Bridgit

Compliance

• Regulatory Compliance Monitoring Maintain and continuously improve Bridgit’s compliance obligations register, mapping obligations under the NCCP Act, ASIC Regulatory Guides, National Credit Code, AML/CTF Act, Privacy Act and relevant ASIC/AFCA requirements.
• Design and execute a rolling compliance monitoring and testing plan across credit origination, servicing, collections and hardship processes.
• Monitor regulatory change, assess the impact on Bridgit’s products, policies, processes and controls, and work with relevant business owners to ensure required changes are implemented and tracked through to completion.
• Complaints, Breaches & Incident Management Support end-to-end management of the breach and incident register, including root cause analysis, remediation tracking and reportable situations assessment under RG 78.
• Partner with Customer Care on complaint themes and AFCA matters, identifying systemic issues and feeding insights back into policy and process design.
• Prepare breach and incident papers for the Risk Council and support timely regulatory notifications where required.
• AML/CTF & Financial Crime Support execution of Bridgit’s AML/CTF Program, including customer due diligence oversight, transaction monitoring support and annual reporting obligations.
• Assist with AUSTRAC reporting requirements and independent review coordination.
• Policy, Framework & Governance Support Own and maintain compliance-related policies (e.g. Complaints, Breach Reporting, AML/CTF, Privacy) in coordination with Legal & Compliance and Credit Risk.
• Support the Head of Credit Risk in maintaining and strengthening Bridgit’s Risk Management Framework and supporting effective risk governance and reporting across the business.
• Contribute a compliance lens to Bridgit’s hindsight assurance (QA Layer 3) work, supporting credit file reviews and reviewer calibration.
• Risk Governance & Operational Risk Support the Head of Credit Risk in the effective operation of the Risk Council, including preparation of papers, maintenance of action registers and tracking agreed actions through to completion.
• Support the identification, assessment and ongoing monitoring of operational risks across the business, working with first-line owners to ensure risks are clearly understood, appropriately assessed and effectively managed.
• Maintain and support the ongoing development of Bridgit’s operational risk register, including emerging risks, control effectiveness and remediation actions.
• Support the design, documentation and testing of key controls across material operational and compliance risks, identifying control gaps and working with business owners to establish and track remediation plans.
• Identify themes and trends across incidents, breaches, complaints and assurance findings, and ensure these insights inform risk reporting and process improvement.
• Prepare clear risk reporting for the Risk Council and Board, highlighting material risks, emerging trends, control weaknesses and overdue remediation actions.
• Support risk assessments and ongoing oversight of material third-party and outsourced service providers.
• Training & Culture Design and deliver compliance training for Credit Operations, Sales and Customer Care teams, tailored to role-based obligations.
• Act as a trusted, accessible point of contact for frontline teams raising compliance questions or concerns, fostering a speak-up culture.

Risk & Compliance Officer

Pricing Analyst

• Own the commercial pricing position;
• Own the pricing position and propose whole-of-book direction: where we sit by product and channel, where we should move to win, brought to the Pricing Committee as an evidenced recommendation.
• Own competitive response: monitor the panel, and when a competitor moves, bring the proposed answer fast and execute once approved.
• Own new-product pricing and its commercial launch: rate structure through to positioning and channel approach.
• Provide the discretion framework and deal analytics that Sales operates with the network: where flex converts, what it costs in margin, and how penetration is trending.
• Bring recommendations to the Pricing Committee as decisions with a point of view, backed by data, not options papers handed to the room.
• Own pricing execution; Maintain the Pricing Monitor, Rate Card Master, and all four system rate reconciliations.
• Draft, circulate, and implement Pricing Committee memos end to end.
• Run unit economics checks (NIM, contribution margin, floor gap) on every pricing change.
• Lead the Price Change Working Group from PC approval through post-implementation QA.
• Build the portfolio pricing analytics workstreams not yet running; Business owner for portfolio performance reporting: own the metric definitions, interpretation, and the read to the Pricing Committee and Risk Council, with the build and pipeline executed and supported by the Data & Analytics team.
• Portfolio yield decomposition: gross yield, NIM, and contribution margin by product, vintage, channel, and archetype.
• Pricing realisation analysis: effective rate vs rate card, discretion penetration by channel, mix shift versus pricing assumptions.
• Discharge economics and lifetime pricing analytics across the product suite.
• Monthly competitive intelligence across the full lender panel: rates, credit policy, product launches, broker commissions.
• Archetype-weighted competitive positioning.
• Pricing effectiveness scorecard: conversion by rate point, pull-through by broker cohort, volume response.
• Back-book yield monitoring and repricing candidates dashboard.
• Quarterly BDM deal-level intelligence synthesis and borrower persona refresh.
• Drive cross-functional alignment; Partner with Marketing on broker-facing positioning, campaign timing, and rate change comms.
• Coordinate post-RBA comms windows across front-book and back-book.
• Partner with Credit, Product, and Treasury on funding cost inputs, policy alignment, and product design.

