Citi

Analyst

• Act as a Subject Matter Expert (SME), providing authoritative technical and business support for Citi users
• Drive the strategy for improving stability, efficiency, and risk management to help the department and overall business succeed
• Lead the resolution of critical incidents, including defining strategy for prioritization, timely escalation, and communication to key stakeholders
• Drive comprehensive post-mortems and root cause analysis to prevent problem recurrence
• Support the planning and execution of system changes, including application releases, infrastructure maintenance, and continuity of business tests, ensuring production stability is maintained
• Shape the production monitoring/observability estate by championing new features and leveraging analytics to enhance system visibility and proactive alerting
• Partner with development teams to define and implement long-term improvements to application stability, performance, and recoverability
• Define and champion the automation strategy to reduce operational toil, improve efficiency, and mitigate risk
• Mentor and develop talent within the team, fostering a culture of knowledge sharing and continuous improvement
• Provide guidance and clarify the appropriate course of action for junior team members
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Citi’s policies and code of conduct, and escalating, managing and reporting control issues with transparency

Applications Support Technology Lead Analyst – Vice President

Vice President

• Take a leadership role in shaping and overseeing the production environment for Citi's critical Reference Data Applications
• Manage Products, pricing, and rates reference data applications
• Help shape the strategy for leveraging the latest technologies, AI-driven automation, and site reliability engineering (SRE) techniques
• Act as a Subject Matter Expert (SME), providing authoritative technical and business support for Citi users
• Drive the strategy for improving stability, efficiency, and risk management
• Lead resolution of critical incidents
• Drive comprehensive post-mortems and root cause analysis
• Support planning and execution of system changes
• Shape production monitoring/observability estate
• Partner with development teams to define and implement long-term improvements
• Define and champion the automation strategy

Applications Support Technology Lead – Vice President

• Provide technical and business support for Citi users, addressing daily queries and issues, driving stability, efficiency, and risk management improvements to help the department and overall business succeed.
• Provide resolution to critical incidents including prioritization, timely escalation and communication to key stakeholders, driving immediate fixes, as well as comprehensive post-mortems and root cause analysis of all problems for recurrence prevention.
• Support the planning and execution of system changes, including application releases, infrastructure maintenance, and continuity of business tests, ensuring production stability is maintained.
• Maintain and optimize the production monitoring/observability estate by implementing new features and leveraging analytics to enhance system visibility and proactive alerting.
• Collaborate closely with development teams to recommend and implement improvements to application stability, performance, and recoverability.
• Identify opportunities and implement automation tools to reduce operational toil, improve efficiency, and mitigate risk.
• Use available automation tool to perform COB test few times in a year to enhance the application resiliency.
• Proactively develop, maintain, and continuously improve comprehensive technical support documentation, including runbooks, knowledge base articles, troubleshooting guides, system architecture diagrams, and application recovery procedures.
• Proactively and continuously assesses the implications of new and existing technology applications within the current operational environment, serving as a critical gatekeeper for production stability and security.
• Operates with significant independence and exercises sound, autonomous judgment in complex, high-stakes production environments, requiring minimal direct supervision.
• This role serves as a primary Subject Matter Expert (SME) for applications, infrastructure, and operational processes, directly advising senior stakeholders, business units, and other team members on critical technical issues, strategic improvements, and risk mitigation.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations.

Applications Support Technology – Assistant Vice President

Backend Engineer

• Utilize knowledge of applications development procedures and concepts, and basic knowledge of other technical areas to identify and define necessary system enhancements
• Identify and analyze issues, make recommendations, and implement solutions
• Utilize knowledge of business processes, system processes, and industry standards to solve complex issues
• Analyze information and make evaluative judgments to recommend solutions and improvements
• Conduct testing and debugging, utilize script tools, and write basic code for design specifications
• Assess applicability of similar experiences and evaluate options under circumstances not covered by procedures
• Develop working knowledge of Citi’s information systems, procedures, standards, client server application development, network operations, database administration, systems administration, data center operations, and PC-based applications
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Java Backend Developer

