Risk

• Provide a comprehensive and diverse range of risk management expertise to business leaders
• Support the implementation of appropriate risk frameworks and related management activities to mitigate risk exposures
• Lead the development and deployment of functional programs or initiatives
• Advise on execution strategy and lead program design, policy formulation or operating standards
• Anticipate emerging business trends and recommend improvements
• Serve as a source of expert advice to senior management
• Solve unique and ambiguous problems with broad impact
• Engage stakeholders and influence change

Senior Group Risk Specialist – Quality Control

Compliance

• Managing identification, assessment, control, and monitoring of escalated Compliance risks
• Working with business stakeholders to foster self-identification of issues
• Ensuring timely completion of impact assessment and root cause analysis
• Engaging in high-level discussions of compliance risks

Compliance, Regulatory Issue Management Manager

QA Engineer

• Perform hands on system testing activities: test planning, script writing, data staging and manual or automated testing system updates/changes against functional requirements
• Act as a quality advocate in the Scrum team
• Provide QE leadership, direction and feedback throughout the development and design process
• Collaborate with development team to define and validate user stories, acceptance criteria and Definition of Done (DoD) / Ready (DoR)

Quality Engineer II

• Manage the TD Bank US Holding Company Affiliate Transactions Data Review Program
• Provide advice, support, and objective guidance to assigned portfolio or function
• Conduct regulatory reviews including inquiries, audits, and exams
• Deliver relevant subject matter expertise and compliance advice

Compliance Business Oversight Manager

Payroll

• The Payroll Compliance & Projects Analyst plays a key role in supporting the governance, control, and compliance strategy for the North American Payroll function
• Partners with HR and Payroll leadership to align with enterprise best practices and broader business objectives
• Leads and supports complex, high-risk initiatives, ensuring successful project execution and process optimization
• Provides guidance across the function, manages regulatory change, and oversees the development and implementation of policies and procedures
• Serves as a primary contact for audit and compliance requests, maintains an integrated view of business risks and controls, and contributes to long-range planning and strategic decision-making
• Ensures accurate administration and control activities, drives operational efficiencies, and supports cross-functional alignment through the design and implementation of payroll solutions.

Payroll Compliance, Projects Analyst

Customer Support

• Support the development and enhancement of both Risk Owner and Compliance RCM programs for the business units
• Develop in-depth knowledge of regulations and processes pertaining to TECE and Platform businesses
• Support the ongoing evolution and execution of the Compliance RCM Program
• Establish strong relationships with BU and corporate partners acting as a primary Compliance contact
• Keep abreast of emerging issues, trends, and evolving regulatory requirements in the Compliance industry
• Conduct research and develop subject matter expertise related to innovation, top and emerging risks, regulatory trends and industry best practices
• Risk-based Compliance oversight of multiple projects at a given time demonstrating superior prioritization and multitasking skills

Senior Compliance Business Oversight Analyst, Transformation, Enablement, Customer Experience, Platforms & Technology

• Lead the identification and assessment of applicable Privacy, banking, Human Rights, Accessibility laws and regulations
• Perform independent inherent and residual Compliance risk assessments of the business segments
• Develop and communicate enterprise governance and control methodologies related to RCM
• Oversee and report on business unit regulatory issues/events and associated remediation
• Perform independent oversight monitoring to evaluate and assess the adequacy and effectiveness of the 1st line of defense RCM controls
• Provide independent challenge and objective guidance to the business units

Compliance Business Oversight Manager, Transformation Enablement, Customer Experience and Platforms – Technology

Manager

• Help drive FCPO's modeling capability through statistical analysis and machine learning solutions
• Manage and develop modeling talent within the Machine Learning team
• Maintain a well-managed model inventory
• Support Canadian and US fraud business needs
• Partner with compliance and risk control partners to manage fraud model portfolio
• Identify process improvements to accelerate model development

Senior Manager, Machine Intelligence

Program Manager

• Oversees the delivery of interrelated projects requiring an integrated approach
• Manages the program office team and functional leaders including Project Managers
• Ensures collaborative management and direction for projects supporting strategic objectives
• Manages programs with moderate to high regulatory oversight and risk profile
• Oversees program financials and benefits realization analysis

