Sicredi

Analyst

• Perform credit analyses and issue technical opinions to support credit approval decisions within the cooperatives;
• Stay up to date on procedures and legislation related to credit assessment and credit granting;
• Stay informed about credit policies and maintain a critical perspective to propose improvements;
• Understand the business;
• Respond to cooperatives' requests;
• Provide support and work collaboratively with the team.

Mid-level Credit Analyst

• Accounting reconciliation of debit and credit card transactions
• Liaising with the business team to address issues and identify improvement opportunities
• Acting as a source of input for identifying improvements
• Customer service
• Teamwork

Junior Accounting Analyst – Card Payments Focus

• Perform credit analyses and issue technical opinions to support credit-granting decisions within the Cooperatives;
• Stay up to date on procedures and legislation related to credit analysis and credit granting;
• Stay informed about credit policies and maintain a critical perspective to propose improvements;
• Understand the business;
• Respond to the Cooperatives' requests;
• Provide support and collaborate within the team.

Credit Analyst (Mid-level)

Full-stack Engineer

• Apoiar o Gerente de Engenharia na organização horizontal dessa competência
• Estruturar estratégias/direcionadores e na condução destes junto às equipes
• Liderar estratégias de atração e desenvolvimento de profissionais de desenvolvimento de software
• Estruturar as equipes e na base técnica para o bom funcionamento do produto
• Executar atividades de gestão e desenvolvimento de pessoas
• Apoiar na condução da horizontal para que processos, ferramentas e capacity estejam adequados
• Conduzir o tema de engenharia de software com líderes das demais horizontais técnicas
• Parear com GPMs e PMs para entender os principais desafios do negócio
• Fomentar movimentos de novas tecnologias alinhado ao modelo arquitetônico para resolver problemas de negócio
• Fazer a conexão das demais áreas de tecnologia para viabilizar as demandas e necessidades de negócio

Coordenação de Engenharia de Software – Foco em Agronegócio

• Lead the software development strategy, supporting technical decisions and architectural direction.
• Maintain standards and best practices, ensuring continuous engineering improvement.
• Monitor teams' technical maturity, promoting learning and a culture of quality.
• Solve complex problems to facilitate the day-to-day work of development teams.
• Serve as a technical reference and partner in decision-making.
• Track and evolve engineering metrics, promoting transparency and continuous improvement.
• Collaborate on the design and development of solutions focused on security, performance, and observability.
• Support production operations of products, ensuring scalability, resilience, and consistency.
• Ensure service health through monitoring, alerts, incident management, and participation in war rooms.
• Continuously evolve the technical roadmap, proposing improvements and new approaches.

Software Engineering Specialist — Business Focus

• Serve as a technical reference for other team members, supporting the professional development of all;
• Actively participate and lead the implementation and continuous improvement of processes related to the area’s activities (including the adoption of new tools);
• Perform risk diagnostics on processes related to technology and information security, identifying weaknesses and preparing reports, as well as recommendations to guide improvements in Sicredi's processes;
• Support the centralized and unified mapping of Sicredi's risks;
• Create/manage/evolve/monitor/maintain and present indicators (KPIs and KRIs) related to the control of technological risks;
• Provide support, training and awareness to business areas on the management of technology risks;
• Answer questions and support strengthening the relationship of the area with teams from the Cooperatives and Centrals participating in the Sicredi system;
• Respond to requests from regulatory bodies;
• Actively participate in the creation and review of policies, standards and manuals related to technological risks and related topics.

