Fifth Third Bank

Risk

• Assist in the development and production of Allowance for Loan and Lease Losses (ALLL) methodology and reporting
• Assist in developing (CECL) and maintaining ALLL methodology and all related calculations and reports
• Prepare and distribute the quarterly allowance package
• Execute various statistical, credit, and financial analysis that prospectively include macroeconomics trends and indicators
• Perform industry/geographic/product/other segmentation analysis of ALLL
• Assist with execution of stress testing of ALLL when assigned

CECL Risk Analyst

Manager

• Accountable for managing a portfolio of accounts
• Review and recommend credit decisions
• Meet with clients and participate in business development calls
• Perform final risk rating analysis and capture credit decisions
• Communicate directly with clients regarding credit events and actions as needed

Senior Commercial Portfolio Manager – CRE

Director

• Originate, structure and document/close Asset Based Lending opportunities
• Generate new business volume and lead a deal team
• Pitch, structure, underwrite and execute Asset Based transactions
• Establish and develop relationships with key prospects and referral sources
• Prepare and deliver detailed written presentations
• Lead a team of junior ABL bankers in transaction management responsibilities

Asset Based Lending Executive Director

• Manages fixed income assets for one or more fixed income strategies across Wealth & Asset Management
• Operates within established investment policy guidelines providing investment management, client service, and support of new business efforts
• Assists more senior Fixed Income Portfolio Managers with major accounts
• Responsible and accountable for risk by exchanging ideas and opinions, elevating concerns, and following policies and procedures as defined
• Implements policies and programs approved by management and the Investment Committee
• Provides support with marketing and relationship management efforts
• Builds awareness of new investment strategies, techniques, and products through regular contact with other industry professionals, and through internal and external research
• Invests fixed income assets according to the applicable investment policy statement
• Assists more senior Fixed Income Portfolio Managers with larger, more complex relationships
• Conducts and communicates sector and security research analysis
• Aids in the formation and execution of investment strategies

Fixed Income Portfolio Manager

• Responsible for identification, qualification and prospecting qualified fiduciary and investment management clients
• Responsible for net AUM and revenue growth
• Works with all team members to develop and maintain the appropriate asset allocations and relationship strategies

Managing Director

Program Manager

• Acts independently to perform more complex Currency Processing Solutions conversion coordination duties including: completion of customer correspondence and conversion schedules, completion of required paperwork such as worksheets and completion of other required conversion tasks as necessary.
• Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined.
• Works with Sales team to create ROI and business case analysis.
• Completes Time and Motion studies and corresponding reports for client analysis.
• Performs Project Management, which includes coordinating with CPS Sales, CPS Relationship Managers, Product Managers, Vendor teams and the merchant.
• Establishes pilot parameters and measurable objectives for moving to production.
• Creates conversion schedules and task assignments for rollout, including training, installation, testing and go live.

Currency Processing Solutions Program Manager

Security Engineer

• Develop, test, deploy, and maintain custom code and integrations
• Develop novel solutions to detection, response, and intel-related challenges
• Champion SOLID application design
• Prepare and run automated tests
• Participate in Agile ceremonies
• Create changes through integrated Peer Review process
• Identify and propose new integrations and security solutions
• Establish relationships with Threat Interdiction teams
• Mentor junior engineers in cloud and application design

Lead Information Security Software Engineer – ISE

• Lead and manage the Retail Float Pool team
• Drive sales performance and market success
• Collaborate with Retail leadership
• Foster a collaborative and high-performance culture
• Act as a staffing consultant
• Evaluate employee performance and provide coaching
• Maintain a working knowledge of Fifth Third’s products and services
• Provide recommendations on process improvements
• Align, direct, and manage daily coordination and scheduling

Float Pool Program Manager

Analyst

• Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed
• Use critical thinking to identify and draft documentation
• Regularly complete indicative credit information into Banking Systems with little to no errors
• Prepare risk-rating scorecard and tickler event analysis and determine actions based on results in collaboration with PM's
• Develop risk models and advise PMs of unforeseen obstacles that may impede meeting client expectations
• Identify and determine monitoring analysis activities required
• Verify covenants and define updates needed on ticklers
• Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action
• Assess covenant compliance reporting and identify issues
• Review covenant compliance certificates to understand performance and determine actions
• Update financial covenants and calculations as needed
• Run Probability of Default (PD) model with oversight
• Understand and evaluate completed spreads to determine necessary edits in collaboration with the CCU team
• Identify and recommend preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight
• Prepare ALSR reports with oversight
• Run risk and projection models with oversight assumptions provided
• Complete underwriting process with limited oversight
• Create and complete a CAM with little to no errors
• Review and re-write renewals for deals of limited complexity
• Responsible for portfolio analysis and development for Portfolio Reviews in preparation for client meetings
• Support Portfolio Managers and special projects
• Take appropriate remedial actions to resolve deficiencies and escalate questions/disputes to appropriate level when necessary
• May assist with training of new employees
• May work on special projects as assigned by management.

