The Very Group

Lead Credit Risk Analyst

The Very Group

full-time

Posted on:

Origin:  • 🇬🇧 United Kingdom

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Job Level

Senior

About the role

  • Provide performance insights into bad debt performance and portfolio quality
  • Support IFRS 9 provisioning, loss forecasting and provisioning modelling
  • Assess portfolio quality, write offs and bad debt analytics
  • Develop statistical models and analytics using programming languages
  • Work closely with Credit Risk, Finance and Treasury colleagues
  • Manage multiple priorities in a fast-paced, dynamic environment and manage stakeholder expectations
  • Coach and develop other analysts and act as a role-model within the team
  • Make data-driven decisions and act on critical insights promptly

Requirements

  • Bachelor's degree in a quantitative field such as Statistics, Mathematics, Economics, or a related discipline
  • Understanding and experience of IFRS 9 accounting principles & modelling
  • Previous experience working in credit risk, statistical analysis or data science role
  • Proven ability to develop statistical models and provide insightful analytics in a variety of programming languages
  • Highly analytical and commercial mindset with ability to influence stakeholders and drive business improvement
  • Strong communication skills to convey complex concepts to technical and non-technical stakeholders
  • Willingness to undergo credit, CIFAS, Right to Work checks and possibly a DBS check if required
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