Property Adjuster

• Inspect properties damaged by wind, hail, water, lightning, fire, and other perils
• Drive to properties and conduct damage inspections
• Evaluate policies and endorsements to determine coverage
• Prepare estimates in the Xactimate program
• Settle claims on site with customers
• Handle claims remotely through the ClaimsX Video Collaboration platform when travel or weather prevents on-site inspections
• Investigate property claims through detailed damage reviews and policy interpretation
• Communicate with customers by phone, email, and video chat, respecting communication preferences
• Evaluate and negotiate claim settlements with customers, vendors, third-party carriers, and claimants
• Use estimate tools, job aids, and settlement platforms to resolve claims
• Execute policies according to policy agreements
• Maintain clear, timely, and accurate claim documentation in the claims system

Allstate property adjuster inspecting and settling catastrophe claims across the United States

Catastrophe Field Property Adjuster

Allstate catastrophe property adjuster inspecting damaged homes and settling insurance claims nationwide. Preparing Xactimate estimates, interpreting coverage, and negotiating customer settlements during extensive field travel.

• Handle large losses or claims regionally exceeding $10M
• Address complex adjustment issues pertaining to damages and coverage
• Assist on even larger losses and manage smaller and non-complex National Accounts
• Examine claim forms and records to determine insurance coverage
• Administer and reconcile complex catastrophic property claims
• Interview, telephone, or correspond with claimants and witnesses
• Consult police and hospital records
• Inspect property damage to determine the extent of company liability
• Estimate repair, replacement, or compensation costs
• Prepare findings reports and negotiate settlements with claimants
• Recommend litigation by the legal department when settlements cannot be negotiated
• Attend litigation hearings
• Revise case reserves to cover probable costs
• Prepare loss experience reports to help determine profitability and calculate adequate future rates
• Interact with excess carriers to determine coverages, excess insurance levels, and potential reimbursements

General Adjuster handling multimillion-dollar property claims for Sedgwick’s global risk services

General Adjuster – Property

General Adjuster handling multimillion-dollar property claims for Sedgwick, a global risk and claims administration partner. Investigating coverage, assessing damage, negotiating settlements, and managing complex catastrophic losses.

• Manage assigned low- to moderate-complexity property insurance theft claims caseloads
• Investigate claim damages using information from insureds, third parties, and external resources
• Analyze coverage, policy terms, prior loss history, case law, and state laws and regulations
• Identify coverage concerns, liability exposure, discrepancies, and subrogation potential
• Determine and create Special Investigation Unit referrals when appropriate
• Negotiate and settle low- to moderate-complexity claims within authority limits
• Coordinate with management on settlement amounts outside authority limits
• Partner with vendors and internal business partners to facilitate claims resolution
• Coordinate with external regulators to ensure documentation and compliance
• Maintain accurate, thorough, and current claim file documentation
• Use estimating technology platforms and virtual inspection tools to prepare and manage claims estimates
• Address jurisdictional challenges, legislation, and construction considerations
• Support workload surges and catastrophe response operations, including on-call and work outside normal hours
• Travel for catastrophe deployments with minimal notice when assigned
• Identify, measure, monitor, and control risks in accordance with risk and compliance policies

Property adjuster settling theft claims for USAA, a military-focused financial services organization

Inside Property Adjuster – Theft Team

Property Adjuster handling theft claims for USAA, a military-focused financial services organization.
Investigating coverage, negotiating settlements, and coordinating catastrophe response and SIU referrals.

