Machine Learning Engineer

• Lead reviews of machine learning, AI, and Generative AI models across TD to identify potential fairness and bias risks.
• Represent Compliance in major projects, initiatives, and enterprise engagements.
• Perform quantitative analyses to identify fair lending risks associated with model development and use.
• Identify and recommend alternative approaches to mitigate fair lending bias arising from models.
• Develop specialized analytical tools to support project-specific needs or ongoing review activities.
• Compile, analyze, and generate ad-hoc analytical reports for internal stakeholders.
• Lead research efforts by applying advanced statistical analysis and modeling expertise.
• Provide advisory support to line-of-business model owners on compliance best practices aligned with internal policies and industry standards.
• Lead cross-functional teams or initiatives involving significant complexity.
• Independently manage end-to-end functional programs and deliverables.

Applied Machine Learning Scientist II

Financial Crime

• Design, implement, enhance and maintain the TDS U.S. FCRM program
• Advise TDS Operations and other 1st line support functions on interpretation of and compliance with applicable financial crime laws, regulations, and guidance
• Provide oversight of, and credible challenge to, the first line of defense
• Provide customized training to ensure that employees remain informed about changes in financial crime regulations and emerging money laundering typologies
• Assess and opine on financial crime risks of new products and mandates

Financial Crime Risk Oversight Specialist, Global Transaction Banking

Manager

• Manage day-to-day supervisory, compliance and operational aspects of the business
• Partner with Wealth Market Leader(s) to lead and develop supported Market(s)
• Ensure timely and effective response to Compliance and Audit Reviews
• Manage trade corrections with Operations, Compliance and WMLs
• Participate in New Hire interview process focusing on Compliance and Operational concerns

Market Supervision Manager

Compliance

• Lead strategy, governance, and delivery of U.S. Compliance management reporting
• Manage end-to-end reporting lifecycle
• Partner with Risk, Audit, and business leaders
• Deliver timely insights for internal leadership

Senior Compliance Manager – Reporting, Analytics

• Responsible for enabling compliance monitoring and testing activities through strong data governance, analytics, and operational reporting support
• Manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future
• Collect, validate, and maintain compliance-related data; conduct data quality and integrity checks; and resolve data issues to ensure accurate, complete, and timely inputs for annual risk assessments

Compliance Manager – Data Support, Monitoring

• Serve as primary compliance support for assigned business lines
• Complete change risk assessments for new business initiatives
• Serve as a compliance advisor to business partners
• Manage and track compliance-related issues
• Lead regulatory change management efforts for new and updated state laws
• Monitor regulatory complaints and key risk indicators
• Review and validate first-line testing to ensure gaps are addressed
• Support control mapping to ensure regulatory requirements are linked to effective business controls
• Collaborate with cross-functional teams to strengthen the compliance framework

Compliance Business Oversight Manager – Consumer Banking

Analyst

• Conduct in-depth industry and financial analysis of existing and potential borrowers
• Support Lending and Credit functions of the Bank
• Responsible for complex loans/industries/Customers
• Strong understanding of loan risk factors
• Train/mentor/coach junior analysts
• Research industry specific information
• Participate in customer meetings
• Integral part of loan origination process
• Prepare insightful and timely approval memorandums
• Analyze financial statements, management profiles, and cash flow ability
• Prepare complete written analysis with recommendations

Credit Analyst III – CRE & C&I

IT Support

• Generally leads a team focused on assigned audit and generally assumes the lead position on the audit, providing supervision and assignments to team members as Auditor In Charge as well as reviewing work papers completed by staff and drafting audit report
• Responsible for time and staffing budgets for upcoming audits
• Responsible for planning of audits
• Responsible for contact with management regarding audit scope, status, and findings
• Works at direction of Audit Manager
• May perform testing procedures for more critical areas of audits
• Provides on-the-job training for staff
• Supervises findings follow up tasks with management and audit staff
• Is a subject matter expert in at least one area of discipline
• Works independently but receives assistance/coaching from the audit manager
• May be Auditor in Charge on an Audit
• May participate and/or lead assigned special projects
• Provides feedback on staff performance on an audit project basis
• Assists in providing feedback on completion of staff evaluations
• Updates, revises, and improves existing audit procedures and programs
• Adds value through consultative interactions with business line management

Audit Manager I – Liquidity

• Provides data governance expertise, business leadership, and leads day to day data governance activities
• Partners closely with Technology and other SMEs to drive the successful implementation of the LOB's Data Strategy for low to medium complexity data environments
• Acts as a technical expert integrating cross-function understanding within their own field of specialty
• Identifies, measures and monitors current and emerging data related risks in day-to-day activities
• Ensures data-related activities are compliant with applicable laws and regulations

Data Steward II – Regulatory Reporting

General Counsel

• Supports the Commercial Banking organization, covering deposits, payments and cards, treasury management, merchant services, and digital platforms
• Provides consistent and sound legal advice
• Advising on new and updated products and services
• Aligning customer product terms
• Supporting customer contracting and negotiations
• Advising on escalated customer and regulatory issues
• Reviewing communications, digital content and marketing materials
• Collaborating with other teams in TD Legal

Counsel – Corporate Banking Products and Services

Account Manager

• Oversee a portfolio of small business clients while actively expanding the loans, deposits, and treasury management services
• Originates and monitors loans of moderate size and complexity and/or supports a growing Region
• Accountable for sales and/or delivery of solutions across business lines and segments
• Provides customer relationship management of an assigned customer portfolio
• Solves complex problems and recommends new product and service solutions
• Acts as a trusted advisor expected to meet the needs of customers

Relationship Manager, LM II

Operations

• Provides technology-based customer service support
• Conducts first level analysis to resolve end user incidents/issues
• Investigates problems beyond own area of knowledge
• Prioritizes and may assign problems and service issues to other team members
• Co-ordinates problem resolution and the implementation of changes
• Integrates all sources of information when providing assistance to clients

IT Operations Analyst I

• Provide operational support for transactions
• Communicate effectively with internal partners and external customers
• Identify and resolve operational issues
• Participate in continuous improvement of service delivery

Payments & Deposit Operations Representative II

• Support Compliance Monitoring for delivery channels such as Digital Banking, Marketing, and Contact Centers.
• Manage and/or perform independent compliance reviews of regulatory requirements impacting the products and/or channels supported.
• Conduct regulatory research.
• Provide guidance, make recommendations, and collaborate with businesses to facilitate compliant solutions that meet the business needs on a complex project or program.
• Completing individual detailed analysis and workpapers, as well as the associated reporting, follow-up, and discussion/presentation to Executive Management.

Compliance Manager – Monitoring, Regulatory Compliance, Complaint Oversight, Vendor Oversight

• Develop and revise appropriate legal strategy for questioning, investigation, handling and trial of cases.
• Communicate with TD Insurance analysts and insured clients, as appropriate.
• Conduct necessary and appropriate Questionings, applications, trials, and mediations.
• Research the law applicable to cases or matters.
• Draft legal documents, pleadings, applications and legal factums as required.
• Remain current with developments in the law.