• Drive the execution of quarterly loss/loan loss reserve forecasting and stress testing processes (e.g., CCAR, QMMF, Recovery Plan) for US mortgage and retail bank portfolios.
• Actively participate in the review and challenge of existing models and their outputs, identifying opportunities for continuous improvement in alignment with portfolio performance and evolving macro-economic trends.
• Conduct sophisticated risk policy analytics to quantify the impact of credit, business, and regulatory policies on loss performance.
• Perform in-depth econometric analysis to estimate and articulate the influence of changing macro-economic trends on key performance indicators such as portfolio losses and delinquency rates.
• Understand and analyze the key drivers of losses and loan loss reserves, their relative importance, and current trends.
• Partner with Risk and Finance organizations to optimize data sourcing, definition, extraction, and utilization processes.
• Identify and champion opportunities for process efficiencies through automation, simplification of underlying data, forecasting, and reporting processes.
• Oversee associated governance activities, ensuring best-in-class practices for documentation, version control, and central results summaries.
• Present complex analytical findings and strategic recommendations to managers, senior management, and various review teams.
• Consistently assess and mitigate risk in all business decisions, safeguarding the firm's reputation and assets.

Senior Vice President, Loss Forecasting and Stress Testing Analytics

• Drive the execution of quarterly loss/loan loss reserve forecasting and stress testing processes for US mortgage and retail bank portfolios
• Actively participate in the review and challenge of existing models and their outputs
• Conduct sophisticated risk policy analytics to quantify the impact of credit, business, and regulatory policies on loss performance
• Perform in-depth econometric analysis to estimate and articulate the influence of changing macro-economic trends on key performance indicators
• Understand and analyze the key drivers of losses and loan loss reserves
• Partner with Risk and Finance organizations to optimize data sourcing, definition, extraction, and utilization processes
• Identify and champion opportunities for process efficiencies through automation and simplification
• Oversee associated governance activities ensuring best-in-class practices for documentation, version control, and central results summaries
• Present complex analytical findings and strategic recommendations to managers and stakeholders
• Consistently assess and mitigate risk in all business decisions

Vice President – Loss Forecasting and Stress Testing Analytics

• Lead Forecasting & Stress Testing: Drive the execution of quarterly loss/loan loss reserve forecasting and stress testing processes (e.g., CCAR, QMMF, Recovery Plan) for US mortgage and retail bank portfolios.
• Enhance Model Validation & Integrity: Actively participate in the review and challenge of existing models and their outputs, identifying opportunities for continuous improvement in alignment with portfolio performance and evolving macro-economic trends.
• Ensure models produce rational, logical, and accurate outcomes.
• Strategic Policy Analytics: Conduct sophisticated risk policy analytics to quantify the impact of credit, business, and regulatory policies on loss performance, seamlessly integrating these insights into the stress testing framework.
• Advanced Econometric Analysis: Perform in-depth econometric analysis to estimate and articulate the influence of changing macro-economic trends on key performance indicators such as portfolio losses and delinquency rates.
• Data-Driven Insights & Automation: Understand and analyze the key drivers of losses and loan loss reserves, their relative importance, and current trends. Leverage this knowledge to generate meaningful and accurate forecasts.
• Cross-Functional Collaboration: Partner with Risk and Finance organizations to optimize data sourcing, definition, extraction, and utilization processes, continuously improving our analytical capabilities.
• Process Optimization & Innovation: Identify and champion opportunities for process efficiencies through automation (using Python, VBA, SAS, Tableau), simplification of underlying data, forecasting, and reporting processes, including the innovative application of Citi AI solutions.
• Governance & Compliance Excellence: Oversee associated governance activities (Manager Control Assessment, End User Computing, Activity Risk Control Monitoring), ensuring best-in-class practices for documentation, version control, and central results summaries.
• Stakeholder Engagement & Communication: Present complex analytical findings and strategic recommendations to managers, key stakeholders, senior management, and various review, challenge, and audit teams.
• Ethical Risk Management: Consistently assess and mitigate risk in all business decisions, safeguarding the firm's reputation and assets by adhering to regulatory compliance, internal policies, and sound ethical judgment.