• Conduct thorough investigations for low complexity insurance claims
• Collect photographs, statements, police reports, and other documentation
• Review damage to vehicles or other insured items
• Use industry-standard tools and software to estimate repair costs and replacement values
• Review policies to verify coverage, limitations, and exclusions
• Analyze accidents or incidents to establish liability
• Document interactions, investigations, and assessments
• Communicate findings and decisions to policyholders, claimants, and stakeholders
• Negotiate fair and reasonable settlements
• Ensure compliance with company policies, industry regulations, and legal requirements
• Address inquiries and provide regular updates to policyholders and claimants
• Collaborate with underwriting and legal departments for accurate and timely claims processing
• Stay updated on industry regulations and compliance standards
• Meet targets for productivity, cycle time, quality, compliance, customer satisfaction, and timely claim resolution

Auto property damage adjuster evaluating claims for a U.S. property and casualty insurer

Auto Property Damage Adjuster

Auto Property Damage Adjuster evaluating vehicle claims for United Automobile Insurance Company, a U.S. property and casualty insurer.
Investigating damage, determining liability, and negotiating settlements remotely within the Southeast region.

• Inspect property damages throughout the Atlanta market
• Investigate coverage and prepare estimates
• Negotiate settlements and guide customers through the claims process
• Evaluate damages using tools like Xactimate while collaborating with teams

Field Property Adjuster inspecting damages and guiding claims across Atlanta

Field Property Adjuster

Field Property Adjuster responsible for inspecting property damages and guiding claims processes in Atlanta. Role combines fieldwork with virtual inspections, requiring travel and flexibility.

• Promptly and effectively manage all assigned claims with minimal oversight.
• Make claim decisions within delegated authority per company and carrier policies.
• Accurately interpret policy coverages and apply appropriate claims practices.
• Establish and communicate reserves in alignment with carrier expectations.
• Maintain up-to-date knowledge of insurance policies, guidelines, and industry practices.
• Understand local construction methods, pricing, and repair standards.
• Submit supplemental reports as needed (e.g., severe incident reports, ITV reports).
• Provide exceptional customer service to all insureds, clients, and stakeholders.
• Maintain high standards of professional conduct throughout all assignments.
• Perform additional responsibilities as assigned.

Independent Field Adjuster managing property claims for clients

Independent Property Field Adjuster

Independent Field Adjuster responsible for investigating and evaluating property claims on behalf of clients. Delivering timely, accurate, fair, and professional service while managing a high volume of claims.

• Inspect properties damaged by various perils, including wind, hail, water, lightning, fire, and more.
• Travel up to 90% of the time to perform inspections anywhere in the United States including overnight travel.
• Conduct inspections, evaluate policies and endorsements for coverage, and prepare estimates in the Xactimate program.
• Settle claims on site with customers.
• Follow a 10-day on and 4-day off schedule, with 12-hour workdays throughout the year.
• Handle claims remotely through the ClaimsX Video Collaboration platform when on-site inspections are not possible.

Catastrophe Field Property Adjuster inspecting damaged properties for Allstate

Catastrophe Field Property Adjuster playing a crucial role in inspecting properties damaged by various perils for Allstate. Traveling extensively to handle inspections and settle claims on site or remotely.

• To handle losses and claims for property and casualty insurers
• Examines insurance policies and other records to determine insurance coverage
• Interviews, telephones, and/or corresponds with claimant and witnesses regarding claim
• Consults police and hospital records and inspects property damage to determine extent of company's liability and varying methods of investigation according to type of insurance
• Estimates cost of repair, replacement, or compensation
• Prepares report of findings and negotiates settlement with claimant
• Recommends litigation by legal department when settlement cannot be negotiated
• Attends litigation hearings
• Revises case reserves in assigned claims files to cover probable costs
• Assists in preparing loss experience report to help determine profitability and calculates adequate future rates

Property Desk Adjuster handling claims for property and casualty insurers

Property Desk Adjuster

Property Desk Adjuster handling claims for property and casualty insurers. Analyzing insurance policies, interviewing claimants, and negotiating settlements based in the United States.

