Sicredi

Financial Crime

• Zelar pelo cumprimento das normas e dos procedimentos definidos pelos reguladores no que tange a PLD/FTP, em especial para o mercado de valores mobiliários e Banco Central do Brasil
• Conduzir processos de auditorias
• Realizar a elaboração de planos de ação para necessidades regulatórias e oportunidades de melhoria
• Condução de demandas relacionadas as entidades reguladora e autorreguladora
• Condução dos processos de implementação para conformidade regulatória
• Condução de projetos para implementação de sistemas de tecnologia
• Identificar, monitorar e analisar os riscos relacionados à lavagem de dinheiro e financiamento ao terrorismo
• Realizar a criação de indicadores de PLD/FTP
• Responder ofícios recepcionados pelos reguladores e autorreguladores
• Elaborar o Relatório de Avaliação Interna de Riscos
• Atualizar-se constantemente acerca do tema de PLD/FTP.

Analista de Prevenção à Lavagem de Dinheiro SR

Financial Planning and Analysis

• Atuar como referência técnica nos temas sob sua responsabilidade, contribuindo de forma estratégica para o alcance dos objetivos da área;
• Atuar na estruturação, implementação e operação de agência Offshore, assegurando aderência regulatória, eficiência operacional e alinhamento aos objetivos institucionais;
• Estruturar e executar instrumentos financeiros de liquidez e capital no mercado financeiro nacional e internacional, incluindo operações de dívida e funding sustentável;
• Atuar de forma ativa na negociação de operações no mercado financeiro, interagindo com instituições financeiras, investidores, organismos multilaterais e demais parceiros estratégicos;
• Conduzir, de ponta a ponta, os processos de emissão, manutenção e acompanhamento de ratings de crédito e ratings ESG, incluindo interação com agências classificadoras e áreas internas;
• Identificar, estruturar e desenvolver novas linhas e oportunidades de captação, por meio de empréstimos, emissões de dívida ou estruturas inovadoras, alinhadas às melhores práticas de mercado;
• Representar o Sicredi em apresentações ao mercado financeiro e em interações com acionistas, investidores e parceiros institucionais;
• Suportar e acompanhar os processos de formalização, documentação, controle e monitoramento das operações realizadas pela área, garantindo conformidade regulatória e operacional;
• Fornecer informações técnicas e análises para atendimento às demandas de auditoria interna e externa, compliance, controles internos, riscos e contabilidade;
• Atuar de forma colaborativa com o gestor no ajuste de prioridades, cronogramas e planos de ação, contribuindo para o desenvolvimento técnico e estratégico da área;
• Compartilhar conhecimento técnico e boas práticas com o time, apoiando o desenvolvimento coletivo e a elevação do nível técnico da área.

Gerente de Instituições Financeiras e Finanças Sustentáveis

Full-stack Engineer

• Develop robust, scalable backend solutions using Java and Spring Boot.
• Actively participate in the full software development lifecycle, from design to production delivery.
• Implement and evolve CI/CD pipelines, ensuring automation and delivery quality.
• Write unit, integration and end-to-end (E2E) tests, promoting reliability and quality practices.
• Integrate and manage relational databases, and work with Kafka and its connectors.
• Work with JPA/Hibernate and Kubernetes for application orchestration.
• Ensure application observability using metrics, logs and monitoring to continuously improve operations.
• Apply and promote software resilience best practices to ensure fault-tolerant, highly available systems.
• Collaborate with other teams, fostering alignment and clear communication.
• Propose innovative solutions for technical and business challenges.
• Document architecture and technical decisions to facilitate understanding and future evolution of solutions.
• Contribute to the technical development of other engineers on the team.
• Seek and apply feedback for continuous improvement, maintaining a collaborative and proactive attitude.

Senior Software Engineer

• Desenvolver soluções backend robustas e escaláveis utilizando Java e Spring Boot
• Atuar em todo o ciclo de vida do software, da concepção à entrega em produção
• Implementar e evoluir pipelines de CI/CD, garantindo automação e qualidade contínua
• Criar e manter testes unitários, integrados e E2E, assegurando confiabilidade
• Integrar e gerenciar bancos de dados relacionais, além de atuar com Kafka e Kafka Connect
• Trabalhar com JPA/Hibernate e Kubernetes na orquestração de aplicações
• Garantir observabilidade por meio de métricas, logs e monitoramento
• Aplicar boas práticas de resiliência, tolerância a falhas e alta disponibilidade
• Colaborar com outros times, promovendo alinhamento técnico e comunicação clara
• Propor soluções inovadoras para desafios técnicos e de negócio
• Documentar arquiteturas e decisões técnicas
• Apoiar o desenvolvimento técnico de outros engenheiros
• Buscar feedbacks contínuos e atuar de forma colaborativa e proativa

