Underwriter

• Provide day-to-day leadership across underwriting and fulfillment activities within the assigned region, ensuring productivity, quality, and turnaround time targets are achieved.
• Maintain strong operational oversight by working closely with underwriting, fulfillment, and business analytics partners to align on capacity, service standards, and risk expectations.
• Monitor regional performance, productivity trends, and market dynamics; identify and implement strategies to improve efficiency, quality, and customer experience.
• Empower underwriters while holding them accountable for sound, consistent, and risk-aligned decision-making.
• Provide strategic leadership to fulfillment officers, ensuring efficient execution, quality outcomes, and strong service delivery.
• Review and approve escalated applications, ensuring independent, accurate, and thorough analysis.
• Act as a liaison between regional distribution partners, underwriting, fulfillment, and risk teams to support business growth and operational effectiveness.
• Lead, coach, and mentor direct reports through regular touchpoints, fostering engagement, accountability, and professional development.

Regional Manager, Residential Mortgage Underwriting

• Work independently and as part of a team
• Manage risk selection, plan design and pricing decisions for large complex quotes and new cases
• Manage a portfolio of major groups with high degree of complexity
• Clearly document rationale and final decisions for all quotes and renewals
• Apply and adapt underwriting methodologies / technical analysis for large complex cases
• Strategize with sales to acquire new business
• Provide consulting advice, guidance and training to less experienced underwriters
• Review / approve work (as needed) of more junior staff and provide constructive feedback
• Participate in and complete special tasks / projects as assigned

Group Insurance Underwriting Advisor – Major Groups

• Analyze risks, assess underwriting submissions, and make sound decisions.
• Develop, negotiate, and manage a portfolio of accounts in alignment with Ecclesiastical’s strategic goals.
• Build and maintain strong relationships with customers, brokers, and internal stakeholders, providing exceptional customer service.
• Plan, prioritize, and manage individual tasks to meet agreed objectives and SLAs.
• Operate within the Ecclesiastical framework and promptly escalate potential risks.

Senior Underwriting Specialist

• Leverage your expertise in credit underwriting, commercial financing and leadership to lead a regional team responsible for preparing credit proposals for small and medium-sized agribusinesses and food processing companies.
• Directly influence the quality of credit decisions and risk mitigation for FCC.
• Lead, coach and develop a specialized underwriting team.
• Ensure that clear, comprehensive and consistent loan narratives are prepared within tight timelines.
• Act as a key liaison between Credit Risk, Operations and sales teams.
• Support the growth of the team's skills in the areas of credit culture and lending policies.

Manager, A&A Commercial, Small Business Underwriting

• Manage a portfolio of cyber and technology renewal policies assigned to you within your department.
• Interact and negotiate with brokers on sales strategies, policy terms and pricing.
• Seek out new business opportunities by attending corporate networking events and foster new relationships with multi-tiered brokerages.
• Handle underwriters' renewal portfolios and strive to achieve target financial metrics in different lines of business.
• Research Canadian and global businesses across multiple industries to identify risk factors specific to their operations, suppliers, and customers.
• Analyze financial stability, corporate reputation, cyber security, products liability, and catastrophe exposure, among other factors to assess overall risk.
• Analyze micro and macro-economic factors and industry trends which may impact businesses in various industries.
• Make decisions on company risk profiles and provide analysis and recommendations to the underwriting team.
• Assist in development of risk rating models to balance actuarial loss projections and real-market pricing.
• Review renewal applications and generate quotes and binders within our underwriting platforms.
• Review and monitor loss activity for broad industry trends as well as for individual clients.

