Sicredi

General Counsel

• Work in the Civil and Criminal Litigation Unit of the Sicredi Administrative Center (CAS), located in Porto Alegre, serving the central and local cooperatives that make up the Sicredi system, overseeing, conducting, and managing the portfolio of judicial credit recovery cases under the unit’s responsibility.
• Monitor, conduct, and manage judicial credit recovery and judicial-restructuring (recuperação judicial) proceedings with external law firms, guiding and directing defense, appeals, and settlement strategies.
• Analyze scenarios and different situations from the perspective of the courts, using interpretation of legislation, doctrine, and current case law to provide input and alternative perspectives in the decision-making process, assessing risks and proposing viable solutions for internal clients.
• Review cases, jurisprudential trends, and concrete situations to propose improvements for the business.
• Draft responses to inquiries and legal opinions on complex topics, always using clear and accessible language for internal clients.
• Develop training and systemic legal guidance to promote understanding of the various topics involved in the day-to-day operations of credit cooperatives.
• Collaborate with the management teams that comprise the Legal Superintendency (Business, Products and Contracts, and Legal Operations) and other areas within CAS.
• Participate in various committees and associations, representing Sicredi.

Mid-Level Attorney – Focus on Credit Recovery

Marketing

• Analisar funis completos (digitais e físicos), cobrindo etapas como:
• atração e aquisição
• engajamento e consideração
• conversão
• contratação / ativação
• retenção e recorrência
• Identificar fricções no funil, gargalos e oportunidades de otimização, considerando variáveis típicas de marketing como canal, campanha, criativo, público e segmentação.
• Avaliar a performance de ações e campanhas ao longo da jornada, conectando investimento, custos (CPC, CPA, etc), conversão e resultado de negócio.
• Ajudar a construir e acompanhar métricas-chave de marketing, como taxas de conversão, eficiência de canais e qualidade de leads.
• Gerar hipóteses acionáveis para otimização de campanhas e jornadas.
• Integrar dados de jornadas digitais (web/app) com canais físicos e de relacionamento, garantindo uma visão completa do impacto das ações de marketing.
• Apoiar análises de conversões assistidas, considerando múltiplos pontos de contato e jornada omnicanal.
• Contribuir para discussões de atribuição, entendendo limitações de modelos tradicionais (ex.: last-click) e seus impactos na tomada de decisão em marketing.
• Evoluir dashboards em Power BI com foco em:
• acompanhamento de funis de marketing
• performance de canais e campanhas
• eficiência de aquisição e conversão
• Garantir consistência de métricas de marketing, governança de dados e usabilidade dos dashboards.
• Traduzir análises em recomendações claras para otimização de campanhas, canais e jornadas.
• Apoiar times e lideranças de marketing na leitura dos dados e na tomada de decisões mais assertivas.

Especialista de Inteligência de Marketing – Foco em Produtos

• Work in the Civil and Criminal Litigation Unit of Sicredi's Administrative Center (CAS), based in Porto Alegre, serving the central and local cooperatives that make up the Sicredi system, overseeing, conducting and managing the portfolio of judicial credit recovery cases under the unit's responsibility.
• Monitor, lead and manage judicial credit recovery and judicial reorganization (recuperação judicial) proceedings in coordination with external law firms, guiding and directing defense, appeals and settlement strategies.
• Analyze scenarios and various situations from the perspective of the courts, using interpretation of legislation, doctrine and up-to-date case law to provide input and alternative perspectives in the decision-making process, assessing risks and proposing viable solutions for internal clients.
• Analyze cases, jurisprudential trends and concrete matters to propose improvements for the business.
• Draft responses to consultations and legal opinions on complex topics, always using clear and accessible language for internal clients.
• Develop training and systemic legal guidance that promote understanding of the different topics involved in the daily operations of credit cooperatives.
• Collaborate with the management teams that make up the Legal Superintendency (Business, Products and Contracts, and Legal Operations) and other areas within CAS.
• Participate in various committees and associations, representing Sicredi.

Mid-level Lawyer – Credit Recovery Focus

Full-stack Engineer

• Atuar no desenvolvimento de software;
• Evoluir metodologias, padrões e boas práticas de desenvolvimento;
• Realizar a multiplicação de conhecimento quanto a programação Java junto ao seu time;
• Atuar na solução de problemas, documentação e outras estratégias para facilitar o dia a dia dos desenvolvedores.

