Material Damage Specialist

Aspire General Insurance

Material Damage Specialist at Aspire General Insurance conducting vehicle damage evaluations and appraisals. Ensures equitable settlements while maintaining client relations and compliance with industry standards.

Posted 7/14/2026full-timeRemote • Alabama, Arizona, California, Florida, Hawaii, Kansas, Louisiana, Mississippi, Missouri, Montana, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Tennessee, Texas, Wisconsin • 🇺🇸 United StatesMid-LevelSenior💰 $31 - $36 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in Auto Vehicle Estimating and Property and Casualty Insurance practices, ensuring equitable settlements and maintaining strong customer relationships. Proficient in analyzing vehicle damage, negotiating settlements, and producing clear documentation while adhering to industry regulations.

Highest-signal resume keywords

Auto Vehicle EstimatingProperty and Casualty InsuranceIndependent Adjuster LicenseCustomer Service SkillsAnalytical Skills

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Damage EvaluationCost EstimationClaims AdjudicationAppraisal WritingMarket Research

Soft Skills

Interpersonal SkillsDecision MakingTeam CollaborationCommunication SkillsOrganizational Skills

Tools & Technologies

Licensed Software

Certifications & Qualifications

Independent Adjuster License

Industry Keywords

Insurance Industry PracticesClaims ManagementTotal Loss AssessmentFederal and State RegulationsCustomer Relations

About the role

Key responsibilities & impact

Ensures equitable settlement of damages and maintains good customer service and shop relations.
Inspect and evaluate either in the field or virtually the degree of physical damage to vehicles for first and third party claims; complete detailed summary of damage and estimate cost of repair based on knowledge of equipment, parts and present values.
Present estimates and reach agreed upon price with repair facility, and confirm assessment of damages and costs; negotiate settlements with related parties as necessary.
Research actual cash value of vehicles and parts by gathering and analyzing current market information to reach a settlement for total losses.
Take photographs of vehicle and physical damage to aid in the determination of liability and to substantiate findings; submit with completed reports and thorough documentation.
Perform re-inspections and/or authorize supplemental repairs as necessary to ensure quality service and thorough restoration of damage.
Maintain communication with clients throughout repair process; report initial evaluation and summary of damage, explain relevant procedures, respond to customer inquiries; provide complete, courteous and timely customer service.
Keep abreast of current values of vehicles and parts, changes in the industry and in Company policies and procedures.
Ensure ongoing adjudication of claims within company standards and industry best practices and regulations.
Produce grammatically correct and clearly written correspondence including letters, memos, reports and claim file documentation.
Complies with state and federal laws, Department of Insurance criteria, insurance carrier criteria and follows and enforces Aspire General Insurance/partner’s policies, procedure and work rules.
Writes appraisals using licensed software.
Regular and predictable punctuality and attendance.
Other duties as necessary.

Requirements

What you’ll need

Five plus years’ experience in Property and Casualty insurance industry
College degree preferred
Must have a clear understanding of insurance industry practices, standards and terminology
Five plus years of Auto vehicle estimating, all types of vehicle damage claims and repairs and total losses including the most complex repairs with moderate management oversight
Will assist supervisor in the onboarding and assimilation of new team members
Must be able to pass a background check with the anticipated goal of acquiring and maintaining a current Independent Adjuster License with the Department of Insurance
Must have a disciplined approach to all job-related activities
Must have a solid foundation of personal organization, sound decision making and analytical skills, strong interpersonal and customer service skills.
Ability to develop excellent working relationships with staff, clients and shops
Ability to communicate with others in an effective and friendly manner, one that is conducive to being a conscientious team member, fostering a spirit of good will, indicative of a professional environment and atmosphere
Ability to be a team player and work cohesively with other Company Partners and Companies staff to achieve company goals
Able to represent the company in a professional manner and contribute to the corporate image
Able to consistently provide excellent client service.

Benefits

Comp & perks

Medical
Dental
Vision
HSA*
PTO
401k
Company Observed Holidays