Underwriter, Insurance Lending Solutions – Contract

EQ Bank | Equitable Bank

Underwriter responsible for conducting credit reviews across insurance lending products. Adjudicating corporate and personal credit applications while maintaining service levels.

Posted 7/10/2026contractToronto • 🇨🇦 CanadaJuniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in commercial underwriting and financial statement analysis, with a strong focus on credit application assessment and risk management in the insurance lending sector. Proficient in maintaining excellent service levels while managing multiple priorities in a high-volume environment.

Highest-signal resume keywords

Commercial UnderwritingFinancial Statement AnalysisCredit Application AssessmentAML & ATF PracticesInsurance Lending Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Commercial UnderwritingFinancial Statement AnalysisCredit Application AssessmentAnalytical SkillsProblem-Solving Skills

Soft Skills

Time ManagementRelationship BuildingDecision-Making Under Pressure

Tools & Technologies

MS OfficeMS WordMS Excel

Industry Keywords

Insurance LendingWhole Life Insurance ProductsFraud RiskCredit IndustryInsurance Industry

About the role

Key responsibilities & impact

The Underwriter is responsible for conducting credit reviews across the entire suite of Insurance Lending products.
The incumbent will be responsible for adjudicating corporate and personal credit applications, while maintaining excellent service levels.

Requirements

What you’ll need

Post-secondary education in business or finance.
In-depth knowledge of commercial underwriting and financial statements analysis.
Proficient underwriting skills, with a minimum of 1 year of commercial lending experience.
Insurance lending experience preferred
Exposure to and knowledge of whole life insurance products is highly preferred.
Strong analytical and problem-solving skills, with the ability to assess credit applications holistically.
Sound knowledge of AML & ATF practices.
Excellent time management, analytical and problem-solving skills, able to handle multiple competing priorities. Ability to make decisions under pressure.
Proven ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity environment.
Excellent relationship building skills.
Knowledge of fraud risk in the credit and insurance industries and the ability to address concerns relating to suspected misrepresentation is required.
A desire and a willingness to join a growing team and evolving product.
Proficiency in MS Office (mainly MS Word and Excel).
Mandarin speaking will be an asset.

Benefits

Comp & perks

Competitive discretionary bonus
Market leading RRSP match program
Medical, dental, vision, life, and disability benefits
Employee Share Purchase Plan
Maternity/Parental top-up while you care for your little one
Generous vacation policy and personal days
Virtual events to connect with your fellow colleagues
Professional development and comprehensive Career Development program
A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience