Credit Maintenance Analyst

Citi

Credit Maintenance Analyst coordinating data quality and monitoring credit exposure for Citigroup. Ensuring compliance and assisting in policy formulation with a focus on risk management.

Posted 5/25/2026full-timeKolkata • 🇮🇳 IndiaJuniorWebsite

ATS Keywords

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Hard Skills

data capturecredit exposure analysiscredit facility documentationcredit approval preparationrisk assessmentpolicy formulationaudit preparationinsurance record maintenance

Soft Skills

attention to detailanalytical thinkingrecommendation formulationcompliance adherenceproblem-solving

Tools & Technologies

Microsoft OfficeMicrosoft ProjectWindows

Industry Keywords

credit systemscredit requestsportfolio managementaudit ratingsindustry practicespolicy compliance

About the role

Key responsibilities & impact

Capture and record data on credit exposures, obligors and facilities in relevant credit systems
Review incoming credit requests for completeness and accuracy, and convert to concise, accurately recorded credit facilities
Prepare Credit Approvals (CAs), track CA progress during approval process, and ensure compliance with policy/recorded in database accurately
Maintain accurate insurance records and controls for timely follow-up and renewals
Monitor end-of-day exposure versus limits and escalate exceptions
Prepare portfolio and related credit information for auditors and contribute to achieving acceptable audit ratings
Interpret data, make recommendations, identify policy gaps, and assist in formulating policies
Appropriately assess risk when business decisions are made, driving compliance with applicable laws and safeguarding Citigroup, its clients and assets.

Requirements

What you’ll need

1-3 years of relevant experience
Experience in similar position or area
Working knowledge of industry practices and standards
Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain
Bachelor’s degree/University degree or equivalent experience

Benefits

Comp & perks

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
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