Underwriter

• Build, maintain and enhance the rules in the Underwriting Rules Engine (URE)
• Prepare reports and analyze underwriting data to identify opportunities to improve Straight Through Underwriting
• Support the development of analytical underwriting models by acting as a subject matter expert
• Conduct protective value studies to monitor the performance of the analytical models
• Participate in or lead projects to drive underwriting innovation by collaborating cross functionally
• Training and support of underwriting operations as it relates to the tools developed by our team

Senior Underwriting Consultant – Underwriting Claims, Risk Management

• Motivate, coach, and support the team in achieving objectives
• Oversee daily operations and manage priorities and workload volumes
• Ensure compliance with service standards, KPIs, and operational quality expectations
• Participate in performance management, employee development, and evaluation processes
• Collaborate on the improvement and standardization of business processes
• Participate in recruitment, onboarding, and talent development initiatives
• Provide underwriting support during peak periods, as needed

Team Leader – Underwriting Support

• Perform data entry into underwriting and billing systems according to our quality standards
• Collect relevant information required for invoice processing according to established processes
• Generate reports and reference information as directed by the underwriters
• Calculate premiums on new additional premiums, return premiums and new business
• Responsible for all word processing functions associated with contract bonds including preparing bonds, renewals, riders, legal documents and correspondence
• Build and maintain good relationships with insurance brokers
• Correspond with end users of surety bonds concerning the status of contracts and projects
• Review incoming bonds issued by brokers for compliance, accuracy and completeness
• Participate in the issuance of surety bonds and premium adjustments for completed contracts

Bilingual Underwriting Assistant – Surety

• Lead the full NB/UW value chain from application submission through underwriting to policy issuance.
• Ensure consistent, high-quality service delivery across all client segments and distribution channels.
• Deliver measurable improvements in cycle time, productivity, and service outcomes.
• Drive standardized processes and segmentation-based service models to improve efficiency and experience.
• Establish strong governance, accountability, and performance management disciplines across teams.
• Shape and execute talent strategies, including workforce planning, capability development, and leadership succession.

AVP, New Business and Underwriting

• Own the development, execution and maintenance of personal lines insurance products
• Develop new coverages, new business rules, and leverage the use of applications to meet emerging member/client needs while supporting profitability
• Creation and maintenance of the pre-configured recommended insurance package offers
• Identify and establish insurance risks and intentions on a portfolio basis, and promote their understanding, interpretation and application by the operational sectors
• Maintain, update, and develop insurance wordings, documents and validation of legal insurance documents
• Oversee the realization of recommendations by adequately leveraging underwriting expertise and seeking support from our partners within the organization for the development of solutions in their area of expertise
• Continually monitor the existing book of business and market trends to ensure that our coverages and products continue to evolve to meet the current and emerging needs of our members and clients, while maintaining adequate controls
• Maintain an expert role in insurance within the organization by advising leadership, partners, and facilitating the transfer of knowledge to other departments of the organization when underwriting expertise is required
• Ensure that underwriting guidelines and products meet regulatory and compliance requirements and be responsible for all the provincial filing
• Liaise with decision-making and regulatory bodies that set industry rules and influence stakeholders with respect to insurance products and practices

Corporate Underwriting Advisor

• Communicate and collaborate with sales and head office colleagues
• Conduct risk assessment and classification by Manulife's philosophy and standards
• Maintain positive and effective relationships with internal and external partners
• Consistently deliver the best customer experience
• Align with consumer laws and regulations regarding risk classification, confidentiality and disclosure
• Identify and propose solutions to problems and procedures related to the underwriter's work

Senior Underwriting Consultant, High Net Worth

• Analyze medical, personal and financial information to assess the overall risk to the organization in accordance with applicable standards and practices
• In the event of non-standard decisions, negotiate with reinsurers to find solutions to obtain the best possible decision for our members, clients and partners
• Communicate in writing or by phone with stakeholders
• Help develop operational processes and modifications to the sector's computer systems
• Make decisions and be able to justify them to members, clients and partners

Underwriting Technician

• Support the VP, Chief Underwriter and Claims Risk Officer
• Promote excellence and consistency in claims risk assessment
• Develop and conduct claim reviews/audits
• Recommend and implement changes to claims philosophies and practices
• Act as a senior claims resource for complex and high dollar cases

