Sicredi

Data Scientist

• Perform scenario studies and business diagnostics;
• Develop and support teams in measuring results, identifying opportunities, trends, and patterns in datasets;
• Take initiative to propose hypotheses and solve problems using data science;
• Ability to present and communicate analyses in non-technical terms;
• Collaborate with Data Engineers to improve data acquisition and transformation flows used by models;
• Work alongside Data Analysts to generate business insights and guide information analysis for better strategic decisions;
• Ensure the quality, performance, and sustainability of models;
• Participate in the Data Science Chapter, encouraging and promoting a data-driven culture among colleagues and teams across our operation;
• Maintain necessary documentation for your deliverables;
• Continuously evolve technically and from a business perspective;
• Understand and apply statistical and machine learning techniques to propose changes, provide decision-making support, and deploy models and intelligent algorithms into software products;
• Extract and process data from diverse sources and at large scale.

Data Scientist – Credit Focus

Data Engineer

• Perform the ETL process (extraction, transformation, and loading of data);
• Automate processes and routines for the area;
• Work on data models, data mining, and segmentation techniques;
• Retrieve data from source systems in an easy-to-use format;
• Manage databases following best practices;
• Collaborate with the different roles in the data process (analysts, engineers, data scientists, and business analysts);
• Maintain necessary documentation for deliverables.

Data Engineer – Focus on Credit Pricing

Business Analyst

• Generate insights for strategic decisions and business evolution by creating queries and monitoring KPIs that drive actions and results.
• Ensure product compliance, stability and scalability by mapping and mitigating risks.
• Prepare and present materials for diverse audiences.
• Train internal teams and produce content (manuals, presentations, among others).
• Manage change and communicate product developments.
• Work with cooperatives and central organizations to drive product adoption.
• Identify improvement opportunities based on metrics and user feedback.
• Collaborate with partner areas (PD, Data, PMs, Operations) on design initiatives and continuous research.
• Optimize processes and flows with a focus on efficiency and user experience.

Business Analyst – Payments Focus

Artificial Intelligence

• Define, implement, and automate AI indicators (value, risk, quality, cost, usage, and compliance) directly within tools and platforms
• Develop technical and operational metrics for models, agents, and AI solutions
• Implement continuous monitoring (performance, drift, bias, cost, availability)
• Provide technical support to AI Governance Committees, supplying evidence and analyses
• Integrate AI indicators with business, risk, and compliance data
• Support technical audits and automated controls
• Work on standardizing metrics, logs, and audit trails

Artificial Intelligence Governance Specialist

Analyst

• Execute reconciliation and allocation processes related to banking products reflected in the Balance Sheet and DSP accounts of Credit Cooperatives.
• Perform accounting and administrative routines, ensuring effective relationship with CAS business areas, and participate in meetings with Centrals and Cooperatives to explain and/or map the allocations performed.
• Process Financial Administration/Centralization, properly recording the liquidity results of the Sicredi System among the Credit Cooperatives.
• Support continuous improvement initiatives with a focus on automation and process optimization.
• Apply intermediate knowledge of tools such as Excel, SAP and Hyperion/EPM to support activities.

Junior Accounting Analyst – Accounting Controls

Software Engineer

• Lead the structuring of the quality strategy, considering all aspects of the solution, from requirement definition through code development;
• Design and execute test scenarios based on business requirements in the form of user stories, as well as manage testing and maintain knowledge of the tools used;
• Develop automated tests for web services and UIs (API, web, and mobile);
• Work across the entire product development lifecycle, from conception to production deployment and maintenance;
• Participate in collaborative product design;
• Take part in Quality Chapters and Communities of Practice, encouraging and promoting the dissemination of a quality culture across colleagues and teams.

Mid-level Software Quality Engineer – CoE, Quality Platform

• Avaliar arquitetura de soluções de IA, modelos e agentes
• Apoiar definição de padrões técnicos e controles de monitoramento
• Estabelecer e implementar observabilidade para sistemas de IA
• Implementar métricas técnicas (performance, drift, segurança)
• Apoiar processos de validação técnica para comitês
• Garantir rastreabilidade e versionamento de modelos

Engenheiro de Governança de Inteligência Artificial

• Lead the structuring of the quality strategy, considering all aspects of the solution from requirements definition to code development;
• Design and execute test scenarios based on business requirements in the form of user stories, as well as manage testing and the tools used;
• Develop automated tests for Webservices and UI (APIs, web and mobile);
• Work across the entire product development process, from conception to production rollout and maintenance;
• Participate in collaborative product design;
• Participate in Quality Chapters and Communities of Practice, encouraging and promoting the dissemination of a quality culture across colleagues and teams.

