Affirm

Engineering Manager

• Collaborate with Product, Analytics, Machine Learning, Compliance, Operations and other engineering managers to develop a long term technical roadmap that meets stakeholder needs
• Recruit and hire talented engineers
• Hold a high technical bar with a bias towards longevity and simplicity via specification and architecture review
• Coach, develop, retain, and provide thoughtful feedback to team members
• Establish Objectives and Key Results (OKRs) and Key Performance Indicators (KPIs) to set the engineering team’s direction and measure its success
• Build a strong engineering culture around innovation, accountability, empathy, and execution

Manager, Software Engineering – Fraud

Backend Engineer

• You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will proactively identify project, process, technology, or business issues, advocate for them, and lead in solving them.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

Senior Software Engineer, Backend – Streaming Infrastructure

Compliance

• Stay abreast of changes in servicing, collections, and repayments regulations and ensure organizational policies and procedures align with the latest requirements.
• Provide guidance to Affirm’s Servicing, Collections, and Repayments teams on compliance requirements related to product changes and new initiatives.
• Identify, assess, and manage compliance-related issues within the organization.
• Collaborate with cross-functional teams to develop and implement corrective action plans in response to identified compliance issues.
• Serve as a subject matter expert on compliance matters, providing guidance and training to employees at all levels.
• Develop and update compliance policies and procedures, ensuring alignment with regulatory requirements and best practices.
• Work closely within the CLO Org to interpret and integrate new laws and regulations into existing compliance programs.
• Develop and deliver training programs on FCRA, FDCPA, and other relevant servicing, collections, and repayments regulations to ensure awareness and understanding across the organization.
• Provide ongoing education and communication to employees regarding changes in compliance requirements.
• Establish and maintain monitoring mechanisms to track compliance metrics and key performance indicators.
• Prepare and present regular reports to senior management, highlighting compliance status, identified issues, and remediation efforts.

Compliance Lead

• Responsible for owning and delivering quarterly goals for your team.
• Lead engineers on your team to solve open-ended problems.
• Ensure that everyone is supported throughout delivery.
• Support peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics.
• Proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
• Support the operations and availability of your team’s artifacts by creating and monitoring metrics.
• Advocate for quality and ownership on your team by setting or improving code review and design standards.

Senior Software Engineer, Backend – Repayment UX Engineering

• You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
• Support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• Proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
• Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• Foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• Help develop talent on your team by providing feedback and guidance, and leading by example.

• Partner with compliance subject matter specialists to operationalize the Compliance Monitoring Program.
• Identify compliance concerns through monitoring and escalating to senior management.
• Remain abreast of current merchant programs, along with marketing and product offers.
• Work with cross functional partners to address any concerns identified.
• Assist in ongoing reporting of monitoring results on adherence to compliance program requirements.
• Assist in the development of additional monitoring metrics as needed.
• Respond to merchant compliance questions and inquiries, providing clear guidance on regulatory requirements, policies, and corrective expectations.
• Work independently and as part of a team to achieve monthly and quarterly monitoring goals.
• Support other key compliance and risk management projects as needed.

Compliance Analyst II

DevOps Engineer

• Set the vision and drive execution for Reliability Engineering at Affirm
• Own and coordinate delivery of high availability of core Affirm’s services, to attain our service level standards and expectations with external partners
• Iterate and maintain a best-in-industry global incident response & lifecycle program
• Build software and program management structure to perform continual risk management across the entire Affirm system and Engineering organization
• Run a robust development lifecycle establishing a culture for operational excellence, while experimenting and failing fast
• Work with a wide variety of cross functional partners outside of engineering ranging from product, enterprise risk, security, legal and compliance
• Hire and build a global team of SREs, system engineers, and full stack engineers
• Cultivate a respectful and supportive environment for all team members that effectively demonstrates the diversity of the team

Director, Software Engineering – Site Reliability Engineering

Analyst

• Design, develop and maintain advanced analytical models to support operational contact forecasting, headcount planning, license forecasting and budget planning.
• Develop forecasting models using statistical techniques such as time series, regression, machine learning.
• Develop linear programming and heuristics based optimization models to recommend optimal headcount plans and schedules in a constrained environment.
• Partner with internal stakeholder teams to understand the planning and forecasting related business problems and solve them to raise the bar for decision making.
• Develop and maintain advanced forecasting models for key business metrics informing utilization of labor and staffing levels across in-house and outsourced teams using current trends and historical data
• Partner with operational planning to understand the business context around headcount planning, workforce scheduling.
• Highlight need for productivity efficiencies through data insights from budget and financial performance perspective
• Establish and utilize best methods (statistical models, processes and software tools) in creating staffing forecasts
• Present planning recommendations to leadership, drive timely decisions, and ensure clear and concise communication to all XFN stakeholders
• Lead forecast and capacity planning meetings with stakeholders, reviewing recommended staffing forecasts and goals; Prepare, report, and communicate forecast measurements to management by defending recommendations with sound models and logic
• Partner with operational leaders and finance team to support annual planning exercise in setting budget, internal targets on head count, efficiencies and other value creation objectives.
• Partner with other analytical functions to get any data needed to be able to generate accurate forecasts
• Support analysts in the forecasting team in reviewing technical, analytical and business work for the best possible quality and analyst’s growth.
• Identify third parties, data solutions, and other innovative ways to evolve the planning and forecasting practice
• Maintain a strong understanding of our evolving data warehouse and provide technical guidance across all of operations

