Bread Financial

Compliance

• Delivers compliant, risk-based solutions that help the organization achieve its goals
• Independently influences internal business partners regarding the programs supported
• Drives and executes against compliance strategies and roadmaps
• Advises and engages in complex compliance matters
• Analyzes complaint themes and actions appropriately
• Champions compliance programs and educates business partners
• Applies strategic thinking to develop appropriate solutions to mitigate regulatory risks

Compliance Consultant

IT Support

• Define and drive the organization's architectural vision and roadmap for enterprise use-cases in Agentic AI, GenAI, Machine Learning, Data strategies for AI needs
• Serve as the technical liaison between business units and IT departments
• Establish and enforce architectural best practices and standards
• Define the enterprise AI reference architecture including GenAI/Agentic AI patterns, agent frameworks, ML pipelines, data foundations and AI services
• Shape AI adoption roadmap balancing innovation with architectural integrity and operational readiness
• Align AI initiatives with business capabilities, value streams and enterprise architecture standards
• Lead efforts to modernize and streamline legacy architecture
• Provide executive-level presentations on architecture initiatives
• Lead independent research on upcoming AI technologies, their usage patterns and industry impacts

Senior Staff Enterprise Architect – Agentic AI

Security Operations

• Serves as a senior technical leader within the Cybersecurity Operations Center
• Focused on advancing detection engineering, automated response, and threat intelligence capabilities
• Responsible for designing, developing, and continuously improving high-fidelity detections across enterprise telemetry
• Engineering automated response workflows that reduce response times and operational burden
• Champion modern CSOC practices including detection-as-code, threat-informed defense, and integration of AI and agentic workflows
• Partners closely with cross-functional teams across infrastructure, cloud, identity, and application domains
• Drives innovation in CSOC operations, translates threat intelligence into actionable detections and hunts
• Mentors junior engineers and analysts, fostering technical growth and promoting scalable, repeatable security operations processes

Senior Cybersecurity Operations Engineer – AI

Product Manager

• Define and execute the tactical vision for product development
• Support emerging Agentic Commerce initiatives including proofs of concept
• Drive the feature backlog across AI platforms, commerce services, and brand integrations
• Lead agile delivery with engineering teams
• Manage stakeholder relationships and present updates
• Prioritize and maintain the product backlog for agentic commerce initiatives
• Analyze production issues and guide fixes
• Train and mentor Product Owners

Senior Product Owner – Agentic AI

Artificial Intelligence

• Lead a team of product owners and product managers focused on complex end-user experiences and emerging digital commerce capabilities.
• Help lead the development of new digital commerce capabilities from concept through pilot and scale, enabling AI-driven experiences that connect consumers, brands, and financing solutions within emerging commerce platforms.
• Maintain clarity for the team to ensure successful delivery of new and existing digital capabilities and collaborate with stakeholders across technology, platform, and business teams to align product goals.
• Manage the product lifecycle from ideation to launch, helping shape the company's strategy for AI-enabled commerce experiences.

Senior Manager – Product Agentic AI

Data Engineer

• Evolving data infrastructure and data analytics capabilities
• Building architecturally-sound data systems and pipelines for analytics and data science
• Leading full stack development projects
• Collaborating with cross-functional teams
• Managing data logistics including specifications, transfers, and structures
• Accessing, extracting, and transforming data from various sources using tools like Hadoop, Spark, and SQL
• Supporting analytical proof of concepts and tool exploration
• Developing scalable ETL pipelines and ensuring data quality and reliability
• Assisting in Agile/Lean methodologies and DevOps practices

Controller

• Overseeing financial reporting, accounting operations, and internal controls
• Ensuring accuracy and compliance of financial statements in accordance with GAAP
• Preparing and reviewing financial statements, ensuring accuracy and compliance
• Performing variance analysis, trend analysis, and reconciliations
• Managing financial transformation initiatives
• Collaborating with senior leadership to develop strategic financial plans

Lead Controllership

Product Marketing

• partner with Product, Engineering, Solutions & B2B Marketing teams to create go-to-market strategies for new product and feature launches
• own product-market positioning, documentation for merchant facing assets, product framework and messaging
• lead cross-functional efforts to bring new features and products to market
• develop product positioning, messaging, and value propositions in partnership with the B2B Marketing team and key stakeholders
• conduct market research and gather qualitative feedback to understand retailer product and service evaluation
• analyze competitive landscape for market segmentation and opportunity sizing
• collaborate on multi-channel GTM strategies and campaign messaging for new Bread Pay features
• create compelling content for internal and external audiences

Product Marketing Specialist

Marketing

• assists in delivering best in class, branded marketing and loyalty strategies across multiple portfolios and channels
• coordinates execution of marketing strategies
• develops acquisition or existing cardholder marketing activities that drive strong growth in New Accounts, Accounts Receivable, Credit Sales and Profit
• oversees the management of program strategy brief execution
• leads the execution of campaign strategies, partnering with cross-disciplinary teams
• provides cost and revenue information to ensure alignment on marketing investment decisions
• assists with campaign performance reporting and monitoring
• key contributor in developing monthly, quarterly, and annual marketing plans