Director, Underwriting and Claims Risk Management

• conduct risk assessment and classification in accordance with Manulife's philosophy and standards
• communicate and collaborate with sales colleagues and head office to provide competitive decisions
• maintain positive relationships with internal and external partners
• deliver excellent customer experience by making every interaction meaningful
• comply with consumer laws and regulations regarding risk classification, confidentiality, and disclosure
• identify and propose solutions to underwriting-related problems and procedures

Senior Underwriting Consultant

• Review and analyze medical, lifestyle and financial information to evaluate eligibility and risk for applications for Life and Critical Illness Insurance products.
• Conduct risk assessment, make and communicate decisions for each application.
• Build strong relationships with our clients and advisors and deliver an exceptional service experience.
• Negotiate better decisions from reinsurers when applicable, following internal rules.
• Identify areas of opportunities and bring forward recommendations for solutions through our Brighter Way program.
• Focus on continuous improvement, teamwork, and professional development.

• Conduct risk assessment and classification in alignment with Manulife's philosophy and standards.
• Proactively and reactively support advisors and clients, particularly with large life insurance cases over $5 million.
• Enhance sales through strong advisor relationships and excellence in field underwriting practices.
• Prepare comprehensive cover letters and respond to preliminary opinions and inquiries promptly.
• Engage directly with clients to provide curated preliminary opinions.
• Collaborate with the National Field Underwriter and Head Office underwriters to ensure consistency and the highest quality decisions.
• Maintain positive and effective relationships with internal and external partners, including advisors, wholesalers, and other specialists.
• Stay updated with industry trends and guidelines by attending underwriting and sales team meetings.
• Manage client expectations by identifying unwanted risks and suggesting alternative product solutions.
• Align with consumer laws and regulations regarding risk classification, confidentiality, and disclosure.
• Identify and propose solutions to enhance processes and customer experience.
• Create and deliver presentations and conduct regular in-person meetings to strengthen advisor relationships.
• Represent Manulife externally.

Bilingual National Field Underwriting Consultant

• Analyze risks, assess underwriting submissions, and make sound decisions.
• Develop, negotiate, and manage a portfolio of accounts in alignment with Ecclesiastical’s strategic goals.
• Build and maintain strong relationships with customers, brokers, and internal stakeholders, providing exceptional customer service.
• Plan, prioritize, and manage individual tasks to meet agreed objectives and SLAs.
• Operate within the Ecclesiastical framework and promptly escalate potential risks.

Senior Underwriting Specialist

• Receive reinsurance applications and create and set up within Reflex and Sylvie systems
• Monitor the triage queue in Reflex
• Identify and escalate follow-up requests to the underwriter
• Monitor underwriter queues in Reflex against the underwriting calendar
• Assign mail received to the appropriate pending applications
• Effectively and proactively communicate with internal and external clients
• Provide underwriter support and assist with handling requests
• Make requests to/follow up with retro-cessionaires
• Assist with projects and reporting as required
• Complete any other necessary tasks from the Director

Underwriting Assistant

• On a daily basis, the incumbent must quickly review incoming applications, verify the accuracy and validity of the documents provided, then make a decision (approve, decline, or refer for approval).
• They must also ensure that approved files close within the expected timelines by performing necessary follow-ups to obtain missing documents and conditions while adhering to established guidelines.
• Daily follow-up is conducted with brokers regarding issued loan commitments to maximize the number of funded files.
• The incumbent analyzes documentation rigorously, placing particular emphasis on anti-money laundering (AML) and counter financing of terrorism (CFT) requirements, including validation of income and source of funds/down payment.
• They ensure that all files comply with the organization’s credit policies and procedures.
• They are responsible for the effective management of their file portfolio to meet deadlines and service level agreements (SLAs), using reports to track funding progress.
• The role requires excellent customer service skills with both internal partners and mortgage brokers, as well as the development of strong relationships with brokers.
• On a daily basis, they act as the primary point of contact for brokers, internal teams and direct client representatives, providing underwriting and funding expertise and supporting colleagues as needed.
• They must keep their knowledge up to date regarding products, policies and procedures.
• They contribute to building strong business relationships with brokers, including in-person meetings, to maximize satisfaction (NPS) while maintaining credit quality.
• They assess file eligibility according to EQB’s reverse mortgage lending criteria, including borrowers’ solvency and legal capacity to enter into a loan. This includes, among other things, title analysis, assessment of the borrower’s financial capacity to maintain the property, review of appraisal reports and client documents in accordance with internal and regulatory requirements.
• They work closely with Credit, Operations and Sales teams to evolve EQB’s reverse mortgage product, collaborating with various internal stakeholders to promote understanding of the product and its specific features.
• Finally, they demonstrate initiative and a strong sense of urgency to ensure timely funding of files.