• Independently manage field property claims, including those requiring outside field investigations and catastrophe (CAT) response.
• Lead thorough investigations, assess coverage, and issue appropriate documentation including reservation of rights and coverage letters.
• Identify and proactively pursue opportunities to transfer risk to the appropriate entities for the benefit of insureds and business partners.
• Maintain comprehensive and detailed claim records, ensuring proper documentation and compliance with jurisdictional requirements.
• Investigate and manage suspicious claims using advanced techniques and tools; refer to the Special Investigation Unit (SIU) as needed.
• Use advanced tools and analytics to identify trends, correct inconsistencies, and improve claims handling efficiency.

Senior Field Property Adjuster managing field property claims in New Haven, CT

Senior Field Property Adjuster

Senior Field Property Adjuster managing field property claims in New Haven, CT territory. Requires investigation, negotiation skills, and ability to manage high-value claims.

• Investigate and confirm facts of loss for Homeowners Claims
• Determine coverage, damages, and adjust claims
• Conduct occasional in-person inspections
• Prioritize responsibilities and work independently

Inside Property Adjuster investigating homeowners claims with remote flexibility

Inside Property Adjuster

Inside Property Adjuster investigating and adjusting homeowners claims while primarily working remotely. Requires in-person inspections and collaboration with fraud/subrogation teams.

• Investigates insurance claims in various settings including retail establishments, public office buildings, corporate facilities, and more.
• Assesses loss or damage resulting from various events including weather, earthquakes, fire, vandalism, or accidents.
• Conducts property inspections and photographs claim sites as necessary.
• Obtains necessary information from the claimant and experts such as architects, engineers, and police officers.
• Works cooperatively with expert witnesses, attorneys, and examiners.
• Applies understanding of insurance policies and establishes appropriate loss estimates.
• Ensures the accuracy of information collected and reported to guard against fraudulent claims.
• Prepares accurate reports and letters to insurance carriers.

Senior Property Adjuster handling commercial property claims assessments in Orlando, FL

Senior Property Adjuster

Senior Property Adjuster investigating commercial property claims and assessing losses in Orlando, FL. Requires a combination of fieldwork, communication with experts, and report preparation.

• Manage a caseload of moderate to high-exposure and complex property claims from assignment through final resolution.
• Investigate losses, gather facts, evaluate damages, and determine coverage in accordance with policy provisions and applicable regulations.
• Conduct thorough on-site inspections, structure evaluations, personal property assessments, and site analyses.
• Prepare accurate damage estimates and evaluate repair and replacement costs.
• Negotiate settlements with policyholders, public adjusters, contractors, restoration providers, attorneys, and other stakeholders.
• Handle litigated claims and collaborate with legal partners as necessary.
• Maintain proactive and professional communication with policyholders throughout the claim lifecycle.
• Partner with internal teams and external vendors to ensure timely and effective claim resolution.
• Apply property claims best practices, company guidelines, and regulatory requirements.
• Respond to catastrophe (CAT) events and assist with disaster-related claims as needed.
• Mentor less experienced claims professionals and support knowledge-sharing initiatives.
• Identify opportunities for process improvements and operational efficiencies.
• Maintain all required state adjuster licenses and compliance requirements.

Property Claims Adjuster managing homeowners' claims for Mapfre

General Adjuster, Property

Property Claims Adjuster managing complex homeowners' claims across multiple states for Mapfre. Involves investigation, negotiation, and collaboration with various stakeholders.

• Investigating, negotiating, and settling complex property damage and liability insurance claims
• Virtually inspecting damages, investigating coverage, preparing estimates, and settling claims promptly and accurately
• Interface with customers, contractors, and vendors through various platforms
• Ensuring top-notch support and resolution for wind and hail claims

Property Adjuster investigating and settling insurance claims at Allstate

Property Adjuster – Catastrophe Virtual Estimating

Property Adjuster investigating and settling insurance claims for Allstate remotely. Utilizing virtual tools to assess damages and ensure customer satisfaction.