Senior Business Continuity and IT Risk Analyst

• Map fraud scenarios related to illicit use of accounts (mule accounts / pass-through accounts), structuring preventive studies and action plans to mitigate risks
• Analyze risks across suspicious financial transaction journeys, covering cash-in, cash-out flows and transactional behavior (behavioral analysis)
• Develop, implement and monitor performance indicators and metrics, ensuring the effectiveness and efficiency of adopted strategies
• Actively contribute to defining and evolving the fraud prevention strategy, based on analysis of offenders, market trends and regulatory drivers
• Map and analyze offenders in processes, structuring and directing solutions focused on operational efficiency and continuous improvement
• Organize, prioritize and track requests, ensuring alignment with strategy and timely execution of initiatives
• Prepare reports and executive summaries, supporting analysis of fraud incidents and decision-making
• Connect data, processes and operations, promoting continuous improvement of transactional monitoring practices

Senior Fraud Prevention Analyst – Transactional Monitoring

Compliance

• Conduct KYP (Know Your Partner) processes and third-party due diligence, including suppliers, partners, service providers and other counterparties;
• Perform and analyze background checks, assessing reputational, legal and integrity risks with care;
• Prepare technical risk reports with well-founded recommendations to support decision-making;
• Conduct research in public and private databases, with critical analysis of sensitive information;
• Support the continuous development of methodologies and criteria for third‑party risk classification;
• Collaborate with internal areas to align requirements, clarify identified risks and define mitigation plans;
• Contribute to strengthening the integrity program, particularly regarding third‑party management and corruption prevention;
• Work with FATCA/CRS-related matters.

Mid-level Compliance Analyst – Due Diligence, Background Checks

Marketing

• Lead analyses of relationship and conversion journeys, evaluating the impact of CRM communications throughout the customer lifecycle.
• Measure and monitor the performance of CRM flows and campaigns (e.g., delivery rate, open rate, click-through, conversion, retention, reactivation), linking communication efforts to outcomes.
• Analyze results of multichannel journeys (email, SMS, WhatsApp, push, web/app), understanding synergies, overlaps and moments of impact.
• Explore customer behavior by segments, cohorts and journey stages (engagement, recurrence, propensity, churn), supporting refinement of strategies and hypotheses.
• Support analyses of CRM tests and experiments (A/B tests, control groups, holdout), interpreting results and generating actionable recommendations.
• Ensure quality and consistency in the measurement of events, conversions and metrics used in CRM and journey analysis.
• Support the definition and validation of success metrics for flows, campaigns and automated journeys.
• Work with digital analytics and product data to connect CRM interactions with web and app behavior.
• Collaborate with teams to advance understanding of attribution, incremental impact and measurement limitations.
• Build and maintain CRM and journey dashboards in Power BI, focused on decision-making (performance of flows, campaigns, channels and segments).
• Ensure sound analytical modeling for BI (appropriate granularity, well-defined metrics, performance and governance).
• Translate data into insights, narratives and clear recommendations, supporting strategic decisions on communication, prioritization and next steps.
• Partner with CRM, Marketing, Growth, Product and Data teams, aligning metrics, definitions and analytical priorities.
• Contribute to standardization of metrics, documentation and measurement best practices.
• Support routines for continuous performance monitoring and evolution of journeys.

Mid-Level Data Analyst – Focus on Marketing Intelligence

• Analyze requirements and propose appropriate technical solutions
• Write, refine, and refactor clean, testable code
• Maintain necessary documentation to ensure high operability and maintainability of the product
• Communicate with your team and other teams to reduce duplicated work
• Write unit and integration tests
• Ensure software product quality in partnership with QA
• Keep your work processes aligned with reality, receiving support from the agility team
• Monitor software in production in partnership with the DevOps team
• Manage technical debt together with the squad Agile Coach and Product Manager
• Perform corrective maintenance on software
• Develop software following information security standards
• Continuously pursue technical growth
• Maintain and improve development processes
• Take care of the performance of the product you develop

Mid-level Software Engineer

• Support defining business and corporate operations strategies to identify technological capabilities that can contribute to achieving objectives, as well as map gaps that need to be addressed;
• Support initiatives that directly impact our customers' experience and the efficiency of our internal processes, in a collaborative, innovation-oriented environment;
• Define the approach and methodology for application development to ensure the development process aligns with the pace and frequency of changes inherent to each business function, based on the methodologies established by the IT Architecture area;
• Support sourcing strategies (internal or external) for the development and maintenance of systems to ensure the execution capacity and technical quality required to meet business demands;
• Support application lifecycle management by proposing strategies for maintenance, evolution, and decommissioning of information systems that meet the objectives of various business functions and ensure a balanced cost–benefit relationship and appropriate service levels;
• Participate in defining the enterprise and technology architecture to ensure business and technology models are aligned with corporate objectives.

