Mid-level Credit Analyst

Sicredi

Analyst in a credit team for cooperative financial services, impacting the financial decisions for cooperatives and assisting members in achieving their dreams.

Posted 6/12/2026full-timePorto Alegre • 🇧🇷 BrazilMid-LevelSeniorWebsite

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

credit analysisfinancial statement analysiscash flow analysismarket analysisknowledge of financial productscredit legislationcredit operations

Soft Skills

communication skillsability to present ideasproactive attitudeability to work in a team

Certifications & Qualifications

Degree in Business AdministrationDegree in Accounting

Industry Keywords

credit assessmentcredit grantingcredit policies

About the role

Key responsibilities & impact

Perform credit analyses and issue technical opinions to support credit approval decisions within the cooperatives;
Stay up to date on procedures and legislation related to credit assessment and credit granting;
Stay informed about credit policies and maintain a critical perspective to propose improvements;
Understand the business;
Respond to cooperatives' requests;
Provide support and work collaboratively with the team.

Requirements

What you’ll need

Degree in Business Administration and/or Accounting;
Experience in credit analysis;
Knowledge of credit legislation and credit operations;
Knowledge of financial products;
Knowledge of financial statement analysis and cash flow analysis;
Knowledge of market analysis;
Communication skills and ability to present ideas;
Proactive attitude and ability to work in a team.

Benefits

Comp & perks

Fixed 14th and 15th salaries;
Profit-sharing / results participation (depending on seniority);
Health and dental plans with no co-payment;
Well-being programs through Wellhub (formerly Gympass), including nutrition, psychology, occupational health, massage, running groups, and access to a local gym;
Meal and food allowance (VA/VR) — flexible percentage allocation between cards, with no co-payment;
Extended maternity and paternity leave;
Childcare or nanny subsidy for children up to 6 years and 11 months;
Assistance for children with disabilities, with no age limit;
Life insurance;
Private pension plan up to 8% of salary;
Training platform — Sicredi Aprende, offering various courses;
40-hour workweek — using a time bank system;
Remote work allowance (except for positions that are 100% on-site).