Senior Program Manager – Data & Tech

• Gather financial and general business information pertaining to customer and prospect loan requests
• Perform financial analyses needed to make credit decisions
• Contribute and provide input to group loan decision process based on evaluation of credit risk and other key factors
• Support commercial banking team and recommend credit solutions that add value to the Customer
• Manage specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
• Manage overall analytical support and workflow production needs for a department
• Work on larger, more complex deals, mainly focused on Middle Market
• Act as a consultant to business lines regarding credit issues, processes and procedures
• Function as a resource for business lines and work with senior management on various issues; managing expectations and negotiating timelines
• Partner with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
• Perform periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms
• Coordinate with Account and Relationship Managers to perform routine financial analyses and credit investigations
• May communicate credit decisions to Relationship Managers and Account Managers
• Manage and oversee workflow and adherence to policy for department
• Participate in organizational cost benefit analysis and implementation
• Manage activities by creating and maintaining quantifiable service level standards against business performance
• Ensure timeliness of information and efficiency in process and workflow
• Maintain confidentiality of credit and customer information at all times
• May lead a team of Credit Analysts within a region or market

Credit Portfolio Manager I – Metro CRE

Designer

• Oversee and lead a large and/or highly complex, and diverse business management function
• Drive execution & ensure alignment with program strategy
• Partner with multiple business areas to enhance & deliver education to New Hires, Colleagues & Leaders
• Lead functional teams with a focus on longer-range planning for the functional area

Senior Manager, Business Management – Retail Learning Programs & Design

• Provide a broad range of analysis in the development of HR programs, including processes and procedures development and monitoring
• Conduct regular, ongoing analysis, evaluation/assessment and review of HR programs and initiatives
• Maintain up to date awareness of HR landscape; assess where gaps exist, supports the implementation of programs which meet or exceed employee expectations
• When conducting ongoing industry and competitive analysis, obtain market insights
• Develop and maintain employee-facing documentation and communication materials in conjunction with key partners
• Support and monitor the adherence to service level agreements with external vendors
• Conduct reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess effectiveness

HR Program Analyst III

Customer Success Manager

• Performs holistic Enhanced Due Diligence (EDD) reviews on high-risk customers at onboarding, periodic review, and event driven reviews, ensuring compliance with internal policies and external regulations
• Reviews customer risk factors/indicators, and acts as a subject matter expert to understand and assess the identified customer risk and how it relates to the Bank products/services to further determine if those risks can be mitigated
• Responsible for documenting the assessment and providing a recommendation based on the independent analysis to maintain and/or onboard the customer
• Evaluates and assesses customers' source of funds, business activities, ownership structures, and other risk factors
• Reviews, assesses, and analyzes customer transactional activity to determine if customer's activity is aligned to the customer KYC profile and expected use of customer's accounts
• Ensures adherence to AML regulations, the Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC) requirements, and other applicable laws
• Proactively identifies trends and emerging risks in high-risk customer profiles, escalates issues and recommends controls or mitigation measures
• Maintains up-to-date knowledge of regulatory changes and industry best practices, applying this expertise to enhance the KYC program
• Prepares detailed, well-documented EDD risk assessment narratives and provide risk recommendations to support decision-making for senior management and regulators

Senior FCRM High Risk Reviews Analyst

• Manages multiple testing teams for functions/projects with increasing degree of complexity
• Works independently and often autonomously in the management of teams
• Develops strategic thinking/planning in the execution of work plans
• Provides strong knowledge of QA methodology, best practices and processes
• Coordinates and prioritizes multiple testing initiatives and champions optimization of test activities

Manager, Testing/QA

Learning and Development

• Develop effective policies and programs in a specialized Human Resources unit
• Act as a subject matter expert in own area of expertise
• Serve as key contact within area of expertise
• Develop policies and practices aligned with overall Human Resources strategy
• Oversee programs/services/issues that are highly complex and require broad business knowledge
• Work closely with HR partners in the businesses and other specialized areas
• Lead a team of Human Resources professionals
• Ensure business partners and HR are provided with high-quality advice and support