COLIBRIX ONE

Financial Planning and Analysis

• Manage relationships with banks, EMIs, PSPs, and correspondent institutions
• Lead corporate account opening processes in multiple jurisdictions
• Prepare and submit full KYC packages to financial institutions
• Communicate directly with compliance departments of partner banks
• Respond to Due Diligence and other requests
• Support periodic KYC reviews and ongoing monitoring procedures
• Coordinate internal document collection and ensure accuracy of submissions
• Escalate and resolve issues related to account onboarding or restrictions
• Maintain structured documentation and proper recordkeeping.

Financial Relationship Management Specialist

Backend Engineer

• Take a spec and drive it to production: clarify ambiguities with the spec author instead of guessing, decompose work into small verifiable increments, execute via AI agents
• Design verification before generation: acceptance criteria, tests, invariants and API contracts that make agent output checkable
• Review and accept agent-generated code: catch silent scope creep, tests fitted to bugs, hallucinated APIs, code that passes but does the wrong thing
• Step in and code by hand when an agent hits a dead end (mostly Go)
• Build and tune the agent toolchain: skills, prompts, guardrails, workflows — and measure what matters: first-pass acceptance rate, rework volume, spec-to-production cycle time

AI-Native Fullstack Engineer, Go, React

Onboarding Specialist

• Conduct KYC risk assessments on new clients and partners
• Collect, review, and verify customer information and documentation
• Perform enhanced due diligence checks on high-risk clients
• Analyze client backgrounds and transaction patterns to identify potential risks
• Monitor customer transactions on an ongoing basis to identify unusual or suspicious activity
• Ensure compliance with KYC regulations and internal policies
• Collaborate with the compliance team to enhance AML processes and procedures
• Provide guidance and support to internal teams on AML-related matters
• Maintain accurate and detailed records of the onboarding process

KYC Onboarding Specialist

Human Resources

• Participate in designing, implementing, and improving key company-wide HR processes
• Developing employee evaluation systems (Performance Reviews, 360-degree feedback)
• Creating competency matrices and Individual Development Plans (IDPs)
• Contributing to HR process automation and employer branding projects
• Work closely with department heads to assist with workforce planning, scaling, and shaping/restructuring teams to meet business goals
• Guide managers and teams through evaluation processes, career growth planning, high-potential (HiPo) promotion, and succession planning
• Act as a trusted advisor for both managers and employees
• Assist in conflict resolution, handle complex cases, and coach managers on leadership topics
• Analyze team health metrics (turnover rates, eNPS scores, and surveys) and develop action plans to boost employee engagement
• Support teams during organizational updates, company transformations, or restructuring to ensure stability and smooth transitions

HR Business Partner

Solutions Engineer

• Design and develop Go-based services for the payment gateway and related fintech systems, focusing on stability, fault tolerance, and correct handling of financial operations
• Translate business requirements into clear technical specifications and propose concrete solutions at the service and module level, including API design, data models, and integrations with external providers
• Build solutions in compliance with security requirements, including PCI DSS, proper handling of sensitive data, and secure inter-service communication
• Analyze and optimize service performance, including code profiling, concurrency handling, and efficiency of data storage and network interactions
• Participate in the architecture of microservices: service boundaries, communication patterns, load balancing, error handling, queues/streaming, and data storage approaches
• Produce maintainable, testable code with appropriate unit and integration test coverage, following team development standards
• Participate in code review as part of the development process: evaluate implementations, identify issues, and provide constructive feedback aligned with technical requirements
• Contribute to technical discussions by offering concrete, practical solutions within the current architecture and development processes

Senior Go Engineer, Payment Gateway Solutions

Risk

• Build and maintain a VAMP rate calculation system, including methodology, data sources, automation, and reporting
• Assessment of the planned subscription business model from a fraud and chargeback perspective
• Identification of operational and technical risks
• Recommendations for reducing fraud and chargeback ratios
• Review of available mitigation tools and operational approaches, including solutions such as Ethoca and Verifi, which are usually considered part of a broader fraud/dispute management strategy rather than standalone mitigation tools
• Provide operational and monitoring recommendations for:
• KPI and threshold monitoring
• Fraud ratio tracking
• Chargeback ratio monitoring
• Operational escalation procedures
• Liaise with international card schemes (Visa, Mastercard) on compliance with monitoring programs (VAMP, VDMP, VFMP, ECM, EFM)
• Ensure compliance with card scheme requirements for subscription merchants (free trial, negative option billing, recurring transactions)

Risk Specialist

Program Coordinator

• Regularly collect and consolidate information on task and initiative progress
• Review statuses for completeness, accuracy, and consistency
• Keep JIRA structures, tasks, timelines, ownership, and dependencies up to date
• Maintain key program and project artifacts in Confluence
• Identify deviations from agreed plans and initiate corrective follow-up actions
• Remind responsible owners about critical deadlines and outstanding commitments
• Organize and facilitate working meetings, including status meetings, dependency syncs, and release-readiness sessions
• Document decisions, maintain action-item logs, and track actions through completion
• Prepare regular status reports for program stakeholders and management
• Visualize key metrics, progress indicators, risks, and delivery trends
• Participate in release planning and coordination of major launches
• Maintain a dependency map across teams, systems, and workstreams
• Track release readiness, including critical cross-team and technical dependencies
• Identify and escalate risks that may threaten release timelines, scope, or quality