Engenheiro de Software Pleno – Aceitação, Arrecadação, Consórcios

• É entusiasta em transformar e dar significado aos dados, gerando insights estratégicos e impulsionando decisões inteligentes? Gosta de tecnologia, programação e inteligência artificial?
• Então confere esta oportunidade! Como analista de dados no time de Inteligência de Marketing, você atuará diariamente com profissionais das áreas de análise, ciência e engenharia de dados, em um ambiente de trocas constantes e super colaborativo. Você terá um papel protagonista na interpretação das perguntas de negócio e desenvolvimento de análises, indicadores e dashboards que serão norteadores para tomada de decisão.
• Tudo isto dentro de um contexto de Marketing e CRM em uma Instituição Financeira Cooperativista extremamente sólida e com mais de 124 anos de história!

Analista de Dados PL – Foco em Inteligência de Marketing

• Develop medium- to high-complexity technical solutions by implementing software requirements using the technologies involved in the project
• Understand the software architecture and be able to work within it by analyzing its components, organization, and functionality
• Document development stages by recording progress in version control and documentation tools
• Guide and collaborate with the engineering team to find business, architecture, and design solutions through communication and knowledge sharing
• Maintain code and system quality, monitoring, and documentation
• Perform code reviews to ensure code security and scalability
• Identify potential improvement areas and propose solutions

Mid-level Software Engineer

• Atuar no desenvolvimento de software
• Evoluir metodologias, padrões e boas práticas de desenvolvimento
• Realizar a multiplicação de conhecimento quanto a programação Java junto ao seu time
• Atuar na solução de problemas, documentação e outras estratégias para facilitar o dia a dia dos desenvolvedores

Engenheiro de Software PL – Foco em Aceitação, Arrecadação e Consórcios

Business Analyst

• Experiência em recuperação de crédito, cobrança ou gestão de carteiras inadimplentes;
• Conhecimento em IFRS9, provisões e classificação de risco de crédito;
• Vivência com implantação de sistemas ou projetos de transformação;
• Conhecimento em gestão de riscos operacionais e continuidade de negócios;
• Familiaridade com sistemas de crédito e recuperação;
• Conhecimento regulatório aplicável e normas;
• Habilidade de articulação com múltiplas áreas.

Analista de Negócios – Foco em Recuperação de Crédito Extrajudicial

• Analyze opportunities to change credit granting, pricing, recovery, and collateral policies to enhance business results;
• Apply a cross-functional perspective on credit cycle topics, aligned with product strategies;
• Provide consultative support to cooperatives and assist with questions related to credit cycle concepts, rules, and systems;
• Monitor business result metrics;
• Collaborate with product teams, assisting with analysis and new perspectives on data/information;
• Stay up to date on financial market behavior.

Business Analyst – Focus on Credit Cycle Advisory

Data Analyst

• Produce advanced studies and analyses for new propositions related to card terminals, understanding member profiles, products, and stages of the relationship cycle, turning data into strategic business insights to identify patterns, trends, and opportunities
• Promote, together with business teams, the use of data to solve problems and improve business results
• Build data dashboards capable of identifying business opportunities
• Organize and maintain the data pipeline development lifecycle
• Act as a champion for data culture within the organization, improving and demonstrating results obtained from the use of Data Analysis across different areas
• Support strategic decisions with quantitative studies and data-driven recommendations
• Work in partnership with business and engineering teams to define requirements, KPIs, and analytical solutions
• Ensure good practices for documentation, versioning, and monitoring of data processes
• Participate in defining and continuously improving data processes, methodologies, and tools

Senior Data Analyst – Card Terminals (POS)

DevOps Engineer

• Promote continuous delivery, create guides and Golden Paths, and define versioning and security standards.
• Conduct hands-on workshops for integration and use of internal tools.
• Configure CI/CD pipelines, develop code for provisioning (IaC), automate deployments, and optimize containers.
• Integrate tests and quality tools, implement security best practices, and participate in audits.
• Respond to incidents and cloud infrastructure requests, and monitor applications and pipelines to ensure high availability.
• Collect metrics, review projects for performance, security and cost efficiency, and evaluate new practices and tools.