Credit Analyst II – Asset Based Lending

Compliance

• Lead, coach, and develop a team responsible for CRA policy execution and program compliance oversight.
• Own and maintain CRA policies, procedures, standards, and control documentation; ensure timely updates in response to regulatory change.
• Translate CRA regulations, supervisory guidance, and compliance direction into clear, executable requirements.
• Oversee CRA program controls, monitoring activities, and testing support functions.
• Coordinate CRA regulatory exams, compliance testing, and audit readiness.
• Manage CRA issue identification, root cause analysis, remediation tracking, and closure.
• Provide CRA compliance advisory support to lines of business and CRA strategy partners.
• Support CRA training programs, job aids, and knowledge management resources.

Director, CRA Policy – Program Compliance

Account Manager

• Responsible for profitable business development as well as monitoring the quality of an largest existing portfolio of companies with annual gross sales of at least $50MM and generally less than $500MM within a specific geographic area.
• Ability to develop trusted advisory relationships with the Senior Executives ( e.g. CEO, CFO, COO) of the Company.
• Capable to lead and coordinate with One Bank Partners to create and implement a relationship strategy for very large, complex assigned clients and prospects.
• Solicit participation in public debt issuance for clients.
• Participate in community activities.
• Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined.

Commercial Relationship Manager – IV

Business Analyst

• Serves as a primary liaison between Operations, IT and all lines of business (LOB) for projects large in scope and nature.
• Responsible to analyze non-standard business and user needs, document requirements, and resolve complex problems by collaborating with all partners.
• Provide expertise and execute projects for customer experience initiatives, problem prevention/resolution initiatives, and strategic initiatives.
• Responsible for management reporting, metrics, and dashboard creation/distribution.
• Functions as the liaison between the business lines, Operations and the technical areas throughout the project cycle.
• Acts as team leader for large or complex projects.
• Meets regularly with strategic business partners to review current challenges, uncover root causes, recommend course correction, and implement strategies to achieve effectiveness based on feedback.
• Coordinates development and support for new and existing processes.

Principal Business Analyst

Financial Planning and Analysis

• Accountable for managing a portfolio of accounts
• Review and recommend credit decisions
• Partner with Relationship Manager to meet with clients
• Assess prospective client's viability for credit
• Capture and document credit decisions and modifications
• Collaborate with the Credit Analyst for Portfolio management duties

Commercial Portfolio Manager II – Equipment Finance

• Accountable for managing a portfolio of accounts.
• Review and recommend credit decisions.
• Partners with the Relationship Manager, forming the "coverage team."
• Meet with clients and Participate in calls.
• Assess prospective client's viability for credit.
• Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants.
• Value collateral.
• Generate commitment letters.
• Perform final risk rating analysis.
• Capture and document credit decisions, conditions, and modifications.
• Collaborates with the Credit Analyst to perform Portfolio management duties.
• Perform Monitoring action and Conduct periodic deal Review.
• Communicate directly with clients regarding credit events and actions as needed.
• Works independently to pitch a deal structure.

Commercial Portfolio Manager I – Renewable Energy

• Solicits, develops, and manages credit relations with leasing customers
• Initiates contacts for developing new sources of business
• Cultivates and maintains relationships with numerous sources of new business
• Arranges personal meetings with prospects to explain leasing services, rates, and terms of lease agreements
• Interviews prospective lessees to develop background information to determine acceptable credit risk
• Communicates subsequent investigation results to lessees and initiates lease contract formation where applicable
• Coordinates the appraisal of equipment to be leased
• Ensures collateral is evaluated within standard practices
• Prepares market competitive and profitable lease quotes
• Structures, designs, and proposes viable lease transactions
• Works closely with tax and legal specialists to ensure compliance with applicable laws and regulations
• Manages ongoing customer relationships by monitoring market conditions