M&T Bank

Analyst

• Serve as contact in a defined area of CAM and may represent business practices and interests in various projects with internal and external stakeholders
• Develop and produce routine departmental reports and spreadsheets, including project or product strategy analyses, historical reporting, workflow analyses and financial analyses for one or more functional areas of CAM
• Conduct routine analysis and judgment-based work over a single or closely related disciplines to support CAM decisions
• Conduct non-routine data review, research, and/or reconciliation for assigned areas of CAM
• Draft and/or edit procedures related to one or more functional areas of CAM to maintain their currency
• Support user certifications and compliance testing for CAM; obtain documentation necessary for departmental audits
• Participate in planning, testing and implementing new projects, systems, products and regulatory changes impacting assigned CAM team(s)
• Assist with providing departmental system support, coordinating with internal business partners, external vendors and Technology to address issues for assigned CAM team(s)

CAM Analyst I

Data Scientist

• Build econometric, statistical and machine learning models or analytical solutions for various problems inclusive of classification, clustering, pattern analysis, sampling, and simulations.
• Work with large and complex data sets to solve unstructured problems using different analytical and statistical approaches.
• Conduct sourcing, ingesting, and cleaning of data sets in preparation for analysis.

Data Scientist III

Operations

• Completes all core operational activities within Commercial Lending Quality Control, while ensuring adherence to Department procedures, Corporate policies, Compliance, Audit and legal requirements
• Complete advanced level review, analysis, and interpretation of legal Bank documentation over all disciplines
• Respond to or initiate standard and non-standardized requests to internal business partners
• Respond to or resolve mid-level escalations and special requests across all disciplines
• Research and provide follow-up to escalated issues
• Assist with cross-training of basic and mid-level core disciplines
• Provide low level shadowing and coaching to entry level team associates under guidance and supervision of management
• Complete cross-training in all disciplines/functions of team and serve as backup for multiple team functions as required
• Utilize and challenge mid to high level internal procedures across the Department
• Modify Departmental procedures as needed
• Utilize multiple Bank systems and applications
• Serve as back-up to Group Leader under management supervision
• Run and create business reports
• Interact with internal business partners and management
• Assist with management providing support for Department audits as requested
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite
• Identify risk-related issues needing escalation to management
• Promote an environment that supports belonging and reflects the M&T Bank brand
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
• Complete other related duties as assigned

Banking Services Operations Associate IV – Commercial Lending Quality Control

Financial Planning and Analysis

• Execute securities transactions at scale
• Own reconciliation and controls
• Document & improve workflows
• Support audits & certifications
• Partner across desks and teams
• Enable change & testing
• Deliver internal customer service
• Uphold risk & regulatory standards
• Strengthen the team

Securities Operations Analyst – Trust & Investment Services

• Process a steady flow of transactions – including free receipts, free deliveries, internal movements, gifts, and same‑day DTC/Fed transactions – per policies and SLAs.
• Balance, research, and resolve exception items across depositories, general ledger, and house accounts; document findings and follow‑ups.
• Partner with Front/Middle Office to clarify requests, resolve discrepancies, and execute changes.
• Verify transactional activity processed by teammates (independent verification/dual controls) to ensure accuracy and completeness.
• Interpret data from internal/external sources to process moderately complex transactions with a strong sense of urgency.
• Identify and escalate risk, compliance, and suspicious activity issues in line with risk appetite and regulatory standards.
• Contribute to process improvements – recommend and help implement changes that enhance accuracy, throughput, and controls.
• Uphold internal control standards; support timely remediation of audit and regulatory findings.

Entry Level Securities Operations Specialist – Trust & Investment Services

Account Executive

• Achieve Treasury Management sales profitability, growth, and account penetration
• Build and maintain business partnerships with Retail Regional Managers and Branch Managers
• Promote and sell Treasury Management Services to existing and prospective customers
• Establish, develop, and maintain relationships with Branch Managers to generate new business
• Manage all sales lead channels effectively

Senior Commercial Payment Sales Representative

Account Manager

• Responsible for an assigned portfolio of loan and deposit relationships with small business clients
• Solicit new business and service existing clients
• Develop new banking relationships with business prospects
• Achieve established goals as outlined by manager
• Network with centers of influence to develop business
• Evaluate credit information and recommend appropriate loan structure
• Negotiate with underwriters and clients to maximize revenue and minimize risk
• Participate in civic and cultural organizations and programs

Senior Business Banking Relationship Manager

Risk

• Implement defined first line of defense risk management initiatives
• Manage the risk work and employee assignments
• Serve as Subject Matter Expert (SME) for risk functions
• Participate in planning, execution, and reporting of risk-based testing
• Communicate findings to management and monitor performance with respect to key risk indicators

