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Credit Analyst III – Regional Commercial Banking
TDCredit Analyst III conducting detailed financial analysis for regional commercial borrowers under $250 million. Collaborating with lending team for effective credit management and underwriting processes.
Posted 6/10/2026full-timeSpringfield • Massachusetts • 🇺🇸 United StatesMid-LevelSenior💰 $35 - $52 per hourWebsite
About the role
Key responsibilities & impact- Conducting in-depth industry and financial analysis of existing and potential borrowers
- Comprehensive underwriting for both new and existing clients
- Monitoring financial covenants and interim trends
- Collaborating closely to support the Lending and Credit functions within the Bank
- Analyzing financial statements and assessing credit risk
- Participating in Customer meetings for detailed inquiries
- Preparing insightful and timely approval memorandums
Requirements
What you’ll need- 4 year degree or equivalent experience
- 3+ years related experience required
- Demonstrates knowledge of credit and financial analysis techniques
- Strong understanding of loan risk factors
- Demonstrates ability to gather, consolidate, analyze and summarize data for commercial credit relationships
- Effective time management skills
- Excellent written and oral communication skills
- Well developed research and analytical skills
- PC skills with proficiency in word processing and spreadsheet software
- Ability to maintain confidentiality of credit and Customer information
- Excellent interpersonal skills and a team orientation
- Ability to coach, train and lead junior staff in credit and financial analysis techniques
Benefits
Comp & perks- Health and well-being benefits
- Savings and retirement programs
- Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- Banking benefits and discounts
- Career development and reward and recognition programs
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial analysiscredit analysisunderwritingdata analysisrisk assessmentfinancial statement analysiscredit risk assessmentloan risk factorsapproval memorandums
Soft Skills
time managementwritten communicationoral communicationresearch skillsanalytical skillsinterpersonal skillsteam orientationcoachingtrainingleadership