Auto Property Damage Adjuster

United Automobile Insurance Company

Auto Property Damage Adjuster evaluating vehicle claims for United Automobile Insurance Company, a U.S. property and casualty insurer.

Posted 8/5/2026full-timeRemote • Alabama, Arizona, Florida, Illinois, Kansas, Massachusetts, Mississippi, New Jersey, North Carolina, Ohio, South Carolina, Tennessee, Virginia • 🇺🇸 United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in conducting thorough investigations for insurance claims, utilizing strong analytical and problem-solving skills to assess liability and negotiate settlements. Proficient in compliance with industry regulations and effective communication with stakeholders.

Highest-signal resume keywords

Florida 6-20 All Lines Adjuster LicenseInsurance Claims InvestigationAnalytical SkillsNegotiation SkillsBilingual English/Spanish

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Insurance Claims ProcessingProperty and Casualty Insurance KnowledgeDocumentation ReviewDamage AssessmentCost Estimation

Soft Skills

Attention to DetailOrganizational SkillsCommunication SkillsProblem-Solving SkillsIndependent Judgment

Tools & Technologies

Microsoft WordMicrosoft ExcelWindows-Based ApplicationsInternet Usage

Certifications & Qualifications

Florida 6-20 All Lines Adjuster LicenseTexas Adjuster License

Industry Keywords

Insurance RegulationsClaims ManagementCompliance StandardsCustomer ServiceClaims Settlement

About the role

Key responsibilities & impact

Conduct thorough investigations for low complexity insurance claims
Collect photographs, statements, police reports, and other documentation
Review damage to vehicles or other insured items
Use industry-standard tools and software to estimate repair costs and replacement values
Review policies to verify coverage, limitations, and exclusions
Analyze accidents or incidents to establish liability
Document interactions, investigations, and assessments
Communicate findings and decisions to policyholders, claimants, and stakeholders
Negotiate fair and reasonable settlements
Ensure compliance with company policies, industry regulations, and legal requirements
Address inquiries and provide regular updates to policyholders and claimants
Collaborate with underwriting and legal departments for accurate and timely claims processing
Stay updated on industry regulations and compliance standards
Meet targets for productivity, cycle time, quality, compliance, customer satisfaction, and timely claim resolution

Requirements

What you’ll need

Bachelor’s degree in a relevant field preferred
Four years of prior experience in insurance or customer service accepted in lieu of degree
Must hold a Florida 6-20 All Lines Adjuster License
Dual license in Texas highly preferred
Bilingual English/Spanish preferred
Knowledge of property and casualty insurance policies, regulations, and procedures is a plus
Proficient in Word, Excel, Windows-based applications, and internet usage
Strong analytical and problem-solving skills
Excellent communication and negotiation abilities
Attention to detail and organizational skills
Ability to work independently, make sound judgments, and handle multiple claims simultaneously
Must reside in one of the listed states: Alabama, Arizona, Arkansas, Florida, Georgia, Kansas, Illinois, Massachusetts, Mississippi, North Carolina, South Carolina, New Jersey, Ohio, Texas, Tennessee, Indiana, or Virginia
Must be 18 years of age or older
Must meet employment eligibility requirements; UAIC participates in E-Verify

Benefits

Comp & perks

401(k) Retirement Savings Plan with employer match
Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
Paid Time Off, Holidays, and Leave programs
Flexible spending accounts
Basic Life Insurance and Voluntary Life/ADD
Voluntary Short Term and Long-Term Disability
Remote work arrangement