Governance, Risk, Compliance Manager
Fragomen
Senior Compliance Analyst
OKX
full-time
Posted on:
Location: California, New York • 🇺🇸 United States
Visit company websiteSalary
💰 $107,000 - $160,000 per year
Job Level
Senior
About the role
- Maintain and renew 40+ state money transmitter licenses (MTLs), including renewals, biennial reports, corporate updates, and new license applications
- Manage a large portfolio of regulatory reporting obligations, ensuring timely and accurate submission of monthly, quarterly, semi-annual, annual, and biennial reports
- Coordinate with state regulators on annual assessments, examinations, and ad-hoc requests
- Maintain a detailed calendar of licensing and reporting deadlines and proactively address requirements
- Collaborate with executives, counsel, and regulators on attestations, filings, and corporate disclosures
- Document and streamline licensing, reporting, and compliance workflows to ensure consistency and audit readiness
- Oversee compliance with state unclaimed property and escheatment requirements, including customer outreach, due diligence, and timely reporting/remittance of abandoned property
- Maintain accurate records of dormant accounts, uncashed checks, and other escheatable property and collaborate with Finance, Operations, and Product for reconciliation
- Serve as the compliance point of contact for regulators and auditors on escheatment-related matters
- Conduct comprehensive CDD and EDD reviews for retail and institutional clients, including verification of identity, beneficial ownership, and source of funds/wealth
- Investigate escalations related to PEPs, sanctions screening, and adverse media, providing detailed analysis and recommendations
- Support Payment Risk, Fraud, and Market Surveillance teams by conducting due diligence reviews on escalated cases and suspicious activity
- Maintain accurate case documentation and ensure data quality across compliance systems
- Collaborate cross-functionally to refine escalation workflows, improve screening processes, and strengthen risk rating frameworks
- Assist with regulatory mapping and reporting to ensure U.S. compliance obligations are identified and met
- Review onboarding and lifecycle escalations for AML/CFT and sanctions adherence
- Monitor compliance program effectiveness through oversight metrics and reporting
- Support audits and regulatory examinations by preparing documentation and responding to inquiries
- Maintain and update compliance policies, procedures, and documentation
Requirements
- 4+ years of experience in compliance, AML/CDD, licensing, or regulatory risk within financial services, fintech, or cryptocurrency
- Strong understanding of U.S. financial services regulations, AML/CFT obligations, sanctions regimes, MTL licensing requirements, and escheatment laws
- Proven experience managing complex compliance reporting programs and regulatory submissions
- Excellent analytical, organizational, and time-management skills; ability to prioritize under tight deadlines
- Strong communication skills for interactions with internal stakeholders, executives, regulators, and counsel
- High ethical standards, professional integrity, and willingness to challenge and escalate when needed
- Familiarity with compliance systems, NMLS, and regulatory reporting portals
- Prior experience managing state MTL licensing and escheatment programs (nice-to-have)
- Knowledge of state-specific statutes governing money transmission and abandoned property (nice-to-have)
- Experience in a Compliance/Legal/Risk function at a crypto company (nice-to-have)
- Industry certifications (e.g., CAMS, CRCM, CFE, PMI) (nice-to-have)
- Familiarity with crypto products, blockchain analytics, and emerging financial crime typologies (nice-to-have)
- Bachelor’s degree in Finance, Business, Law, or related field (or equivalent experience) (nice-to-have)