Software Quality Engineer (Mid) – CoE, Quality Platform

• Lead the organization’s central teams responsible for promoting and enabling the use of analytics and data science across the institution;
• Propose improvements and lead the relationship between the Center teams and the business data teams, driving the evolution of the federated operating model;
• Lead Sicredi’s Data & AI community, fostering engagement and the development of these disciplines to add business value;
• Promote value generation for the business driven by analytics and data science, seeking to advance the maturity and autonomy of business data teams (spokes);
• Act as a change agent and driver of data culture evolution by building relationships with peer areas, business units, product teams and vendors;
• Provide and enable the use of innovative tools, analytical methods and data products aligned with business needs;
• Lead the development of enabling components of the data science platform and promote their adoption and efficient use;
• Participate in and represent analytics and data science topics for Sicredi at national and international events, seeking connections;

Analytics Culture and Data Science Management

Operations

• Responsible for leading the service operations of the Consortium Administrator, ensuring stability, sustainability and growth.
• Will define and execute strategy, manage people and maintain relationships with internal and external stakeholders, ensuring excellence in value delivery, financial efficiency and continuous improvement of journeys.
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• Develop and update long-term strategies to sustain competitive advantage.
• Manage risks and adjust plans in response to business changes.
• Lead teams, promoting continuous development, diversity and high performance.
• Act as a mentor and coach for coordinators and direct reports.
• Build strong relationships with internal and external stakeholders, influencing strategic decisions.
• Monitor service metrics and implement continuous improvements.
• Ensure financial efficiency and manage contracts.
• Champion service best practices and foster a knowledge-sharing environment.
• Participate in industry events and cultivate an influential network of contacts.
• Promote automation and digitalization of processes to drive efficiency and innovation.
• Manage experience indicators (NPS) and work on improving both the employee and member journeys.
• Identify and address opportunities to improve journeys, reducing friction and questions while increasing satisfaction.

Operations Manager – Focus on Consortia

Data Analyst

• Develop and maintain metrics, KPIs, dashboards, and reports related to credit approval and collateral.
• Understand and propose credit strategies to be used by the cooperatives.
• Monitor new credit originations and the maturation of the loan portfolio.
• Produce studies and new proposals on credit approval and collateral, understanding member profiles, products, and stages of the credit cycle.
• Collaborate with cross-functional product teams, supporting analyses and new data-driven perspectives.
• Assist cooperatives and provide advisory services on credit approval and collateral strategies.

Data Analyst Mid/Senior – Credit Approval and Collateral

• Monitorar os resultados do segmento Pessoa Física e apoiar a implementação de ações para alcançar os objetivos relacionados.
• Realizar análises de dados do resultado do Segmento e contribuir para o desenvolvimento de planos de ação baseados nas diretrizes estratégicas.
• Suportar análises e fornecer informações precisas de forma a manter comunicação eficaz com os stakeholders internos e externos nos segmentos.
• Preparar relatórios e apresentações para suportar as discussões estratégicas, táticas e operacionais.
• Realizar pesquisas de mercado e analisar dados para fornecer insights sobre oportunidades e ameaças ao segmento.
• Apoiar nas análises de dados e apoiar a equipe na identificação e mitigação de riscos.
• Suportar as análises e planos de comunicação dos resultados e insights do mapeamento da jornada do associado

Analista de Estratégia Segmento PF – Preferencialmente para pessoas negras/pardas

Financial Planning and Analysis

• Support the management of cooperatives' financial planning processes, ensuring governance and consistency.
• Develop tools and support materials for planners, promoting best practices.
• Perform detailed financial analyses (Income Statement/P&L, product lines, segments, actual vs. budget).
• Prepare executive presentations for different leadership levels, using clear and concise storytelling.
• Design and deliver training on planning tools and processes.
• Validate information, projections and management results, ensuring data quality and reliability.
• Prepare financial and product projections for planning and forecasting.
• Support routines to ensure governance and continuous improvement.

Financial Planning Analyst

• Development of credit granting models, considering Sicredi’s various customer segments, strategies and products;
• Implement, together with the technology team, the models developed by the credit granting team;
• Monitor, review, recalculate and calibrate models when appropriate;
• Produce studies and new proposals on credit granting and guarantees, understanding members’ profiles, products and stages of the credit cycle;
• Work with different product teams, assisting with analysis and new data/insights;
• Interact with different roles in the data and systems process (analysts, engineers, scientists and business analysts);
• Maintain necessary documentation of deliverables and communicate results;
• Continuously develop technical skills.

Data Scientist Mid/Senior – Credit Granting and Guarantees

• Realizar o processo de ETL (extração, transformação e carregamento de dados);
• Automatizar processos e rotinas da área;
• Atuar em modelos de dados, mineração de dados e técnicas de segmentação;
• Obter os dados em um formato fácil e utilizável dos sistemas de origens;
• Auxiliar na construção do pipeline dos dados, prezando pela qualidade, performance e sustentabilidade dos pipelines;
• Administrar bases de dados de acordo com as melhores práticas;
• Interagir com os diferentes papéis do processo de dados e sistemas (analistas, outros engenheiros, cientistas de dados e analistas de negócio);
• Participar da Chapter de Engenheiros de dados, incentivando e promovendo a disseminação da cultura de dados para os colegas e times da nossa operação;
• Manter a documentação necessária das suas entregas;
• Se manter em constante evolução técnica;

Engenheiro de Dados PL/SR – Concessão de Crédito e Garantias

Product Designer

• Planejar e executar protótipos de soluções que incorporam Inteligência Artificial, incluindo telas, fluxos e jornadas do usuário.
• Traduzir requisitos técnicos e de negócio em experiências intuitivas e centradas no usuário.
• Criar wireframes, protótipos interativos e conduzir testes de usabilidade para validar hipóteses.
• Colaborar com engenheiros de IA e times de produto para garantir que as interfaces suportem funcionalidades como agentes, LLMs e modelos preditivos.
• Documentar padrões de design e manter consistência visual e funcional nas soluções.
• Participar de reuniões de alinhamento com stakeholders, apresentando propostas e justificativas de design.
• Contribuir para decisões estratégicas sobre experiência do usuário em produtos com IA, considerando impacto no negócio e ética no uso da tecnologia.