Bilingual Reverse Mortgage Specialist – Underwriting, Fulfillment

• Work in close partnership with the AVP, Actuarial and Underwriting to accelerate the adoption of innovative processes aligned with optimization and automation priorities.
• Drive the group insurance profitability and make any necessary adjustments.
• Actively support achieving the business growth and retention objectives.
• Translate market intelligence and portfolio analysis into actionable strategies that strengthen sales execution, client persistency, and overall portfolio performance.
• Implement a work structure and processes that optimize the department's efficiency.
• In collaboration with the actuarial department, deploy initiatives to revise the various underwriting bases as needed.
• Evaluate your managers' performance and develop action plans for their professional growth, skills development, execution and their team’s engagement.
• Leading the discussion on strategies business development, margins initiatives, corporate aspect, and profitability.
• Implement training and continuous development programs to elevate underwriting and pricing competencies across the team.
• Drive innovation by originating new underwriting concepts and approaches, grounded in independent judgment and forward-thinking perspectives.

Director, Group Underwriting

• Conduct investigations and due diligence for loan proposals
• Present high-quality proposals with analysis and documentation
• Underwrite medium to high complexity loan proposals
• Develop terms, pricing, conditions, and covenants
• Review loan packages and negotiate structuring with internal partners
• Resolve compliance or material changes during negotiations
• Foster relationships with colleagues and business center personnel
• Coach new employees and mentor team members

Senior Manager, Underwriting

• Provide day-to-day leadership across underwriting and fulfillment activities within the assigned region, ensuring productivity, quality, and turnaround time targets are achieved.
• Maintain strong operational oversight by working closely with underwriting, fulfillment, and business analytics partners to align on capacity, service standards, and risk expectations.
• Monitor regional performance, productivity trends, and market dynamics; identify and implement strategies to improve efficiency, quality, and customer experience.
• Empower underwriters while holding them accountable for sound, consistent, and risk-aligned decision-making.
• Provide strategic leadership to fulfillment officers, ensuring efficient execution, quality outcomes, and strong service delivery.
• Review and approve escalated applications, ensuring independent, accurate, and thorough analysis.
• Act as a liaison between regional distribution partners, underwriting, fulfillment, and risk teams to support business growth and operational effectiveness.
• Lead, coach, and mentor direct reports through regular touchpoints, fostering engagement, accountability, and professional development.

Regional Manager, Residential Mortgage Underwriting

• Work independently and as part of a team
• Manage risk selection, plan design and pricing decisions for large complex quotes and new cases
• Manage a portfolio of major groups with high degree of complexity
• Clearly document rationale and final decisions for all quotes and renewals
• Apply and adapt underwriting methodologies / technical analysis for large complex cases
• Strategize with sales to acquire new business
• Provide consulting advice, guidance and training to less experienced underwriters
• Review / approve work (as needed) of more junior staff and provide constructive feedback
• Participate in and complete special tasks / projects as assigned

Underwriter jobs in Canada

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Senior Underwriting Consultant – Underwriting Claims, Risk Management

Team Leader – Underwriting Support

Team Leader – Underwriting Support

Bilingual Underwriting Assistant – Surety

AVP, New Business and Underwriting

Corporate Underwriting Advisor

Senior Underwriting Consultant, High Net Worth

Underwriting Technician

Director, Underwriting and Claims Risk Management

Senior Underwriting Consultant

Senior Underwriting Consultant

Bilingual National Field Underwriting Consultant

Senior Underwriting Specialist

Underwriting Assistant

Bilingual Reverse Mortgage Specialist – Underwriting, Fulfillment

Director, Group Underwriting

Senior Manager, Underwriting

Regional Manager, Residential Mortgage Underwriting

Group Insurance Underwriting Advisor – Major Groups

Senior Underwriting Specialist