VP, M&A Partner Development - Banker Channel
Mercer Advisors
Assistant Vice President, Portfolio Management - Business Banking
Western Alliance Bank
full-time
Posted on:
Location Type: Office
Location: San Diego • California • 🇺🇸 United States
Visit company websiteSalary
💰 $100,370 - $123,983 per year
Job Level
Lead
About the role
- Manage the Bank’s Small Business and Consumer Loan Center (BCLC) loan portfolio
- Assist, mentor, and train other employees on appropriate servicing responsibilities
- Monitor and identify credit risks and ensure loans are responsibly monitored
- Assist with past dues, periodic reviews per Bank and BCLC policies and procedures, servicing actions, and communication with BCLC Credit Administration on credit
- Assure compliance with all Bank policies and procedures and applicable state and federal banking regulations
- Monitor and collect past dues/delinquencies, monitor matured loan report, perform servicing actions, and complete BCLC required notices
- Collaborate with internal referral partners to effectively originate loans and ensure smooth transition from inquiry to funding
- Collect and organize financial information from clients to advance loans to underwriting
- Serve as a resource for product information and post-closing issues to customers and internal partners
- Complete periodic reviews including business and personal financial analysis, credit monitoring, lien perfection, property value research, industry comparisons, identifying risks and recommending loan grading
- Work with customers and third parties to obtain information for annual reviews, modifications, tickler item collection, post-close documentation exception management, and servicing actions
- Handle portfolio management tasks related to new loan and renewal requests, including tickler management and financial statement collections
- Reinforce superior customer service through example and appropriate follow-through
Requirements
- 4+ years of related experience in Portfolio Management or similar field
- Bachelor's degree or equivalent experience required
- Intermediate knowledge of entity documentation and various collateral requirements
- Intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services
- Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
- Intermediate speaking and writing communication skills
Benefits
- competitive salaries
- an ownership stake in the company
- medical and dental insurance
- time off
- a great 401k matching program
- tuition assistance program
- an employee volunteer program
- a wellness program
- may be eligible for annual bonus/incentives
- restricted stock
ATS Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
portfolio managementfinancial analysiscredit monitoringloan administrationcollateral requirementsregulatory compliancedeposit operationstreasury managementservicing actionsrisk identification
Soft skills
mentoringtrainingcommunicationcustomer servicecollaborationorganizational skillsproblem-solvingattention to detailinterpersonal skillsleadership
Certifications
Bachelor's degree