Engenheiro de Software Sênior

Product Operations

• Coordinate the execution of the shared services team’s activities, responsible for centralized account openings and customer record updates, ensuring process quality, efficiency and compliance.
• Ensure operational stability with a focus on service levels, productivity and the experience of members and cooperatives.
• Identify, prioritize and lead the implementation of continuous process improvements to achieve gains in efficiency, quality and cost reduction.
• Work collaboratively with business areas, technology teams and cooperatives, facilitating problem resolution and the enhancement of account and onboarding journeys.
• Manage and monitor operational metrics, ensuring visibility into performance, adherence to targets and guidance for corrective actions.
• Oversee governance of external service providers (BPO), monitoring performance, delivery quality, SLAs and contractual evolution.
• Identify opportunities and support process automation initiatives focused on operational simplification and technology adoption, including solutions using AI.
• Serve as a subject-matter reference for accounts and customer records, contributing to the evolution of the member journey and to strategic initiatives across the organization.
• Lead the team, fostering development, engagement and alignment with business priorities.

Product Operations Coordinator

• Zelar pelo cumprimento das normas e dos procedimentos definidos pelos reguladores no que tange a PLD/FTP, em especial para o mercado de valores mobiliários e Banco Central do Brasil;
• Conduzir processos de auditorias;
• Realizar a elaboração de planos de ação para necessidades regulatórias e oportunidades de melhoria;
• Condução de demandas relacionadas as entidades reguladora e autorreguladora;
• Condução dos processos de implementação para conformidade regulatória;
• Condução de projetos para implementação de sistemas de tecnologia;
• Identificar, monitorar e analisar os riscos relacionados à lavagem de dinheiro e financiamento ao terrorismo;
• Realizar a criação de indicadores de PLD/FTP;
• Responder ofícios recepcionados pelos reguladores e autorreguladores;
• Elaborar o Relatório de Avaliação Interna de Riscos;
• Atualizar-se constantemente acerca do tema de PLD/FTP.

Customer Success Manager

• Build and orchestrate campaigns and journeys in Salesforce Marketing Cloud (Journey Builder, Automation Studio), ensuring quality and scalability.
• Develop and manage audiences using SQL and Data Extensions, applying eligibility rules, deduplication, and prioritization.
• Implement multichannel campaigns (email, SMS, push) with dynamic personalization and trigger configurations.
• Improve CRM processes and automations to increase efficiency and reduce execution time.
• Collaborate with Data and Technology teams to ensure data availability and quality.
• Monitor executions and validate campaigns, ensuring consistency, deliverability, and compliance with rules.
• Conduct A/B tests and experiments, analyzing results for continuous optimization.
• Track lifecycle metrics and support campaign performance analysis.

Salesforce CRM Analyst — Individual Customers

Analyst

• Perform reconciliations and accounting entries, as well as monthly calculate and validate the balances of the entities Confederação de Serviços Sicredi, Fundação Sicredi, and Asset Management. Also participate in the preparation of these entities' financial statements, ensuring appropriate process governance and leading meetings with business areas to analyze and resolve any discrepancies.
• Work on processes related to the accounting close between the 1st and 4th business day for Confederação de Serviços Sicredi, Fundação Sicredi, and Asset Management.
• Generate accounting data to support decision-making for internal and external stakeholders.
• Identify opportunities for automation and process optimization, using data analysis to increase operational efficiency.
• Assist in responding to audits (internal and external).
• Act as a proactive owner with genuine interest in the business—taking responsibility and maintaining strong relationships with partner areas.

Accounting Analyst PL – Preference for Black candidates

Data Engineer

• Perform ETL processes (extract, transform, and load data);
• Automate area processes and routines;
• Work on data models, data mining, and segmentation techniques;
• Obtain data from source systems in an easy-to-use format;
• Assist in building data pipelines, ensuring pipeline quality, performance, and sustainability;
• Manage databases according to best practices;
• Interact with different roles in the data and systems process (analysts, other engineers, data scientists, and business analysts);
• Participate in the Data Engineers chapter, encouraging and promoting a data-driven culture across colleagues and teams in our operation;
• Maintain necessary documentation for your deliverables;
• Keep evolving technically;

Data Engineer Mid/Senior – Focus on Credit Approval and Guarantees

Data Scientist

• Joining the Credit Approval and Guarantees data team means embedding a data-driven culture into daily work. Your primary responsibilities will include developing, implementing, and monitoring statistical models (such as behavior models, application models, clustering, among others). You will also conduct studies and analyses to propose the creation or improvement of credit approval strategies and the application of guarantees in credit decisions. We have ongoing interaction with other departments and with Credit Cooperatives, since our deliveries are coordinated together. Therefore, topics and working groups may vary from time to time.

