Aspire General Insurance

Attorney

• Serve as a key legal advisor to senior claims leadership, providing guidance on complex coverage matters.
• Provide timely and well-reasoned legal coverage opinions on bodily injury and material damage claims under non-standard auto policies.
• Analyze and interpret policy language, statutes, case law, and regulatory guidance across multiple jurisdictions.
• Identify potential coverage issues and recommend proactive solutions to mitigate risk and ensure compliance.
• Advise claims professionals on exposure, resolution strategies and regulatory compliance.
• Collaborate with internal stakeholders to mitigate extra-contractual liability.
• Coordinate with outside counsel and provide litigation support.
• Develop and deliver training programs and guidance documents for claims staff.
• Monitor emerging legal issues and legislative changes impacting auto insurance.
• Support internal audits and compliance reviews related to claims handling and coverage determinations.

Senior Claims Attorney

Claims Specialist

• Conduct thorough investigations into bodily injury claims, including reviewing medical records, police reports, and witness statements.
• Evaluate the extent of injuries and determine liability based on policy coverage, state regulations, and legal precedents.
• Communicate with claimants, attorneys, medical providers, and other parties to gather necessary information and documentation.
• Analyze medical reports and bills to assess the nature and severity of injuries and determine appropriate compensation.
• Negotiate settlements with claimants and their representatives in accordance with company policies and regulatory requirements.
• Collaborate with internal parties, legal counsel, and management, to resolve complex claims and mitigate risk.
• Maintain accurate and detailed claim files, documentation, and activity logs in accordance with company standards and industry best practices.
• Stay informed about changes in laws, regulations, and industry trends related to bodily injury claims management.

Bodily Injury Claims Adjuster

Project Manager

• Lead end-to-end project management for state expansion initiatives in the non-standard auto insurance space.
• Collaborate with product, compliance, actuarial, underwriting, legal, and marketing departments to develop and launch state-specific products.
• Ensure all state-specific regulatory requirements are met in coordination with legal and compliance teams.
• Serve as a primary liaison between internal teams and executive leadership to align on goals, timelines, and deliverables.
• Develop detailed project plans, timelines, and status reports; proactively identify risks and roadblocks.
• Lead and facilitate high-impact meetings with senior stakeholders, ensuring clear decision-making and accountability.
• Track project metrics and performance indicators to evaluate success and optimize future expansions.
• Monitor and incorporate competitive intelligence and market dynamics into expansion strategy.

Outside Sales

• Territory Development: Execute a comprehensive sales strategy to achieve and exceed monthly New Business and Written Premium targets within the Arizona market.
• New Appointment Strategy: Identify, vet, and appoint high-potential agencies to expand the distribution network in alignment with company underwriting standards.
• Agency Consultation: Act as a strategic partner to independent agencies, providing in-person training, sales materials, and support to maximize production and retention.
• Prepare and present sales materials that support agent understanding of pricing, program differences, rating tools, and competitive advantages
• Maintain a structured travel plan to maximize agency coverage and follow-up, based on geographic strategy and production potential.
• Reporting & Communication: Maintain detailed records of agency interactions in the CRM. Provide consistent feedback to management regarding sales progress and forecasts.
• Platform Integration: Lead agent training for the Apex core policy system and comparative rating platforms (e.g., TurboRater) to ensure seamless workflow.
• Market Intelligence: Monitor the Arizona competitive landscape. Provide actionable insights to leadership regarding competitor rate changes, product shifts, and emerging trends.
• Represent the company at industry events, conferences, and association meetings; engage with prospects and build territory presence.
• Portfolio Health: Use company dashboards and CRM tools to monitor agent quoting behavior, bind rates, loss ratios, and retention to ensure a profitable book of business.
• Actively monitor agent quoting behavior and bind rates using company-provided reports and dashboards; follow up with coaching and support.
• Ensure all activities are conducted in compliance with regulatory requirements and company guidelines.

Senior Claims Attorney

Bodily Injury Claims Adjuster

Project Manager

Territory Sales Manager