Underwriting Co-Op Student, Cyber & Tech

• Develop and maintain robust understanding of regulatory requirements, industry and customer trends, and competitive landscape and propose insurance contract changes accordingly for Canada-wide Commercial Automobile Products
• Act as Subject Matter Expert for small business underwriting strategy, rules and coverage wordings-related inquiries
• Drive the design and development of new underwriting rules to achieve business objectives
• Develop provincial regulatory filings where applicable
• Develop an in-depth understanding of small business underwriting strategy and rules and a solid understanding of customer segments, customer needs, competitive landscape and trends in the General Insurance industry to assist in identifying new business opportunities
• Lead the end-to-end management and refinement of small business insurance underwriting strategy and rules, monitor performance, analyze key business drivers, identify areas of opportunity, develop recommendations and drive changes to achieve business and financial objectives
• Lead underwriting strategy and rules discussions and collaborate with multiple stakeholders in delivering day-to-day projects and initiatives
• Support the development, implementation and understanding of training material related to contracts if applicable
• Develop and maintain processes to update advice and guidance wordings for underwriting operations and front-line colleagues
• Provide policy wordings interpretation and coverage intentions to various stakeholders across the organization
• Develop, maintain, and analyze coverage comparisons with industry standards or main competitors
• Develop and maintain Commercial Automobile insurance contract wordings, forms and endorsements as well as any supportive customer documentation, including their French versions in such a way that it enhances the end-to-end customer experience while achieving business objectives
• Keep current on emerging trends/developments and grow knowledge of the business, related tools, procedures and techniques
• Solve complex problems with considerations to multiple constraints and variables and work with partners to develop solutions
• Maintain a culture of risk management and control, supported by effective processes and guidelines in alignment with risk appetite
• Build and maintain effective relationships with key internal stakeholders and/or external partners and regulators to develop new products and services.

Manager, Insurance Underwriting

• Support SL Automobile and Transportation portfolio guidelines and other projects
• Review, approve, modify or decline referrals
• Contribute to research opportunities, emerging trends, markets and products
• Provides development and project management support on various strategic initiatives
• Engages and liaises with appropriate stakeholders and supports the introduction of new products or material modification of existing products
• Assist in underwriting complex commercial policies
• Contributes to the development of new or modification of existing underwriting guidelines
• Supports execution and oversight of Governance and Risk Management related initiatives, including but not limited to referrals, Compliance items, Regulatory guidelines, Audits, etc.
• Provide training and technical support to ensure a consistent use of corporate guidelines and control insurance risks
• Represents Intact at National insurance industry groups

Corporate Underwriting Consultant – 12-month contract

• Distribute department correspondence
• Order reports and references as directed by the underwriters
• Data entry into underwriting and billing systems
• Responsible for all word processing functions associated with contract bonds including preparing bonds, renewals, riders, legal documents and correspondence
• Build and maintain good relationships with insurance brokers
• Communicate with end users of surety bonds regarding the status of contracts and projects
• Review incoming bonds issued by brokers for compliance, accuracy and completeness
• Review and respond to surety clerical audits as required and make necessary corrections or recommendations
• Calculate premiums on new additional premiums, return premiums and new business

Underwriting Assistant, Surety

• Analyze requests for quotes, renewals and policy endorsements, and recommend appropriate solutions to maximize business opportunities
• Support and advise brokers using a consultative, client-focused approach
• Use negotiation skills to close advantageous agreements and maintain long-term business relationships
• Actively participate in broker visits, industry events and marketing activities to grow the portfolio
• Contribute to the department’s growth objectives
• Assess risks rigorously and prepare competitive proposals for new business and renewals
• Efficiently manage policy transactions, including renewals, endorsements and submissions
• Collaborate with members of the Specialty Solutions team and other divisions across Intact to foster cross-selling opportunities

Underwriter – Specialty Insurance (Agricultural)

• Review and audit underwriting decisions, processes and tools
• Review inforce policies for potential rescission assessing new information
• Monitor application and claims trends and respond proactively
• Support legal teams with expert insights on cases in litigation
• Recommend new risk management strategies and controls
• Track and analyze key risk indicators to inform decisions
• Deliver comprehensive reports for senior leaders and external partners
• Deliver educational programs and research to elevate underwriting expertise
• Partner with analytics to integrate cutting-edge insights into risk management practices
• Lead risk management programs and mentor emerging talent
• Partner with cross-functional teams to foster high-performing collaboration
• Build relationships with key stakeholders including reinsurers

Senior Underwriting Consultant, Risk Management

• Handle insurance policy endorsements and cancellations
• Answer straightforward inquiries from brokers promptly and courteously
• Assist Underwriters with the administration of complex policies
• Apply underwriting strategies in accordance with company guidelines and personal underwriting authority limits
• Support brokers regarding underwriting and rating policies
• Work closely to develop and maintain positive business partnerships with brokers and co-workers
• Use the computer system for policy inquiry, electronic filing, underwriting and rating transactions
• Make recommendations to improve the department and increase its efficiency
• Embark on continuous learning and development opportunities to enhance your technical skills and contribute to personal and professional growth