Loss Forecasting and Stress Testing Analytics – Assistant Vice President

• Work independently to effectively execute Quarterly loss / loan loss reserve forecasting and stress testing processes (CCAR, QMMF, Recovery Plan) deliverables for one or more retail portfolios with primary focus on NA cards.
• Associated governance activities (Manager Control Assessment, End User Computing, Activity Risk Control Monitoring and its Assessment Units).
• Cross-portfolio and cross-functional collaboration on loss / loan loss reserve forecasting and stress testing analytics.
• Assist in review and challenge of existing models, and model outputs to identify areas of improvement relative to portfolio & macro-economic trends.
• Understand the calculation of reserves, components of P&L, and the impact of CECL on CCAR results besides understanding the synergies between two processes.
• Collaborate with other teams like Risk Modeling, Portfolio & New Account Forecasting, Data Reporting and Finance to complete requests on financial planning & CCAR/DFAST results and increased integration of credit risk & PPNR results.
• Perform complex risk policy analytics in terms of sizing the impact of credit/business/regulatory policies on loss performance and incorporate it into the stress testing process.
• Perform econometric analysis to estimate and explain the impact of changing macroeconomic trends on Portfolio Performance Losses, delinquency etc.
• Establish and continually evolve standardized business and submission documentation.
• Collaborate with Risk and Finance organization to understand sources of data and continue to improve the process of defining, extracting and utilizing data.
• Identify areas of improvement in BAU and drive process efficiency through process simplification and automation (VBA, SAS, etc.)
• Execute information controls (version control, central results summary) to meet business objectives with utmost clarity.

Loss Forecasting and Stress Testing Analytics – Analyst I

Accounting Manager

• Assist managers in daily management activities and maintain efficient communication channels with managers, team members, and external teams and clients
• Analyze daily prices to ensure securities are accurately valued and conduct risk management related to pricing activity
• Serve as Subject Matter Expert (SME) and escalation point for Pricing Analysts BAU queried and issues management
• Liaise with brokers and investment officers to decide appropriate pricing structure for complex securities
• Manage daily BAU service quality
• Maintain high level of service quality and performance in compliance with LFA mission and goals
• Assist in audit request follow up process and ensure procedures, quality standards, and check lists are accurately applied and completed
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Fund Accounting Analyst

Software Engineer

• Strong skills and experience in IBM Cognos software to build reports, dashboards, and scorecards to present data in a clear, visual, and actionable format.
• Managing user permissions and security settings within the Cognos environment.
• Collaborating with business users to understand their reporting and data analysis needs.
• Designing and developing data models to support reporting and analytical applications.
• Experience for migrating the code to higher environment and support infra related activities.
• Training and guiding the users on Adhoc reporting.
• Provides technical leadership to team members.
• Very Strong & Experience of SQL skills are essential for data extraction and manipulation from databases.
• Very strong Knowledge and Experience of data warehousing principles, table structures, database keys, and efficient data joining techniques and strong performance tuning capabilities.
• Performance Tuning Optimizing reports and data models for efficient performance and reliability.
• Diagnosing and resolving issues with Cognos solutions and user problems.

Cognos Application Developer

• accountability for ensuring best in class core credit risk analysis of applicable portfolio ensuring consistency with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations
• validate financial inputs used to determine credit risk rating of clients across different industries
• identify and analyze situations that create risk for Citi, utilizing various resources such as credit reports, score cards, risk systems, and knowledge of the elements of Risk
• collaborate with Lead Reviewers across various teams for Business Monitoring and Review activities including:
• ○ ensuring that the credit rating of the client is accurate and in line with Citi’s policy and practice
• ○ preparation and maintenance of CRR’s internal system, including milestone tracking and sample documentation
• analyze and interpret data to make conclusions or recommendations
• gather deliverables and/or prepare presentations to meet internal and Regulatory needs