• Investigating, negotiating, and settling personal property or liability insurance claims
• Reviewing insurance policies and reports
• Evaluating damages and determining loss coverage
• Documenting claim files with notes and evaluations
• Providing exceptional customer service and building trust with clients

CAT Inside Property Adjuster investigating and settling insurance claims for Allstate

CAT Property Inside Adjuster

CAT Inside Property Adjuster responsible for investigating and settling personal property claims. Working remotely after initial onsite training in Dallas, TX, following company guidelines.

• Exercises independent discretion or judgment in handling all types of property claims.
• Also assists or acts on behalf of the claims supervisor when required.
• Conducts investigations, interviews, and inspects damage, driving to site of damage within assigned territory or other if required.
• Prepares estimates, makes recommendation, and handles coverage questions, and litigation.
• Sets and maintains reserves, reviews reports and related materials, directs experts, determines coverage and claim value, issues or declines payment, and negotiates claims with plaintiff attorneys when necessary.
• Documents claim files and submits report for closure.
• Recognizes subrogation situations and initiates appropriate action.
• Services assigned territory and brings assigned claims to conclusion.
• Interacts with Agents and district sales managers on matters of mutual concern.
• Assists claims supervisor or acts on his/her behalf, including representing the company at legal proceedings, as required.
• Completes industry-related training programs and continues to attend training programs to remain informed on policy changes, interpretation or new legislation.
• Assists in training of new claims adjusters.
• Participates on Catastrophe Team when required.

Property Adjuster II

• Work within defined guidelines and framework, investigate, evaluate, negotiate, and settle complex property insurance claims
• Confirm/analyze coverage, recognize liability exposure and negotiate equitable settlement in compliance with regulatory requirements
• Use technology and desk adjusting for a virtual first approach to inspections and claims handling
• Manage assigned claims caseload comprised of complex damages requiring knowledge and understanding of claims coverage
• Partner with vendors and internal business partners to facilitate complex claims resolution
• Investigate claim damages by conducting research from various sources, including the insured, third parties, and external resources
• Identify and resolve potential discrepancies and identify subrogation potential
• Determine and negotiate complex claims settlement within authority limits
• Maintain accurate, thorough, and current claim file documentation throughout the claims process
• Utilize platforms and tools to prepare claims estimates to manage complex property insurance claims
• Support workload surges and catastrophe (CAT) response operations as needed

Field Property Adjuster Specialist investigating insurance claims in Colorado Springs

Senior Property Field Adjuster

Field Property Adjuster Specialist conducting investigations and evaluations for insurance claims in Colorado Springs. Negotiating settlements and working with vendors for complex claims resolution.

• Exercises independent discretion or judgment in handling property claims within designated level of authority.
• Responsible for servicing assigned territory and may handle litigated claims.
• Contacts Policyholders regarding property claims within level of authority.
• Conducts investigations, interviews insureds and witnesses, inspects damage and prepares estimates.
• Evaluates and makes recommendations regarding coverage of claims.
• Handles property claims within designated authority.
• Sets and maintains adequate reserves.
• Obtains and reviews reports, statements, records and related materials as required.
• Evaluates information to determine coverage and total value of claim.
• Determines payments and issues checks or declines payment as required.
• Documents claim files and submits final report to file for closure.
• Identifies subrogation situations and initiates appropriate action.
• Services assigned territory and brings assigned claims to conclusion.
• Interacts with Agents and district sales managers on matters of mutual concern.
• Handles property claims involving damages or coverage.
• May handle litigated claims, including negotiating with plaintiff attorney, or coordinates litigation with defense counsel as required.
• Develops and applies a working knowledge of estimating practices and procedures relating to the adjustment of property claims.
• Attends industry-related training programs and attends other training sessions to stay current on policy changes, interpretation or new legislation.
• Successfully completes Technical Learning Center Training within one year of hire date.
• Participates on Catastrophe Team when required.

Property Adjuster managing property claims in Pennsylvania for Erie Insurance

Property Adjuster I

Property Adjuster managing property claims for Erie Insurance. Exercise discretion and handle claims within designated authority while servicing assigned territories.

