weekly/monthly operational and compliance reports before submission to leadership.

Technology Engineer, Associate

Product Manager

• Ideate and develop compelling products for Flagstar’s retail and wholesale clients
• Oversee product metrics, launches and product performance and ensure success against product goals and expectations
• Ensure continuous improvement in the product as well as ensure that product compliance meets market needs
• Keep abreast of industry – along with both traditional and non-traditional competition
• Manage the product lifecycle from conception to launch, guiding product introduction through development, business case, and implementation
• Work closely with business leaders to understand business objectives
• Identify product opportunities and gaps for the organization, determine potential impact to financials, and inform multi-year product strategy and prioritization program
• Develop, maintain and own product roadmap that balance strategic objectives, capital investments, differentiation in the marketplace, customer experience, compliance & risk, sales & distribution needs

Treasury Management – Product Manager II

• Lead underwriting efforts for complex loan requests, assessing creditworthiness and recommending risk-mitigating structures within the assigned specialized vertical or region.
• Continuously monitor assigned portfolio to proactively identify credit risks, trends, and financial performance concerns.
• Partner with sales in negotiations and client discussions, ensuring alignment between client needs and risk appetite.
• Collaborate with legal teams to review and negotiate credit agreements, ensuring compliance with bank policies and risk management frameworks.
• Provide guidance to junior credit professionals, enhancing team capabilities and fostering a strong credit culture.
• Identifies and raises to leadership improvement areas in credit processes and procedures.
• Uses independent judgement and discretion to make decisions regarding assigned portfolio.
• Analyzes and resolves problems pertaining to the assigned portfolio.

Credit Products Specialist II – Leisure, Hospitality & Gaming

Compliance

• Oversees compliance with legal and regulatory requirements for wholesale banking operations
• Engages with bank personnel to facilitate adherence to banking requirements
• Advises executive management on compliance issues
• Maintains compliance documentation and regulatory filings
• Implements periodic risk-based compliance testing program

Director of Wholesale Compliance

• Lead underwriting efforts for complex loan requests, assessing creditworthiness and recommending risk-mitigating structures.
• Continuously monitor assigned portfolio to proactively identify credit risks, trends, and financial performance concerns.
• Partner with RMs in negotiations and client discussions, ensuring alignment between client needs and risk appetite.
• Collaborate with legal teams to review and negotiate credit agreements, ensuring compliance with bank policies and risk management frameworks.
• Provide guidance to junior credit professionals, enhancing team capabilities and fostering a strong credit culture.
• Identifies and raises to leadership improvement areas in credit processes and procedures.
• Uses independent judgement and discretion to make decisions regarding assigned portfolio.
• Analyzes and resolves problems pertaining to the assigned portfolio.

• Supports first-line credit underwriting and portfolio management within the assigned specialized vertical
• Supervises a team of underwriters and credit analysts
• Overseeing risk grading, loan evaluation, and portfolio monitoring to maintain credit quality
• Collaborating with sales, risk, and credit teams to implement credit strategies
• Proactively identifies and escalates areas for improvement in credit processes, policies and procedures
• Monitors portfolio performance, identifying emerging risks and opportunities to support sound credit decisioning