Dave

Account Manager

• Own Dave's portfolio of payments and network partners, including card networks, payment processors, tokenization providers, fraud platforms, reconciliation infrastructure, ATM networks, cash-reload partners, and related payment vendors.
• Lead the commercial strategy across your portfolio, including interchange optimization, network incentives, processor economics, contract renewals, and ongoing cost management.
• Support operational excellence across the payments lifecycle by leveraging commercial and product strategy to optimize service levels, settlement quality, and reconciliation performance in partnership with Financial Ops, which maintains direct ownership of these operational workflows.
• Evaluate opportunities to strengthen Dave's payments infrastructure through build-versus-buy decisions, multi-processor strategies, and emerging payment technologies.
• Monitor the broader payments ecosystem, identifying market trends, competitive developments, and new partnership opportunities that improve resilience, flexibility, and member experience.
• Lead cross-functional initiatives that extend beyond the core portfolio as new partnership opportunities emerge, including growth, distribution, and platform initiatives.

Senior Partnerships Manager, Payments – Network

Data Scientist

• Own Dave's portfolio of data and risk partners across fraud, identity, open banking, bank connectivity, and credit bureaus
• Turn Dave's product, risk, and business objectives into a clear partner roadmap, sequencing renewals, evaluations, and new capabilities
• Evaluate new partners against commercial fit, data quality, risk impact, compliance, cost, and resiliency
• Build scorecards that hold partners accountable: service levels, cost, approval and conversion impact, fraud and risk outcomes, data reliability, and contractual obligations
• Find openings to sharpen Dave's underwriting and fraud controls through better partner capabilities
• Run each partnership end to end: sourcing, diligence, business case, financial modeling, negotiation, contracting, implementation, and post-launch performance
• Lead partner governance, renewal strategy, issue escalation, and risk mitigation
• Build relationships with senior leaders at data providers, infrastructure companies, risk platforms, and banks

Lead Partnerships Manager, Data & Risk

Full-stack Engineer

• Design, build, and maintain the backend code to support features used by our 5 million users
• Backend development in Typescript
• Regularly participate in code reviews and other team functions
• Provide technical leadership and assist guiding the team's overall technical direction
• Offer mentorship and pair with other engineers regularly
• Work closely with our PM and design teams to define feature specifications and build products leveraging frameworks such as React.js & React Native

Senior Software Engineer, Fullstack

Platform Engineer

• Design, build, and evolve core ML platform infrastructure, including feature stores, real-time model scoring services, and systems supporting the full model development, deployment, and monitoring lifecycle.
• Drive technical decision-making for complex initiatives, choosing solutions that scale, are testable, and reduce long-term maintenance burden.
• Lead and influence system design discussions, clearly articulating trade-offs and aligning solutions with product and business goals.
• Set a high bar for code quality and system reliability through exemplary contributions and thoughtful, constructive code reviews.
• Identify, communicate, and mitigate technical risks across platform components before they impact members.
• Partner closely with data scientists, engineers, and product stakeholders to translate modeling and business needs into durable platform capabilities.
• Provide clear, reliable estimates for complex projects, including assumptions, risks, and dependencies.
• Improve team processes, tooling, and standards to increase engineering quality and delivery velocity.
• Mentor and support other engineers through design feedback, code reviews, and onboarding.
• Participate in hiring and interviews, helping raise the technical bar through well-calibrated feedback.

Senior Machine Learning Platform Engineer

Strategy

• Define and evolve the long-term strategy for Dave’s website as an acquisition and discovery platform, connecting SEO, content, UX, and experimentation into a unified roadmap.
• Analyze website performance, user journeys, and conversion funnels to identify opportunities that improve acquisition efficiency and web-to-app conversion.
• Partner with engineering and product to develop a flexible website architecture in Contentful that supports scalable landing pages, experimentation, and rapid iteration.
• Lead search and discovery strategy across technical SEO, site architecture, and content frameworks, helping Dave appear in traditional search as well as emerging AI and generative discovery experiences.
• Build and manage an experimentation roadmap using tools like Ninetailed, translating test results into scalable improvements across the website.
• Collaborate with brand and content teams to develop educational and product-focused content that strengthens trust and positions Dave as a credible financial resource.
• Ensure website experiences meet accessibility and regulatory standards, including ADA and CCPA requirements.

