Aspire General Insurance

Field Engineer

• Conduct in-person door knocks to locate parties who are unresponsive.
• Conduct in-person recorded statements of witnesses or involved parties, as authorized, to obtain and document information relevant to the claim.
• Verify residency or occupancy at an address.
• Perform scene inspections and photograph damage to property, vehicles, or other locations relevant to the claim.
• Identify, view, and capture surveillance footage from nearby businesses, residences, or other sources potentially relevant to the claim.
• Deliver documents or checks, obtain required signatures, and confirm receipt when needed.
• Visit medical clinics to retrieve medical records or verify provider licensing and activity.
• Assist in locating witnesses, verifying identities, or confirming facts of loss when needed.
• Document field observations accurately and submit reports, photos, or confirmations in a timely manner.

Field Support Specialist

General Counsel

• Develop and draft contract language for policies, coverage enhancements and endorsements for non-standard personal private auto programs across several states.
• Analyze, organize, and effectively distribute information on insurance industry developments, including department of insurance bulletins, enacted legislation, and other information issued by regulatory and non-regulatory authorities such as the American Property Casualty Insurance Association (APCIA).
• Proactively identify and solve regulatory and compliance risks.
• Regularly monitor and assess areas of company operations to assess and ensure proper regulatory compliance.
• Review, revise and test compliance in accordance with regulatory expectations and best practices.
• Lead efforts to manage, develop, implement, and direct changes required by regulatory and insurance industry authorities.
• Research and respond to questions internal business units concerning regulations, legislation, insurance department policies and positions, and other compliance-related issues.
• Ensure accuracy and compliance of product and coverage related marketing materials by reviewing and approving prior to use.
• Provide comprehensive legal review of underwriting guidelines.
• Coordinate with product development teams to ensure that state-specific issues are addressed for new and existing lines of business and assist with product filings.
• Verify that all corporate regulatory policies and procedures affecting all lines of business have been properly documented, implemented, and communicated to relevant internal and external parties.
• Prepare opinions and other memoranda as requested.
• Perform all other duties as assigned.

Product Counsel

Outside Sales

• Manage strategically assigned key accounts based on company plan.
• Execute the company’s marketing strategies and plans with quantitative targets.
• Develop, communicate, and monitor regional growth strategies and goals.
• A clear understanding of nonstandard auto insurance industry practices and standards.
• Business travel as determined by the needs of the business
• Resolution of various agency/brokerage issues and maintaining closeness to the market through agency/brokerage visits, participation in agency/brokerage meetings, and professional endeavors.
• Establish and monitor profitability goals and objectives for the independent agents/brokers.
• Responsible for overall production generated and meeting or exceeding annual company growth goals.
• Provide consistent and effective communication to management regarding sales progress, forecasts, and results.
• Maintain and build upon market analysis defining the total market, Company Market share, competitor market share, and available market share by product line.
• Communicate and make recommendations regarding major changes in the industry, competitor practices, best practices, and continuous improvement.
• Other duties as assigned.

Territory Sales Manager

• Performs hands-on legal work in a range of areas including corporate compliance, commercial transactions, financing, reinsurance, intellectual property and copyright matters, and other regulatory matters.
• Ensure compliance with federal and state insurance laws and regulations, including privacy and AI laws.
• Provide legal support for market conduct exams, including coordination of responses and remediation efforts.
• Support corporate governance initiatives, including board reporting, policy development, and legal oversight of governance frameworks.
• Assist in the development and implementation of corporate compliance policies and training programs.
• Drafting, reviewing, and negotiating various commercial contracts and agreements and regulatory filings as needed.
• Execution of commercial contracts, including interaction with business units in the preparation of contracts and advising on the acceptable terms and conditions.
• Managing and mitigating legal risks by designing and implementing company policies and procedures.
• Monitor legislative and regulatory developments affecting the insurance industry and assess their impact on business operations.
• Conduct other research as assigned.
• Prepare opinions and other memoranda as requested.
• Other duties as assigned.

