Credit Products Specialist I – Corporate Banking

Flagstar Bank

Credit Products Specialist underwriting and monitoring commercial credit relationships for Flagstar Bank. Supporting loan structuring, portfolio risk assessment, and responsible corporate banking growth.

Posted 8/4/2026full-timeNew York City • Missouri, New York, North Carolina • 🇺🇸 United StatesJuniorMid-Level💰 $83,426 - $136,922 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in financial analysis, credit underwriting, and risk assessment while effectively collaborating with stakeholders to manage commercial credit relationships. Proficient in financial modeling and compliance with credit policies and regulations.

Highest-signal resume keywords

Financial AnalysisCredit UnderwritingRisk AssessmentFinancial ModelingCredit Analysis Software

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisRisk AssessmentCredit UnderwritingLoan StructuringCredit AgreementsFinancial ModelingCredit Decision ToolsExcelPivot TablesVLOOKUP

Soft Skills

Written CommunicationVerbal CommunicationCollaborationProblem SolvingMentoring

Tools & Technologies

Credit Analysis Software

Industry Keywords

Commercial CreditPortfolio ManagementCovenant ComplianceCredit RiskMarket TrendsCompliance Training

About the role

Key responsibilities & impact

Support underwriting, structuring, and management of commercial credit relationships
Assist Relationship Managers in analyzing financial statements and assessing borrower creditworthiness
Prepare credit approval packages
Monitor financial trends, covenant compliance, and borrowing bases
Identify potential credit risks and recommend actions
Collaborate with sales and credit teams to structure deals, address underwriting inquiries, and support client needs
Mentor analysts in financial analysis, credit structuring, and risk assessment
Stay informed on market trends, credit policies, and risk mitigation techniques
Make decisions regarding the assigned portfolio using independent judgment and discretion
Analyze and resolve problems pertaining to the assigned portfolio
Perform special projects and additional duties as required
Complete required compliance training and maintain compliance with applicable laws and regulations

Requirements

What you’ll need

Undergraduate degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field, or 5+ years of equivalent experience
2+ years in credit underwriting, portfolio management, or a related field
Strong financial analysis and risk assessment abilities
Basic understanding of loan structuring and credit agreements
Proficiency in financial modeling and credit decision tools
Strong written and verbal communication skills
Ability to collaborate effectively with Relationship Managers, credit officers, and other stakeholders
Ability to manage multiple loan requests, meet deadlines, and prioritize tasks
Intermediate Excel skills, including financial modeling, pivot tables, and VLOOKUP
Familiarity with credit analysis software
Willingness to develop credit expertise and stay informed on industry trends

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Comprehensive leave program
Variable incentives, bonuses, commissions, or other awards may be included in total compensation