Business Analyst

• Monitor merchant, provider, and terminal traffic to ensure optimal system performance
• Oversee merchant routing and switching processes to maintain seamless operations
• Manage and optimize Visa principal traffic distribution across processing channels
• Monitor transaction volumes and traffic spikes, proactively identifying anomalies and potential operational risks
• Verify the correct application of configured processing limits to prevent technical issues and unnecessary transaction declines
• Monitoring and analyzing conversion rates, identifying pain points and errors, and implementing improvements
• Collaborate with internal teams to manage terminal switching and ensure adherence to regulatory limits
• Generate and analyze custom analytics reports as needed
• Evaluate merchant traffic patterns to provide insights to internal teams
• Translate traffic analytics for processing partners to enhance understanding and decision-making
• Organize and deliver training sessions on system operations and analytics for colleagues across departments

Business Process Analyst

Social Media Manager

• Manage and grow social media channels (Instagram, Telegram, LinkedIn, and others)
• Create engaging and valuable content such as posts, reels, stories, short videos, case studies, and polls in English and Russian
• Build and nurture an active user community: respond to comments, run interactive formats, and drive meaningful conversations
• Develop and maintain a content calendar aligned with product launches, feature updates, and seasonal moments
• Use design and editing tools such as Canva, Figma, or CapCut to produce basic visuals and short-form video content when needed
• Drive cross-promotional and PR initiatives: collaborate with micro-influencers, brand ambassadors, and external partners
• Monitor social metrics (follower growth, engagement rate, reach, saves) and translate data into actionable improvements
• Leverage AI tools to accelerate content production and craft visually compelling, high-performing creatives
• Stay ahead of social media trends, and digital finance conversations to keep content timely and relevant
• Work closely with the designer to brief, align on visuals, and ensure brand consistency across all formats
• Work closely with the Brand Manager to align content strategy, maintain brand voice, and support broader marketing initiatives

Auditor

• Lead and perform risk-based audits across the group’s financial, operational, compliance and IT functions
• Evaluate the effectiveness of internal controls, assess financial and operational risks, review safeguarding arrangements and ensure adherence to MFSA and FCA requirements
• Carry out internal audits across all key areas of the group’s activities, including finance, payment and operational processes, treasury, compliance, IT and risk management
• Lead financial audits as a core focus area, including analysis of financial statements, assessment of the accuracy of accounting data, oversight of cash flows, reconciliations and settlements with payment partners, and review of costs and budgets across the group
• Review safeguarding arrangements for client funds, ensuring proper segregation and accounting of client money in accordance with EMI requirements and applicable MFSA and FCA regulations
• Assess AML/CFT, KYC/KYB, sanctions screening and transaction monitoring processes
• Evaluate the effectiveness and reliability of the internal control framework across all processes; identify risk areas and control weaknesses
• Identify and assess financial, operational, regulatory and IT risks and develop recommendations to mitigate them
• Assess compliance with internal policies and MFSA and FCA regulatory requirements, including outsourcing arrangements and regulatory reporting
• Prepare audit findings, reports and presentations for management and the Audit Committee
• Monitor the implementation of corrective actions following audits

Group Internal Auditor

Recruitment

• Manage end-to-end recruitment processes for assigned roles
• Source and attract candidates using LinkedIn, job boards, databases, and referrals
• Screen CVs and conduct initial candidate assessments
• Conduct interviews and evaluate candidate fit against role requirements
• Analyze candidate profiles and provide structured summaries to hiring manager
• Schedule and coordinate interviews with hiring managers and stakeholders
• Maintain and update candidate records in ATS
• Ensure consistent and timely communication with candidates throughout the process
• Partner with hiring managers to define role requirements and sourcing strategies
• Conduct offer negotiations with selected candidates
• Perform reference checks and other pre-employment verification activities
• Track recruitment activity and prepare regular hiring reports
• Support continuous improvement of recruitment processes and employer branding initiatives
• Ensure compliance with internal recruitment policies and hiring standards

Talent Acquisition Specialist

Sales

• Identify and research target acquiring clients across European markets
• Prepare custom proposals, agreements, and deal structures
• Assess client needs and tailor solutions to meet their business goals
• Lead negotiations and meet sales KPIs and revenue targets
• Pitch our products and solutions during events, meetings, and personal introductions
• Attend major industry conferences and networking events
• Maintain accurate CRM records and pipeline tracking
• Represent the company across social channels (LinkedIn, Telegram, etc.)
• Engage in digital communities, build your professional network and strengthen the company's voice online
• Gather market feedback and relay insights to product and marketing teams

Sales Manager

Business Development Rep

• Develop and grow a portfolio focused on subscription and recurring merchants
• Identify, onboard, and scale high-volume subscription businesses
• Lead commercial negotiations (pricing, risk appetite, processing setup)
• Build long-term partnerships with merchants and ecosystem players
• Improve the full recurring payment lifecycle:
• - initial transactions (CIT)
• - renewals (MIT)
• - retries and dunning flows
• Increase approval rates, recovery rates, and overall transaction success
• Monitor and improve transaction volume, approval rates, recurring success rate, and profitability
• Own acquiring risk for subscription merchants, including chargebacks and disputes
• Ensure compliance with Visa and Mastercard rules for recurring payments
• Identify and mitigate friendly fraud, trial abuse, and misuse of recurring billing
• Balance growth with portfolio health and scheme thresholds
• Partner with risk, compliance, legal, and finance teams
• Evaluate subscription business models from both commercial and risk perspectives
• Contribute to improving acquiring processes and performance