Senior Property Field Adjuster

Distro

Field Property Adjuster Specialist conducting investigations and evaluations for insurance claims in Colorado Springs. Negotiating settlements and working with vendors for complex claims resolution.

Posted 7/16/2026full-timeColorado Springs • Colorado • 🇺🇸 United StatesSenior💰 $72,080 - $129,740 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in managing complex property insurance claims, including negotiation, investigation, and compliance with regulatory requirements. Proficient in utilizing estimating tools like Xactimate and maintaining thorough documentation throughout the claims process.

Highest-signal resume keywords

Property Claims AdjustingXactimate EstimatingComplex Claims NegotiationResidential Construction KnowledgeInsurance Adjuster License

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Claims Coverage AnalysisClaims Settlement NegotiationDamage InvestigationClaims File DocumentationSubrogation Identification

Soft Skills

Communication SkillsConflict ResolutionAnalytical SkillsProblem-Solving SkillsMulti-Tasking

Tools & Technologies

XactimateClaims Management Platforms

Certifications & Qualifications

Insurance Adjuster License

Industry Keywords

Property InsuranceRegulatory ComplianceCatastrophe ResponseCase Law InterpretationState Laws and Regulations

About the role

Key responsibilities & impact

Work within defined guidelines and framework, investigate, evaluate, negotiate, and settle complex property insurance claims
Confirm/analyze coverage, recognize liability exposure and negotiate equitable settlement in compliance with regulatory requirements
Use technology and desk adjusting for a virtual first approach to inspections and claims handling
Manage assigned claims caseload comprised of complex damages requiring knowledge and understanding of claims coverage
Partner with vendors and internal business partners to facilitate complex claims resolution
Investigate claim damages by conducting research from various sources, including the insured, third parties, and external resources
Identify and resolve potential discrepancies and identify subrogation potential
Determine and negotiate complex claims settlement within authority limits
Maintain accurate, thorough, and current claim file documentation throughout the claims process
Utilize platforms and tools to prepare claims estimates to manage complex property insurance claims
Support workload surges and catastrophe (CAT) response operations as needed

Requirements

What you’ll need

High School Diploma or General Equivalency Diploma
2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages
Advanced knowledge of estimating losses using Xactimate or similar tools and platforms
Hands-on experience in the field handling high-severity and complex property claims such as fire, water damage, vandalism, malicious mischief, foreclosures, earth movement, collapse, and liability
Proficient knowledge of residential construction
Proficient knowledge of property claims contracts and interpretation of case law and state laws and regulations
Proficient negotiation, investigation, communication, and conflict resolution skills
Proven investigatory, analytical, prioritizing, multi-tasking, and problem-solving skills
Ability to travel 50-75% of the year (local & non-local) and/or work catastrophe duty when needed
Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts
Experience working directly for a standard insurance carrier handling claims from start to finish (first notice of loss, reviewing policy, making coverage decisions)

Benefits

Comp & perks

Comprehensive medical, dental and vision plans
401(k), pension, and life insurance
Parental benefits, adoption assistance
Paid time off program with paid holidays plus 16 paid volunteer hours
Various wellness programs
Career path planning and continuing education to assist employees with their professional goals