Senior Data Scientist – Focus on Credit Approval and Guarantees

• Manage, control and validate insurance commissions;
• Monitor other payments and compensation items related to operations;
• Ensure accuracy, traceability and reliability of financial information;
• Perform circularization processes, forecasting, balance controls and transfers;
• Support communication of information to cooperatives.
• Perform analytical validation of partners' profit-sharing calculations;
• Execute allocations, controls and disbursements to cooperatives;
• Ensure accuracy of calculations and adherence to agreed criteria;
• Support clear and timely communication of results and disbursements.
• Conduct various financial analyses;
• Carry out financial and accounting reconciliations;
• Record invoices, payments and allocations;
• Support contract analyses with a focus on financial clauses;
• Develop, monitor and update administrative and financial indicators;
• Ensure reliability and consistency of information in indicators and reports;
• Support analyses that underpin financial and operational decisions.
• Handle administrative requests related to the area.

Product Financial Analyst (Mid-level) – Insurance Focus

Business Analyst

• Identify opportunities to improve processes and the use of credit products; demonstrate curiosity and analytical ability to investigate problems, understand root causes and propose improvements to processes and products;
• Support the organization of information and the translation of business needs into structured requests, assisting with prioritization and tracking of initiatives;
• Contribute to organizing information, agendas, requests and follow-ups, as well as preparing materials, content and training related to the products;
• Strong written communication and the ability to present information clearly to different audiences;
• Support maintenance of credit products, including updating parameters, rules, guidelines and workflows;
• Assist in creating and updating product manuals, procedures and documentation;
• Support coordination with partner areas such as Legal, Operations, Credit Approval, Data, CRM, Contact Centers and Cooperatives to advance product-related requests.

Junior Business Analyst – Agro Focus

Sales

• The candidate will join the FX Sales Desk team, working daily on the currency closing routines for cooperative members, analyzing and classifying transactions to their most appropriate purpose, and maintaining close contact with the Treasury Desk (proprietary desk) for currency pricing and any necessary transaction adjustments.
• Analyze, verify and review the control of executed transactions, ensuring appropriate communication and professional conduct.
• Must be organized, disciplined and execution-focused.
• Flexible and able to work in a dynamic environment.
• Strong ability to follow rules and regulations.
• Provide consultative support to cooperatives and members on products involving foreign exchange and international trade operations.
• Monitor cooperative members’ journeys with empathy and responsibility for completing processes, demonstrating proactivity and the ability to manage multiple tasks.

Junior Foreign Exchange (FX) Analyst – FX Sales Desk

• Perform reconciliations and accounting entries, and monthly determine and validate the balances for the entities Confederação de Serviços Sicredi, Fundação Sicredi and Asset Management. Also prepare the financial statements for these entities, ensuring proper process governance and leading meetings with business areas to analyze and resolve any discrepancies.
• Participate in the accounting close processes between the 1st and 4th business day for Confederação de Serviços Sicredi, Fundação Sicredi and Asset Management;
• Generate accounting data to support decision-making for internal and external stakeholders;
• Identify opportunities for process automation and optimization, using data analysis to increase operational efficiency;
• Assist with audits (internal and external);
• Act as an owner and show genuine interest—take ownership of the business while maintaining strong relationships with partner areas.

Accounting Analyst (Mid-level) — Preference for Black Candidates

• Design, develop, and implement robust and scalable software solutions using development best practices.
• Collaborate with cross-functional teams to understand business requirements and propose appropriate technical solutions.
• Maintain and optimize existing systems, ensuring application performance and security.
• Actively participate in code reviews and provide constructive feedback to other developers.
• Contribute to defining development standards and processes, promoting continuous improvement within the team.
• Stay up to date with new technologies and industry trends, proposing innovations that add business value.

Analista de Prevenção à Lavagem de Dinheiro SR

Gerente de Instituições Financeiras e Finanças Sustentáveis

Senior Software Engineer

Engenheiro de Software Sênior

Product Operations Coordinator

Analista de Prevenção à Lavagem de Dinheiro SR

Salesforce CRM Analyst — Individual Customers

Accounting Analyst PL – Preference for Black candidates

Data Engineer Mid/Senior – Focus on Credit Approval and Guarantees

Senior Data Scientist – Focus on Credit Approval and Guarantees

Product Financial Analyst (Mid-level) – Insurance Focus

Junior Business Analyst – Agro Focus

Junior Foreign Exchange (FX) Analyst – FX Sales Desk

Accounting Analyst (Mid-level) — Preference for Black Candidates

Software Engineer – Business Focus