• Exercises independent discretion or judgment in handling property claims within designated level of authority.
• Also responsible for servicing assigned territory and may handle litigated claims.
• This position operates from a home office but requires daily travel to conduct property inspections within the assigned territory.
• Contacts Policyholders regarding property claims within level of authority.
• Conducts investigations, interviews insureds and witnesses, inspects damage and prepares estimates.
• Evaluates and makes recommendations regarding coverage of claims.
• Handles property claims within designated authority.
• Sets and maintains adequate reserves.
• Obtains and reviews reports, statements, records and related materials as required.
• Evaluates information to determine coverage and total value of claim.
• Determines payments and issues checks or declines payment as required.
• Documents claim files and submits final report to file for closure.
• Identifies subrogation situations and initiates appropriate action.
• Interacts with Agents and district sales managers on matters of mutual concern.
• May handle litigated claims, including negotiating with plaintiff attorney, or coordinates litigation with defense counsel as required.

Property Adjuster managing claims and conducting inspections in assigned territory

Property Adjuster managing property claims and conducting inspections in assigned territory. Requires travel and independent judgment within authority levels.

• Investigate, prepare complete scope and report on personal and commercial lines property losses.
• Position requires extensive personal contact with insureds, their legal representatives and customer agents.
• Occasional contact with law enforcement officials may be required.
• Operate on an independent basis with limited supervision in handling/settling a high volume of claims within assigned authority.
• Follow estimating guidelines and adhere to field adjuster turnaround times.
• In the case of a Catastrophe event, you may deployed to the field to inspect losses for a defined period of time to facilitate progressive adjudication during the event. You would be eligible for CAT pay during this deployment.
• Provide excellent customer service to our internal and external customers.
• Performs other duties as assigned. Conforms with all corporate policies and procedures.

Field Adjuster managing personal and commercial property losses for Utica National Insurance Group.

Property Field Adjuster

Field Adjuster responsible for customer-facing property loss investigations and report preparation. Working independently in Virginia, supporting both personal and commercial claims handling as part of Utica National Insurance Group.

• Conduct on-site inspections and field investigations for assigned claims
• Inspect property, structures, vehicles, equipment, or accident scenes as required by assignment
• Document damages, conditions, causation indicators, and other relevant findings through notes, measurements, photographs, and diagrams
• Evaluate loss facts and support investigation of coverage, liability, damages, and exposure
• Obtain statements from insureds, claimants, witnesses, or other involved parties when needed
• Prepare timely, accurate, and well-documented reports for clients and internal stakeholders
• Coordinate with examiners, managers, carriers, policyholders, vendors, attorneys, and other claim participants as needed
• Maintain complete file documentation in accordance with company standards, client instructions, and regulatory expectations
• Escalate complex issues, large-loss exposures, litigation indicators, or specialty claim concerns appropriately
• Manage field assignments within service expectations, turnaround times, and quality standards
• Travel throughout the assigned VA territory as required

Property Field Adjuster investigating and managing claims in the Richmond, VA territory

Property Field Adjuster for Davies North America managing claims and conducting inspections in Richmond, VA. Requires strong technical judgment and communication skills within a commission-based role.

Property Adjuster jobs in United States

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Catastrophe Field Property Adjuster

General Adjuster – Property

Inside Property Adjuster – Theft Team

Auto Property Damage Adjuster

Field Property Adjuster

Independent Property Field Adjuster

Catastrophe Field Property Adjuster

Property Desk Adjuster

Senior Field Property Adjuster

Inside Property Adjuster

Senior Property Adjuster

General Adjuster, Property

Property Adjuster – Catastrophe Virtual Estimating

CAT Property Inside Adjuster

Property Adjuster II

Senior Property Field Adjuster

Property Adjuster I

Property Adjuster I

Property Field Adjuster

Property Field Adjuster