Senior DevOps/SRE Analyst

• Produzir estudos e análises avançadas para novas proposições nos temas de máquina de cartões, entendendo o perfil dos associados, produtos e etapas do ciclo de relacionamento, transformando dados em insights estratégicos para o negócio para identificar padrões, tendências e oportunidades
• Promover, junto com as áreas de negócio, a utilização de dados para resolução de problemas e melhorias nos resultados de negócio;
• Construir Dashboards de dados capazes de identificar oportunidades de negócio
• Organizar e manter o ciclo de desenvolvimento de pipeline de dados
• Atuar como disseminador da cultura de dados na organização, aprimorando e demonstrando resultados obtidos a partir da utilização de Análise de Dados em diversos campos.
• Apoiar decisões estratégicas com estudos quantitativos e recomendações baseadas em dados.
• Trabalhar em parceria com áreas de negócio e engenharia para definir requisitos, indicadores e soluções analíticas.
• Garantir Garantir boas práticas de documentação, versionamento e monitoramento de processos de dados.
• Atuar na definição e melhoria contínua de processos, metodologias e ferramentas de dados

Analista de Dados SR – Máquina de Cartões

Data Scientist

• Develop new credit pricing models, taking into account different member segments, strategies, assumptions and Sicredi products;
• Implement, together with the product team, the models developed by the credit pricing team;
• Monitor, review, recalculate and calibrate models when appropriate;
• Propose methodological and automation improvements for cost and elasticity models;
• Produce studies and new proposals on credit pricing topics, understanding member profiles, products and stages of the credit cycle, providing insights for credit strategy or new deliverables and presenting them to the relevant stakeholders;
• Collaborate with different product teams, supporting analysis and new data/information perspectives;
• Interact with the various roles in the data process (analysts, engineers, scientists and business analysts);
• Maintain the necessary documentation for your deliverables;
• Continuously develop technically, interacting with other Credit Cycle scientists, both learning and teaching;
• Present models to Credit Cooperatives and other CAS areas, highlighting the impacts of their use.

Data Scientist – Focus on Credit Pricing

Analyst

• Lead end-to-end non-financial risk assessments with a focus on technology and business continuity.
• Orchestrate and oversee corporate Disaster Recovery (DR) testing programs, including technical tests, walkthroughs and tabletop simulations.
• Define and advise on disaster recovery strategies for critical technology environments.
• Serve as the focal point during real technology crisis events, supporting response coordination and communications.
• Conduct BIAs and impact analyses for critical areas, identifying continuity risks and technology dependencies.
• Develop and enhance internal Business Continuity Management (BCM) and Crisis Management methodologies aligned with key frameworks (ISO 22301, ISO 27001, ISO 22361).
• Assess organizational maturity in resilience and propose structured evolution plans.
• Ensure adherence to applicable regulations (BCB, CVM, ANBIMA).
• Lead independent assessments of IT and Information Security risks with a focus on technological continuity.
• Analyze emerging risks (cloud, APIs, AI, critical third parties) and propose mitigating actions.
• Define, monitor and evolve risk indicators (KRIs/KPIs), correlating incident and vulnerability data.
• Prepare executive reports and strategic opinions to support decision-making.
• Act as an internal consultant, influencing decisions and promoting resilience best practices.
• Mentor junior and mid-level analysts, supporting technical and methodological development.

Senior Risk and Business Continuity Analyst – Disaster Recovery

• Support the Engineering Manager in organizing this competency horizontally, structuring its strategies/drivers, and driving them with the teams together with other Chapter Leads and Specialists within the horizontal;
• Lead attraction and development strategies for software development professionals (1:1s, Individual Development Plans (IDP), hiring and offboarding);
• Within the vertical you are part of, act as a leader supporting product leadership in structuring teams and establishing the technical foundation for the product's proper operation;
• Perform people management and development activities;
• Support the horizontal governance to ensure processes, tools and capacity are adequate so developers can work with the verticals to deliver high-quality product releases;
• Lead software engineering discussions with leaders of other technical horizontals, seeking to understand the business strategy and product roadmap and ensuring delivery progress through established drivers;
• Pair with GPMs and PMs to understand the main business challenges;
• Foster adoption of new technologies aligned with the architectural model to solve business problems;
• Connect with other technology areas to enable business demands and needs.