Enova International

Underwriter

• Underwrite small business loan applications and account reviews by combining your commercial lending experience and Enova’s sophisticated technology and analytics solutions
• Evaluate credit worthiness by preparing underwriting documentation and present approvals and appropriate loan structure to underwriting leadership
• Analyze application data including tax returns, financial statements, bank statements, as well as business and personal credit reports
• Adhere to all applicable lending policies, procedures, and regulatory compliance
• Meet key performance indicators to ensure the effectiveness and quality of the team and processes
• Evaluate and provide recommendations for policy exceptions

Underwriting Analyst

Frontend Engineer

• Build and enhance loan application, account management, and payment experiences
• Design reusable UI components and shared frontend patterns
• Integrate frontend applications with backend APIs and services
• Improve performance, accessibility, and responsiveness across customer journeys
• Investigate and fix issues impacting the customer experience in production
• Participate in technical design discussions and architectural decisions
• Mentor engineers through pairing and code reviews

Senior Frontend Engineer

Data Scientist

• Perform model validation of credit risk models
• Prepare model validation reports and write technical documentation
• Assist analysts in validating and preparing their models for production
• Interact with model stakeholders and business partners to gather information about credit models and risk acceptances
• Support model releases to ensure they are quickly and accurately put into production
• Monitor model performance dashboards, build alerts, and escalate concerns as appropriate
• Support and improve automated model training processes by using data manipulation, and machine learning skills
• Use your programming skills to develop and test programs for custom tool development

Data Scientist – Model Governance

• Develop and refine proprietary models to assess customer credit profile
• Collaborate closely with the Strategy and Operations team to drive new initiatives
• Design and implement A/B testing frameworks to evaluate the performance of our models, analyzing outcomes to drive continuous improvement
• Communicate insights and recommendations to senior management, providing a data-driven perspective on customer risk and product development strategies

IT Support

• Working a Hybrid schedule that changes based on business needs and on-call rotation
• Provide end-user support on Windows, macOS, Google Meets & other supported systems and applications
• Maintain and support conference room technology, including regular equipment health checks and providing on-site technical assistance for high-priority meetings and corporate events.
• Facilitate the technical onboarding of new hires, ensuring all accounts, hardware, and software are provisioned and ready for their first day.
• Manage the lifecycle of IT assets, including the issuance, receipt, and inventory tracking of hardware and peripherals.
• Develop and update Knowledge Base Articles (KBAs) to promote user self-service and improve first-contact resolution rates.
• Identify opportunities to automate processes to eliminate repetitive tasks and increase overall service desk efficiency.
• Provide multi-channel technical support (phone, email, chat) as the primary point of contact for resolving hardware, software, and network issues.
• Provision and deploy workstations from initial imaging to final delivery, ensuring all systems meet security standards and are pre-configured with necessary software.
• Serve as a critical link in the escalation chain, identifying high-priority or systemic issues and ensuring they are promptly transitioned to the appropriate engineering teams or leadership.
• Facilitate IT asset shipments by receiving and processing equipment deliveries, which includes the physical ability to lift and relocate packages up to 40 lbs as needed for inventory organization.
• Travel to the Chicago office for training.

Help Desk Associate

Full-stack Engineer

• Managing a team of engineers in designing and implementing technical solutions to business problems.
• Working closely with Product Management, Analytics, Sales and Operations.
• Collaborating with other Software Engineering teams to deliver business value.
• Equipping and empowering the team, managing project timelines and expectations.
• Building partnerships with other teams and functions.
• Driving and improving the SDLC process.
• Ensuring timely remediation of production and operational issues
• Actively managing risks that may impact delivery.

Software Engineer, Team Lead – SMB

• Leading end to end audit engagements, including complex integrated audits, and oversight of specialized third party co-source parties
• Conducting an annual risk assessment process to capture critical risk areas and prioritize audit engagements that drive organizational value
• Applying an agile audit approach to ensure the audit plan remains responsive to changes in risks while maintaining a high standard of precision and quality
• Overseeing the testing of Internal Controls over Financial Reporting (ICFR) and ensuring alignment with evolving requirements and regulatory standards
• Serving as an advisor to business leaders on risk management and internal controls to strengthen the organization’s control environment
• Assisting with recruiting, mentoring, and developing a high-performing internal audit team, fostering a culture of technical proficiency and professional skepticism
• Communicating audit results to senior leadership and monitoring the lifecycle of management’s action plans, ensuring timely and validated remediation of deficiencies
• Staying abreast of emerging risk trends and leading audit practices for application within the department’s audit strategy

Internal Audit Manager

Compliance

• Own and evolve Enova’s enterprise issue management program, ensuring consistent execution, strong governance, and continuous improvement across business units.
• Lead cross-functional collaboration to assess issues, strengthen root cause analysis, track remediation progress, and evaluate execution against SLAs.
• Advise and influence business leaders and functional partners on issue management best practices, governance, and control design to drive accountability and sustainable outcomes.
• Partner with technology teams to develop, enhance, and maintain tools and dashboards that improve visibility, efficiency, and data-driven decision-making.
• Develop governance and reporting mechanisms that provide senior and board-level transparency into issue trends, root causes, remediation progress, and overall program health.
• Design and deliver targeted training and knowledge-sharing sessions to strengthen organizational capability in issue management and promote proactive compliance.
• Continuously identify and implement program enhancements to improve efficiency, risk transparency, and enterprise compliance maturity.