Website Strategy Lead

Backend Engineer

• Architect and implement software solutions that are scalable, performant and secure.
• Design the future state of our large-scale backend distributed platforms with an understanding of our product and engineering goals, a deep understanding of our existing systems, and payment processing regulations like PCI compliance and 3DS to inform the right technical and product tradeoffs.
• Write clean, efficient, and maintainable code following best practices and coding standards.
• Use code reviews as an opportunity to coach and ensure best practices/standards.
• Provide technical leadership and assist guiding the team's overall technical direction.
• Work closely with product managers, designers, and other engineers to understand business requirements and translate them into technical specifications.
• Debug and troubleshoot production issues and provide timely solutions.
• Proactively eliminate potential for customer-impacting outages in the systems so users are able to move money in a secure manner seamlessly.
• Utilizes the various offerings of Cloud Platforms to build robust, efficient, and resilient distributed systems.
• Designs and implements efficient data storage in our SQL and NoSQL databases to power the Dave platform.
• Continuously enhance and refactor the codebase to improve maintainability, scalability and extensibility.
• Monitor and analyze system performance, diagnose issues, and proactively identify opportunities for optimization. Implement logging and application performance monitoring mechanisms to gather relevant metrics and ensure comprehensive observability.
• Stay abreast of industry trends, new technologies, and best practices.
• Share knowledge with the team and contribute to the continuous improvement of development processes and methodologies.

Senior Software Engineer, Backend

Data Analyst

• Build the reconciliation foundation. Design and implement the data infrastructure that reconciles transactions across internal systems (e.g., operation, ledger) and external partners (ACH networks, banking rails, payment processors), ensuring every dollar in equals every dollar out.
• Lead anomaly detection and rules development. Develop and maintain a library of anomaly detection rules — covering timing differences, partial matches, unexpected delays, and true errors — and evolve them over time using ML-based signals as data matures.
• Implement AI-powered matching. Apply probabilistic and fuzzy matching techniques to automatically resolve ambiguous or near-match transactions, reducing manual review queues and improving straight-through processing rates.
• Flag and triage unmatched records. Build real-time and batch pipelines that surface unmatched, delayed, or anomalous transactions to the right stakeholders, with enough context for fast resolution.
• Partner cross-functionally as the technical lead. Serve as the primary data partner for Engineering (system integration and pipeline reliability), Finance/Accounting (period-end close, audit support), and Recon Operations (workflow tooling, exception handling).
• Define data quality standards. Establish validation frameworks that distinguish expected timing lags from genuine discrepancies, and document data contracts between upstream systems.
• Drive automation and process improvement. Identify and eliminate manual reconciliation workloads through scalable pipelines, alerting systems, and self-serve tooling for operations teams.
• Elevate the team. Share reconciliation and data quality best practices, mentor analysts, and help establish this function as a core capability within the Analytics org.

Senior Data Analyst

Systems Engineer

• Automate or optimize high-volume manual processes (audit evidence collection, data gathering, compliance reporting) using APIs and workflows to reduce manual effort and human error
• Build integrations that pull data from systems of record (Okta, Workspace, GitHub, Security tools, Google Cloud, Snowflake) and consolidate it in BigQuery for audit readiness and analytics
• Design and implement agentic workflows that allow non-engineering stakeholders to interact with company data and reports through conversational interfaces, reducing their need to manually query or compile information
• Own the operational lifecycle of integrations: monitoring, alerting, troubleshooting, and evolving them as business requirements change
• Identify manual handoffs and repetitive tasks across IT, audit, and business functions, then build automation or agent-driven solutions to eliminate them
• Work cross-functionally with business teams to understand pain points, translate them into technical solutions, and measure the impact on time savings and compliance readiness
• Build scalable, resilient, and secure systems

