Pricing Manager

Bridgit

Pricing Manager responsible for commercial pricing direction at Bridgit, a leading non-bank lender in Australia. Overseeing competitive response, new product pricing, and pricing execution.

Posted 7/13/2026full-timeSydney • 🇦🇺 AustraliaMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in pricing strategy and analytics, with a strong focus on competitive positioning, portfolio performance reporting, and effective communication of pricing recommendations. Proficient in financial modeling and analysis, particularly in the context of residential and commercial lending.

Highest-signal resume keywords

Pricing Strategy OwnershipPortfolio Analytics ExpertiseFinancial Modeling DisciplineCompetitive Intelligence AnalysisCross-Functional Collaboration

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Applicant Tracking System Keywords

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Hard Skills

Pricing ExecutionRate Card ManagementNIM Waterfall AnalysisContribution Margin CalculationUnit Economics ChecksPricing Effectiveness ScorecardData-Driven Decision MakingAI-Assisted WorkflowsDeal AnalyticsCompetitive Positioning

Soft Skills

Clear Written CommunicationStructured ThinkingDisciplined Data Reasoning

Industry Keywords

Residential LendingCommercial LendingNon-Bank LenderMortgage AggregatorWarehouse Funding Cost MechanicsPricing Committee ProcessCross-Functional AlignmentBroker-Facing PositioningPost-Change Effectiveness AnalysisCompetitive Response

About the role

Key responsibilities & impact

Own the commercial pricing position;
Own the pricing position and propose whole-of-book direction: where we sit by product and channel, where we should move to win, brought to the Pricing Committee as an evidenced recommendation.
Own competitive response: monitor the panel, and when a competitor moves, bring the proposed answer fast and execute once approved.
Own new-product pricing and its commercial launch: rate structure through to positioning and channel approach.
Provide the discretion framework and deal analytics that Sales operates with the network: where flex converts, what it costs in margin, and how penetration is trending.
Bring recommendations to the Pricing Committee as decisions with a point of view, backed by data, not options papers handed to the room.
Own pricing execution; Maintain the Pricing Monitor, Rate Card Master, and all four system rate reconciliations.
Draft, circulate, and implement Pricing Committee memos end to end.
Run unit economics checks (NIM, contribution margin, floor gap) on every pricing change.
Lead the Price Change Working Group from PC approval through post-implementation QA.
Build the portfolio pricing analytics workstreams not yet running; Business owner for portfolio performance reporting: own the metric definitions, interpretation, and the read to the Pricing Committee and Risk Council, with the build and pipeline executed and supported by the Data & Analytics team.
Portfolio yield decomposition: gross yield, NIM, and contribution margin by product, vintage, channel, and archetype.
Pricing realisation analysis: effective rate vs rate card, discretion penetration by channel, mix shift versus pricing assumptions.
Discharge economics and lifetime pricing analytics across the product suite.
Monthly competitive intelligence across the full lender panel: rates, credit policy, product launches, broker commissions.
Archetype-weighted competitive positioning.
Pricing effectiveness scorecard: conversion by rate point, pull-through by broker cohort, volume response.
Back-book yield monitoring and repricing candidates dashboard.
Quarterly BDM deal-level intelligence synthesis and borrower persona refresh.
Drive cross-functional alignment; Partner with Marketing on broker-facing positioning, campaign timing, and rate change comms.
Coordinate post-RBA comms windows across front-book and back-book.
Partner with Credit, Product, and Treasury on funding cost inputs, policy alignment, and product design.

Requirements

What you’ll need

Reasons instinctively from data, and is disciplined about stating what incomplete data can and cannot support.
Demonstrated ownership of a rate card, loading matrix, or Pricing Committee process.
4 to 6 years in a non-bank lender, bank, or mortgage aggregator with direct exposure to pricing, portfolio analytics, or treasury.
Residential or commercial lending domain knowledge required; warehouse funding cost mechanics strongly preferred.
Strong on IRR, NIM waterfall, contribution margin and funding cost mechanics; computes from first principles.
Excellent modelling discipline across models, tools, and analysis, this is critical; runs post-change effectiveness analysis independently.
Fluent in AI-assisted workflows; owns a prompt library and reuses it.
Clear, structured written output; PC memos and internal comms in plain, direct prose.
Able to step into PC chair function in the Head of Strategic Finance's absence.

Benefits

Comp & perks

Extra Leave – We offer birthday leave + an additional day of paid leave to be used for life events, celebrations, or just a mental health reset.
Two Weeks from Anywhere – We encourage employees to work remotely from a location of their choice for two weeks each year.
Learning and Development – All employees are encouraged and empowered to engage in professional development, including a number of learning initiatives run internally.
Social Events – We have a jam-packed social scene, with events throughout the year to bring the team together!