Analyst II, Supply Forecasting

Product Manager

• Own and drive the product roadmap for card funding flows, settlement orchestration, ledger posting, and reconciliation, balancing near-term delivery with long-term platform scalability.
• Design scalable reconciliation and exception-handling systems that ensure all settlements, disbursements, and funds movements are accurately posted, traceable, and reportable via card ledgers.
• Evolve Affirm funding and liquidity orchestration models across multiple capital sources (e.g., consumer balances, treasury accounts, credit facilities) to optimize capital efficiency and program resiliency.
• Define and launch new card programs from 0→1, including program account structures, funding mechanics, and reconciliation frameworks, to support expansion into new products, geographies, and channels, in close partnership with issuing banks and processors.
• Lead cross-functional execution across Engineering, Finance, Analytics, Legal/Compliance, and Operations to deliver reliable, compliant, and fully traceable money movement and ledger systems.
• Address unique funding challenges at the intersection of BNPL and card issuing through platform innovation that improves funding flows, accelerates settlement, and strengthens ledger resilience across card programs.
• Serve as a card-issuing domain expert and trusted partner, with deep understanding of processor, issuing-bank, and network interactions, card program economics, and how Affirm’s products operate within that ecosystem.
• Measure and improve platform health, defining success metrics such as settlement success rates, reconciliation coverage, exception volumes, and time-to-resolution; establish SLAs, runbooks, and observability for critical money-movement pipelines.
• Communicate clearly with senior leaders, presenting insights, tradeoffs, and recommendations that inform strategy and drive company objectives.

Senior Product Manager, Card Platform

• Own and drive feature development for Home Tab, partnering closely with design to improve discovery, engagement, and activation on Affirm's app front door
• Own the Search Experience end-to-end, ensuring consumers can seamlessly find relevant merchants, products, and offers, with the opportunity to execute on AI-native search capabilities as that workstream accelerates
• Lead Profile/Settings surface, making account management simple, transparent, and trustworthy
• Partner with engineering, design, analytics, and marketing to ship consumer-facing products with measurable impact on conversion, NPS, and repeat usage
• Use data and experimentation to identify friction points, measure outcomes, and continuously improve core consumer journeys

Product Manager II, Consumer Experiences

• Define and own the Card Acquisition roadmap for new growth channels, setting clear hypotheses, success metrics, and sequencing.
• Launch and scale new acquisition surfaces, partnering closely with Engineering and Design to deliver seamless, high-conversion onboarding experiences.
• Design and execute acquisition programs (e.g., referrals, exploratory partner pilots) with measurable CAC→LTV impact.
• Own funnel performance end-to-end: track weekly acquisitions, 30-day activation, drop-offs by step, and implement robust incrementality testing.
• Collaborate cross-functionally with Risk, Compliance, Marketing, and the Card Foundations team to align dependencies and ensure safe, scalable growth.
• Continuously experiment and iterate to unlock new distribution levers, maximize conversion, and expand the cardholder base.

Senior Product Manager, Card Experience

• Define and execute a multi-year fraud platform strategy that scales across products, partner channels, and global markets while protecting customer trust and minimizing unnecessary friction
• Drive organizational alignment, negotiate resources, and create momentum across teams to deliver holistic solutions that protect consumers and merchants
• Own the evolution of fraud decisioning systems and step-ups to balance loss prevention with clear, humane customer experiences
• Build and prioritize a roadmap that balances immediate risk mitigation with platform-level innovation and long-term resilience
• Establish KPIs that capture loss prevention and customer impact (e.g., approval rates, friction costs, recovery outcomes)
• Drive rigorous experimentation to improve both fraud outcomes and customer trust, translating learnings into durable platform capabilities
• Shape company-level decisions with clear narratives on customer impact, risk posture, and tradeoffs

Manager, Software Engineering – Fraud

Senior Software Engineer, Backend – Streaming Infrastructure

Compliance Lead

Senior Software Engineer, Backend – Repayment UX Engineering

Senior Software Engineer, Backend – Repayment UX Engineering

Compliance Analyst II

Director, Software Engineering – Site Reliability Engineering

Analyst II, Supply Forecasting

Senior Product Manager, Card Platform

Product Manager II, Consumer Experiences

Product Manager II, Consumer Experiences

Senior Product Manager, Card Experience

Staff Product Manager, Fraud

Senior Product Manager, Card Experience