Compliance Consultant

Bread Financial

Compliance Consultant delivering compliant, risk-based solutions for Bread Financial. Advising on complex compliance matters and influencing internal business partners in multiple locations.

Posted 6/5/2026full-timeColumbus • New York, Ohio, Pennsylvania, Texas, Utah • 🇺🇸 United StatesSeniorLead💰 $97,900 - $177,400 per yearWebsite

ATS Keywords

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Hard Skills

compliance strategiesrisk frameworksregulatory complianceconsumer creditbanking complianceAI legislation complianceFair LendingRegulation BTILAFCRA

Soft Skills

strategic thinkinginfluencingadvisinganalyzingchampioning programseducatingengagingdriving execution

Tools & Technologies

NIST AI RMFISO 42001

Certifications & Qualifications

Certified Information Privacy Professional (CIPP)Certified Anti-Money Laundering Specialist (CAMS)Certified Regulatory Compliance Manager (CRCM)

Industry Keywords

risk-based solutionsregulatory risksopen End Consumer Credit Card LendingUDAAPECOA

About the role

Key responsibilities & impact

Delivers compliant, risk-based solutions that help the organization achieve its goals
Independently influences internal business partners regarding the programs supported
Drives and executes against compliance strategies and roadmaps
Advises and engages in complex compliance matters
Analyzes complaint themes and actions appropriately
Champions compliance programs and educates business partners
Applies strategic thinking to develop appropriate solutions to mitigate regulatory risks

Requirements

What you’ll need

High School Diploma or GED
8+ years experience in Consumer credit, banking compliance, and/or a related field
Bachelor’s Degree in Compliance, Risk, or Business (preferred)
Certified Information Privacy Professional (CIPP)
Certified Anti-Money Laundering Specialist (CAMS)
Certified Regulatory Compliance Manager (CRCM)
5+ years with open End Consumer Credit Card Lending and Banking Compliance (Fair Lending, Regulation B/ECOA, TILA/Regulation Z, FCRA, and UDAAP), and leading people indirectly
Experience evaluating, implementing, and governing compliance with AI legislation
Experience developing and operationalizing risk frameworks (e.g. NIST AI RMF, ISO 42001)

Benefits

Comp & perks

Medical, prescription drug, dental, vision, and other voluntary benefits
Six weeks of 100% paid parental leave
401(k) plan
11 paid holidays
Flexible Time Off (FTO) program
80 hours of Paid Sick and Safe Time (or 40 hours for Illinois associates)
Purchase company stock during offering periods
Annual incentive bonus based on performance