Bilingual Residential Mortgage Officer

EQ Bank | Equitable Bank

Bilingual Residential Mortgage Officer handling mortgage files through approval to funding stages. Engaging in document verification and compliance with AML regulations for residential mortgages.

Posted 7/19/2026full-timeMontreal • 🇨🇦 CanadaJuniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in mortgage documentation verification, compliance with AML and ATF regulations, and effective communication with clients and stakeholders. Proficient in managing multiple priorities while ensuring adherence to lending policies and quality control standards.

Highest-signal resume keywords

Mortgage Industry ExperienceBilingual (French and English)AML and ATF Compliance KnowledgeMicrosoft Office ProficiencyAnalytical and Problem-Solving Skills

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Documentation VerificationIncome Verification AnalysisDown Payment AnalysisMortgage Funding ProcessesQuality Control Knowledge

Soft Skills

Attention to DetailOrganizational SkillsTime-Management SkillsClient FocusCommunication Skills

Tools & Technologies

Tracking ToolsMicrosoft WordMicrosoft Excel

Industry Keywords

Anti-Money Laundering (AML)Anti-Terrorist Financing (ATF)FINTRAC RequirementsFraud Risk AwarenessHigh Volume File Management

About the role

Key responsibilities & impact

Verification and analysis of documentation
Collect and review the documents required to finalize mortgage files.
Validate information related to income, down payment and borrower identity.
Conduct client interviews when necessary.
Ensure compliance with anti-money laundering (AML) and anti-terrorist financing (ATF) requirements.
Identify and manage situations that may raise concerns about fraud or misrepresentation.
Verify that all files comply with lending policies, legal requirements and the Bank's internal procedures.
Ensure that all conditions required for funding have been satisfied before file closing.
Collaborate with relevant teams to quickly resolve any anomalies or situations requiring additional validation.
Maintain rigorous follow-up on all files under your responsibility.
Use tracking tools and reports to meet processing timelines and scheduled funding dates.
Prioritize files effectively to ensure smooth operations.
Communicate regularly with mortgage brokers, clients and internal teams.
Respond to inquiries and provide an excellent level of service.
Contribute to the efficiency of the funding process by maintaining proactive communication with all stakeholders.
Make required updates to files when changes occur.
Notify affected stakeholders of any modifications made.
Follow up on requests from the Compliance and Quality Control teams within appropriate timeframes.

Requirements

What you’ll need

Post-secondary diploma, preferably in a field related to finance, administration or business
Minimum of 1 to 2 years of experience in the mortgage industry, preferably in the alternative mortgage market
Bilingual (French and English) required
Excellent ability to manage multiple priorities simultaneously
Strong attention to detail
Good understanding of AML, ATF and FINTRAC requirements
Strong organizational and time-management skills
Excellent analytical and problem-solving abilities
Ability to make decisions in a dynamic, high-pressure environment
Demonstrated ability to handle a high volume of files
Excellent written and verbal communication skills
Strong client focus
Proficiency in Microsoft Office (Word and Excel)
Knowledge of mortgage funding processes and quality control
Ability to analyze documentation related to down payments and income verification
Awareness of fraud risks and ability to recognize potentially problematic situations

Benefits

Comp & perks

Competitive discretionary bonus
Market-leading RRSP matching program
Medical, dental, vision, life and disability insurance
Employee stock purchase plan
Supplemental maternity or parental benefits while you care for your child
Generous vacation policy and personal days
Virtual activities to connect with your colleagues
Annual professional development allowance and a comprehensive training program
A rewarding opportunity to join one of the FinTechs and help create a new type of banking experience