iwoca

Analyst

• Lead the monthly monitoring of credit models and portfolio performance to ensure outcomes align with the risk appetite.
• Own the strategic analyses of credit thresholds, providing evidence-based recommendations to expand or tighten lending.
• Re-architect and maintain risk and performance dashboards to provide stakeholders with real-time visibility into portfolio health.
• Identify and monitor shifting fraud behaviours to ensure the platform remains secure as it scales.
• Collaborate on high-impact projects, such as launching invoice finance expansions and cross-sell initiatives.
• Analyse seller profitability by segment to identify the most successful cohorts and optimise the lending strategy.

Credit Strategy Analyst

Product Manager

• Own acquisition and activation outcomes for the German market, identifying opportunities, defining hypotheses, and working with engineering and data to design, build, test, and iterate on product-led growth initiatives.
• Define hypotheses, build experiments, and own initiatives that improve how German businesses first engage with iwoca.
• Be accountable for measurable impact on acquisition and conversion, bringing ideas to life through rigorous insight, strong customer empathy, and practical delivery.
• Collaborate with cross-functional initiatives, aligning engineering, data, marketing, and commercial stakeholders around clear goals, hypotheses, and success metrics.
• Help establish the operating rhythm, rituals, and roadmap processes for this new team.

Growth Product Manager – Acquisition Tech

• Own acquisition and activation outcomes for the German market, identifying opportunities, defining hypotheses, and working with engineering and data to design, build, test, and iterate on product-led growth initiatives.
• Define hypotheses, build experiments, and own initiatives that improve how German businesses first engage with iwoca.
• Accountable for measurable impact on acquisition and conversion, bringing ideas to life through rigorous insight, strong customer empathy, and practical delivery, while also contributing to the long-term vision and operating cadence of this new team.
• Deeply understand the German SME lending landscape, customer needs, and competitive context.
• Translate market and customer insight into clearly defined product problems and prioritised opportunities.
• Inform targeting and segmentation strategies to help Marketing and Sales reach the right customers.
• Own the roadmap for acquisition and onboarding, working with engineers and data scientists to develop tools such as lead scoring systems, eligibility checkers, and onboarding journeys.
• Influence future team capability by helping define priorities, roles, and processes as we scale.
• Design, run, and interpret A/B tests across messaging, targeting, onboarding tools, and product flows.
• Lead cross-functional initiatives, aligning engineering, data, marketing, and commercial stakeholders around clear goals, hypotheses, and success metrics.
• Help establish the operating rhythm, rituals, and roadmap processes for this new team.