Marketing Strategist – Acquisition, ECM

Manager

• Own the enterprise product strategy and capabilities for personalized customer facing experiences
• Lead digital optimization and omni-channel orchestration platforms
• Drive the strategic direction for Test & Learn program and digital placement strategies
• Develop a team of internal associates and external vendors for optimization and personalization
• Provide oversight on Web and Mobile Marketing banners via Adobe products
• Establish platform standards, documentation, governance, and best practices

Senior Manager – Journey Optimization Platforms

Customer Support

• Understand customer friction within current processes and experiences
• Collaborate with colleagues to enhance customer and business value
• Serve as the program owner creating business cases
• Manage a backlog of opportunities
• Lead partners through a disciplined framework
• Monitor journeys for friction points
• Manage team performance and provide coaching

Customer Experience Manager

• Responsible for oversight of campaign deliverables
• Key point of contact with internal and external partners on campaign details and updates
• Completes campaign setup and execution from a management and delivery perspective
• Assists with the implementation of new processes and supports strategic vision of leaders
• Contribute to projects aimed at delivering process improvements within the marketing organization
• Assist in process documentation for the Marketing Management organization

Associate Campaign Marketing Manager

Risk

• Oversee intradepartmental initiatives focused on control enhancement, automation, and process optimization.
• Manage project timelines, deliverables, and stakeholder expectations to ensure projects strengthen the overall data-risk framework.
• Provide coaching, shadowing, and skill-building opportunities to strengthen team capability.
• Lead assessment workshops, challenge sessions, and risk-acceptance discussions.
• Design key risk indicators (KRIs) and data-quality measures to monitor control effectiveness.
• Coordinate responses to audits, examinations, and regulatory inquiries related to data governance.
• Maintain documentation and testing evidence to demonstrate compliance posture.
• Author executive summaries and risk narratives for governance committees.
• Identify innovation opportunities and advocate automation or AI-based control testing where feasible.

Data Risk Advisor

Full-stack Engineer

• Design and enhance multi-agent frameworks and LLM-powered autonomous systems using goal schemas, planner-executor patterns, and well-defined policy enforcement points
• Contribute to the definition and implementation of agent state and memory architectures (short-/long-term, episodic, semantic) with strong PII-minimization practices and appropriate TTL strategies
• Implement and refine ReAct, CoT, and ToT reasoning loops, and help standardize their use across agent workflows
• Build offline and online evaluation signals using curated golden datasets
• Contribute to defining and implementing agent-to-agent communication protocols using frameworks like LangGraph, AutoGen, or CrewAI
• Measure and improve agent decision reliability using tools such as LangSmith, Arize Phoenix, and Weights & Biases
• Design deterministic tool-chaining patterns with appropriate fallbacks, and implement safeguards including idempotency, retries, and circuit-breaker logic
• Contribute to integrating grounding techniques to ensure accurate and reliable agent behavior
• Architect and implement safety controls such as scoped tool access, allow/deny actions, validators, red-team hooks, and human-escalation paths
• Use AgentSpec to define and apply Policy Enforcement Points (PEPs) that prevent high-risk or irreversible agent actions
• Operate and scale production agentic AI platforms on Kubernetes by defining agent-centric SLOs, instrumenting deep telemetry (reasoning quality, hallucination rates, tool latency), and supporting on-call through agent-assisted triage, automated rollback/roll-forward, and human-gated controls
• Establish enterprise safety guardrails, ethical guidelines, and compliance standards to ensure agents operate within legal, regulatory, and organizational boundaries, especially in high-risk or financial workflows
• Partner with Product to shape AI strategy and agent user experiences, and collaborate with data and backend teams to ensure agents access high-quality, real-time data across SQL systems, CRMs, SaaS platforms, APIs, and event streams within existing architectures
• Communicate complex agentic concepts—such as CoT, RAG, and safety controls—to non-technical stakeholders to build trust and organizational readiness
• Model resilience around model failures and promote AI-native engineering practices, including prompt design and evaluation techniques, across teams

Senior Staff Software Engineer – Agentic AI

QA Automation Engineer

• Collaborate on the design and implementation of quality engineering practices for financial technology solutions
• Maintain test frameworks to ensure efficient testing across the enterprise
• Work on improving automation frameworks for scalable test automation
• Help define and advocate for testing standards, automation strategies, and best practices in the SDLC
• Support efforts to address performance bottlenecks and quality gaps
• Contribute to the development of tools for managing test data across environments
• Integrate testing tools and frameworks into the CI/CD pipeline
• Develop and maintain automated test environments and data solutions
• Collaborate with quality engineering, product, and business teams on best practices in test-driven development (TDD) and automation