Senior Credit Review Analyst, AVP

• Develop Code, test, document and release stories as part of development team
• Reviewing code work for accuracy and functionality
• Apply fundamental knowledge of programming languages for design specifications
• Work closely with Program Management and Quality Control teams to deliver quality software to agreed project schedules
• Take ownership of smooth Production releases planning and execution
• Analyze existing operations to identify risks and redundancies
• Conduct comprehensive assessments to develop solutions
• Liaise with team members, management to ensure projects are completed to application development and governance standard
• Keep up-to-date with industry trends and developments
• Resolve variety of high impact problems/projects through in-depth evaluation of complex business processes, system processes, and industry standards
• Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation.

• Capture and record data on credit exposures, obligors and facilities in relevant credit systems
• Review incoming credit requests for completeness and accuracy, and convert to concise, accurately recorded credit facilities
• Prepare Credit Approvals (CAs), track CA progress during approval process, and ensure compliance with policy/recorded in database accurately
• Maintain accurate insurance records and controls for timely follow-up and renewals
• Monitor end-of-day exposure versus limits and escalate exceptions
• Prepare portfolio and related credit information for auditors and contribute to achieving acceptable audit ratings
• Interpret data, make recommendations, identify policy gaps, and assist in formulating policies
• Appropriately assess risk when business decisions are made, driving compliance with applicable laws and safeguarding Citigroup, its clients and assets.

Credit Maintenance Analyst

• Design and development of complex systems using React, Spring, Spring Boot and Spring Cloud, Workflow technologies.
• Architect and implement microservices-based solutions with focus on scalability, reliability and performance.
• Apply TDD and test-first development practices across all development stages.
• Collaborate with cross-functional teams to define, design and deliver new features.
• Guide the integration and optimization of Oracle and MongoDB in high-performance environments.
• Implement data access layers using Hibernate and JPA and manage caching using Redis or other caching frameworks.
• Ensure high quality through effective code reviews, static code analysis and performance optimization.
• Mentor and guide junior developers and contribute to a culture of continuous improvement.

Java ReactJS Developer – Assistant Vice President

Strategy

• Own the Citi Ads P&L, including revenue forecasting, budget planning, and long-range projections, serving as the primary owner of business case tracking in partnership with Finance
• Develop and maintain KPI dashboards and performance reporting frameworks, identifying and recommending actions to close gaps between targets and actuals
• Define Citi Ads' audience positioning strategy, determining how Citi's first-party transaction data is segmented, packaged, and articulated to advertisers, in close partnership with the Analytics team
• Serve as the key commercial counterpart to the Analytics team's Measurement & Reporting function, translating technical measurement outputs into advertiser-facing narratives, pitch materials, and commercial frameworks
• Own Citi Ads' pricing strategy, including rate card development, yield optimization, and monetization model evolution, ensuring pricing reflects market dynamics, competitive positioning, and audience value
• Lead the evaluation and onboarding of third-party measurement vendors and ad tech platforms, owning the commercial rationale, vendor relationships, and business case for investment
• Identify and evaluate new data sources and set the strategic roadmap for how data capabilities evolve to support audience strategy, measurement, and monetization
• Act as a strategic advisor to senior leadership on audience innovation, measurement positioning, and pricing strategy, bringing a point of view informed by deep market experience
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Applications Support Technology Lead Analyst – Vice President

Applications Support Technology Lead – Vice President

Applications Support Technology – Assistant Vice President

Java Backend Developer

Senior Vice President, Loss Forecasting and Stress Testing Analytics

Vice President – Loss Forecasting and Stress Testing Analytics

Loss Forecasting and Stress Testing Analytics – Assistant Vice President

Loss Forecasting and Stress Testing Analytics – Analyst I

Fund Accounting Analyst

Cognos Application Developer

Senior Credit Review Analyst, AVP

Java Backend Developer

Credit Maintenance Analyst

Java ReactJS Developer – Assistant Vice President

Revenue & Audience Strategy Lead