Senior IT Systems Engineer, AI & Business Solutions

• Define and lead Dave's strategy for strategic distribution partnerships and alternative growth channels beyond traditional affiliate and paid media programs.
• Build and manage a pipeline of partner opportunities through proactive outreach and ongoing market evaluation, spanning platforms, ecosystems, and emerging distribution models.
• Own the end-to-end partnership lifecycle: sourcing, pitching, commercial structuring, negotiation, onboarding, and ongoing management, with a focus on deals that drive durable member growth.
• Lead negotiations for complex commercial agreements in close partnership with Legal, Compliance, Finance, and Marketing, ensuring structures that support long-term growth and member trust.
• Collaborate with Product to explore integrations, co-branded experiences, and embedded financial solutions that create new acquisition opportunities aligned to Dave's roadmap.
• Launch and scale partnerships from concept through implementation, working with Analytics and Marketing to measure performance and improve results over time.
• Lead by influence across the org: sharing partnership insights, surfacing best practices, and deepening collaborations as Dave's product ecosystem expands.

Marketing Partnerships Lead

Product Marketing

• Define customer segmentation and targeting using deep, data-backed segmentation
• Create an actionable segmentation of current members based on activity, lifecycle stage, demographics, and product usage
• Help clearly define Dave’s category and how our products compare to alternatives
• Craft clear, differentiated value propositions and product narratives
• Partner early with Product, Research, and Analytics to shape positioning and go-to-market strategy for new products
• Track competitive offerings, category shifts, and emerging member needs
• Establish scalable product marketing processes
• Bring rigor to decision-making by leveraging research, analytics, and testing

Lead Product Marketing Manager

Product Manager

• Own and define Dave’s MarTech Stack, including paid channel automation (SEM, Paid Social, Programmatic, etc), attribution, lifecycle, and experimentation infrastructure.
• Own end-to-end enablement of web growth strategy — from CMS, landing pages, and experimentation to web-to-app and deep-linking — while partnering with core product teams to streamline registration, onboarding, and the full paid media-to-app customer journey.
• Act as the connective tissue across Engineering, Data, and Marketing — ensuring alignment on priorities, clarity on plans, and efficient execution toward business outcomes.
• Drive rapid web experimentation by building and maintaining experimentation frameworks and infrastructure to test new growth hypotheses, from channel to creative to landing experiences.
• Drive the best-in-class playbooks and stay ahead of privacy changes to platform and policy shifts, as well as new entrants and new technologies — translating risks, impacts, and opportunities into clear guidance.

Senior Product Manager, MarTech

• Drive Flex card adoption: Lead Flex card features from discovery through launch and iteration, spanning onboarding, activation, spend, repayment, and member communication
• Ship with speed and conviction: Lead your squad through discovery, delivery, and in-market optimization - ensuring fast execution without losing sight of long-term impact.
• Own the numbers: Drive core metrics including offer-to-activation conversion, card usage, repayment behavior, and member retention
• Enable flawless execution: Translate goals into clear, prioritized backlogs in partnership with product, research, design, engineering, and data teams, leading to fast, high-quality execution
• Lead with evidence: Use qualitative research and quantitative data to surface the highest-impact opportunities across the member funnel
• Champion Flex card evolution: Explore and validate how Flex card evolves as a multi-product experience alongside ExtraCash and Dave Banking
• Shape a product in its earliest and most formative stages, making decisions that directly affect member access, financial outcomes, and how Dave grows.

Senior Product Manager, Flex

Product Designer

• End-to-end design for our new Dave Flex (BNPL), evolving the product from early launch to a mature, high-impact offering
• New features, improvements, and launches that balance speed, clarity, and member trust
• Product direction in partnership with Product and Engineering, including goals, success metrics, and roadmap decisions
• Thoughtful solutions across user needs, business constraints, and regulatory considerations
• Clear design narratives that help teams make informed trade-offs and move forward with conviction
• Mentorship and guidance for other designers, strengthening craft and collaboration across the team