Credit Products Manager

Flagstar Bank

Manager of Credit Products overseeing specialized credit underwriting and portfolio management within financial services. Collaborating with teams to ensure compliance with credit policies and risk management strategies.

Posted 7/24/2026full-timeNationwide • Missouri • 🇺🇸 United StatesSeniorLead💰 $123,243 - $204,783 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive experience in credit underwriting, portfolio management, and risk management within the financial industry, with a strong focus on credit strategy and analytics. Proven ability to lead teams, monitor portfolio performance, and implement effective credit processes and policies.

Highest-signal resume keywords

Credit UnderwritingPortfolio ManagementRisk ManagementTeam LeadershipCredit Strategy

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalyticsLoan EvaluationRisk GradingCredit Decision EnginesCredit ModelingCash Flow ModelingIncome VerificationIdentity VerificationLoss Forecasting

Soft Skills

CollaborationProactive Problem Solving

Tools & Technologies

Credit Bureaus

Industry Keywords

Financial IndustrySpecialized Commercial IndustriesCapital MarketsCorporate Commercial Banking

About the role

Key responsibilities & impact

Supports first-line credit underwriting and portfolio management within the assigned specialized vertical
Supervises a team of underwriters and credit analysts
Overseeing risk grading, loan evaluation, and portfolio monitoring to maintain credit quality
Collaborating with sales, risk, and credit teams to implement credit strategies
Proactively identifies and escalates areas for improvement in credit processes, policies and procedures
Monitors portfolio performance, identifying emerging risks and opportunities to support sound credit decisioning

Requirements

What you’ll need

Undergraduate Degree (4 years or equivalent) in Business, Economics or related field
10+ Years of 1st line of defense credit underwriting, portfolio management, and risk management experience within the Financial Industry including credit strategy and credit analytics
3 + years of experience in managing teams of credit analysts, underwriters in the specialty vertical
3+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.)
Experience and expertise in credit bureaus, credit decision engines, credit and cash flow modeling for underwriting and portfolio management decisions, income/identity verification and loss forecasting.

Benefits

Comp & perks

medical, dental, vision, life, and disability insurance
comprehensive leave program