U.S. Bank

Risk

• Lead the line management function for the Small Business Credit Card portfolio
• Analyze large amount of historical data to identify risk mitigation and growth opportunities through data-driven underwriting strategy improvements
• Develop tools, segmentations, and strategies to optimize financial impact of these programs
• Forecast the strategy’s financial impact and track actual against forecast
• Clearly and timely communicate strategy changes and financial impact to Cobrand partners and senior leaders
• Query large datasets using Python, SAS EG or SQL Plus, performing segmentation and decision tree analysis
• Identify patterns through large credit card financial data
• Work with consumer and commercial bureaus to improve data sources and tool for strategy improvement
• Work closely with other areas of the organization such as system implementation teams to support strategy implementation
• Review accounts in the decisioning systems to validate accuracy of strategy execution and stability of key drivers
• Monitor portfolio performance trends and loss patterns and identify strategy improvement opportunities in a timely manner
• Work as a liaison between Compliance, Risk, Data Warehouse teams to keep data organized
• Become a data expert for the Small Business team and build reports, data inventory, and analysis that help make data-driven decisions
• Utilize reporting tools such as Power BI to create and automate timely and accurate tracking and reports for senior management
• Summarize findings from the reports to deliver clear messages about strategy improvement opportunities

Credit Card Risk Manager

Financial Planning and Analysis

• Provides personalized customer facing financial consulting and advising services through telephone conversations
• Receives and proactively contacts and profiles customer/prospects to understand their financial goals, objectives, and current financial position
• Reviews each customer/prospect's financial situation to recommend financial products that meet their objectives, risk tolerance, tax exposure, and the like
• Using expertise and knowledge of the securities industry and markets, analyzes and interprets customer/prospect's investment objectives considering various factors, and provides customized and individualized investment advice suited to those objectives while complying with all pertinent laws, regulations, and corporate policies

Wealth Management Investment Consultant, Advisory Services

Analyst

• Provides project and analytical support to assigned business line or functional area.
• Performs research, analysis, review, development, implementations, and monitoring of new and/or revised products/services.
• Acts as a project liaison with other departments.
• Analyzes current costs and estimates the cost or cost savings.
• Compiles and analyzes information for an assigned project or areas making recommendations based on findings.
• May supervise a team of project staff.

Network Planning Analyst

Customer Support

• Provides a high level of customer service by responding to telephone or email inquiries, requests, and problems
• Researches and resolves problems and errors which may include those related to fraud support and internet operations
• Obtains a thorough knowledge of products, services, rates, terms, fees, applicable regulations, systems and procedures
• Acts as a liaison between customers and various U.S. Bank departments to resolve more complex customer or technology issues
• Processes and responds to U.S. Bank customer inquiries utilizing multiple systems to provide information on accounts while answering every call with professionalism and accuracy
• Demonstrates a genuine interest in their customers and asks questions to resolve the customers concern while understanding how U.S. Bank can help meet their financial needs
• Presents options to customers about ways to make their banking easy and convenient, while ensuring the needs of the customer always come first

Contact Center Customer Experience Specialist

Sales Operations Manager

• Responsible for developing and executing marketing and strategic sales support initiatives to achieve business objectives across Elan Financial Services credit card client segments.
• Partners with senior leadership to define and implement go‑to‑market strategies that drive client engagement and sales growth.
• Leads the design and delivery of integrated sales and marketing plans, messaging, and executive‑level presentations.
• Collaborates cross‑functionally with sales, product, and technology teams to identify and deploy effective marketing programs.
• Conducts industry analysis, competitive assessments, and market research, translating insights into actionable strategic recommendations.

Sales Enablement Manager – Credit Card

Program Manager

• Leads the development and execution of marketing and strategic sales support initiatives to achieve business objectives across Elan Financial Services credit card client segments.
• Oversees the design and delivery of integrated sales and marketing plans and executive‑level presentations.
• Partners cross‑functionally with sales and technology teams to identify and implement effective marketing strategies and programs.

Go-To-Market Program Manager – Credit Card

Solutions Engineer

• Designing, developing, testing, operating and maintaining products
• Takes full stack ownership by consistently writing production-ready and testable code
• Consistently creates optimal design adhering to architectural best practices; considers scalability, reliability and performance of systems/contexts affected when defining technical designs
• Performs analysis on failures, propose design changes, and encourage operational improvements
• Makes sound design/coding decisions keeping customer experience in the forefront
• Takes feedback from code review and apply changes to meet standards
• Conducts code reviews to provide guidance on engineering best practices and compliance with development procedures
• Accountable for ensuring all aspects of product development follow compliance and security best practices

