Bread Financial

Manager

• Lead the Product Management of Data Platforms and Customer 360 data strategy
• Drive product strategy across data products focusing on unified customer platform capabilities
• Prioritize roadmap initiatives for profitable growth through data
• Collaborate with data and analytics leadership and Technology partners
• Communicate product strategy to Product Owners, data engineers, and developers
• Conduct market research to stay updated on emerging technologies

Senior Manager, Data Platforms

Pricing Analyst

• Develop robust financial models, including cash flow analyses using ROI, ROA, and NPV
• Create and present financial presentations to senior leadership
• Conduct comprehensive financial analysis and forecasting of credit program portfolio performance
• Prepare detailed analyses and recommendations for leadership
• Collaborate with cross-functional teams to determine key assumptions and inputs
• Conduct competitive and client-specific research to support strategic initiatives
• Recommend enhancements of financial models, documentation, and reporting processes

Pricing Strategy Analyst

Marketing

• Assist in delivering branded marketing and loyalty strategies across portfolios and channels
• Develop marketing strategies for assigned market segments, brand partners, or verticals
• Coordinate execution of marketing strategies
• Oversee management of program strategy brief execution and campaign analysis
• Provide cost and revenue information to ensure alignment on marketing investment decisions
• Assist with development of campaign performance reporting and continuous monitoring
• Key contributor in developing monthly, quarterly, and annual marketing plans for specific verticals/products

Marketing Strategist, Acquisition

Product Manager

• Influence the digital capabilities roadmap by identifying new features and adding to the backlog
• Stay updated with industry developments, analyze market data, and use insights for product decisions
• Participate in client facing discovery sessions
• Identify and lead optimization opportunities, increasing initiative throughput
• Prioritize and maintain product backlog
• Lead multiple agile teams while managing relationships with key stakeholders and leadership
• Manage activities for business requirements documentation, risk identification, and mitigation
• Identify and implement process improvements to enhance product development
• Build partnerships within the Scrum team and manage cross-functional team dependencies
• Train and mentor Product Owners

Senior Product Owner – Credit Management

• Executes the strategy for all existing cardholder lifecycle marketing.
• Manages campaign timelines & deliverables with brand/internal partners.
• Responsible for reviewing and approving marketing collateral and oversees disclosure tool.
• Maintains a productive relationship with brand executional teams and communicates with brand partners.
• Partners with cross-functional teams including Portfolio Analytics, Credit Management, Finance, Marketing, and Operations.
• Monitors key metrics for existing cardholders such as attrition and retention rates.
• Manages contractual funds for assigned client(s) and processes related invoices.
• Drives execution of existing benefits including rewards and loyalty.

Account Lead – Portfolio & Existing Customer Marketing

Account Manager

• Develop and sustain working relationships with internal partners to meet client expectations
• Participate in or lead client calls and deliver business initiatives
• Manage bank-initiated changes that impact brand partners or cardholders
• Maintain project trackers and handle submission and reconciliation of program invoices
• Oversee inventory management, focusing on effective expense management for non-campaign related components
• Utilize reporting tools to monitor key metrics, identify opportunities, and drive solutions

Account Manager – Client Business Management

Security Engineer

• Lead the delivery of enterprise-scale cybersecurity solutions
• Manage the Jira backlog and translate complex security needs
• Partner with product manager to gather and document product requirements
• Lead sprint planning sessions and analyze business impact
• Write detailed user stories and acceptance criteria
• Establish collaborative relationships within the Scrum team

Cybersecurity Product Owner

• Develops marketing plans for assigned campaigns
• Creates and implements a test and learn agenda to optimize performance
• Manages a team of Associates to meet business goals and campaign KPIs
• Responsible for internal alignment on marketing investment decisions
• Develops robust campaign performance reporting in partnership with analytics teams
• Leads or participates in Marketing Center of Excellence projects
• Supports Jr. Associates with escalated issues

Acquisition, ECM Marketing Manager

• Serve as a key liaison between Bread Financial and its merchant partners
• Focus on optimizing existing Buy Now Pay Later and installment loan programs
• Drive portfolio growth and enhance customer experience
• Manage top client relationships and deliver post-launch support
• Collaborate with leadership to develop and implement portfolio strategies
• Guide client through the onboarding process and manage expectations
• Utilize understanding of P&L to influence product strategies
• Understand credit management practices and work cross-functionally

Senior Account Manager – New Business Strategy

IT Support

• Align architecture support to specific application or technology areas
• Define and drive aligned application or technology areas to target state architecture
• Onboard and mentor less experienced architects
• Cultivate relationships with leadership in business and IT
• Accountable for program and project architecture across large initiatives
• Work closely with stakeholders to define overall architecture
• Create architectural documentation for initiatives
• Ensure architecture aligns with functional and non-functional requirements
• Manage technical dependencies between projects
• Provide thought leadership and technical debt management

Principal Enterprise Architect

Engineer

• Help lead the stabilization and evolution of file transfer applications and processes
• Build high-quality, architecturally-sound processes that maintain, enhance, and transform file transfer applications
• Support On-Premise and Azure file transfer environments
• Facilitate day-to-day operations, including issue resolution and change management activities
• Manage daily automated Secure File Transfer Protocol (SFTP) transfers and schedule file transfers
• Automate file transfers, including writing scripts or API calls, error handling, file manipulation, job monitoring, job scheduling, and alert notifications
• Proactively monitor jobs and resolve issues in a timely manner
• Install and replace SSL certificates, manage SSH public and private keys
• Encrypt, decrypt, and sign files using automation with standards such as PGP
• Establish sustainable relationships with customers and communicate with various stakeholders
• Perform audits on file transfer accounts and systems
• Identify operational and infrastructure risks

Managed File Transfer Engineer

SDET

• Responsible for test automation with agile and waterfall teams for core application projects
• Writes automation test scripts using an object-oriented Ruby Cucumber framework
• Executes tests and analyze test results
• Develops and maintains expert understanding of all components and functionality of the system
• Provides guidance, mentoring, and training on testing practices

QA Automation Engineer IV

Financial Planning and Analysis

• Analyze and forecast financial performance metrics using data from SQL, Essbase, MicroStrategy, and other relevant sources.
• Evaluate client performance against expectations and provide insights through detailed reports and presentations.
• Identify and evaluate opportunities for process improvement and profitability enhancement based on portfolio trends and competitive research.
• Participate in client discussions to define objectives and success metrics and develop client performance reports.
• Develop and maintain key financial reports, including client deal structure summaries and portfolio performance analyses.
• Provide timely and accurate financial reporting to the team and internal partners, ensuring data integrity and clarity.
• Conduct ad-hoc financial analyses and support interdepartmental collaboration on various projects, contributing to the team's strategic objectives.