Senior Corporate Counsel

Attorney

• Serve as a key legal advisor to senior claims leadership, providing guidance on complex coverage matters.
• Provide timely and well-reasoned legal coverage opinions on bodily injury and material damage claims under non-standard auto policies.
• Analyze and interpret policy language, statutes, case law, and regulatory guidance across multiple jurisdictions.
• Identify potential coverage issues and recommend proactive solutions to mitigate risk and ensure compliance.
• Advise claims professionals on exposure, resolution strategies and regulatory compliance.
• Collaborate with internal stakeholders to mitigate extra-contractual liability.
• Coordinate with outside counsel and provide litigation support.
• Develop and deliver training programs and guidance documents for claims staff.
• Monitor emerging legal issues and legislative changes impacting auto insurance.
• Support internal audits and compliance reviews related to claims handling and coverage determinations.

Senior Claims Attorney

Claims Specialist

• Conduct thorough investigations into bodily injury claims, including reviewing medical records, police reports, and witness statements.
• Evaluate the extent of injuries and determine liability based on policy coverage, state regulations, and legal precedents.
• Communicate with claimants, attorneys, medical providers, and other parties to gather necessary information and documentation.
• Analyze medical reports and bills to assess the nature and severity of injuries and determine appropriate compensation.
• Negotiate settlements with claimants and their representatives in accordance with company policies and regulatory requirements.
• Collaborate with internal parties, legal counsel, and management, to resolve complex claims and mitigate risk.
• Maintain accurate and detailed claim files, documentation, and activity logs in accordance with company standards and industry best practices.
• Stay informed about changes in laws, regulations, and industry trends related to bodily injury claims management.

Bodily Injury Claims Adjuster

Project Manager

• Lead end-to-end project management for state expansion initiatives in the non-standard auto insurance space.
• Collaborate with product, compliance, actuarial, underwriting, legal, and marketing departments to develop and launch state-specific products.
• Ensure all state-specific regulatory requirements are met in coordination with legal and compliance teams.
• Serve as a primary liaison between internal teams and executive leadership to align on goals, timelines, and deliverables.
• Develop detailed project plans, timelines, and status reports; proactively identify risks and roadblocks.
• Lead and facilitate high-impact meetings with senior stakeholders, ensuring clear decision-making and accountability.
• Track project metrics and performance indicators to evaluate success and optimize future expansions.
• Monitor and incorporate competitive intelligence and market dynamics into expansion strategy.

• Territory Development: Execute a comprehensive sales strategy to achieve and exceed monthly New Business and Written Premium targets within the Arizona market.
• New Appointment Strategy: Identify, vet, and appoint high-potential agencies to expand the distribution network in alignment with company underwriting standards.
• Agency Consultation: Act as a strategic partner to independent agencies, providing in-person training, sales materials, and support to maximize production and retention.
• Prepare and present sales materials that support agent understanding of pricing, program differences, rating tools, and competitive advantages
• Maintain a structured travel plan to maximize agency coverage and follow-up, based on geographic strategy and production potential.
• Reporting & Communication: Maintain detailed records of agency interactions in the CRM. Provide consistent feedback to management regarding sales progress and forecasts.
• Platform Integration: Lead agent training for the Apex core policy system and comparative rating platforms (e.g., TurboRater) to ensure seamless workflow.
• Market Intelligence: Monitor the Arizona competitive landscape. Provide actionable insights to leadership regarding competitor rate changes, product shifts, and emerging trends.
• Represent the company at industry events, conferences, and association meetings; engage with prospects and build territory presence.
• Portfolio Health: Use company dashboards and CRM tools to monitor agent quoting behavior, bind rates, loss ratios, and retention to ensure a profitable book of business.
• Actively monitor agent quoting behavior and bind rates using company-provided reports and dashboards; follow up with coaching and support.
• Ensure all activities are conducted in compliance with regulatory requirements and company guidelines.