Underwriting Assistant, Commercial Lines – P&C

• Serve as a strategic advisor and coach to underwriters across all experience levels
• Provide expert guidance on complex, high-risk, and grey-area cases
• Lead knowledge transfer through structured training and standard support
• Contribute to underwriting quality through complex case reviews
• Oversee workload distribution and proactively identify risks
• Partner with underwriting leadership to address performance challenges
• Drive continuous improvement by identifying process simplification opportunities
• Act as a connector across underwriting, management, and partners

Senior Underwriting Consultant

• Collecting and analyzing data from rules engines and accelerated underwriting programs
• Creating and developing reports based on findings, working alongside your peers and management to offer suggestions and areas for improvement
• Build relationships with internal partners such as Operations, Data Scientists, and Pricing to help drive results

Underwriting Analyst, Student

• Souscrire, développer et gérer les nouvelles affaires et les renouvellements conformément aux lignes directrices des programmes et des contrats
• Évaluer, accepter ou refuser les risques dans les limites de votre autorité de souscription
• Établir et maintenir de solides relations avec les courtiers grâce à un service exceptionnel et des suivis réguliers
• Identifier des opportunités de croissance et collaborer avec les équipes internes afin d’atteindre les objectifs
• Représenter Revau lors d’événements de l’industrie et renforcer la présence sur le marché
• Se tenir informé(e) des conditions du marché, des tendances et des risques émergents en assurance commerciale
• Assurer l’émission des polices et la facturation de manière précise et en temps opportun

Transport Underwriter

• Provide advanced level of underwriting support for complex cases
• Manage all aspects of new business cases from initial assessment to final approval
• Collaborate with advisors and insurance carriers to ensure timely processing
• Review medical and financial requirements and package cases for optimal decisions
• Discuss decisions with advisors to ensure understanding

Senior Consultant, Advanced Underwriting

• Join a relationship management team responsible for managing/developing a portfolio of existing clients as well as prospecting new clients within a defined geographical market
• Participate in the structuring of financing proposals, underwriting and completing loan applications, conducting due diligence, completing loan documentation and all other matters required to successfully close and fund a new financing
• Mentor/coach analysts in the portfolio management team
• Ensure client satisfaction and act to resolve client dissatisfaction with services provided by or conflict with any Desjardins component
• Recommend strategies and solutions for achieving objectives of the unit such as increased business volume, sound risk management, portfolio profitability and stronger business relationships
• Use intelligence to identify opportunities for business development that will increase the competitiveness of the products and services offered
• Execute various promotional activities as part of the unit’s business operations.
• Participate in targeted public relations activities and participate actively in the business community

Associate Director, Underwriting, Real Estate Financing Group

• Develop and maintain understanding of regulatory requirements and customer trends
• Act as Subject Matter Expert for small business underwriting strategy
• Drive design and development of new underwriting rules
• Lead end-to-end management of small business insurance underwriting strategy
• Analyze key business drivers and drive changes to achieve financial objectives
• Collaborate with stakeholders on underwriting strategy discussions
• Develop and maintain policy wordings and customer documentation

Manager, Commercial Auto Underwriting

• Review applications, submissions and change requests to ensure accuracy and completeness for the regional team.
• Provide a full range of administrative support and act on agreed action plans, working closely with Underwriters.
• Assist with filing, data entry, research and report production.
• Support renewals under $10,000 in premium.
• Approve endorsements and prepare for processing to the National Data Support Team (NDST).
• Other duties as required.

Underwriting Associate

• Provide support for group medical underwriters.
• Analyze and manage medical underwriting requests.
• Prepare documentation and administer operational practices including invoicing.
• Manage information systems and communicate with customers.
• Interact on the phone with clients, physicians, and other departments.
• Use various technologies and demonstrate exceptional administration skills.

Bilingual Medical Underwriting Coordinator

• Evaluate risks in life insurance, critical illness, and disability
• Provide high-level expertise for advanced financial selection
• Produce high-quality evaluations with a turnaround time of less than 24 hours
• Negotiate with reinsurers and the sales force
• Offer advisory, support, and coaching services
• Share knowledge with various departments including monitoring and quality control of agents and MGAs
• Work closely with the financial and tax solutions team to provide service for large case underwriting files
• Conduct presentations and training sessions on Mid Market underwriting

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