Junto Seguros

Attorney

• Review of counter-guarantee policies and counter-guarantee contracts
• Drafting letters and communications to policyholders and insured parties; analysis and review of proposed legislation that affects the insurance market
• Drafting and reviewing collateral guarantees in Brazil and abroad
• Reviewing and drafting contractual clauses for the Company’s marketed products
• Managing communications with clients and internal teams related to processes
• Daily engagement with stakeholders, including negotiating deadlines and deliverables
• Creating, analyzing and presenting area-related data to the board and direct management

Senior Legal Analyst

Underwriter

• Analyze documents and information related to risk underwriting (laws, public notices/tenders, contracts, etc.)
• Make strategic decisions regarding the analyses performed
• Gather detailed information about clients’ activities within their markets
• Prepare risk underwriting opinions, draft policy wording and documentation, and issue policies and endorsements
• Maintain contact with involved departments to clarify questions throughout the process
• Lead underwriting projects and collaborate with senior management to define risk strategies

Risk Underwriting Analyst – Mid-level

• Analyze documents and information related to risk underwriting (laws, public notices/tenders, contracts, schedules, etc.);
• Make decisions based on the analyses performed (regarding acceptance or rejection of risk);
• Gather detailed information about clients (industry/line of business, expertise, technical capacity in relation to the contracted project/scope);
• Prepare questions for clients, as well as underwriting opinions/reports, draft documents, and issue policies and endorsements;
• Maintain contact with relevant teams/departments to clarify questions during the process.

Risk Underwriting Assistant

Operations

• Monitorar, analisar e otimizar os custos de infraestrutura em nuvem (AWS, Azure, OCI) e ambientes on-premises.
• Desenvolver, implementar e acompanhar políticas e processos de governança financeira para ambientes cloud.
• Criar dashboards e relatórios gerenciais para insights estratégicos sobre consumo de serviços em nuvem e ROI.
• Negociar com fornecedores de serviços cloud para obter melhores condições comerciais.
• Definir estratégias para a contratação de reservas e compromissos de uso.
• Manter-se atualizado com as melhores práticas e inovações em FinOps e tecnologias cloud.
• Promover a cultura FinOps na organização através de workshops, treinamentos e iniciativas de engajamento.

Analista de FinOps Pleno

Analyst

• Conduct credit analyses of Middle Market to Corporate+ companies, considering financial and corporate structure and sector-specific risks;
• Prepare technical credit opinions and defend recommendations before the Credit Committee with a well-supported rationale;
• Monitor borrowers with higher exposure or risk, proposing preventive actions and mitigation strategies;
• Review analyses produced by junior and mid-level analysts, within the decision-making authority of the role;
• Participate in meetings with clients and the commercial team to deepen understanding of risk;
• Track news, market indicators and developments that may impact the portfolio, suggesting adjustments when necessary;
• Contribute to the team's technical and behavioral development through mentoring and sharing best practices;
• Assess the impact of accounting standards on credit analysis;
• Propose improvements to processes, tools, policies and analytical models to increase efficiency and accuracy.

Senior Legal Analyst

Risk Underwriting Analyst – Mid-level

Risk Underwriting Assistant

Analista de FinOps Pleno

Senior Credit Analyst