EQ Bank | Equitable Bank

Administration

• Manage and supervise the Commercial Servicing and Administration department to ensure optimum service and adherence to policies and procedures
• Review and approve Subsequent Advances, Operating Line Advances, Partial Discharges, Undertaking/Holdback releases, and PPSA renewals
• Support Senior Manager with Investor Specialized Financing servicing transactions including monthly remittances
• Support syndication team with partner remittances, partner inquiries and day to day loan servicing
• Ensure monthly follow-up for Undertaking/Holdbacks and prioritize/assign tasks to team members
• Maintain excellent customer service levels and prepare reports relied upon by Senior Management
• Motivate and support professional growth of the team, including training, development plans, target setting and performance reviews
• Promote team engagement and the Bank’s Core Values and participate in management/department meetings and special projects
• Assist with implementing servicing builds and new platforms and create complicated Excel-based spreadsheets
• Reconciliation of accounts and ensure files are compliant prior to signing cheques and accurate disbursements of funds
• Communicate and cooperate with external parties (Clients, Lending Partners, Solicitors, Brokers) and internal departments to maintain business relationships and compliance
• Assist Associate Director with reporting and procedures to comply with lending and regulatory requirements (Basel II, ICOFR, OSFI, CCPM, User Guides)

Bilingual Manager – Commercial Servicing and Administration

Director

Purpose
The Director, Mortgage Enforcement is responsible for oversight and management of the Bank’s Personal Banking mortgage portfolio in default. The Director is an expert in mortgage enforcement and is responsible to effectively oversee the default portfolio to ensure financial loss mitigation and cost management. The incumbent is the key contact for both internal and external stakeholders and partners and is required to build and maintain professional and effective relationships.

The Director prepares and delivers materials to Senior Management to display results and trending for impaired loans, including specific provisions and forecasts, in a concise and professional manner. The Director provides direction and support to the Defaults Team as required and ensures solid documentation of, and adherence to, company policies and procedures.

Director, Mortgage Enforcement

Account Manager

• Underwrite renewals, assumptions, annual reviews and ad-hoc requests for all commercial mortgage product types
• Adhere to established policies, underwriting standards, compliance and control requirements
• Provide timely solutions to clients to achieve service goals and annual retention targets
• Perform reporting and pipeline management and manage relationships with external partners and internal departments
• Ensure all lending criteria, including acceptable ROE thresholds, are satisfied and outstanding documentation/conditions are met
• Deliver superior customer service and communicate with partners, brokers, counsel, management, funders and coordinators to meet deadlines
• Contribute to special projects as assigned
• Make sound underwriting decisions independently, manage complex files, and follow corporate policies and regulatory requirements

Bilingual Commercial Account Manager, Portfolio Management

Public Relations

• The Residential Mortgage Officer is responsible for maintaining and updating mortgage files from the commitment approval stage to the time the loan is funded. This mainly includes the reviewing of files, correspondence with mortgage brokers to request outstanding documents and the adjudication of documents as per FINTRAC, internal AML/ATF guidelines and EQB policies and procedures. The Residential Mortgage Officer also plays an integral role in the mitigation of fraud within the Single Family Residential Department.
• Ce poste est une partie essentielle de notre équipe Prêts hypothécaires résidentiels traditionnels. Vous serez responsable de la tenue et de la mise à jour des dossiers hypothécaires de l’étape où l’engagement est émis jusqu’au moment où l’avocat ou le notaire reçoit ses instructions.

Residential Mortgage Officer, Bilingual

• The Estates and Trusts Administrator is responsible for independently managing a wide range of estate and trust files, each with unique legal, financial, and procedural requirements.
• This includes interpreting wills, trust deeds, and court documents; initiating and processing asset transfers; preparing documentation for tax filings; and ensuring compliance with trust accounting principles and legislative timelines.
• The role also involves direct communication with legal counsel, financial institutions, government agencies, and beneficiaries—requiring a high level of professionalism and discretion.
• In addition to these core responsibilities, the Administrator is empowered to authorize disbursements up to $100,000 within the Delegation of Authority framework.
• They play a key role in identifying and mitigating risk, recommending procedural improvements, and maintaining system integrity through participation in upgrades and regression testing.
• The Administrator also contributes to team development by training new employees and reviewing peer work.

Estates and Trusts Administrator

Analyst

• The Securitization Analyst will be responsible for assisting with the effective and efficient administration and reporting of the Bank’s securitization programs.
• Responsibilities will include assisting with the execution of new securitization issuances and ongoing administration, preparing monthly investor reports, accounting, and financial analysis.
• This role requires the individual to possess well developed interpersonal and communication skills.
• The role will require comprehensive skills to interpret and analyze financial data.
• The Securitization Analyst will work closely with internal and external stakeholders including the Bank’s Accounting group, Capital Markets and Treasury departments, CMHC, Computershare, strategic business partners, third party service providers, and the Bank’s external auditors.
• Strong organization and multi-tasking skills are a must.
• The individual should be able to work independently, take initiative, and have good attention to detail.

Securitization Analyst

Underwriter

• Support underwriting from receipt of deal through funding stages for document fulfilment and review, loan set-up and reporting
• Ensure compliance with lending and AML guidelines and deal requirements
• Assist with management of loan maturities and maintenance of team pipelines
• Prepare ad-hoc reporting and special projects requested by senior management
• Collaborate with Commercial underwriting team, Commercial Funders and Administrators and other internal departments