Software Engineering Coordinator – Credit Risk

• Conduzir processos de KYP (know your partner), **due diligence de terceiros**, incluindo fornecedores, parceiros, prestadores de serviço e demais contrapartes;
• Executar e analisar processos de **background check**, com avaliação criteriosa de riscos reputacionais, legais e de integridade;
• Elaborar pareceres técnicos de risco, com recomendações fundamentadas para suporte à tomada de decisão;
• Realizar pesquisas em bases públicas e privadas, com análise crítica de informações sensíveis;
• Apoiar na evolução contínua das metodologias e critérios de classificação de risco de terceiros;
• Interagir com áreas internas para alinhamento de requisitos, esclarecimento de riscos identificados e definição de planos de mitigação;
• Contribuir para o fortalecimento do programa de integridade, especialmente no que tange à gestão de terceiros e prevenção à corrupção.
• Atuação com a temática de FATCA/CRS.

Analista de Compliance Pl – Diligências, Background check

• Support defining business and corporate operations strategies to identify technological capabilities that can contribute to achieving objectives, as well as map limitations that need to be addressed;
• Support initiatives that directly impact our customers’ experience and the efficiency of our internal processes, in a collaborative, innovation-oriented environment;
• Define the approach and methodology for application development to promote alignment of the development process with the speed and frequency of changes inherent to each business function, based on the methodologies developed by the IT Architecture area;
• Support sourcing strategies (internal or external) for the development and maintenance of systems to ensure the execution capacity and technical quality required to support business demands;
• Support the management of the application lifecycle by proposing a strategy for maintenance, evolution and decommissioning of information systems that meets the objectives of the various business functions and ensures a balanced cost–benefit relationship and appropriate service levels;
• Participate in defining the enterprise and technology architecture with the goal of ensuring alignment of business and technology models with corporate objectives.

Software Engineering Coordination – Focus on Credit Risk

Engineering Manager

• Lead, contribute to and empower the growth of your direct reports;
• Drive software engineering to be an enabling and strategic function for the product;
• Create a challenging and inspiring environment that helps retain, attract and hire top talent;
• Promote a collaborative, close-knit culture that encourages feedback and continuous improvement;
• Participate in building and guiding the cross-functional strategy so that technology, processes, tools and capacity are aligned;
• Foster and evolve our engineering culture and strategy;
• Lead initiatives aimed at improving the experience of our engineers (DevEx);
• Build, promote and evolve software engineering standards and guidelines;
• Guide and sponsor proofs of concept;
• Foster and advance Research & Development (R&D);
• Direct the technical evolution of our software;
• Build strong working relationships with product leaders to jointly define strategies to achieve objectives;
• Monitor, promote and evolve engineering metrics with the goal of continuous improvement and value delivery.

Software Engineering Management

Business Analyst

• Structure and conduct tests of new investment products in a controlled environment (pilots / MVPs);
• Assess the feasibility of initiatives considering regulatory (Central Bank - Bacen, Brazilian Securities Commission - CVM, National Monetary Council - CMN), operational, financial and technological aspects;
• Support the construction of business cases for new products;
• Map risks and dependencies across areas (Credit, Risk, Legal, Custody, IT, etc.);
• Consolidate learnings from tests and propose adjustments or recommendations;
• Ensure traceability of decisions and documentation of experiments;
• Support the structuring of customer journeys and processes required to enable the products;
• Interact with partner areas to enable tests;
• Create and monitor experiment plans (hypotheses, success metrics, validation criteria);
• Monitor results and pilot indicators;
• Prepare executive materials (presentations, reports, insights);
• Conduct alignments with internal stakeholders;
• Identify improvement opportunities in the current portfolio based on data and feedback;
• Support the transition of validated initiatives to the teams responsible for scaling.