Pricing Manager

Analyst

• Assess residential mortgage applications from submission through to settlement, ensuring timely and accurate decisions.
• Analyse financial documents, valuations, and other supporting materials to identify risks and determine suitability.
• Apply sound judgment to both conforming and non-conforming applications, balancing customer experience with risk management.
• Work closely with brokers, aggregators, and internal teams to manage queries, resolve issues, and keep deals on track.
• Deliver outstanding service and communication to ensure a smooth experience for all parties involved.
• Ensure all credit decisions align with internal policies, regulatory requirements, and responsible lending obligations.
• Maintain accurate records and audit-ready documentation that upholds Bridgit’s commitment to high-quality credit standards.

Credit Analyst

Backend Engineer

• As a Senior Backend Developer at Bridgit, you'll take ownership of designing, testing, and building new backend solutions, while also evolving and maintaining our existing systems.
• You'll focus on creating scalable, reliable services that power real impact for construction teams.
• This is a role for someone who wants to build at the intersection of solid backend engineering and applied AI - increasingly, the services you ship will incorporate LLM-powered capabilities, and we're looking for someone genuinely excited to explore how technologies like large language models can enhance both our product and our team's developer experience.

Senior Backend, Applied AI Developer

Product Operations

• Own triage and issue management – intake, categorisation, and routing of product issues across Slack, LogRocket, HubSpot, and other feedback channels.
• Identify patterns, not just individual tickets, and drive faster resolution by connecting the right teams with the right context.
• Lead tooling and vendor research – initial discovery and structured evaluation of new tools, platforms, and vendors across areas like open banking, product analytics, and BaaS infrastructure.
• Deliver clear outputs: options and trade-offs, commercial considerations, and a recommendation.
• Support cross-squad initiatives – early-stage discovery and groundwork for strategic initiatives before formal squad ownership is established.
• Identify dependencies and gaps, align stakeholders, and keep things moving across Product, Tech, Sales, and Operations.
• Own sprint reporting and ways of working – produce clear, consistent sprint reports across squads, and own the product team’s delivery practices: discovery frameworks, Notion documentation standards, Jira hygiene, and sprint readiness.
• Generate insights and drive continuous improvement – analyse product, operational, and customer data to surface bottlenecks, inefficiencies, and automation opportunities. Provide actionable recommendations to Product and Leadership teams.

Product Operations Associate

Data Engineer

• Design, develop, and optimize data pipelines for both batch and streaming workloads using AWS + Databricks.
• Implement data models, transformations, and ingestion frameworks following best practices (e.g., Medallion architecture: Bronze–Silver–Gold)
• Manage and maintain ETL/ELT processes using Azure Data Factory, Fabric Pipelines, or equivalent tools.
• Develop and maintain high-performance SQL queries and analytical models for reporting and analytics.
• Ensure data quality, reliability, and lineage through testing, monitoring, and documentation.
• Collaborate with data scientists, analysts, and business stakeholders to translate requirements into scalable technical solutions.
• Manage version control, branching, and CI/CD processes using Git.
• Drive adoption of engineering best practices, including modular code design, testing, and automation.

Product Manager

• Own the ‘how’ by getting hands-on with solution design, creating detailed process flows, wireframes, prototypes, and user stories to turn high-level concepts into fully scoped, developer-ready features.
• Champion an iterative delivery strategy by breaking down large projects into smaller, self-contained components.
• Ensure each release delivers real value and builds the foundation for future enhancements.
• Work with the Head of Product to help evaluate, prioritise, and track product ideas, feature requests, and continuous improvements across the roadmap.
• Scope and define new projects by breaking down complex initiatives into actionable tasks, helping to manage timelines, resource needs, and key deliverables.
• Coordinate cross-functional collaboration by working closely with developers, designers, operations, and stakeholders to ensure smooth and timely product delivery.
• Translate feedback and ideas into clear requirements, ensuring customer needs and internal insights are documented as user stories, acceptance criteria, or product specs for the development team.
• Support testing, QA, and feature rollout, helping to identify bugs, edge cases, or usability gaps to ensure a polished, high-quality user experience at launch.
• Maintain organised product documentation, keeping tools like Jira, Confluence, or Notion up to date with relevant tasks, project notes, and development progress.
• Advocate for the customer perspective across all stages of development, helping the team stay focused on solving real user problems and delivering meaningful value.
• Contribute to data-informed decisions by assisting in the collection and analysis of product usage metrics, customer feedback, and performance trends.