IAM Integration Engineer

Android Engineer

• Responsible for designing, developing, testing, operating and maintaining products
• Takes full stack ownership by consistently writing production-ready and testable code
• Utilizes technical expertise and leadership skills to resolve issues, ensure product goals are met, and serve as a mentor to coach and support junior engineers to continue to raise the engineering bar across the organization
• Works to drive both high level and detailed technical designs, conducts technical reviews and define solution requirements and technical implementation approaches
• Defines the team's roadmap in line with the company and technology vision
• Accountable for ensuring all aspects of product development follow compliance and security best practices
• Exhibits relentless focus in software reliability engineering standards embedded into development standards
• Embraces emerging technology opportunities and contributes to the best practices in support of the bank’s technology transformation

Lead Android Engineer

Product Marketing

• Leads the go‑to‑market strategy for the Elan Financial Services Credit Card business, delivering customer‑centric, multi‑channel marketing programs that drive client engagement, customer growth, and new account acquisition.
• Establishes and communicates key performance indicators to measure marketing effectiveness and ROI, using insights to optimize strategy and execution.
• Manages a team of marketing professionals focused on client engagement, activation, retention, and credit card acquisition marketing.
• Applies segment‑specific strategies to launch programs in close collaboration with agencies, product, relationship management, sales, and technology partners.

Go-To-Market Strategy Manager – Credit Card

• Responsible for coordinating and driving activities to ensure an optimal experience from defining the customer’s end-to-end journey to managing technical inquiries during their integration with U.S. Bank APIs.
• Collaborates across business and technical teams to contribute to the success of our API operations services.
• Defines the workflows undertaken during execution, creates the training materials, and drives system enhancements to improve operating efficiency.
• Assists in setting up customer access to our API products, notifying of events that may affect their API services, and providing technical assistance in our customer-facing environments.
• Tracks and monitors the customer requests through completion, while providing excellent service and support.

Enterprise API Solutions Consultant – Client Connectivity

Manager

• Underwrite and manage all types of commercial real estate credit exposure for an assigned middle‑market portfolio
• Partner with Relationship Managers to support new business development, retain existing relationships, and expand customer relationships as directed by senior management
• Collect borrower financial statements and coordinate spreading with internal credit support teams
• Monitor loan covenants and perform quarterly trend analysis for 15–20 loans, as well as annual reviews for all loans in the portfolio
• Manage active construction loans, including monthly monitoring and project updates
• Assist with new money requests, including pre‑flight vetting, market analysis, and credit structuring discussions
• Prepare clear, concise written credit analyses and present recommendations to credit approval partners through written and oral presentations
• Collaborate with Loan Administration on loan documentation for approved and renewed credits
• Participate in client outreach and joint calls as a secondary contact
• Respond to prospect and customer credit questions and make independent credit calls within assigned authority

Commercial Real Estate Portfolio Manager

Engineering Manager

• Focuses on technological solution delivery by guiding and inspiring strong coding practices and solid software design decisions among their team.
• Responsible for growing and mentoring engineers as it relates to technical skills and career development.
• Assists with cross-team strategic efforts, influencing decisions to achieve efficient delivery of business value.
• Understands cross-team technical roadmaps, advocating new product abilities based on technical strategy and constraints.

Software Engineering Manager 3 – Travel Engineering

Consultant

• Responsible for originating consumer loans, including but not limited to home equity loans and lines of credit and purpose finance for existing or prospective clients primarily via proactive, outbound and inbound calling efforts.
• Client opportunities are generated through U.S. Bank leads, multiple digital channels, internal referrals or independently sourced.
• Meets specific loan volume origination goals, which are established annually.
• Identifies lending solutions for new and existing clients based on their needs.
• Completes the loan origination by engaging customers in the application process using a digital application process when applicable.
• Responsible for post-closing follow-up connections with customers.
• Develops collaborative partnerships with mortgage loan originators and 24hr Banking team to best serve clients.

Direct Consumer Lending Consultant

Business Development Rep

• Identify, evaluate, and prioritize new co‑brand partnership opportunities across industries such as financial services, T&E, automotive, and small business verticals
• Lead the end‑to‑end business development lifecycle for assigned deals – including prospecting, pitch development, RFP responses, and contract negotiation
• Build compelling partnership proposals that clearly articulate U.S. Bank’s value proposition and differentiation
• Collaborate with multiple internal groups across the bank -- including product development, marketing, risk management, finance, and relationship management to ensure U.S. Bank is putting forth compelling and market-leading proposals

Business Development Manager – Co Brand Credit Cards

Client Partner

• Responsible for developing and maintaining relationships with Corporate Trust clients
• Reviews and accepts new client relationships based on business line account acceptance policies and procedures
• Provides quality service based on client needs, wants, and expectations
• Aligns actions accordingly; remains sensitive and responsive to both internal and external clients
• Builds distinctive predictable levels of service; resolves problems quickly and effectively
• Works closely with new business development staff, serving as a collaborative business partner when supporting new business conversations from existing or prospective clients
• Identifies business risks and operational challenges and takes steps to mitigate risk and enhance operating systems and processes
• Coordinates the development and implementation of operational changes within the unit
• May be responsible for meeting certain revenue, new business and expense goals
• May manage staff, hire new staff, and/or train staff to successfully meet business objectives