Program Lead – Compliance Issue Management

Operations

• Own and manage initiatives that focus on driving high-impact projects, processes improvements and customer experience enhancements.
• Own end to end projects from initial recommendation and scoping through implementation/execution and assurance of successful business impact.
• Serve as a senior resource of the S&O team Lead and mentor team members
• Build and cultivate relationships with cross-functional teams and leaders throughout the organization.
• Anticipate bottlenecks, solve complex problems, prioritize and execute projects, balance business needs vs. technical constraints, and drive bottom line results.
• Evaluate vendor proposals, negotiate with external partners and collaborate with internal tech development teams to ensure that projects meet business requirements.
• Translate complex datasets into actionable strategic recommendations for senior leadership

Lead, Strategy & Operations – NetCredit

Product Manager

• Drive product roadmaps through the collection of internal and external customer feedback
• Coordinate with various departments to define requirements and prioritize the backlog.
• Construct business cases and collaborate with stakeholders to secure buy-in. Work with Engineering to estimate size, elaborate on scope and requirements, clarify detailed design, and obtain sign-off on developed features before launch.
• Effectively advocate for your product area and communicate its value throughout the organization.
• Communicate key milestones, project updates, scope changes, and critical metrics to stakeholders and external partners on an ongoing basis.
• Use database queries to troubleshoot data quality and analyze performance indicators, evaluate experiments, etc.
• Define success criteria for testing and product acceptance.

• To monitor, and investigate any suspicious applications and loans for one or more of our products
• Work cross-functionally with other departments to improve procedures, and/or provide advice from a fraud risk perspective
• Maintain reports specific to your designated products, and know when to escalate any potential issues that arise, as well as which teams needs to be notified
• Ability to multitask, and mitigate fraud for potentially up to 3 brands

Fraud Operations Analyst

• Own and manage initiatives that focus on driving new projects, processes improvements and customer experience enhancements.
• Own end to end projects from initial recommendation and scoping through implementation/execution and assurance of successful business impact.
• Serve as a senior resource of the S&O team and be responsible for driving high impact projects.
• Build and cultivate relationships with cross-functional teams and leaders throughout the organization.
• Anticipate bottlenecks, provide leadership around problem solving, prioritize and execute projects, balance business needs vs. technical constraints, and drive bottom line results.
• Evaluate vendor proposals, negotiate with external partners and collaborate with internal tech development teams to ensure that projects meet business requirements.
• Run ad hoc projects that are often data intensive and require comfort with numbers to make decisions.
• Lead and mentor team members

Lead, Strategy & Operations

• Drive product roadmaps through the collection of internal and external customer feedback
• Coordinate with various departments to define requirements and prioritize the backlog.
• Identify new product features and trade-offs to establish a competitive advantage for Enova and enhance customer experience.
• Construct business cases and collaborate with stakeholders to secure buy-in. Work with Engineering to estimate size, elaborate on scope and requirements, clarify detailed design, and obtain sign-off on developed features before launch.
• Effectively advocate for your product area and communicate its value throughout the organization.
• Lead and mentor members of the team by providing feedback and coaching on product management best practices
• Communicate key milestones, project updates, scope changes, and critical metrics to stakeholders and external partners on an ongoing basis.
• Use database queries to troubleshoot data quality and analyze performance indicators, evaluate experiments, etc.
• Define success criteria for testing and product acceptance.

Lead Product Manager – NetCredit

• Strategic partner in co-sourcing relationship with external vendor, with your role as the main lead in the preparation of tax return schedules and data import into tax software to support multi-jurisdictional filings (federal, state, and local)
• Prepare GAAP income tax provisions (ASC 740), and related tax disclosures, for all public financial filings, ensuring accuracy and compliance with SEC regulations
• Prepare and file corporate state income tax returns for jurisdictions not covered by the co-sourcing vendor, ensuring timely and accurate submissions
• Prepare corporate federal and state income tax estimate computations and process related tax payments
• Reconcile tax accounts and rollforwards to support financial statement reporting
• Conduct in-depth technical research on complex tax matters, interpreting and applying tax laws and regulations to company operations
• Present tax updates and research findings to senior leadership in a clear and concise manner
• Prepare responses, or protests, to tax authority notices and audit inquiries, acting as a key point of contact for auditors
• Collaborate with other internal teams in order to provide high quality tax advisory services and ensure a cohesive approach to financial and tax strategies
• Propose, develop, and implement tax-efficient initiatives
• Project lead for research and development tax credits

Senior Tax Analyst

DevOps Engineer

• Lead production incidents as part of our PI PIC (or Incident Commander) rotation after completing training, ensuring clear communication and resolution.
• Capture and maintain detailed documentation of incidents, contributing factors, and learnings in formal incident reports.
• Deliver documentation that is clear, comprehensive, and accessible to different types of audiences in a timely manner within the established SLAs.
• Facilitate and document blameless post-incident reviews that promote learning and continuous improvement.
• Collect and analyze incident data in order to identify systemic issues, risks, and trends. Lead incident data reviews in front of a wide range of stakeholders, including technical and business leadership
• Work on improvements to how we collect, analyze, and learn from system failures.
• Champion a culture of operational excellence and resilience across the organization.
• Collaborate with engineering, product, and operations teams to address vulnerabilities and build more resilient systems.
• Design and run failure simulations (e.g., mock incidents, disaster recovery exercises) to proactively identify weak points.