Business Risk Team Lead

General Counsel

• Promptly address day-to-day legal and other related risk issues arising in connection with proposed, new and existing commercial lending transactions, including advising bank officers at various levels and across various functions
• Drafting, reviewing, negotiating and revising commercial loan documents
• Maintaining and enhancing template commercial lending agreements and related forms (both home-grown and vendor-based) for use in documenting commercial lending transactions
• Interface with and assist with the management of approved outside legal counsel
• Drafting and coordinating guidance and communications with outside legal counsel used to close commercial lending transactions
• Advising internal clients on the development, implementation and expansion of new credit products, services, markets and distribution channels (e.g., digital lending and electronic signatures)
• Monitoring and advising internal client groups on any relevant federal and state laws, regulations and guidelines relating to commercial lending (e.g., UCC Article 9 and related articles, ECOA and Regulation B, FCRA, Fair Lending, Anti-Tying Regulations, Reg H Flood Insurance, etc.) and providing support to enterprise-wide compliance efforts
• Proactively identifying, evaluating and escalating legal and regulatory risks relating to commercial lending business activities, and working collaboratively and cohesively with first-line and second-line risk functions to effectively address and mitigate risks
• Providing Legal Department representation and support for various Commercial Division committees, project teams and working groups, as needed
• Monitoring industry developments and participating in industry groups/committees, as needed
• Developing and maintaining trusted working relationships with M&T Legal Department colleagues and internal clients, including loan officers, managers, risk management, compliance and audit partners, loan operations areas and other internal support partners.
• Contribute to the development and presentation of commercial lending training programs for internal clients
• Execute on strategic direction, policies and guidelines for the M&T Legal Department

Assistant General Counsel – Commercial Lending

Learning and Development

• Responsible for the partnership and collaboration of business line leadership and M&T Learning to support the learning needs across the organization.
• Partner with senior leaders in business lines to identify the root cause of business performance opportunities and conduct a performance needs analysis.
• Consult on potential learning support that directly impacts job performance.
• Assist business lines in creating a learning strategy, assist in the prioritization, and coordinate M&T Learning support for each learning initiative.
• Manage various performance improvement solutions for assigned lines of business/functions.
• Conduct root cause analysis to identify performance gaps and for closing those gaps.
• Manage team resources, project plans and budgets; integrate and align with cross-functional partners.
• Lead cross-functional teams, communication strategy, resource application, and project management to meet learning initiatives.
• Assess, select and manage vendor relationships.
• Identify risk-related issues needing escalation to management.
• Maintain M&T internal control standards.

Senior Learning Consultant

Project Manager

• Support the credit risk management program and strategic initiatives through oversight and effective documentation of processes and procedures
• Lead or support high-priority initiatives from planning through execution
• Collaborate with stakeholders to define requirements for initiatives
• Drive timely execution of initiative tasks and manage escalation of issues
• Prepare professional reporting and presentations for Governance Committees and Executive Management
• Adhere to company risk and regulatory standards and escalate risk-related issues as appropriate
• Promote a diverse and inclusive environment aligned with the organization’s values

Project Manager III

• Manages multiple teams within LEAF Operations
• Oversees staff including Operations Managers
• Drives strategy and maintains high standards of operational excellence
• Works with other managers regarding servicing, compliance, and risk to identify and resolve operational issues
• Ensures superior service with dealers to build and grow relationships
• Oversee, train, and evaluate teams responsible for reconciling and resolving customer requests and discrepancies
• Implement procedures to ensure optimal customer/vendor program service
• Develop innovative initiatives to enhance internal efficiency and effectiveness
• Serve as escalation point for management to resolve issues
• Manage preparation of various agreements including UCC amendments
• Monitor skill development and set department goals and objectives
• Approve funding on transactions and review/approve departmental work
• Execute loans and leases on behalf of the organization
• Develop and maintain relationships with sales and management

Manager – LEAF Operations

Strategy

• Responsible for managing the development and communication of the digital strategy across the enterprise
• Collects input and collaborates across the organization to inform the digital strategy
• Provides short- and long-term digital strategic direction aligned to business goals
• Manage the design and user experience for digital projects
• Help facilitate design and customer journey mapping sessions
• Ensure activities adhere to all Digital Banking standards and procedures
• Oversee other members of team to ensure consistent approach and alignment of goals
• Provide training and mentoring to less experienced team members
• Manage the overall design of end-to-end digital channel journeys

Senior Digital Strategy Manager

• Leads and/or participates in projects within one or more functional areas within Default Servicing
• Serve as resource in a defined area of CAM and represent business practices and interests in various projects with internal and external stakeholders
• Interact with business partners across the Business Banking, Commercial, Consumer, Mortgage and Retail platforms to leverage technology, system enhancements and projects
• Develop and produce non-routine departmental reports and spreadsheets
• Conduct non-routine analysis and judgment-based work over closely related disciplines to support CAM decisions
• Draft and/or edit procedures related to one or more functional areas of CAM to maintain their currency
• Support departmental audits, user certifications and compliance testing for CAM